Senior benefits in Monroe County, Pennsylvania
Seniors living in Monroe County, Pennsylvania have access to a wide range of benefit programs that can help with health care, energy costs, medications, transportation, and more. The Monroe County Area Agency on Aging is a strong local starting point — it connects residents to services under the Older Americans Act Title III and offers free APPRISE Medicare Counseling to help you understand your coverage options. Monroe County Transit Authority (MCTA) runs the Pocono Pony fixed-route bus and a Shared Ride program for medical and essential trips, making it easier to get around the Poconos region. LVHN-Pocono and St. Luke's Monroe Campus both offer financial assistance programs for eligible patients. The Monroe County Assistance Office handles local delivery of Pennsylvania LIHEAP energy assistance, and Monroe County Emergency Aid provides referral coordination for urgent needs. State programs like PACE/PACENET, the Property Tax/Rent Rebate Program, and Medicare Savings Programs also apply here. Federal programs add further support. Each listing below includes its official source and the date it was last verified — the administering agency makes the final eligibility decision.
5
Local programs
16
Pennsylvania programs
25
Federal programs
15
Categories
Local starting point
Monroe County Area Agency on Aging — designated AAA under the Older Americans Act Title III for Monroe County; one of 52 AAAs in Pennsylvania. Reports to the PA Department of Aging.
570-420-3735
See which of these Monroe County programs you may qualify for.
Find my benefitsHelping others? Print the Monroe County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Monroe County
Run by the county, its Area Agency on Aging, or another agency serving Monroe County. Start here.
Emergency Aid
Programs here are typically worth $200–$3,000 a year to an eligible household.
Monroe County Assistance Office (CAO) — LIHEAP Energy Assistance Delivery (Monroe County)
CountyMonroe CAO delivers PA LIHEAP (Cash + Crisis + Crisis Interface) for Monroe County residents. Same eligibility as the state program (~150% FPL). Apply through the Monroe CAO office, at COMPASS (compass.dhs.pa.gov), or by calling 570-426-6800. Seniors age 60+ may also apply through Monroe AAA (570-420-3735) for priority processing. Application window typically November-April.
$200–$1,500/yr
Monroe County Emergency Aid — Referral Coordination
CountyMonroe County emergency aid: (1) Monroe CAO for Cash Assistance / Emergency LIHEAP / Medicaid (570-426-6800); (2) Monroe AAA for senior-specific case management (570-420-3735); (3) Monroe hospital safety net (570-421-4000); (4) Monroe County Transit Authority (MCTA) — Pocono Pony + Shared Ride for transportation (570-839-6282); (5) Catholic Charities of the Diocese of Allentown (covers Lehigh + Northampton + Carbon + Berks + Schuylkill); (6) Second Harvest Food Bank of Lehigh Valley and Northeast Pennsylvania (regional food bank serving 6 counties); (7) Dollar Energy Fund (PA-specific utility crisis nonprofit since 1983). Dial 211 (211 NEPA) for general referrals.
$200–$3,000/yr
Healthcare
Programs here are typically worth $500–$30,000 a year to an eligible household.
LVHN-Pocono + St. Luke's Monroe Campus — Financial Assistance (Monroe County)
CountyMonroe County's principal community hospital safety net is LVH-Pocono (East Stroudsburg, LVHN since 2017) is Monroe's principal community hospital; St. Luke's Monroe Campus (Stroudsburg, opened 2021) is the new competitor. Tertiary referrals route to LVHN Cedar Crest (Allentown) or to NJ academic systems (Morristown Medical Center, NJ).. Each system operates a Financial Assistance Program (sliding scale typically to 300-400% FPL). Note: PA Medicaid ABD is STRICT (~$989/month), so many low-income seniors fall above Medicaid and rely on hospital FAPs. In the Lehigh Valley + Poconos, the dominant systems are LVHN (academic flagship) and St. Luke's University Health Network — direct competitors tied to different insurance products. Apply at the hospital's financial counseling office or at https://www.lvhn.org/financial-services/get-financial-assistance. Phone: 570-421-4000.
$500–$30,000/yr
In this county: Monroe: LVH-Pocono (East Stroudsburg, LVHN since 2017) is Monroe's principal community hospital; St. Luke's Monroe Campus (Stroudsburg, opened 2021) is the new competitor. Tertiary referrals route to LVHN Cedar Crest (Allentown) or to NJ academic systems (Morristown Medical Center, NJ).. LVHN vs. St. Luke's network competition mirrors UPMC vs. AHN dynamic in SW PA.
Nutrition
Programs here are typically worth $1,500–$6,000 a year to an eligible household.
Monroe County Area Agency on Aging — Title III + APPRISE Medicare Counseling (Monroe County)
CountyMonroe County AAA serves seniors age 60+ and their caregivers. Services include: Title III Congregate Meals + Home-Delivered Meals (Meals on Wheels); APPRISE (PA's SHIP — Medicare benefits counseling); PACE/PACENET enrollment assistance; PA Lottery-funded Senior Shared Ride transportation enrollment; Caregiver Support; Protective Services; Aging Waiver Care Management; In-Home Services. Apply by calling Monroe AAA at 570-420-3735 or emailing aging@monroecountypa.gov.
$1,500–$6,000/yr
Transportation
Programs here are typically worth $300–$2,500 a year to an eligible household.
Monroe County Transit Authority (MCTA) — Pocono Pony + Shared Ride (Monroe County)
CountyMonroe County Transit Authority (MCTA) — Pocono Pony + Shared Ride covers Monroe County. Monroe County Transit Authority (MCTA) operates the Pocono Pony fixed-route bus across Stroudsburg-East Stroudsburg + connecting routes to Mt. Pocono + Bushkill. Shared Ride for medical and essential trips. PA Senior Free Transit Program for fixed-route. Notable: Monroe is the principal Poconos resort county — transit shaped by both year-round residents AND tourism patterns.. PA also runs the Senior Shared Ride program — funded by PA Lottery, age 65+ pays $1-3 per essential trip. Apply for senior fare through the local transit authority or Monroe AAA at 570-420-3735.
$300–$2,500/yr
In this county: Monroe: PA Senior Free Transit + Senior Shared Ride. Lehigh + Northampton share LANTA; Carbon + Monroe have county-operated transit.
Pennsylvania and federal programs
Open to eligible households in Monroe County and across the rest of Pennsylvania. Full details are on the Pennsylvania benefits page.
Emergency Aid
Employment
- Senior Community Service Employment Program (SCSEP)Federal$15,000–$17,000/yrOfficial source →
Food Assistance
- Commodity Supplemental Food Program (CSFP) Senior Food BoxFederal$240–$600/yrOfficial source →
- Congregate Meals at Senior CentersFederal$1,000–$2,500/yrOfficial source →
- Home-Delivered Meals (Meals on Wheels)Federal$1,500–$4,000/yrOfficial source →
- Senior Farmers' Market Nutrition Program (SFMNP)Federal$35–$50/yrOfficial source →
- SNAP (Supplemental Nutrition Assistance Program) for SeniorsFederal$280–$2,400/yrOfficial source →
Healthcare
- CHAMPVA (Civilian Health and Medical Program of the VA)Federal$3,000–$15,000/yrOfficial source →
- State Health Insurance Assistance Program (SHIP)FederalOfficial source →
- VA Health CareFederal$5,000–$20,000/yrOfficial source →
- Pennsylvania Medical Assistance for the Aged, Blind, or Disabled (Non-MAGI MA)State$4,000–$50,000/yrOfficial source →
- Pennsylvania Medicare Savings Programs (QMB / SLMB / QI / SLMB-1)State$2,098–$8,000/yrOfficial source →
- PACE + PACENET — Pennsylvania Pharmaceutical Assistance Contract for the ElderlyState$500–$4,000/yrOfficial source →
Home Care
- Living Independence for the Elderly (LIFE) — Pennsylvania's PACE ProgramState$30,000–$80,000/yrOfficial source →
Housing
- Housing Choice Voucher (Section 8)Federal$8,000–$20,000/yrOfficial source →
- HUD Section 202 Supportive Housing for the ElderlyFederal$5,000–$15,000/yrOfficial source →
- Pennsylvania Property Tax/Rent Rebate Program (PTRR)State$380–$1,000/yrOfficial source →
Income Support
- Supplemental Security Income (SSI)Federal$11,928–$17,892/yrOfficial source →
Long Term Care
- PACE — Program of All-Inclusive Care for the ElderlyFederal$6,000–$40,000/yrOfficial source →
- Pennsylvania Community HealthChoices (CHC)State$20,000–$80,000/yrOfficial source →
- Pennsylvania State Veterans Homes (Long-Term Care)StateOfficial source →
Medicare Savings
- Extra Help (Part D Low-Income Subsidy)Federal$4,000–$5,300/yrOfficial source →
- Qualifying Individual (QI)Federal$2,400–$2,435/yrOfficial source →
- Qualified Medicare Beneficiary (QMB)Federal$2,435–$3,500/yrOfficial source →
- Specified Low-Income Medicare Beneficiary (SLMB)Federal$2,400–$2,435/yrOfficial source →
Supportive Services
- Long-Term Care Ombudsman ProgramFederalOfficial source →
- National Family Caregiver Support Program (OAA Title III-E)Federal$1,000–$5,000/yrOfficial source →
- Older Americans Act Supportive Services (Title III-B)Federal$500–$3,000/yrOfficial source →
- Senior Medicare Patrol (SMP)FederalOfficial source →
- Pennsylvania County Directors of Veterans Affairs (Free Benefits and Claims Help)StateOfficial source →
- Pennsylvania Disabled Veteran Fishing License (Free or Reduced Fee)StateOfficial source →
- Pennsylvania Disabled Veteran Hunting License (Free or $2.97)StateOfficial source →
Tax Relief
Utility Assistance
- Federal LifelineFederal$111–$411/yrOfficial source →
- Weatherization Assistance Program (WAP)Federal$3,000–$8,000/yrOfficial source →
Veteran Benefits
- VA Aid & Attendance (Improved Pension)Federal$12,000–$34,488/yrOfficial source →
- Pennsylvania Amputee and Paralyzed Veterans' Pension ($150 per Month)State$1,800/yrOfficial source →
- Pennsylvania Blind Veterans' Pension ($150 per Month)State$1,800/yrOfficial source →
Not legal or financial advice. The agency makes the final eligibility decision.
