Benefits · New Jersey

Senior benefits in Union County, New Jersey

Seniors in Union County, New Jersey have access to a wide range of benefit programs that can help with health care, prescription costs, housing, energy bills, and more. The Union County Division on Aging serves as the county's designated Area Agency on Aging and is a strong local starting point — it connects residents to Title III services, NJ SHIP Medicare counseling, and enrollment help for programs like PAAD and Senior Gold. For medical bills, Union County is served by multiple hospital financial assistance programs, including Trinitas Regional Medical Center in Elizabeth, Overlook Medical Center in Summit, and Robert Wood Johnson Rahway. Energy cost help is available through the Union County LIHEAP Administering Agency, coordinated locally through UCEDC and Plainfield Action Services. State programs such as ANCHOR, Senior Freeze, Lifeline, and Medicare Savings Programs also apply here, alongside dozens of federal programs. Each listing on this page includes its official source and the date it was last verified. The sponsoring agency always makes the final eligibility decision.

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Local programs

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New Jersey programs

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Federal programs

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Categories

Local starting point

Union County Division on Aging — designated Area Agency on Aging under the Older Americans Act Title III for Union County; one of 21 NJ county AAAs.

908-527-4870

See which of these Union County programs you may qualify for.

Find my benefits

Helping others? Print the Union County benefits checklist — free to hand out.

When benefit rules change, it’s tracked here

Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.

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Programs run in Union County

Run by the county, its Area Agency on Aging, or another agency serving Union County. Start here.

Emergency Aid

Programs here are typically worth $200–$3,000 a year to an eligible household.

Union County Emergency Aid — Referral Coordination

County

Union County emergency aid: (1) Union County Board of Social Services for Cash Assistance (WorkFirst NJ TANF), General Assistance, Emergency Assistance, NJ FamilyCare Medicaid (908-965-2700); (2) Union AAA for senior-specific case management (908-527-4870); (3) NJHCPAP + hospital FAP for healthcare safety-net; (4) Union County Economic Development Corporation (UCEDC) + Plainfield Action Services coordinate LIHEAP delivery for Union County for LIHEAP/USF; (5) Catholic Charities of the Archdiocese serving Union; (6) Community FoodBank of New Jersey or regional food bank; (7) NJ SHARES utility-bill assistance; (8) NJ 2-1-1 for general referrals.

$200–$3,000/yr

How to apply →Official source →211Last verified · June 11, 2026

Union County LIHEAP Administering Agency — Home Energy Assistance (Union County)

County

NJ LIHEAP for Union County residents: Union County Economic Development Corporation (UCEDC) + Plainfield Action Services coordinate LIHEAP delivery for Union County. Income limit: 60% state median (~$50,005 family of 1, ~$65,000 family of 2). Apply via DCAid (dcaid.dca.nj.gov), by calling 1-800-510-3102, or at the local administering agency. USF (Universal Service Fund) layers on top for ongoing year-round utility relief.

$200–$1,500/yr

In this county: Union: NJ LIHEAP delivery via Union County Economic Development Corporation (UCEDC) + Plainfield Action Services coordinate LIHEAP delivery for Union County.

How to apply →Official source →1-800-510-3102Last verified · September 4, 2026

Healthcare

Programs here are typically worth $500–$30,000 a year to an eligible household.

Trinitas Regional Medical Center (RWJBarnabas, Elizabeth) + Overlook Medical Center (Atlantic Health, Summit) + Robert Wood Johnson Rahway — Financial Assistance (Union County)

County

Union County hospital safety net is Union = Trinitas (RWJBarnabas Elizabeth flagship) + Overlook (Atlantic Health Summit) + RWJ Rahway. Two competing systems.. ALL NJ acute-care hospitals participate in the NJ Hospital Care Payment Assistance Program (NJHCPAP, formerly Charity Care) — 100% covered ≤200% FPL, sliding scale to 300% FPL — this applies in every NJ county. Each system also operates its own Financial Assistance Program above NJHCPAP for those between 300-400% FPL. Apply at the hospital's financial counseling office or at https://www.rwjbh.org/patients-visitors/billing-financial-assistance/. Phone: 908-994-5000.

$500–$30,000/yr

In this county: Union: Union = Trinitas (RWJBarnabas Elizabeth flagship) + Overlook (Atlantic Health Summit) + RWJ Rahway. Two competing systems.. NJHCPAP (state-mandated Charity Care) applies on top — 100% covered ≤200% FPL, sliding to 300% FPL.

How to apply →Official source →908-994-5000Last verified · July 7, 2026

Nutrition

Programs here are typically worth $1,500–$6,000 a year to an eligible household.

Union County Division on Aging — Title III + NJ SHIP + PAAD/Senior Gold Enrollment (Union County)

County

Union County AAA serves seniors age 60+ and caregivers. Services include: Title III Congregate Meals + Home-Delivered Meals (Meals on Wheels); NJ SHIP (Medicare benefits counseling); PAAD/Senior Gold/Lifeline enrollment via NJSave combined application; Jersey Assistance for Community Caregiving (JACC); Caregiver Support; Protective Services; LSTC Long-Term Care Options Counseling. Apply by calling AAA at 908-527-4870 or emailing aging@ucnj.org.

$1,500–$6,000/yr

How to apply →Official source →908-527-4870Last verified · June 11, 2026

Transportation

Programs here are typically worth $300–$2,500 a year to an eligible household.

NJ Transit (Raritan Valley Line + Northeast Corridor) + Local Bus (Union County)

County

NJ Transit (Raritan Valley Line + Northeast Corridor) + Local Bus serves Union County. Union County: NJ Transit Raritan Valley Line (Cranford, Westfield, Plainfield) + Northeast Corridor (Elizabeth, Linden, Rahway). Multiple local NJ Transit bus routes. Newark Liberty International Airport partly in Union County. NJ Transit Senior Reduced Fare half-fare for 62+.. NJ Transit Senior Reduced Fare ID required for half-fare — apply at NJ Transit customer service center or via mail-in form. Access Link statewide ADA paratransit within ¾ mile of NJ Transit bus routes.

$300–$2,500/yr

How to apply →Official source →973-491-7600Last verified · August 29, 2026

New Jersey and federal programs

Open to eligible households in Union County and across the rest of New Jersey. Full details are on the New Jersey benefits page.

Utility Assistance

Veteran Benefits

Nearby counties

County programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.

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Not legal or financial advice. The agency makes the final eligibility decision.