Senior benefits in Putnam County, Tennessee
Seniors and family caregivers in Putnam County, Tennessee have access to a wide range of benefit programs that can help with everyday needs. The Upper Cumberland Area Agency on Aging & Disability is a key local starting point, connecting older adults to Older Americans Act services such as meals, transportation, and caregiver support. UCHRA Public Transportation offers rides for seniors and people with disabilities right here in Putnam County, and the Upper Cumberland Human Resource Agency also administers LIHEAP to help with home energy costs. Cookeville Regional Medical Center offers a financial assistance program for those who need help with medical bills. Relatives raising grandchildren or other young family members may qualify for the Relative Caregiver Program. Beyond these local resources, Tennessee state programs — including the Tennessee Property Tax Freeze Program, OPTIONS for Community Living, TennCare CHOICES, and Tennessee SHIP Medicare counseling — add another layer of support. Federal programs also apply. Each listing below includes its official source and the date it was last verified; the administering agency makes the final eligibility decision.
5
Local programs
21
Tennessee programs
25
Federal programs
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Categories
Last verified · September 29, 2026
Local starting point
Upper Cumberland Development District — Area Agency on Aging & Disability (AAAD)
1-931-432-4111
See which of these Putnam County programs you may qualify for.
Find my benefitsHelping others? Print the Putnam County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Putnam County
Run by the county, its Area Agency on Aging, or another agency serving Putnam County. Start here.
Caregiver Support in Putnam County
Relative Caregiver Program (Putnam County)
CountySupport for grandparents and other relatives who are raising a relative's child because the parents no longer can. The Relative Caregiver Program offers monthly support groups (day and evening) in every Upper Cumberland county, groups and enrichment activities for the children and teens, educational workshops such as CPR classes and summer camps, short-term case management for the whole family, a resource manual of local help, and emergency material and financial assistance for unmet needs when program funds are available. Contact Melissa Allison at 931-476-4127 or mallison@ucdd.org.
Elder Services in Putnam County
Programs here typically provide services worth $1,500–$6,000 a year to an eligible household.
Upper Cumberland Area Agency on Aging & Disability — Older Americans Act Services (Putnam County)
CountyThe Upper Cumberland Area Agency on Aging & Disability, part of the Upper Cumberland Development District, serves older adults and adults with disabilities in Putnam County. Help includes home-delivered and congregate meals, in-home and homemaker services, family caregiver support and respite, SHIP Medicare counseling, options counseling and long-term-care help, the CHOICES and OPTIONS programs, and legal help. Adults age 60 and over, and adults with disabilities, can call the aging and disability line at 931-432-4111, or the toll-free information and assistance line at 1-866-836-6678, to learn what local help is available.
Estimated service value: $1,500–$6,000 a year
Energy Assistance in Putnam County
Programs here typically lower an eligible household's bills by $174–$750 a year.
Low-Income Home Energy Assistance (LIHEAP) — Putnam County
CountyThe Low-Income Home Energy Assistance Program (LIHEAP) helps eligible households in Putnam County pay heating and cooling bills and handle energy emergencies. In the Upper Cumberland region LIHEAP is funded by the Tennessee Housing Development Agency (THDA) and delivered by the Upper Cumberland Human Resource Agency (UCHRA). Payments average a few hundred dollars a year and are paid toward the energy bill. Households with an older adult (60+) or a person with a disability are encouraged to apply early. Apply through the UCHRA Community Services office at 931-528-1127, or dial 2-1-1 for the nearest intake site.
Estimated bill savings: $174–$750 a year
Healthcare in Putnam County
Cookeville Regional Medical Center — Financial Assistance (Putnam County)
CountyCookeville Regional Medical Center is the public, county-owned hospital in Cookeville and the main hospital for Putnam County. Its financial assistance (charity care) program gives free or discounted care to uninsured and underinsured patients based on household income. Households at or below the federal poverty level can receive a full discount, with partial discounts on a sliding scale up to 300% of the poverty level. Call patient financial services at 931-783-2360 to ask for an application.
Estimated bill savings: about $0 a year
In this county: Free or discounted care is based on household income measured against the federal poverty level under the hospital's financial assistance policy. The hospital makes the final determination. Not legal or financial advice.
Transportation in Putnam County
Programs here typically provide services worth $200–$1,200 a year to an eligible household.
UCHRA Public Transportation — Senior & Disability Rides (Putnam County)
CountyUCHRA Public Transportation, run by the Upper Cumberland Human Resource Agency, provides public transit across the 14-county Upper Cumberland region, including Putnam County. Rides go to medical appointments, shopping, senior centers, and other daily needs, and wheelchair-accessible vehicles are available. Anyone can ride: in-county trips are $2 per person one-way (out-of-county fares depend on how many counties you cross), with discounted fares for seniors age 60 and over, veterans, and people with disabilities. Call 1-833-828-7477 (or the UCHRA Putnam County office, Transportation: (833) 828-7477) to confirm eligibility or schedule a ride.
Estimated service value: $200–$1,200 a year
Local agencies serving Putnam County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
Cookeville Regional Medical Center
Upper Cumberland Human Resource Agency (UCHRA) Public Transportation
Upper Cumberland Development District (UCDD), Housing & Family Services
Upper Cumberland Development District
Upper Cumberland Human Resource Agency (UCHRA)
Tennessee and federal programs
Open to eligible households in Putnam County and across the rest of Tennessee. Full details are on the Tennessee benefits page.
Caregiver Support
- Tennessee Family Caregiver Support ProgramStateabout $0/yrService valueOfficial source →
Employment
- Senior Community Service Employment Program (SCSEP)Federal$15,000–$17,000/yrCashOfficial source →
Energy Assistance
- Tennessee Low Income Home Energy Assistance Program (LIHEAP)State$174–$750/yrLower billsOfficial source →
Food Assistance
- Commodity Supplemental Food Program (CSFP) Senior Food BoxFederal$240–$600/yrService valueOfficial source →
- Congregate Meals at Senior CentersFederal$1,000–$2,500/yrService valueOfficial source →
- Home-Delivered Meals (Meals on Wheels)Federal$1,500–$4,000/yrService valueOfficial source →
- Senior Farmers' Market Nutrition Program (SFMNP)Federal$35–$50/yrCashOfficial source →
- SNAP (Supplemental Nutrition Assistance Program) for SeniorsFederal$280–$2,400/yrCashOfficial source →
Health Coverage
- TennCare Medicaid — Aged, Blind & DisabledState$4,000–$30,000/yrService valueOfficial source →
Healthcare
- CHAMPVA (Civilian Health and Medical Program of the VA)Federal$3,000–$15,000/yrLower billsOfficial source →
- State Health Insurance Assistance Program (SHIP)FederalOfficial source →
- VA Health CareFederal$5,000–$20,000/yrLower billsOfficial source →
- Tennessee State Health Insurance Assistance Program (SHIP) — Medicare CounselingStateabout $0/yrLower billsOfficial source →
Home Care
- Tennessee Family Support ProgramState$0–$6,000/yrService valueOfficial source →
- OPTIONS for Community Living (Non-Medicaid In-Home Support)Stateabout $0/yrService valueOfficial source →
Housing
- Housing Choice Voucher (Section 8)Federal$8,000–$20,000/yrLower billsOfficial source →
- HUD Section 202 Supportive Housing for the ElderlyFederal$5,000–$15,000/yrLower billsOfficial source →
Housing Assistance
- Tennessee Emergency Repair Program (THDA) — grants for older and disabled homeownersState$500–$24,999/yrService valueOfficial source →
Income Support
- Supplemental Security Income (SSI)Federal$11,928–$17,892/yrCashOfficial source →
Long Term Care
- PACE — Program of All-Inclusive Care for the ElderlyFederal$6,000–$40,000/yrService valueOfficial source →
- TennCare CHOICES — Long-Term Services & SupportsState$10,000–$80,000/yrService valueOfficial source →
- PACE — Program of All-Inclusive Care for the Elderly (Tennessee)State$10,000–$80,000/yrService valueOfficial source →
- Tennessee State Veterans' Homes (Long-Term Care)StateOfficial source →
Medicare Savings
- Extra Help (Part D Low-Income Subsidy)Federal$4,000–$5,300/yrPremium savingsOfficial source →
- Qualifying Individual (QI)Federalabout $2,435/yrPremium savingsOfficial source →
- Qualified Medicare Beneficiary (QMB)Federal$2,435–$3,500/yrPremium savingsOfficial source →
- Specified Low-Income Medicare Beneficiary (SLMB)Federalabout $2,435/yrPremium savingsOfficial source →
- Medicare Savings Program (Tennessee) — QMB / SLMB / QIState$2,100–$8,000/yrPremium savingsOfficial source →
Nutrition
- Tennessee Senior Farmers' Market Nutrition Program (SFMNP)Stateabout $40/yrService valueOfficial source →
Supportive Services
- Long-Term Care Ombudsman ProgramFederalOfficial source →
- National Family Caregiver Support Program (OAA Title III-E)Federal$1,000–$5,000/yrService valueOfficial source →
- Older Americans Act Supportive Services (Title III-B)Federal$500–$3,000/yrService valueOfficial source →
- Senior Medicare Patrol (SMP)FederalOfficial source →
- Tennessee Public Guardianship for the Elderly — Court-Appointed Conservator of Last ResortStateabout $0/yrService valueOfficial source →
- Tennessee State Veterans Cemeteries (No-Cost Burial Benefits)StateOfficial source →
- Tennessee Department of Veterans Services Claims Assistance (Free VA Claims Help)StateOfficial source →
- Tennessee Disabled Veteran Hunting & Fishing License ($10 One-Time, Permanent)StateOfficial source →
Tax Relief
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)Federal$0–$1,125/yrLower billsOfficial source →
- Tennessee County Motor Vehicle Privilege Tax Exemption for Disabled VeteransStateOfficial source →
- Tennessee Property Tax Relief for Disabled Veteran HomeownersState$875–$1,225/yrLower billsOfficial source →
- Tennessee Property Tax Freeze ProgramState$50–$800/yrLower billsOfficial source →
- Tennessee Property Tax Relief ProgramState$100–$1,200/yrLower billsOfficial source →
Transportation
- MyRide TN — Volunteer Senior TransportationStateabout $0/yrService valueOfficial source →
Utility Assistance
- Federal LifelineFederal$111–$411/yrLower billsOfficial source →
- Weatherization Assistance Program (WAP)Federal$3,000–$8,000/yrLower billsOfficial source →
Veteran Benefits
- VA Aid & Attendance (Improved Pension)Federal$12,000–$34,488/yrCashOfficial source →
Nearby counties
Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
