Senior benefits in Mills County, Texas
Seniors living in Mills County, Texas have access to a wide range of benefit programs that can help with health care, energy costs, food, transportation, and more. The Area Agency on Aging of Central Texas (AAACT) is a strong local starting point — it connects older adults and caregivers to services under Title III and its Aging and Disability Resource Center (ADRC). For help with home energy bills, the Hill Country Community Action Association (HCCAA) administers the Comprehensive Energy Assistance Program (CEAP) locally. Getting around the county is easier through Hill Country Transit District (The HOP), which offers both fixed-route and demand-response rides. Residents who need help paying for medical care may qualify for the Mills County Indigent Health Care Program (CIHCP). State programs such as Texas Medicaid for the Aged, Blind, or Disabled (MEPD), Texas STAR+PLUS, and the Texas Over-65 Homestead Exemption also apply here, along with dozens of federal programs. Each listing on this page includes its official source and the date it was last verified — the administering agency always makes the final eligibility decision.
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Local programs
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Texas programs
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Federal programs
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Categories
Last verified · October 12, 2026
Local starting point
Central Texas Council of Governments (CTCOG) — designated AAA under OAA Title III for the 7-county Central Texas region (Bell, Coryell, Hamilton, Lampasas, Milam, Mills, San Saba); headquartered in Belton
254-770-2330
See which of these Mills County programs you may qualify for.
Discover my benefitsHelping others? Print the Mills County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Mills County
Run by the county, its Area Agency on Aging, or another agency serving Mills County. Start here.
Emergency Aid in Mills County
Programs here typically lower an eligible household's bills by $100–$1,800 a year.
Hill Country Community Action Association (HCCAA) — CEAP Energy Assistance (Mills County)
County · TexasMills County's CEAP is delivered through HCCAA. HCCAA provides utility bill payment assistance for electricity, gas, and propane; energy crisis assistance during extreme weather; weatherization; Head Start; senior nutrition; case management; and energy education. Eligibility at 150% FPL; priority for households with elderly, disabled, or children under 5. Apply at hccaa.com or by calling HCCAA at 325-372-5167.
Estimated bill savings: $200–$1,600 a year
Mills County Emergency Aid — Referral Coordination
County · TexasMills County operates a referral-and-coordination emergency aid framework: (1) HCCAA for CEAP utility (325-372-5167); (2) AAACT for senior services (254-770-2330); (3) Mills County CIHCP for healthcare (325-648-2222); (4) The HOP / Hill Country Transit for transportation; (5) Catholic Charities of Central Texas; (6) Salvation Army of Killeen-Temple. Dial 211 for general referrals.
Estimated bill savings: $100–$1,800 a year
Healthcare in Mills County
Programs here typically lower an eligible household's bills by $1,000–$18,000 a year.
Mills County Indigent Health Care Program (CIHCP)
County · TexasThe Mills County Indigent Health Care Program (CIHCP) is required by Texas Health & Safety Code Chapter 61. Eligibility: Mills County resident age 18+; household income less than 21% of the Federal Poverty Level; not Medicaid-eligible. PRIMARY HOSPITAL: No major hospital in county; residents access Brownwood (Brown), Comanche, San Saba, or Lampasas referrals. Baylor Scott & White Medical Center - Temple (Bell County) is the regional academic medical center / tertiary referral; AdventHealth Central Texas in Killeen is the other major regional referral. Both have Patient Financial Assistance Programs (typically 200% FPL or broader). Apply by calling Mills County at 325-648-2222.
Estimated bill savings: $1,000–$18,000 a year
In this county: Mills CIHCP at 21% FPL — very strict. No major hospital in county; residents access Brownwood (Brown), Comanche, San Saba, or Lampasas referrals. Baylor Scott & White Temple + AdventHealth Central Texas Killeen are regional tertiary referrals.
Housing Assistance in Mills County
Supportive Services for Veteran Families (SSVF) — Mills County
County · TexasSSVF helps very low-income veteran families in Mills County who are about to lose their housing or have recently become homeless. A case manager makes a housing stability plan with you, helps you get other benefits, and connects you with community services. Depending on eligibility, it can give limited temporary help with rent, utilities, deposits, child care, bus fares and emergency supplies. Call 1-800-928-2262.
Nutrition in Mills County
Programs here typically provide services worth $1,200–$4,500 a year to an eligible household.
Area Agency on Aging of Central Texas (AAACT) — Title III + ADRC (Mills County)
County · TexasAAACT serves Mills County seniors age 60+ and their caregivers as part of the 7-county Central Texas region. Services include Title III Congregate Meals + Home-Delivered Meals, Benefits Counseling (HICAP/SHIP Medicare), Care Coordination, Caregiver Support, In-Home Support, and Long-Term Care Ombudsman. Apply by calling AAACT at 254-770-2330 or 800-447-7169.
Estimated service value: $1,200–$4,500 a year
Transportation in Mills County
Programs here typically provide services worth $200–$2,000 a year to an eligible household.
Hill Country Transit District (The HOP) — Fixed-Route + Demand-Response (Mills County)
County · TexasThe HOP (Hill Country Transit District) provides transit across Mills County. Fixed-route urban service operates in Killeen-Temple-Belton-Copperas Cove-Harker Heights metro (Bell + Coryell); demand-response rural service covers the remaining counties. Seniors 60+ qualify for reduced fares. Apply at takethehop.com or by calling 254-933-3700 (urban) or 800-791-9601 (rural).
Estimated service value: $200–$2,000 a year
Local agencies serving Mills County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
Mills County Commissioners Court
Runs: Mills County Emergency Aid, Mills County Indigent Health Care Program (CIHCP)
Hill Country Community Action Association, Inc. (HCCAA)
West Central Texas Regional Foundation (WCTRF), the 501(c)(3) foundation of the West Central Texas Council of Governments
Central Texas Council of Governments (CTCOG)
Hill Country Transit District (HCTD)
Texas and federal programs
Open to eligible households in Mills County and across the rest of Texas. Full details are on the Texas benefits page.
Money & income4 programs
Cash paid to you, and emergency help when money runs short.
Health & Medicare costs8 programs
Medicaid, Medicare savings, and help with drug and doctor bills.
- Medicare Savings Programs in Texas (QMB, SLMB, QI-1)
- Texas Medicaid for the Aged, Blind, or Disabled (MEPD)
- Texas STAR+PLUS — Medicaid Managed Care + Long-Term Services and Supports
- Extra Help (Part D Low-Income Subsidy)
- Qualifying Individual (QI)
- Qualified Medicare Beneficiary (QMB)
- Specified Low-Income Medicare Beneficiary (SLMB)
- State Health Insurance Assistance Program (SHIP)
Food5 programs
SNAP (food stamps), meals, and farmers market coupons.
Home, bills & taxes10 programs
Help with heating and electric bills, rent, property taxes, and home repairs.
- Texas 100% Disabled Veteran Homestead Exemption (Total Property Tax Exemption)
- Texas Disabled Veteran Property Tax Exemption (Partial, 10%–100% Rating)
- Texas Over-65 Homestead Exemption + School District Tax Ceiling (Tax Freeze)
- Texas Property Tax Deferral for Homeowners 65+ or Disabled
- Amy Young Barrier Removal Program (AYBR)
- Federal Lifeline
- Weatherization Assistance Program (WAP)
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)
- Housing Choice Voucher (Section 8)
- HUD Section 202 Supportive Housing for the Elderly
Care at home & long-term care4 programs
Help staying in your home, nursing home alternatives, and support for family caregivers.
Help, advice & legal7 programs
Free counseling, legal help, rides, and other senior services.
- Texas Health Information, Counseling and Advocacy Program (HICAP): free Medicare counseling
- Texas Disabled Veteran Super Combo Hunting & Fishing License (Free)
- Texas State Veterans Cemeteries (No-Cost Burial Benefits)
- Texas Veterans Commission Claims Assistance (Free VA Claims Help)
- Older Americans Act Supportive Services (Title III-B)
- Long-Term Care Ombudsman Program
- Senior Medicare Patrol (SMP)
Veterans3 programs
Benefits for veterans and their surviving spouses.
Nearby counties
Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
