Senior benefits in Chatham County, Georgia

Not in Georgia? Chatham County, North Carolina

Seniors living in Chatham County, Georgia have access to a wide range of benefit programs that can help with healthcare costs, home energy bills, transportation, food, and more. The Coastal Georgia Area Agency on Aging serves as a key local starting point, connecting older adults and caregivers to services across the region. Locally, the Economic Opportunity Authority for Savannah-Chatham County Area administers Energy Assistance through LIHEAP to help with utility costs, while Chatham Area Transit offers reduced Senior & ADA Fares for getting around the county. Seniors who receive care at Memorial Health University Medical Center may also qualify for Memorial Health Financial Assistance. At the state level, programs like GeorgiaCares, Community Care Services Program, and Georgia Medicare Savings Programs can provide meaningful support. Dozens of federal programs apply here as well. This page lists each program with its official source and the date it was last verified. The sponsoring agency always makes the final eligibility decision.

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Local programs

18

Georgia programs

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Federal programs

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Categories

Last verified · October 12, 2026

Local starting point

Coastal Regional Commission (CRC) Area Agency on Aging — Brunswick/Darien

800-580-6860

See which of these Chatham County programs you may qualify for.

Discover my benefits

Helping others? Print the Chatham County benefits checklist — free to hand out.

When benefit rules change, it’s tracked here

Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.

Benefit changes →

Programs run in Chatham County

Run by the county, its Area Agency on Aging, or another agency serving Chatham County. Start here.

Elder Services in Chatham County

Programs here typically provide services worth $500–$6,000 a year to an eligible household.

Coastal Georgia Area Agency on Aging — Chatham County

County · Georgia

The Coastal Regional Commission is the Area Agency on Aging for Chatham County (Savannah). As an Aging & Disability Resource Connection (ADRC) one-call access point, it links older adults, caregivers, and people with disabilities to in-home care, home-delivered and group meals, transportation, caregiver support, benefits counseling, and the Medicaid Community Care Services Program waiver. Services are for adults 60 and older, with priority for those in greatest need. Call the Coastal Georgia ADRC at 1-800-580-6860.

Estimated service value: $500–$6,000 a year

How to apply →Official source →800-580-6860Last verified · October 4, 2026

Energy Assistance in Chatham County

Programs here typically lower an eligible household's bills by $400–$810 a year.

Energy Assistance (LIHEAP) — EOA for Savannah-Chatham — Chatham County

County · Georgia

The Economic Opportunity Authority for Savannah-Chatham County Area (EOA) delivers the Low-Income Home Energy Assistance Program (LIHEAP) for Chatham County. LIHEAP makes a payment toward a household's primary heating or cooling bill for income-eligible households (eligible households can receive up to two payments per year), with crisis help when a shutoff is imminent. Households qualify with income at or below 60% of the state median income; residents who are 65 or older or medically homebound are a priority and may apply early each season. Apply through EOA at 912-238-2960; help is first-come, first-served until funds run out.

Estimated bill savings: $400–$810 a year

In this county: LIHEAP through the EOA is income-tested at or below 60% of the state median income and is first-come, first-served until seasonal funds are exhausted, so this shows as a may-qualify result. Residents 65+ or medically homebound may apply early each season.

How to apply →Official source →912-238-2960Last verified · October 7, 2026

Healthcare in Chatham County

Programs here typically lower an eligible household's bills by $500–$18,000 a year.

Memorial Health Financial Assistance — Chatham County

County · Georgia

Memorial Health University Medical Center in Savannah serves Chatham County (Savannah). The hospital's financial assistance (charity care) program offers free or discounted care to lower-income, uninsured, and underinsured patients, based on a review of household income and family size compared with the federal poverty guidelines. Those who qualify are never billed more than the amounts generally billed to insured patients. Financial counselors can help you apply.

Estimated bill savings: $500–$18,000 a year

In this county: Memorial Health provides free or discounted (charity) care to lower-income, uninsured, and underinsured patients based on a review of household income and family size, so this shows as a may-qualify result. Financial counselors can help you apply.

How to apply →Official source →912-350-8000Last verified · October 12, 2026

Transportation in Chatham County

Programs here typically provide services worth $150–$1,200 a year to an eligible household.

Chatham Area Transit (Senior & ADA Fares) — Chatham County

County · Georgia

Chatham Area Transit (CAT) runs fixed-route buses, the free downtown shuttle, and CAT Mobility origin-to-destination ADA paratransit across Chatham County (Savannah). Seniors 65 and older and people with a qualifying disability ride fixed routes for a reduced fare with a Medicare card or CAT reduced-fare ID; CAT Mobility paratransit serves riders whose disability prevents them from using fixed routes and requires an application. Call CAT for routes, the reduced-fare ID, and paratransit eligibility.

Estimated service value: $150–$1,200 a year

In this county: Reduced fixed-route fares are available to seniors and people with a qualifying disability; CAT Mobility paratransit eligibility is determined by application, so this shows as a may-qualify result.

How to apply →Official source →912-233-5767Last verified · October 5, 2026

Utility Assistance in Chatham County

City of Savannah H2OC Utility Discount for Seniors and Residents with Disabilities (Chatham County)

County · Georgia

H2OC is a City of Savannah utility bill discount for low-income seniors and residents with disabilities. Qualified customers can save up to $179 a year on their City of Savannah utility bill. It is open to City of Savannah utility customers both inside and outside the city limits. The account must be in your name. Seniors must be 65 or older with household income at or below the poverty level for their household size. Residents with disabilities must be 18 to 64 and get SSI or SSDI. The city does not take applications: seniors apply through Senior Citizens, Inc. at 912-236-0363, and residents with disabilities through L.I.F.E., Inc. at 912-920-2414. You must re-certify every year.

Estimated bill savings: $0–$179 a year

In this county: You must have a City of Savannah utility account in your name. Seniors 65+ must have household income at or below the poverty level used by the Georgia Division of Aging Services for their household size. Residents with disabilities must be 18 to 64 and receive SSI or SSDI. Seniors call Senior Citizens, Inc. (912-236-0363); residents with disabilities call L.I.F.E., Inc. (912-920-2414).

How to apply →Official source →912-236-0363Last verified · October 9, 2026

Local agencies serving Chatham County

Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.

Georgia and federal programs

Open to eligible households in Chatham County and across the rest of Georgia. Full details are on the Georgia benefits page.

Money & income2 programs

Cash paid to you, and emergency help when money runs short.

Health & Medicare costs7 programs

Medicaid, Medicare savings, and help with drug and doctor bills.

Food6 programs

SNAP (food stamps), meals, and farmers market coupons.

Home, bills & taxes9 programs

Help with heating and electric bills, rent, property taxes, and home repairs.

Care at home & long-term care6 programs

Help staying in your home, nursing home alternatives, and support for family caregivers.

Help, advice & legal10 programs

Free counseling, legal help, rides, and other senior services.

Veterans3 programs

Benefits for veterans and their surviving spouses.

Nearby counties

Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.

← All Georgia counties

Not legal or financial advice. The agency makes the final eligibility decision.