Senior benefits in Union County, Indiana
Seniors living in Union County, Indiana, have access to a wide range of benefit programs that can help with healthcare, food, energy costs, transportation, and more. LifeStream Services, the Area 6 Agency on Aging, is the local starting point for help — offering Options Counseling, the PathWays for Aging waiver, CHOICE home care services, and meal programs for Union County residents. Because Union County does not have its own acute-care hospital, Reid Health in Richmond serves as the regional hospital safety net, and its financial assistance program may help with medical costs. The Union County Energy Assistance Program can help with heating and cooling bills, and Township Trustee Poor Relief provides emergency aid for qualifying residents. LifeStream also coordinates senior and rural transportation through the TRAM program. State programs such as HoosierRx, Indiana Medicare Savings Programs, and the Indiana SHIP counseling program are available here too, along with dozens of federal programs. Each listing below includes its official source and the date it was last verified — the sponsoring agency always makes the final eligibility decision.
5
Local programs
18
Indiana programs
25
Federal programs
16
Categories
Local starting point
LifeStream Services, Inc. (Yorktown) — the Area 6 Area Agency on Aging and Aging & Disability Resource Center serving Blackford, Delaware, Fayette, Franklin, Grant, Henry, Jay, Madison, Randolph, Rush, Union, and Wayne counties in East Central Indiana
765-759-1121
See which of these Union County programs you may qualify for.
Find my benefitsHelping others? Print the Union County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Union County
Run by the county, its Area Agency on Aging, or another agency serving Union County. Start here.
Emergency Aid
Programs here are typically worth $200–$3,000 a year to an eligible household.
Union County Energy Assistance Program (EAP) (Union County)
CountyIndiana Energy Assistance Program (EAP) for Union County residents is delivered through Southeastern Indiana Economic Opportunity Corporation (SIEOC), the regional Community Action agency. EAP provides a one-time winter-heating / summer-cooling credit (up to $675) plus winter disconnection protection for households at or below 60% of the State Median Income (~$33,556/year for one person). Apply through the Indiana EAP client portal (in.gov/ihcda) or Southeastern Indiana Economic Opportunity Corporation (SIEOC) (888-292-5475).
$200–$675/yr
Union County Township Trustee Poor Relief + Emergency Aid — Referral Coordination (Union County)
CountyUnion County emergency aid: (1) DISTINCTIVE to Indiana — each elected Township Trustee provides 'poor relief' (township assistance): emergency help with rent / eviction prevention, utility shutoff, food, clothing, medical needs, and burial expenses for residents of that township. Union County has 6 townships; find your trustee through the county offices. (2) LifeStream Services for senior case management, meals, and PathWays/CHOICE (765-759-1121). (3) The regional Community Action agency for EAP utility help. (4) The county hospital Financial Assistance Programs for healthcare. (5) Salvation Army / St. Vincent de Paul / Catholic Charities. (6) Second Harvest Food Bank of East Central Indiana. (7) Dial 211 for general referrals.
$200–$3,000/yr
Healthcare
Programs here are typically worth $500–$30,000 a year to an eligible household.
Union County Hospital Reach (Reid Health Richmond) — Financial Assistance (Union County)
CountyUnion County hospital safety net: Union = no in-county acute hospital; served by Reid Health (Richmond, Wayne County). Indiana hospitals do not have a single state-mandated charity-care law (unlike New Jersey); each runs its own Financial Assistance Program, typically a sliding scale to 200-300% of the Federal Poverty Level, and non-profit hospitals must offer one. Apply at the hospital financial counseling office or at https://reidhealth.org/Patient-Resources/Billing-and-Insurance/Financial-Assistance. Phone: 765-983-3000.
$500–$30,000/yr
In this county: Union: Union = no in-county acute hospital; served by Reid Health (Richmond, Wayne County). Each hospital runs its own Financial Assistance Program (no Indiana state-mandated charity-care law).
Nutrition
Programs here are typically worth $1,500–$6,000 a year to an eligible household.
LifeStream Services (Area 6 Agency on Aging) — Options Counseling + PathWays/CHOICE + Meals (Union County)
CountyUnion County's Area Agency on Aging is LifeStream Services (Area 6 Agency on Aging). Services: Aging & Disability Resource Center (ADRC) options counseling; enrollment/assessment for the Medicaid PathWays for Aging waiver and the state CHOICE program; Meals on Wheels and congregate meals; caregiver support (NFCSP); transportation (TRAM); and home modifications. LifeStream is one of Indiana's 16 AAAs, serving 12 East Central Indiana counties. Apply by calling 765-759-1121 or 800-589-1121.
$1,500–$6,000/yr
Transportation
Programs here are typically worth $500–$2,500 a year to an eligible household.
Whitewater Valley Regional Transit (Union County)
CountyWhitewater Valley Regional Transit (formerly Union County Transit) provides public transportation in Union County. Anyone can ride — there is no age requirement. Fares are zone-based with exact change: $1.00 within Liberty, $2.25 to $4.50 for trips farther out toward the county line — and Union County residents ride free within the county on Fridays. Register and reserve by calling (765) 458-7277 between 8 a.m. and 4 p.m., at least 24 hours ahead.
$500–$2,500/yr
In this county: Union: open to everyone; residents ride free in-county on Fridays. Call (765) 458-7277 (8 a.m.-4 p.m., Mon-Fri) to register and book 24 hours ahead.
Indiana and federal programs
Open to eligible households in Union County and across the rest of Indiana. Full details are on the Indiana benefits page.
Caregiver Support
- Indiana Family Caregiver Support Program (NFCSP)State$500–$5,000/yrOfficial source →
Emergency Aid
Employment
- Senior Community Service Employment Program (SCSEP)Federal$15,000–$17,000/yrOfficial source →
Food Assistance
- Commodity Supplemental Food Program (CSFP) Senior Food BoxFederal$240–$600/yrOfficial source →
- Congregate Meals at Senior CentersFederal$1,000–$2,500/yrOfficial source →
- Home-Delivered Meals (Meals on Wheels)Federal$1,500–$4,000/yrOfficial source →
- Senior Farmers' Market Nutrition Program (SFMNP)Federal$35–$50/yrOfficial source →
- SNAP (Supplemental Nutrition Assistance Program) for SeniorsFederal$280–$2,400/yrOfficial source →
Healthcare
- CHAMPVA (Civilian Health and Medical Program of the VA)Federal$3,000–$15,000/yrOfficial source →
- State Health Insurance Assistance Program (SHIP)FederalOfficial source →
- VA Health CareFederal$5,000–$20,000/yrOfficial source →
- Indiana CHOICE — Community and Home Options to Institutional CareState$2,000–$15,000/yrOfficial source →
- HoosierRx — Indiana State Pharmaceutical Assistance ProgramState$300–$840/yrOfficial source →
- Indiana Medicaid — Aged, Blind, and Disabled (ABD)State$4,000–$30,000/yrOfficial source →
- Indiana Medicare Savings Programs (QMB / SLMB / QI)State$2,435–$7,000/yrOfficial source →
- Indiana PathWays for Aging Waiver — Medicaid HCBS for Seniors 60+State$8,000–$60,000/yrOfficial source →
- Indiana SHIP — State Health Insurance Assistance ProgramState$100–$2,000/yrOfficial source →
Home Care
- Program of All-Inclusive Care for the Elderly (PACE)State$30,000–$80,000/yrOfficial source →
Housing
- Housing Choice Voucher (Section 8)Federal$8,000–$20,000/yrOfficial source →
- HUD Section 202 Supportive Housing for the ElderlyFederal$5,000–$15,000/yrOfficial source →
Income Support
- Supplemental Security Income (SSI)Federal$11,928–$17,892/yrOfficial source →
Long Term Care
Medicare Savings
- Extra Help (Part D Low-Income Subsidy)Federal$4,000–$5,300/yrOfficial source →
- Qualifying Individual (QI)Federal$2,400–$2,435/yrOfficial source →
- Qualified Medicare Beneficiary (QMB)Federal$2,435–$3,500/yrOfficial source →
- Specified Low-Income Medicare Beneficiary (SLMB)Federal$2,400–$2,435/yrOfficial source →
Nutrition
Supportive Services
- Long-Term Care Ombudsman ProgramFederalOfficial source →
- National Family Caregiver Support Program (OAA Title III-E)Federal$1,000–$5,000/yrOfficial source →
- Older Americans Act Supportive Services (Title III-B)Federal$500–$3,000/yrOfficial source →
- Senior Medicare Patrol (SMP)FederalOfficial source →
- Indiana County Veteran Service Officers (Free VA Claims Help)StateOfficial source →
- Indiana Disabled Veteran Hunting & Fishing License ($2.75 a Year)StateOfficial source →
- Indiana Veterans Memorial Cemetery (Madison)StateOfficial source →
Tax Relief
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)Federalup to $1,125/yrOfficial source →
- Indiana Disabled Veteran Property Tax Credits ($350 Wartime / $250 Age 62+)State$250–$600/yrOfficial source →
- Indiana Totally Disabled Veteran Property Tax Exemption (100% of Home Value)State$1,100–$3,000/yrOfficial source →
- Indiana Over-65 Property Tax Benefits — Deduction + Circuit Breaker CreditState$200–$1,500/yrOfficial source →
Utility Assistance
- Federal LifelineFederal$111–$411/yrOfficial source →
- Weatherization Assistance Program (WAP)Federal$3,000–$8,000/yrOfficial source →
Veteran Benefits
- VA Aid & Attendance (Improved Pension)Federal$12,000–$34,488/yrOfficial source →
Nearby counties
County programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
