Senior benefits in Putnam County, Missouri

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Seniors in Putnam County, Missouri, and their family caregivers have access to a wide range of benefit programs that can help with everyday needs. Young at Heart Resources, the Area Agency on Aging serving this region, is a strong local starting point for connecting to services like Senior Meals, Family Caregiver Support, and Home and Community Based Services. Putnam County Memorial Hospital in Unionville offers a Financial Assistance program for those who need help with medical costs. OATS Transit provides demand-response rides for getting around the county, and energy bill help is available locally through the LIHEAP program, delivered by Green Hills Community Action Agency. State programs here also include the Missouri Property Tax Credit, MO HealthNet for the Aged, Blind and Disabled, Missouri SHIP for free Medicare counseling, and Weatherization Assistance, among others. Federal programs add even more options for eligible residents. Each program listed on this page includes its official source and the date it was last verified. The sponsoring agency always makes the final eligibility decision.

4

Local programs

17

Missouri programs

25

Federal programs

18

Categories

Last verified · October 9, 2026

Local starting point

Young at Heart Resources (Area Agency on Aging Region 4) — Missouri Area Agency on Aging network (DHSS Senior and Disability Services)

660-240-9400 (toll free 888-844-5626)

See which of these Putnam County programs you may qualify for.

Discover my benefits

Helping others? Print the Putnam County benefits checklist — free to hand out.

When benefit rules change, it’s tracked here

Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.

Benefit changes →

Programs run in Putnam County

Run by the county, its Area Agency on Aging, or another agency serving Putnam County. Start here.

Elder Services in Putnam County

Programs here typically provide services worth $500–$6,000 a year to an eligible household.

Area Agency on Aging (Young at Heart Resources (Area Agency on Aging Region 4)) — Putnam

County · Missouri

Young at Heart Resources (Area Agency on Aging Region 4) is the Area Agency on Aging for Putnam County. It is the local starting point that connects older adults and caregivers to Benefits counseling (including Medicare and Medicaid counseling), congregate and home-delivered meals, active living/senior centers, in-home care, caregiving and respite support, healthy aging courses, legal assistance, long-term care ombudsman advocacy, transportation, information and assistance, community outreach, and grandparents-raising-grandchildren support. Most services are for adults 60 and older; adults with disabilities may also qualify for some services. Call 660-240-9400 (toll free 888-844-5626) to get started.

Estimated service value: $500–$6,000 a year

How to apply →Official source →660-240-9400 (toll free 888-844-5626)Last verified · October 4, 2026

Energy Assistance in Putnam County

Programs here typically lower an eligible household's bills by $300–$1,000 a year.

Energy Assistance (LIHEAP) — Putnam

County · Missouri

Missouri's Energy Assistance and Energy Crisis Intervention programs (LIHEAP) help income-eligible households in Putnam County pay heating and cooling bills and resolve utility emergencies. The DSS Family Support Division funds the program, and Green Hills Community Action Agency (GHCAA) takes applications for this county. Winter and summer components run on their own seasons while funds last. Call 1-660-359-6619 to apply.

Estimated bill savings: $300–$1,000 a year

How to apply →Official source →1-660-359-6619Last verified · October 6, 2026

Healthcare in Putnam County

Hospital Financial Assistance (Putnam County Memorial Hospital, Unionville) — Putnam

County · Missouri

Putnam County Memorial Hospital in Unionville publishes a Financial Assistance sliding scale for the 2026-2027 federal poverty guidelines. Household income at or below 100 percent of the poverty level gets a 100 percent discount (a nominal $10 fee); 101 to 125 percent gets 80 percent off; 126 to 150 percent gets 60 percent off; 151 to 175 percent gets 40 percent off; 176 to 200 percent gets 20 percent off; above 200 percent is not eligible. For one person the 200 percent line is $31,920 a year; for two people it is $43,280. The hospital says: "Please call or stop by if you wish to discuss any of our financial assistance options." Call the Financial Advocate at 660-947-2411.

Estimated bill savings: about $0 a year

In this county: Discounts follow the hospital's published sliding scale (100% off at or below the poverty level, stepping down to 20% off at 176-200%); the hospital verifies income and makes the final decision, so this shows as a may-qualify result. The one-person 200% line is used as the screen; larger households have higher limits. Not legal or financial advice.

How to apply →Official source →660-947-2411Last verified · October 1, 2026

Transportation in Putnam County

Programs here typically provide services worth $150–$1,500 a year to an eligible household.

Public Demand-Response Rides (OATS Transit) — Putnam

County · Missouri

OATS Transit (Northwest Region) serves Putnam County with Service to Kirksville on the 1st Tuesday and 3rd Wednesday each month, and to Centerville on the 4th Wednesday every other month (February, April, June, August, October and December); $2.00 each way. OATS Transit is open to riders of any age — the page for this county states it is 'available to anyone regardless of age, income, disability, race, gender, religion, or national origin'. Fares are listed above; call ahead to book, as rides are scheduled in advance. Call 816-279-3131 or 800-831-9219 for schedules, fares, or to book a ride.

Estimated service value: $150–$1,500 a year

How to apply →Official source →816-279-3131 or 800-831-9219Last verified · October 7, 2026

Local agencies serving Putnam County

Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.

Missouri and federal programs

Open to eligible households in Putnam County and across the rest of Missouri. Full details are on the Missouri benefits page.

Money & income3 programs

Cash paid to you, and emergency help when money runs short.

Health & Medicare costs9 programs

Medicaid, Medicare savings, and help with drug and doctor bills.

Food7 programs

SNAP (food stamps), meals, and farmers market coupons.

Home, bills & taxes9 programs

Help with heating and electric bills, rent, property taxes, and home repairs.

Care at home & long-term care6 programs

Help staying in your home, nursing home alternatives, and support for family caregivers.

Help, advice & legal5 programs

Free counseling, legal help, rides, and other senior services.

Veterans3 programs

Benefits for veterans and their surviving spouses.

Nearby counties

Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.

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Not legal or financial advice. The agency makes the final eligibility decision.