Senior benefits in Chatham County, Georgia
Not in Georgia? Chatham County, North Carolina
Seniors living in Chatham County, Georgia have access to a wide range of benefit programs that can help with healthcare costs, home energy bills, transportation, food, and more. The Coastal Georgia Area Agency on Aging serves as a key local starting point, connecting older adults and caregivers to services across the region. Locally, the Economic Opportunity Authority for Savannah-Chatham County Area administers Energy Assistance through LIHEAP to help with utility costs, while Chatham Area Transit offers reduced Senior & ADA Fares for getting around the county. Seniors who receive care at Memorial Health University Medical Center may also qualify for Memorial Health Financial Assistance. At the state level, programs like GeorgiaCares, Community Care Services Program, and Georgia Medicare Savings Programs can provide meaningful support. Dozens of federal programs apply here as well. This page lists each program with its official source and the date it was last verified. The sponsoring agency always makes the final eligibility decision.
5
Local programs
18
Georgia programs
25
Federal programs
18
Categories
Last verified · October 12, 2026
Local starting point
Coastal Regional Commission (CRC) Area Agency on Aging — Brunswick/Darien
800-580-6860
See which of these Chatham County programs you may qualify for.
Discover my benefitsHelping others? Print the Chatham County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Chatham County
Run by the county, its Area Agency on Aging, or another agency serving Chatham County. Start here.
Elder Services in Chatham County
Programs here typically provide services worth $500–$6,000 a year to an eligible household.
Coastal Georgia Area Agency on Aging — Chatham County
County · GeorgiaThe Coastal Regional Commission is the Area Agency on Aging for Chatham County (Savannah). As an Aging & Disability Resource Connection (ADRC) one-call access point, it links older adults, caregivers, and people with disabilities to in-home care, home-delivered and group meals, transportation, caregiver support, benefits counseling, and the Medicaid Community Care Services Program waiver. Services are for adults 60 and older, with priority for those in greatest need. Call the Coastal Georgia ADRC at 1-800-580-6860.
Estimated service value: $500–$6,000 a year
Energy Assistance in Chatham County
Programs here typically lower an eligible household's bills by $400–$810 a year.
Energy Assistance (LIHEAP) — EOA for Savannah-Chatham — Chatham County
County · GeorgiaThe Economic Opportunity Authority for Savannah-Chatham County Area (EOA) delivers the Low-Income Home Energy Assistance Program (LIHEAP) for Chatham County. LIHEAP makes a payment toward a household's primary heating or cooling bill for income-eligible households (eligible households can receive up to two payments per year), with crisis help when a shutoff is imminent. Households qualify with income at or below 60% of the state median income; residents who are 65 or older or medically homebound are a priority and may apply early each season. Apply through EOA at 912-238-2960; help is first-come, first-served until funds run out.
Estimated bill savings: $400–$810 a year
In this county: LIHEAP through the EOA is income-tested at or below 60% of the state median income and is first-come, first-served until seasonal funds are exhausted, so this shows as a may-qualify result. Residents 65+ or medically homebound may apply early each season.
Healthcare in Chatham County
Programs here typically lower an eligible household's bills by $500–$18,000 a year.
Memorial Health Financial Assistance — Chatham County
County · GeorgiaMemorial Health University Medical Center in Savannah serves Chatham County (Savannah). The hospital's financial assistance (charity care) program offers free or discounted care to lower-income, uninsured, and underinsured patients, based on a review of household income and family size compared with the federal poverty guidelines. Those who qualify are never billed more than the amounts generally billed to insured patients. Financial counselors can help you apply.
Estimated bill savings: $500–$18,000 a year
In this county: Memorial Health provides free or discounted (charity) care to lower-income, uninsured, and underinsured patients based on a review of household income and family size, so this shows as a may-qualify result. Financial counselors can help you apply.
Transportation in Chatham County
Programs here typically provide services worth $150–$1,200 a year to an eligible household.
Chatham Area Transit (Senior & ADA Fares) — Chatham County
County · GeorgiaChatham Area Transit (CAT) runs fixed-route buses, the free downtown shuttle, and CAT Mobility origin-to-destination ADA paratransit across Chatham County (Savannah). Seniors 65 and older and people with a qualifying disability ride fixed routes for a reduced fare with a Medicare card or CAT reduced-fare ID; CAT Mobility paratransit serves riders whose disability prevents them from using fixed routes and requires an application. Call CAT for routes, the reduced-fare ID, and paratransit eligibility.
Estimated service value: $150–$1,200 a year
In this county: Reduced fixed-route fares are available to seniors and people with a qualifying disability; CAT Mobility paratransit eligibility is determined by application, so this shows as a may-qualify result.
Utility Assistance in Chatham County
City of Savannah H2OC Utility Discount for Seniors and Residents with Disabilities (Chatham County)
County · GeorgiaH2OC is a City of Savannah utility bill discount for low-income seniors and residents with disabilities. Qualified customers can save up to $179 a year on their City of Savannah utility bill. It is open to City of Savannah utility customers both inside and outside the city limits. The account must be in your name. Seniors must be 65 or older with household income at or below the poverty level for their household size. Residents with disabilities must be 18 to 64 and get SSI or SSDI. The city does not take applications: seniors apply through Senior Citizens, Inc. at 912-236-0363, and residents with disabilities through L.I.F.E., Inc. at 912-920-2414. You must re-certify every year.
Estimated bill savings: $0–$179 a year
In this county: You must have a City of Savannah utility account in your name. Seniors 65+ must have household income at or below the poverty level used by the Georgia Division of Aging Services for their household size. Residents with disabilities must be 18 to 64 and receive SSI or SSDI. Seniors call Senior Citizens, Inc. (912-236-0363); residents with disabilities call L.I.F.E., Inc. (912-920-2414).
Local agencies serving Chatham County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
Coastal Regional Commission (CRC) Area Agency on Aging
Economic Opportunity Authority for Savannah-Chatham County Area, Inc. (EOA)
Chatham Area Transit (CAT)
City of Savannah Utility Services, with partner agencies Senior Citizens, Inc. (seniors) and L.I.F.E., Inc. (residents with disabilities)
Runs: City of Savannah H2OC Utility Discount for Seniors and Residents with Disabilities
Georgia and federal programs
Open to eligible households in Chatham County and across the rest of Georgia. Full details are on the Georgia benefits page.
Money & income2 programs
Cash paid to you, and emergency help when money runs short.
Health & Medicare costs7 programs
Medicaid, Medicare savings, and help with drug and doctor bills.
Food6 programs
SNAP (food stamps), meals, and farmers market coupons.
Home, bills & taxes9 programs
Help with heating and electric bills, rent, property taxes, and home repairs.
- Georgia Energy Assistance (LIHEAP)
- Georgia Disabled Veteran Homestead Exemption (Property Tax)
- Georgia Senior Homestead Exemption (Age 65+ — $4,000)
- Georgia Disabled Veteran Vehicle Tax Exemption (One Vehicle, Ad Valorem / TAVT)
- Federal Lifeline
- Weatherization Assistance Program (WAP)
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)
- Housing Choice Voucher (Section 8)
- HUD Section 202 Supportive Housing for the Elderly
Care at home & long-term care6 programs
Help staying in your home, nursing home alternatives, and support for family caregivers.
- Community Care Services Program (CCSP) — Medicaid Elderly & Disabled Waiver
- SOURCE — Service Options Using Resources in a Community Environment
- Georgia War Veterans Homes (Skilled Nursing Care in Augusta and Milledgeville)
- Georgia Caregiver Support (National Family Caregiver Support Program)
- PACE — Program of All-Inclusive Care for the Elderly
- National Family Caregiver Support Program (OAA Title III-E)
Help, advice & legal10 programs
Free counseling, legal help, rides, and other senior services.
- Georgia Non-Medicaid Home & Community-Based Services
- GeorgiaCares (Georgia SHIP — Free Medicare Counseling)
- Adult Guardianship Program — Guardian of Last Resort (Georgia)
- Georgia Discounted Disability Hunting & Fishing License (Disabled Veterans)
- Georgia Department of Veterans Service Claims Assistance (Free VA Claims Help)
- Elderly Legal Assistance Program (ELAP)
- Georgia Veterans Memorial Cemeteries (No-Cost Burial in Milledgeville and Glennville)
- Older Americans Act Supportive Services (Title III-B)
- Long-Term Care Ombudsman Program
- Senior Medicare Patrol (SMP)
Veterans3 programs
Benefits for veterans and their surviving spouses.
Nearby counties
Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
