Senior benefits in Wayne County, Indiana
Seniors in Wayne County, Indiana have access to a wide range of benefit programs that can help with health care, food, energy bills, transportation, and more. LifeStream Services, the Area 6 Agency on Aging, is a strong local starting point. Through LifeStream, Wayne County residents can connect with Options Counseling, the PathWays for Aging Waiver, CHOICE home care services, and Senior & Rural Transportation (TRAM). Reid Health in Richmond offers financial assistance for eligible patients through its hospital safety net program. The Wayne County Energy Assistance Program can help with heating and cooling costs, and Township Trustee Poor Relief provides emergency aid coordination for those in urgent need. State programs such as HoosierRx, Indiana Medicare Savings Programs, and the Indiana Family Caregiver Support Program are also available here, along with dozens of federal programs covering additional needs. This page lists each program with its official source and the date it was last verified. The sponsoring agency always makes the final eligibility decision.
5
Local programs
18
Indiana programs
25
Federal programs
16
Categories
Local starting point
LifeStream Services, Inc. (Yorktown) — the Area 6 Area Agency on Aging and Aging & Disability Resource Center serving Blackford, Delaware, Fayette, Franklin, Grant, Henry, Jay, Madison, Randolph, Rush, Union, and Wayne counties in East Central Indiana
765-759-1121
See which of these Wayne County programs you may qualify for.
Find my benefitsHelping others? Print the Wayne County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Wayne County
Run by the county, its Area Agency on Aging, or another agency serving Wayne County. Start here.
Emergency Aid
Programs here are typically worth $200–$3,000 a year to an eligible household.
Wayne County Energy Assistance Program (EAP) (Wayne County)
CountyIndiana Energy Assistance Program (EAP) for Wayne County residents is delivered through Interlocal Community Action Program (ICAP), the regional Community Action agency. EAP provides a one-time winter-heating / summer-cooling credit (up to $675) plus winter disconnection protection for households at or below 60% of the State Median Income (~$33,556/year for one person). Apply through the Indiana EAP client portal (in.gov/ihcda) or Interlocal Community Action Program (ICAP) (765-529-4403).
$200–$675/yr
Wayne County Township Trustee Poor Relief + Emergency Aid — Referral Coordination (Wayne County)
CountyWayne County emergency aid: (1) DISTINCTIVE to Indiana — each elected Township Trustee provides 'poor relief' (township assistance): emergency help with rent / eviction prevention, utility shutoff, food, clothing, medical needs, and burial expenses for residents of that township. Wayne County has 14 townships; find your trustee through the county offices. (2) LifeStream Services for senior case management, meals, and PathWays/CHOICE (765-759-1121). (3) The regional Community Action agency for EAP utility help. (4) The county hospital Financial Assistance Programs for healthcare. (5) Salvation Army / St. Vincent de Paul / Catholic Charities. (6) Second Harvest Food Bank of East Central Indiana. (7) Dial 211 for general referrals.
$200–$3,000/yr
Healthcare
Programs here are typically worth $500–$30,000 a year to an eligible household.
Reid Health (Richmond) — Financial Assistance (Wayne County)
CountyWayne County hospital safety net: Wayne = Reid Health (Richmond) — the dominant East-Central-Indiana / West-Central-Ohio regional system. Indiana hospitals do not have a single state-mandated charity-care law (unlike New Jersey); each runs its own Financial Assistance Program, typically a sliding scale to 200-300% of the Federal Poverty Level, and non-profit hospitals must offer one. Apply at the hospital financial counseling office or at https://reidhealth.org/Patient-Resources/Billing-and-Insurance/Financial-Assistance. Phone: 765-983-3000.
$500–$30,000/yr
In this county: Wayne: Wayne = Reid Health (Richmond) — the dominant East-Central-Indiana / West-Central-Ohio regional system. Each hospital runs its own Financial Assistance Program (no Indiana state-mandated charity-care law).
Nutrition
Programs here are typically worth $1,500–$6,000 a year to an eligible household.
LifeStream Services (Area 6 Agency on Aging) — Options Counseling + PathWays/CHOICE + Meals (Wayne County)
CountyWayne County's Area Agency on Aging is LifeStream Services (Area 6 Agency on Aging). Services: Aging & Disability Resource Center (ADRC) options counseling; enrollment/assessment for the Medicaid PathWays for Aging waiver and the state CHOICE program; Meals on Wheels and congregate meals; caregiver support (NFCSP); transportation (TRAM); and home modifications. LifeStream is one of Indiana's 16 AAAs, serving 12 East Central Indiana counties. Apply by calling 765-759-1121 or 800-589-1121.
$1,500–$6,000/yr
Transportation
Programs here are typically worth $50–$250 a year to an eligible household.
Roseview Transit Reduced Fare (Wayne County)
CountyRoseview Transit runs fixed-route buses for all residents of Richmond, Wayne County's population center. The regular fare is $1.75; students, senior citizens, and riders with disabilities pay a reduced $1.50 fare (a reduced monthly pass is $35 vs. the regular $43). Buses run Monday through Friday, 6:15 a.m. to 5:45 p.m. Call 765-983-7227 with questions. Rural Wayne County outside Richmond is served by Whitewater Valley Regional Transit (765-458-7277), a general-public demand-response service.
$50–$250/yr
In this county: Wayne: the senior reduced fare is real, but the city page does not publish a qualifying age — ask the driver or call 765-983-7227. Rural county trips: Whitewater Valley Regional Transit, 765-458-7277.
Indiana and federal programs
Open to eligible households in Wayne County and across the rest of Indiana. Full details are on the Indiana benefits page.
Caregiver Support
- Indiana Family Caregiver Support Program (NFCSP)State$500–$5,000/yrOfficial source →
Emergency Aid
Employment
- Senior Community Service Employment Program (SCSEP)Federal$15,000–$17,000/yrOfficial source →
Food Assistance
- Commodity Supplemental Food Program (CSFP) Senior Food BoxFederal$240–$600/yrOfficial source →
- Congregate Meals at Senior CentersFederal$1,000–$2,500/yrOfficial source →
- Home-Delivered Meals (Meals on Wheels)Federal$1,500–$4,000/yrOfficial source →
- Senior Farmers' Market Nutrition Program (SFMNP)Federal$35–$50/yrOfficial source →
- SNAP (Supplemental Nutrition Assistance Program) for SeniorsFederal$280–$2,400/yrOfficial source →
Healthcare
- CHAMPVA (Civilian Health and Medical Program of the VA)Federal$3,000–$15,000/yrOfficial source →
- State Health Insurance Assistance Program (SHIP)FederalOfficial source →
- VA Health CareFederal$5,000–$20,000/yrOfficial source →
- Indiana CHOICE — Community and Home Options to Institutional CareState$2,000–$15,000/yrOfficial source →
- HoosierRx — Indiana State Pharmaceutical Assistance ProgramState$300–$840/yrOfficial source →
- Indiana Medicaid — Aged, Blind, and Disabled (ABD)State$4,000–$30,000/yrOfficial source →
- Indiana Medicare Savings Programs (QMB / SLMB / QI)State$2,435–$7,000/yrOfficial source →
- Indiana PathWays for Aging Waiver — Medicaid HCBS for Seniors 60+State$8,000–$60,000/yrOfficial source →
- Indiana SHIP — State Health Insurance Assistance ProgramState$100–$2,000/yrOfficial source →
Home Care
- Program of All-Inclusive Care for the Elderly (PACE)State$30,000–$80,000/yrOfficial source →
Housing
- Housing Choice Voucher (Section 8)Federal$8,000–$20,000/yrOfficial source →
- HUD Section 202 Supportive Housing for the ElderlyFederal$5,000–$15,000/yrOfficial source →
Income Support
- Supplemental Security Income (SSI)Federal$11,928–$17,892/yrOfficial source →
Long Term Care
Medicare Savings
- Extra Help (Part D Low-Income Subsidy)Federal$4,000–$5,300/yrOfficial source →
- Qualifying Individual (QI)Federal$2,400–$2,435/yrOfficial source →
- Qualified Medicare Beneficiary (QMB)Federal$2,435–$3,500/yrOfficial source →
- Specified Low-Income Medicare Beneficiary (SLMB)Federal$2,400–$2,435/yrOfficial source →
Nutrition
Supportive Services
- Long-Term Care Ombudsman ProgramFederalOfficial source →
- National Family Caregiver Support Program (OAA Title III-E)Federal$1,000–$5,000/yrOfficial source →
- Older Americans Act Supportive Services (Title III-B)Federal$500–$3,000/yrOfficial source →
- Senior Medicare Patrol (SMP)FederalOfficial source →
- Indiana County Veteran Service Officers (Free VA Claims Help)StateOfficial source →
- Indiana Disabled Veteran Hunting & Fishing License ($2.75 a Year)StateOfficial source →
- Indiana Veterans Memorial Cemetery (Madison)StateOfficial source →
Tax Relief
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)Federalup to $1,125/yrOfficial source →
- Indiana Disabled Veteran Property Tax Credits ($350 Wartime / $250 Age 62+)State$250–$600/yrOfficial source →
- Indiana Totally Disabled Veteran Property Tax Exemption (100% of Home Value)State$1,100–$3,000/yrOfficial source →
- Indiana Over-65 Property Tax Benefits — Deduction + Circuit Breaker CreditState$200–$1,500/yrOfficial source →
Utility Assistance
- Federal LifelineFederal$111–$411/yrOfficial source →
- Weatherization Assistance Program (WAP)Federal$3,000–$8,000/yrOfficial source →
Veteran Benefits
- VA Aid & Attendance (Improved Pension)Federal$12,000–$34,488/yrOfficial source →
Nearby counties
County programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
