Senior benefits in Albany County, New York
Seniors living in Albany County, New York have access to a wide range of benefit programs that can help with health care, energy costs, food, housing, transportation, and more. The Albany County Office for the Aging serves as the local Area Agency on Aging and is a strong starting point for connecting with services through its NY Connects program. Albany County DSS administers HEAP energy assistance locally, and the Albany County Emergency Aid Referral Coordination framework can help in urgent situations. Seniors who need to get around may qualify for reduced fares or paratransit service through CDTA, the Capital District Transportation Authority. Albany Medical Center also offers a financial assistance program for those who need help with medical costs. At the state level, programs like EPIC, Enhanced STAR, New York Medicare Savings Programs, and Managed Long-Term Care may apply. Federal programs add even more options. Each listing on this page includes its official source and the date it was last verified. The sponsoring agency always makes the final eligibility decision.
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Local programs
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New York programs
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Federal programs
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Categories
Last verified · October 12, 2026
Local starting point
Albany County Office for the Aging — designated Area Agency on Aging under the Older Americans Act Title III for Albany County; participates in NY Connects (the local ADRC); reports to NYSOFA
518-447-7177
See which of these Albany County programs you may qualify for.
Discover my benefitsHelping others? Print the Albany County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Albany County
Run by the county, its Area Agency on Aging, or another agency serving Albany County. Start here.
Emergency Aid in Albany County
Programs here typically lower an eligible household's bills by $200–$3,000 a year.
Albany County Emergency Aid — Referral Coordination
County · New YorkAlbany County emergency aid: (1) Albany DSS for Temporary Assistance, Emergency HEAP, and one-time grants (518-447-7323); (2) Albany OFA for senior-specific case management (518-447-7177); (3) Albany hospital safety net (518-262-3125); (4) Albany transit (518-482-8822); (5) Catholic Charities of the Diocese of Albany; (6) Capital Region food banks (Food Pantries for the Capital District); (7) Salvation Army of the Capital Region. Dial 211 (Capital Region 2-1-1) for general referrals.
Estimated bill savings: $200–$3,000 a year
Albany County DSS — HEAP Energy Assistance (Albany County)
County · New YorkAlbany County DSS delivers NY's HEAP: Regular HEAP (annual heating help), Emergency HEAP (utility shut-off / fuel-out crises), and Cooling Assistance (AC unit). Eligibility approximately at 60% State Median Income. Seniors age 60+ may apply through Albany OFA (518-447-7177) for priority processing. Albany DSS HEAP line: 518-447-7323. Apply online at mybenefits.ny.gov.
Estimated bill savings: $200–$1,500 a year
Healthcare in Albany County
Programs here typically lower an eligible household's bills by $500–$25,000 a year.
Albany Medical Center — Financial Assistance (Albany County)
County · New YorkAlbany County's principal community hospital safety net is Albany Medical Center (Albany) — academic tertiary referral hospital for the entire Capital Region; St. Peter's Hospital (Albany, St. Peter's Health Partners / Trinity Health) is the other major Albany hospital. The Financial Assistance Program covers uninsured/underinsured residents — sliding scale typically discounts charges up to 100% at the lower income brackets with reduced rates above. Note: NY Medicaid ABD's ~138% FPL gate means many Capital Region seniors qualify for Medicaid and would access these hospitals through Medicaid rather than FAP. Apply at the hospital's financial counseling office or at https://www.albanymed.org/patients-visitors/billing-insurance/financial-assistance-programs/. Phone: 518-264-7729 (select option 2 for financial assistance).
Estimated bill savings: $500–$25,000 a year
In this county: Albany: Albany Medical Center (Albany) — academic tertiary referral hospital for the entire Capital Region; St. Peter's Hospital (Albany, St. Peter's Health Partners / Trinity Health) is the other major Albany hospital. NY Medicaid ABD's ~138% FPL gate covers many seniors; FAP fills the gap.
Nutrition in Albany County
Programs here typically provide services worth $1,500–$5,500 a year to an eligible household.
Albany County Office for the Aging — Title III + ADRC / NY Connects (Albany County)
County · New YorkAlbany County OFA serves seniors age 60+ and their caregivers. Services include Title III Congregate Meals + Home-Delivered Meals, Benefits Counseling (HIICAP — NY's SHIP), HEAP intake assistance, EPIC intake, Care Coordination, Caregiver Support, NY Connects (local ADRC), and Long-Term Care Ombudsman. Apply by calling OFA at 518-447-7177 or emailing DFA@albanycountyny.gov.
Estimated service value: $1,500–$5,500 a year
Transportation in Albany County
Programs here typically provide services worth $150–$2,200 a year to an eligible household.
ACCESS Transit senior rides (CDTA) — Albany County
County · New YorkACCESS Transit arranges rides for Albany County residents age 60 and older who have no other way to get to vital appointments: non-emergency medical visits, the pharmacy, grocery shopping, congregate meal sites, and adult day programs. Riders who are CDTA STAR paratransit customers, own a car, or have another way to travel are not eligible. Call 518-437-5161 (weekdays 8:00 a.m. to 5:00 p.m.) at least two business days before the appointment; first-time callers are registered over the phone and mailed a consent form.
Estimated service value: $150–$1,500 a year
In this county: ACCESS is for Albany County seniors with no other means of transportation; STAR paratransit customers and people with a car are not eligible, and rides depend on availability. ACCESS makes the final decision when you register.
CDTA — Capital District Transportation Authority + STAR Paratransit (Albany County)
County · New YorkCDTA covers Albany County with fixed-route bus service (Capital District) and STAR ADA paratransit. Senior Half-Fare ID for riders age 65+ cuts fares in half. Apply at the CDTA Sales Center (85 Watervliet Avenue, Albany NY 12206, Mon-Fri 9-5). Phone: 518-437-6876 (Half Fare ID); customer information 518-482-8822.
Estimated service value: $200–$2,200 a year
Local agencies serving Albany County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
Albany County DSS + OFA + community-based organizations
Albany County Department of Social Services (DSS)
Runs: Albany County DSS
Albany County Office for the Aging
Access Transit Services, Inc.
New York and federal programs
Open to eligible households in Albany County and across the rest of New York. Full details are on the New York benefits page.
Money & income5 programs
Cash paid to you, and emergency help when money runs short.
Health & Medicare costs8 programs
Medicaid, Medicare savings, and help with drug and doctor bills.
- EPIC — Elderly Pharmaceutical Insurance Coverage
- New York Medicaid for Aged, Blind, or Disabled (Non-MAGI Medicaid)
- New York Medicare Savings Programs (QMB / SLMB / QI)
- Extra Help (Part D Low-Income Subsidy)
- Qualifying Individual (QI)
- Qualified Medicare Beneficiary (QMB)
- Specified Low-Income Medicare Beneficiary (SLMB)
- State Health Insurance Assistance Program (SHIP)
Food5 programs
SNAP (food stamps), meals, and farmers market coupons.
Home, bills & taxes11 programs
Help with heating and electric bills, rent, property taxes, and home repairs.
- New York Alternative Veterans Property Tax Exemption (Wartime Service)
- New York Cold War Veterans Property Tax Exemption
- Senior Citizens Property Tax Exemption (RPTL §467)
- Enhanced STAR — Senior School Property Tax Exemption
- Access to Home — Accessibility Modifications
- RESTORE — Emergency Home Repairs for Seniors
- Federal Lifeline
- Weatherization Assistance Program (WAP)
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)
- Housing Choice Voucher (Section 8)
- HUD Section 202 Supportive Housing for the Elderly
Care at home & long-term care6 programs
Help staying in your home, nursing home alternatives, and support for family caregivers.
- Program of All-Inclusive Care for the Elderly (PACE)
- Expanded In-home Services for the Elderly Program (EISEP) — New York
- New York Managed Long Term Care (MLTC)
- New York State Veterans' Homes (Long-Term Care)
- PACE — Program of All-Inclusive Care for the Elderly
- National Family Caregiver Support Program (OAA Title III-E)
Help, advice & legal7 programs
Free counseling, legal help, rides, and other senior services.
- New York Disabled Veteran Reduced-Fee Hunting, Fishing & Trapping Licenses ($5)
- New York State Veterans Benefits Advisors (Free VA Claims Help)
- Social Care Networks (SCN) — Food, Housing and Transport Help for Medicaid Members
- New York State Veterans Cemetery — Finger Lakes (Burial Benefits)
- Older Americans Act Supportive Services (Title III-B)
- Long-Term Care Ombudsman Program
- Senior Medicare Patrol (SMP)
Veterans3 programs
Benefits for veterans and their surviving spouses.
Nearby counties
Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
