Senior benefits in Putnam County, Tennessee

Seniors and family caregivers in Putnam County, Tennessee have access to a wide range of benefit programs that can help with everyday needs. The Upper Cumberland Area Agency on Aging & Disability is a key local starting point, connecting older adults to Older Americans Act services such as meals, transportation, and caregiver support. UCHRA Public Transportation offers rides for seniors and people with disabilities right here in Putnam County, and the Upper Cumberland Human Resource Agency also administers LIHEAP to help with home energy costs. Cookeville Regional Medical Center offers a financial assistance program for those who need help with medical bills. Relatives raising grandchildren or other young family members may qualify for the Relative Caregiver Program. Beyond these local resources, Tennessee state programs — including the Tennessee Property Tax Freeze Program, OPTIONS for Community Living, TennCare CHOICES, and Tennessee SHIP Medicare counseling — add another layer of support. Federal programs also apply. Each listing below includes its official source and the date it was last verified; the administering agency makes the final eligibility decision.

5

Local programs

21

Tennessee programs

25

Federal programs

19

Categories

Last verified · September 29, 2026

Local starting point

Upper Cumberland Development District — Area Agency on Aging & Disability (AAAD)

1-931-432-4111

See which of these Putnam County programs you may qualify for.

Find my benefits

Helping others? Print the Putnam County benefits checklist — free to hand out.

When benefit rules change, it’s tracked here

Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.

Benefit changes →

Programs run in Putnam County

Run by the county, its Area Agency on Aging, or another agency serving Putnam County. Start here.

Caregiver Support in Putnam County

Relative Caregiver Program (Putnam County)

County

Support for grandparents and other relatives who are raising a relative's child because the parents no longer can. The Relative Caregiver Program offers monthly support groups (day and evening) in every Upper Cumberland county, groups and enrichment activities for the children and teens, educational workshops such as CPR classes and summer camps, short-term case management for the whole family, a resource manual of local help, and emergency material and financial assistance for unmet needs when program funds are available. Contact Melissa Allison at 931-476-4127 or mallison@ucdd.org.

How to apply →Official source →931-476-4127Last verified · September 28, 2026

Elder Services in Putnam County

Programs here typically provide services worth $1,500–$6,000 a year to an eligible household.

Upper Cumberland Area Agency on Aging & Disability — Older Americans Act Services (Putnam County)

County

The Upper Cumberland Area Agency on Aging & Disability, part of the Upper Cumberland Development District, serves older adults and adults with disabilities in Putnam County. Help includes home-delivered and congregate meals, in-home and homemaker services, family caregiver support and respite, SHIP Medicare counseling, options counseling and long-term-care help, the CHOICES and OPTIONS programs, and legal help. Adults age 60 and over, and adults with disabilities, can call the aging and disability line at 931-432-4111, or the toll-free information and assistance line at 1-866-836-6678, to learn what local help is available.

Estimated service value: $1,500–$6,000 a year

How to apply →Official source →1-931-432-4111Last verified · September 26, 2026

Energy Assistance in Putnam County

Programs here typically lower an eligible household's bills by $174–$750 a year.

Low-Income Home Energy Assistance (LIHEAP) — Putnam County

County

The Low-Income Home Energy Assistance Program (LIHEAP) helps eligible households in Putnam County pay heating and cooling bills and handle energy emergencies. In the Upper Cumberland region LIHEAP is funded by the Tennessee Housing Development Agency (THDA) and delivered by the Upper Cumberland Human Resource Agency (UCHRA). Payments average a few hundred dollars a year and are paid toward the energy bill. Households with an older adult (60+) or a person with a disability are encouraged to apply early. Apply through the UCHRA Community Services office at 931-528-1127, or dial 2-1-1 for the nearest intake site.

Estimated bill savings: $174–$750 a year

How to apply →Official source →1-931-528-1127Last verified · September 29, 2026

Healthcare in Putnam County

Cookeville Regional Medical Center — Financial Assistance (Putnam County)

County

Cookeville Regional Medical Center is the public, county-owned hospital in Cookeville and the main hospital for Putnam County. Its financial assistance (charity care) program gives free or discounted care to uninsured and underinsured patients based on household income. Households at or below the federal poverty level can receive a full discount, with partial discounts on a sliding scale up to 300% of the poverty level. Call patient financial services at 931-783-2360 to ask for an application.

Estimated bill savings: about $0 a year

In this county: Free or discounted care is based on household income measured against the federal poverty level under the hospital's financial assistance policy. The hospital makes the final determination. Not legal or financial advice.

How to apply →Official source →1-931-783-2360Last verified · September 11, 2026

Transportation in Putnam County

Programs here typically provide services worth $200–$1,200 a year to an eligible household.

UCHRA Public Transportation — Senior & Disability Rides (Putnam County)

County

UCHRA Public Transportation, run by the Upper Cumberland Human Resource Agency, provides public transit across the 14-county Upper Cumberland region, including Putnam County. Rides go to medical appointments, shopping, senior centers, and other daily needs, and wheelchair-accessible vehicles are available. Anyone can ride: in-county trips are $2 per person one-way (out-of-county fares depend on how many counties you cross), with discounted fares for seniors age 60 and over, veterans, and people with disabilities. Call 1-833-828-7477 (or the UCHRA Putnam County office, Transportation: (833) 828-7477) to confirm eligibility or schedule a ride.

Estimated service value: $200–$1,200 a year

How to apply →Official source →1-833-828-7477Last verified · September 25, 2026

Local agencies serving Putnam County

Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.

Tennessee and federal programs

Open to eligible households in Putnam County and across the rest of Tennessee. Full details are on the Tennessee benefits page.

Caregiver Support

Health Coverage

Income Support

Medicare Savings

Transportation

Utility Assistance

Veteran Benefits

Nearby counties

Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.

← All Tennessee counties

Not legal or financial advice. The agency makes the final eligibility decision.