Senior benefits in Union County, Indiana
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Seniors living in Union County, Indiana, have access to a wide range of benefit programs that can help with healthcare, food, energy costs, transportation, and more. LifeStream Services, the Area 6 Agency on Aging, is the local starting point for help — offering Options Counseling, the PathWays for Aging waiver, CHOICE home care services, and meal programs for Union County residents. Because Union County does not have its own acute-care hospital, Reid Health in Richmond serves as the regional hospital safety net, and its financial assistance program may help with medical costs. The Union County Energy Assistance Program can help with heating and cooling bills, and Township Trustee Poor Relief provides emergency aid for qualifying residents. LifeStream also coordinates senior and rural transportation through the TRAM program. State programs such as HoosierRx, Indiana Medicare Savings Programs, and the Indiana SHIP counseling program are available here too, along with dozens of federal programs. Each listing below includes its official source and the date it was last verified — the sponsoring agency always makes the final eligibility decision.
5
Local programs
18
Indiana programs
25
Federal programs
16
Categories
Last verified · October 12, 2026
Local starting point
LifeStream Services, Inc. (Yorktown) — the Area 6 Area Agency on Aging and Aging & Disability Resource Center serving Blackford, Delaware, Fayette, Franklin, Grant, Henry, Jay, Madison, Randolph, Rush, Union, and Wayne counties in East Central Indiana
765-759-1121
See which of these Union County programs you may qualify for.
Discover my benefitsHelping others? Print the Union County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Union County
Run by the county, its Area Agency on Aging, or another agency serving Union County. Start here.
Emergency Aid in Union County
Programs here typically lower an eligible household's bills by $100–$3,000 a year.
Union County Energy Assistance Program (EAP) (Union County)
County · IndianaIndiana Energy Assistance Program (EAP) for Union County residents is delivered through Southeastern Indiana Economic Opportunity Corporation (SIEOC), the regional Community Action agency. EAP provides a one-time annual heating credit ($100–$625 for PY2026, plus up to $800 in winter crisis help) plus winter disconnection protection for households at or below 60% of the State Median Income (~$33,556/year for one person for program year 2027, which opens October 1, 2026). Apply through the Indiana EAP client portal (in.gov/ihcda) or Southeastern Indiana Economic Opportunity Corporation (SIEOC) (888-292-5475).
Estimated bill savings: $100–$625 a year
Union County Township Trustee Poor Relief + Emergency Aid — Referral Coordination (Union County)
County · IndianaUnion County emergency aid: (1) DISTINCTIVE to Indiana — each elected Township Trustee provides 'poor relief' (township assistance): emergency help with rent / eviction prevention, utility shutoff, food, clothing, medical needs, and burial expenses for residents of that township. Union County has 6 townships; find your trustee through the county offices. (2) LifeStream Services for senior case management, meals, and PathWays/CHOICE (765-759-1121). (3) The regional Community Action agency for EAP utility help. (4) The county hospital Financial Assistance Programs for healthcare. (5) Salvation Army / St. Vincent de Paul / Catholic Charities. (6) Second Harvest Food Bank of East Central Indiana. (7) Dial 211 for general referrals.
Estimated bill savings: $200–$3,000 a year
Healthcare in Union County
Programs here typically lower an eligible household's bills by $500–$30,000 a year.
Union County Hospital Reach (Reid Health Richmond) — Financial Assistance (Union County)
County · IndianaUnion County hospital safety net: Union = no in-county acute hospital; served by Reid Health (Richmond, Wayne County). Indiana hospitals do not have a single state-mandated charity-care law (unlike New Jersey); each runs its own Financial Assistance Program, typically a sliding scale to 200-300% of the Federal Poverty Level, and non-profit hospitals must offer one. Apply at the hospital financial counseling office or at https://reidhealth.org/Patient-Resources/Billing-and-Insurance/Financial-Assistance. Phone: 765-983-3000.
Estimated bill savings: $500–$30,000 a year
In this county: Union: Union = no in-county acute hospital; served by Reid Health (Richmond, Wayne County). Each hospital runs its own Financial Assistance Program (no Indiana state-mandated charity-care law).
Nutrition in Union County
Programs here typically provide services worth $1,500–$6,000 a year to an eligible household.
LifeStream Services (Area 6 Agency on Aging) — Options Counseling + PathWays/CHOICE + Meals (Union County)
County · IndianaUnion County's Area Agency on Aging is LifeStream Services (Area 6 Agency on Aging). Services: Aging & Disability Resource Center (ADRC) options counseling; enrollment/assessment for the Medicaid PathWays for Aging waiver and the state CHOICE program; Meals on Wheels and congregate meals; caregiver support (NFCSP); transportation (TRAM); and home modifications. LifeStream is one of Indiana's 16 AAAs, serving 12 East Central Indiana counties. Apply by calling 765-759-1121 or 800-589-1121.
Estimated service value: $1,500–$6,000 a year
Transportation in Union County
Programs here typically provide services worth $500–$2,500 a year to an eligible household.
Whitewater Valley Regional Transit (Union County)
County · IndianaWhitewater Valley Regional Transit (formerly Union County Transit) provides public transportation in Union County. Anyone can ride — there is no age requirement. Fares are zone-based with exact change: $1.00 within Liberty, $2.25 to $4.50 for trips farther out toward the county line — and Union County residents ride free within the county on Fridays. Register and reserve by calling (765) 458-7277 between 8 a.m. and 4 p.m., at least 24 hours ahead.
Estimated service value: $500–$2,500 a year
In this county: Union: open to everyone; residents ride free in-county on Fridays. Call (765) 458-7277 (8 a.m.-4 p.m., Mon-Fri) to register and book 24 hours ahead.
Local agencies serving Union County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
Union County's elected Township Trustees + LifeStream Services + community organizations
Runs: Union County Township Trustee Poor Relief + Emergency Aid
Union County hospital safety net: Union County (Liberty)
Whitewater Valley Regional Transit
Indiana Housing and Community Development Authority (IHCDA)
LifeStream Services, Inc. (Yorktown)
Indiana and federal programs
Open to eligible households in Union County and across the rest of Indiana. Full details are on the Indiana benefits page.
Money & income4 programs
Cash paid to you, and emergency help when money runs short.
Health & Medicare costs11 programs
Medicaid, Medicare savings, and help with drug and doctor bills.
- Indiana CHOICE — Community and Home Options to Institutional Care
- HoosierRx — Indiana State Pharmaceutical Assistance Program
- Indiana Medicaid — Aged, Blind, and Disabled (ABD)
- Indiana Medicare Savings Programs (QMB / SLMB / QI)
- Indiana PathWays for Aging Waiver — Medicaid HCBS for Seniors 60+
- Indiana SHIP — State Health Insurance Assistance Program
- Extra Help (Part D Low-Income Subsidy)
- Qualifying Individual (QI)
- Qualified Medicare Beneficiary (QMB)
- Specified Low-Income Medicare Beneficiary (SLMB)
- State Health Insurance Assistance Program (SHIP)
Food6 programs
SNAP (food stamps), meals, and farmers market coupons.
Home, bills & taxes8 programs
Help with heating and electric bills, rent, property taxes, and home repairs.
- Indiana Disabled Veteran Property Tax Credits ($350 Wartime / $250 Age 62+)
- Indiana Totally Disabled Veteran Property Tax Exemption (100% of Home Value)
- Indiana Over-65 Property Tax Benefits — Deduction + Circuit Breaker Credit
- Federal Lifeline
- Weatherization Assistance Program (WAP)
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)
- Housing Choice Voucher (Section 8)
- HUD Section 202 Supportive Housing for the Elderly
Care at home & long-term care5 programs
Help staying in your home, nursing home alternatives, and support for family caregivers.
Help, advice & legal6 programs
Free counseling, legal help, rides, and other senior services.
Veterans3 programs
Benefits for veterans and their surviving spouses.
Nearby counties
Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
