Senior benefits in McLean County, Illinois
Seniors in McLean County, Illinois have access to a wide range of benefit programs that can help with health care, housing costs, food, energy bills, and daily living. The East Central Illinois Area Agency on Aging (ECIAAA) is the local starting point for many of these services, including Options Counseling, the Community Care Program, and meal programs. Connect Transit in Bloomington-Normal offers a free senior fare and Connect Mobility paratransit for those who need extra transportation help. If energy costs are a burden, McLean County LIHEAP — delivered locally by Tazwood Community Services — may be able to help. Carle BroMenn Medical Center and OSF St. Joseph both offer financial assistance programs for qualifying patients. State programs such as Illinois SHIP, the Medicare Savings Program, and the Senior Citizens Assessment Freeze may also apply. Federal programs add even more options. Each listing on this page includes its official source and the date it was last verified, and the relevant agency makes all final eligibility decisions.
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Local programs
22
Illinois programs
25
Federal programs
17
Categories
Local starting point
East Central Illinois Area Agency on Aging (ECIAAA, Bloomington) — the PSA 5 AAA serving Champaign, Clark, Coles, Cumberland, DeWitt, Douglas, Edgar, Ford, Iroquois, Livingston, McLean, Macon, Moultrie, Piatt, Shelby, and Vermilion counties
800-888-4456
See which of these McLean County programs you may qualify for.
Find my benefitsHelping others? Print the McLean County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in McLean County
Run by the county, its Area Agency on Aging, or another agency serving McLean County. Start here.
Emergency Aid
Programs here are typically worth $200–$3,000 a year to an eligible household.
McLean County LIHEAP — Energy Assistance (McLean County)
CountyIllinois LIHEAP (Low Income Home Energy Assistance Program) for McLean County residents is administered by Tazwood Community Services (the current LIHEAP/weatherization provider for McLean and Livingston counties; Mid Central Community Action also offers related services). LIHEAP provides a one-time heating/cooling benefit and reconnection help; the year-round PIPP (Percentage of Income Payment Plan) caps the energy bill at a percentage of income with monthly credits. Households at or below 200% of the Federal Poverty Level qualify; seniors 60+ get priority windows. Apply at 309-533-7723 or HelpIllinoisFamilies (877-411-9276).
$250–$1,500/yr
In this county: McLean: LIHEAP via Tazwood Community Services (current provider; +PIPP). ≤60% State Median Income; seniors 60+ priority.
McLean County Township General Assistance + Emergency Aid — Referral Coordination (McLean County)
CountyMcLean County emergency aid: (1) DISTINCTIVE to Illinois — TOWNSHIP GENERAL ASSISTANCE (GA): each township supervisor provides emergency 'General Assistance' for residents with little or no income — help with rent, utilities, food, and personal/medical needs (Illinois's analog to Indiana's township-trustee relief). In Bloomington this is the City of Bloomington Township; in Normal, Normal Township; elsewhere, find your township supervisor through the county. (2) ECIAAA / the local senior center for case management, meals, and the Community Care Program (1-800-888-4456). (3) Tazwood Community Services / Mid Central Community Action for LIHEAP utility help. (4) Carle BroMenn and OSF St. Joseph financial assistance for medical bills. (5) Salvation Army / Home Sweet Home Ministries / Catholic Charities / Mid Central Community Action. (6) Midwest Food Bank / Eastern Illinois Foodbank partner pantries. (7) Dial 211.
$200–$3,000/yr
In this county: McLean: Illinois township General Assistance (City of Bloomington Township; Normal Township) is the front-line emergency aid. Layered with ECIAAA, Tazwood/MCCA LIHEAP, Carle BroMenn/OSF charity care, and 211.
Healthcare
Programs here are typically worth $500–$45,000 a year to an eligible household.
Carle BroMenn Medical Center (Normal) + OSF St. Joseph (Bloomington) — Financial Assistance (McLean County)
CountyMcLean County hospital safety net: Bloomington-Normal is served by two nonprofit systems — Carle BroMenn Medical Center (Normal, part of Carle Health) and OSF St. Joseph Medical Center (Bloomington, part of OSF HealthCare). Both offer financial-assistance / Community Care programs with free or discounted care on a sliding scale by family size and income. DISTINCTIVE to Illinois: state law (the Hospital Uninsured Patient Discount Act + Fair Patient Billing Act) REQUIRES hospitals to provide financial assistance — uninsured patients at or below 200% (rural/critical-access) or 300% (urban) of the Federal Poverty Level generally receive free care, with capped discounts above that. Most Illinois hospitals have a robust charity-care policy as a result. Apply at either hospital's financial counseling office: Carle BroMenn at https://carle.org/patients-visitors/financial-assistance (888-712-2753), or OSF St. Joseph (https://www.osfhealthcare.org/hospitals/st-joseph/patients-visitors, 309-665-5000).
$500–$45,000/yr
In this county: McLean = Carle BroMenn (Normal, Carle Health) + OSF St. Joseph (Bloomington, OSF HealthCare). Illinois LAW mandates financial assistance (free care to ~200-300% FPL).
Nutrition
Programs here are typically worth $1,500–$6,000 a year to an eligible household.
East Central Illinois Area Agency on Aging (ECIAAA, PSA 5) — Options Counseling + Community Care Program + Meals (McLean County)
CountyMcLean County's Area Agency on Aging is the East Central Illinois Area Agency on Aging (ECIAAA, PSA 5), headquartered in Bloomington. Local senior services run through area senior centers and the McLean County adult/senior services network. Services: Aging & Disability Resource Network information and assistance; intake/referral for the Illinois Community Care Program (CCP) in-home services via a local Care Coordination Unit; home-delivered and congregate meals; caregiver support (NFCSP); benefits counseling (SNAP / Medicare Part D / SHIP / Benefit Access); and adult protective services. ECIAAA is one of Illinois's 13 Area Agencies on Aging. Call 1-800-888-4456.
$1,500–$6,000/yr
In this county: McLean: AAA = ECIAAA (PSA 5, HQ in Bloomington). Community Care Program (income-blind in-home care), meals, caregiver support, benefits counseling.
Transportation
Programs here are typically worth $300–$2,500 a year to an eligible household.
Connect Transit (Bloomington-Normal) — Free Senior Fare + Connect Mobility Paratransit (McLean County)
CountyMcLean County public transportation is Connect Transit, the Bloomington-Normal fixed-route bus system. DISTINCTIVELY, seniors age 65+ ride FREE (or discounted) with a Connect Transit photo-ID pass; Connect Mobility provides shared-ride, origin-to-destination paratransit for people who can't use the fixed-route buses ($1.25 each way). In the rural parts of the county, SHOW BUS provides deviated-fixed-route and demand-response service. The Illinois Benefit Access Program adds free/reduced fares for income-eligible riders 65+. Get a senior or Connect Mobility ID at the Connect Transit office.
$300–$2,500/yr
In this county: McLean: Connect Transit — seniors 65+ ride FREE with ID pass; Connect Mobility paratransit; SHOW BUS rural; Benefit Access free for 65+.
Illinois and federal programs
Open to eligible households in McLean County and across the rest of Illinois. Full details are on the Illinois benefits page.
Caregiver Support
- Illinois Family Caregiver Support Program (NFCSP)State$500–$5,000/yrOfficial source →
Cash Assistance
Emergency Aid
Employment
- Senior Community Service Employment Program (SCSEP)Federal$15,000–$17,000/yrOfficial source →
Food Assistance
- Commodity Supplemental Food Program (CSFP) Senior Food BoxFederal$240–$600/yrOfficial source →
- Congregate Meals at Senior CentersFederal$1,000–$2,500/yrOfficial source →
- Home-Delivered Meals (Meals on Wheels)Federal$1,500–$4,000/yrOfficial source →
- Senior Farmers' Market Nutrition Program (SFMNP)Federal$35–$50/yrOfficial source →
- SNAP (Supplemental Nutrition Assistance Program) for SeniorsFederal$280–$2,400/yrOfficial source →
Healthcare
- CHAMPVA (Civilian Health and Medical Program of the VA)Federal$3,000–$15,000/yrOfficial source →
- State Health Insurance Assistance Program (SHIP)FederalOfficial source →
- VA Health CareFederal$5,000–$20,000/yrOfficial source →
- Illinois Medicaid — Aid to the Aged, Blind, and Disabled (AABD)State$4,000–$30,000/yrOfficial source →
- Illinois Medicare Savings Program (QMB / SLMB / QI)State$2,435–$8,000/yrOfficial source →
- Illinois SHIP — Senior Health Insurance Program (Medicare Counseling)Stateup to $2,000/yrOfficial source →
Home Care
- Program of All-Inclusive Care for the Elderly (PACE)State$30,000–$80,000/yrOfficial source →
- Illinois Community Care Program (CCP) — In-Home Services for Seniors 60+State$3,000–$25,000/yrOfficial source →
Housing
- Housing Choice Voucher (Section 8)Federal$8,000–$20,000/yrOfficial source →
- HUD Section 202 Supportive Housing for the ElderlyFederal$5,000–$15,000/yrOfficial source →
Income Support
- Supplemental Security Income (SSI)Federal$11,928–$17,892/yrOfficial source →
Long Term Care
- PACE — Program of All-Inclusive Care for the ElderlyFederal$6,000–$40,000/yrOfficial source →
- Comprehensive Care in Residential Settings (CCRS)StateOfficial source →
- Illinois Veterans' Homes (Long-Term Care)StateOfficial source →
- Illinois Supportive Living Program — Medicaid-covered assisted livingStateOfficial source →
Medicare Savings
- Extra Help (Part D Low-Income Subsidy)Federal$4,000–$5,300/yrOfficial source →
- Qualifying Individual (QI)Federal$2,400–$2,435/yrOfficial source →
- Qualified Medicare Beneficiary (QMB)Federal$2,435–$3,500/yrOfficial source →
- Specified Low-Income Medicare Beneficiary (SLMB)Federal$2,400–$2,435/yrOfficial source →
Nutrition
Supportive Services
- Long-Term Care Ombudsman ProgramFederalOfficial source →
- National Family Caregiver Support Program (OAA Title III-E)Federal$1,000–$5,000/yrOfficial source →
- Older Americans Act Supportive Services (Title III-B)Federal$500–$3,000/yrOfficial source →
- Senior Medicare Patrol (SMP)FederalOfficial source →
- Illinois Free Hunting and Fishing Licenses for Disabled VeteransStateOfficial source →
- Illinois Veteran Service Officers (Free VA Claims Help)StateOfficial source →
- Illinois Care Connections (ICC)StateOfficial source →
- Illinois Volunteer Money Management ProgramStateOfficial source →
- Sunset Veterans Cemetery at Quincy (State Veterans Cemetery)StateOfficial source →
Tax Relief
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)Federalup to $1,125/yrOfficial source →
- Illinois 70%+ Disabled Veteran Homestead Exemption (Property Tax Exempt up to $250,000 EAV)State$3,000–$9,000/yrOfficial source →
- Illinois Veterans with Disabilities Homestead Exemption (Partial, 30%–69% Rating)State$150–$500/yrOfficial source →
- Illinois Senior Citizens Assessment Freeze + Homestead Exemption (Property Tax)State$150–$4,000/yrOfficial source →
Transportation
Utility Assistance
- Federal LifelineFederal$111–$411/yrOfficial source →
- Weatherization Assistance Program (WAP)Federal$3,000–$8,000/yrOfficial source →
Veteran Benefits
- VA Aid & Attendance (Improved Pension)Federal$12,000–$34,488/yrOfficial source →
Nearby counties
County programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
