Senior benefits in Lowndes County, Alabama
Not in Alabama? Lowndes County, Georgia · Lowndes County, Mississippi
Seniors in Lowndes County, Alabama have access to a wide range of benefit programs that can help with health care, food, energy bills, housing costs, and more. The South Central Alabama Development Commission (SCADC) Area Agency on Aging is a key local starting point — it connects older adults to services and support right in the community. Local programs also include energy bill help through the Organized Community Action Program (OCAP) and financial assistance for medical bills through Baptist Health (Baptist Medical Center South). At the state level, programs like Alabama Medicaid, the Elderly and Disabled Medicaid Waiver, Medicare Savings Programs, SenioRx, and the Alabama Homestead Exemption may reduce costs for eligible residents. Free Medicare counseling is available through Alabama SHIP, and free legal help is offered to adults 60 and older. Dozens of federal programs apply here as well. Each listing on this page includes its official source and the date it was last verified. The sponsoring agency always makes the final decision on eligibility.
3
Local programs
12
Alabama programs
25
Federal programs
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Categories
Last verified · October 12, 2026
Local starting point
South Central Alabama Development Commission (SCADC) Area Agency on Aging
1-334-244-6903
See which of these Lowndes County programs you may qualify for.
Discover my benefitsHelping others? Print the Lowndes County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Lowndes County
Run by the county, its Area Agency on Aging, or another agency serving Lowndes County. Start here.
Elder Services in Lowndes County
Programs here typically provide services worth $200–$2,000 a year to an eligible household.
Area Agency on Aging services (South Central Alabama Development Commission (SCADC)) — Lowndes
County · AlabamaThe South Central Alabama Development Commission (SCADC) is the Area Agency on Aging for Lowndes County. Its Aging and Disability Resource Center (ADRC) screens people for public and community benefits and helps with applications. SCADC also offers senior center meals and home delivered meals for homebound people 60 and older, SenioRx help with medicine costs, Medicare counseling (SHIP), free legal help for people 60 and older, and the long-term care ombudsman. Call 334-244-6903 or 1-800-243-5463.
Estimated service value: $200–$2,000 a year
Energy Assistance in Lowndes County
Programs here typically lower an eligible household's bills by $280–$1,100 a year.
LIHEAP energy assistance (Organized Community Action Program (OCAP)) — Lowndes
County · AlabamaThe Low-Income Home Energy Assistance Program (LIHEAP) helps pay home heating and cooling bills. In Lowndes County, LIHEAP is handled by the Organized Community Action Program (OCAP), 507 North Three Notch Street in Troy. Household income must be at or below 150% of the federal poverty level. OCAP says it can make up to a $400 payment in an emergency for utilities, gas, wood, coal, kerosene, heaters or fans. Call 334-566-1712 to apply or check on an application. ADECA does not take applications.
Estimated bill savings: $280–$1,100 a year
Healthcare in Lowndes County
Hospital Financial Assistance (Baptist Health (Baptist Medical Center South)) — Lowndes
County · AlabamaLowndes County has no hospital; Baptist Medical Center South in Montgomery is a nearby option. Baptist Health's Charity/Financial Assistance Program is for uninsured Alabama residents with family income at or below 400% of the federal poverty guidelines, for medically necessary care. All self-pay, uninsured patients are offered discounts and interest-free payment plans of up to two years. Call 334-747-4570 for an application.
Estimated bill savings: about $0 a year
Local agencies serving Lowndes County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
Baptist Health (Baptist Medical Center South)
Runs: Hospital Financial Assistance (Baptist Health (Baptist Medical Center South))
South Central Alabama Development Commission (SCADC) Area Agency on Aging
Runs: Area Agency on Aging services (South Central Alabama Development Commission (SCADC))
Organized Community Action Program (OCAP)
Runs: LIHEAP energy assistance (Organized Community Action Program (OCAP))
Alabama and federal programs
Open to eligible households in Lowndes County and across the rest of Alabama. Full details are on the Alabama benefits page.
Money & income2 programs
Cash paid to you, and emergency help when money runs short.
Health & Medicare costs8 programs
Medicaid, Medicare savings, and help with drug and doctor bills.
- Medicare Savings Programs (QMB, SLMB, QI-1)
- Alabama Medicaid for people 65+, blind, or disabled (SSI and SSI-related)
- SenioRx — free or low-cost prescription drugs
- Extra Help (Part D Low-Income Subsidy)
- Qualifying Individual (QI)
- Qualified Medicare Beneficiary (QMB)
- Specified Low-Income Medicare Beneficiary (SLMB)
- State Health Insurance Assistance Program (SHIP)
Food7 programs
SNAP (food stamps), meals, and farmers market coupons.
- SNAP food assistance (Alabama Food Assistance Program)
- Senior Farmers Market Nutrition Program (Alabama)
- Commodity Supplemental Food Program (CSFP) Senior Food Box
- Congregate Meals at Senior Centers
- Home-Delivered Meals (Meals on Wheels)
- Senior Farmers' Market Nutrition Program (SFMNP)
- SNAP (Supplemental Nutrition Assistance Program) for Seniors
Home, bills & taxes8 programs
Help with heating and electric bills, rent, property taxes, and home repairs.
- LIHEAP energy assistance (Alabama)
- Homestead exemption for homeowners 65+, disabled, or blind (property tax)
- Alabama income tax: retirement income exclusion for age 65+ (and exempt Social Security and pensions)
- Federal Lifeline
- Weatherization Assistance Program (WAP)
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)
- Housing Choice Voucher (Section 8)
- HUD Section 202 Supportive Housing for the Elderly
Care at home & long-term care3 programs
Help staying in your home, nursing home alternatives, and support for family caregivers.
Help, advice & legal6 programs
Free counseling, legal help, rides, and other senior services.
- Free legal help for adults 60+ (Legal Assistance Program)
- Alabama SHIP — free Medicare and insurance counseling
- Alabama Community Transition (ACT) Waiver — help moving out of a nursing home
- Older Americans Act Supportive Services (Title III-B)
- Long-Term Care Ombudsman Program
- Senior Medicare Patrol (SMP)
Veterans3 programs
Benefits for veterans and their surviving spouses.
Nearby counties
Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
