Senior benefits in Delaware County, New York
Not in New York? Delaware County, Indiana · Delaware County, Ohio · Delaware County, Oklahoma · Delaware County, Pennsylvania
Seniors living in Delaware County, New York have access to a wide range of benefit programs that can help with health care, energy costs, food, transportation, and more. The Delaware County Office for the Aging serves as the local Area Agency on Aging and is a strong starting point for finding help — it connects residents to services through NY Connects and programs funded under Title III of the Older Americans Act. Bassett Healthcare Network, which operates O'Connor Hospital in Delhi, Margaretville Hospital, and Tri-Town Regional Hospital in Sidney, offers financial assistance for eligible patients in the county. Delaware County Public Transportation provides rural demand-response service with reduced fares for seniors. For energy bills, Delaware County DSS administers HEAP Energy Assistance locally. State programs such as Enhanced STAR, EPIC, and New York Medicare Savings Programs may also apply. Dozens of federal programs are listed below as well. Each program on this page includes its official source and the date it was last verified. The administering agency always makes the final eligibility decision.
5
Local programs
20
New York programs
25
Federal programs
16
Categories
Last verified · October 12, 2026
Local starting point
Delaware County Office for the Aging — designated Area Agency on Aging under the Older Americans Act Title III for Delaware County; participates in NY Connects (the local ADRC); reports to NYSOFA
607-832-5750
See which of these Delaware County programs you may qualify for.
Discover my benefitsHelping others? Print the Delaware County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Delaware County
Run by the county, its Area Agency on Aging, or another agency serving Delaware County. Start here.
Emergency Aid in Delaware County
Programs here typically lower an eligible household's bills by $200–$3,000 a year.
Delaware County Emergency Aid — Referral Coordination
County · New YorkDelaware County emergency aid: (1) Delaware DSS for Temporary Assistance, Emergency HEAP, and one-time grants (607-832-5300); (2) Delaware OFA for senior-specific case management (607-832-5750); (3) Delaware hospital safety net (607-746-0300); (4) Delaware transit (607-832-5444); (5) Catholic Charities (Diocese of Syracuse for Otsego/Delaware/Chenango; Diocese of Albany for Columbia/Greene/Warren/Washington); (6) Opportunities for Otsego (OFO) / Delaware Opportunities / Chenango County Action Program / regional CAAs; (7) Food Bank of Central NY or Regional Food Bank of Northeastern NY. Dial 211 for general referrals.
Estimated bill savings: $200–$3,000 a year
In this county: Delaware: referral-coordination model. Regional CAAs (Opportunities for Otsego, Delaware Opportunities, etc.) + Catholic Charities are the main coordination pillars.
Delaware County DSS — HEAP Energy Assistance (Delaware County)
County · New YorkDelaware County DSS delivers NY's HEAP: Regular HEAP (annual heating help), Emergency HEAP (utility shut-off / fuel-out crises), and Cooling Assistance (AC unit). Eligibility approximately at 60% State Median Income. Seniors age 60+ may apply through Delaware OFA (607-832-5750) for priority processing. Delaware DSS HEAP line: 607-832-5300. Apply online at mybenefits.ny.gov.
Estimated bill savings: $200–$1,500 a year
Healthcare in Delaware County
Programs here typically lower an eligible household's bills by $500–$25,000 a year.
Bassett Healthcare Network — O'Connor Hospital + Margaretville Hospital + Tri-Town Regional (Sidney) — Financial Assistance (Delaware County)
County · New YorkDelaware County's principal community hospital safety net is O'Connor Hospital (Delhi, Bassett), Margaretville Hospital (Margaretville, Bassett), and Tri-Town Regional Hospital (Sidney, Bassett affiliate) — Delaware's 3-campus Bassett-system community hospital network; tertiary referrals route to Bassett Medical Center (Cooperstown). The Financial Assistance Program covers uninsured/underinsured residents — sliding scale typically discounts charges up to 100% at the lower income brackets with reduced rates above. Note: NY Medicaid ABD's ~138% FPL gate means many residents qualify for Medicaid and would access these hospitals through Medicaid rather than FAP. Apply at the hospital's financial counseling office or at https://www.bassett.org/patients-visitors/billing-insurance/financial-assistance. Phone: 607-746-0300.
Estimated bill savings: $500–$25,000 a year
In this county: Delaware: O'Connor Hospital (Delhi, Bassett), Margaretville Hospital (Margaretville, Bassett), and Tri-Town Regional Hospital (Sidney, Bassett affiliate) — Delaware's 3-campus Bassett-system community hospital network; tertiary referrals route to Bassett Medical Center (Cooperstown). NY Medicaid ABD's ~138% FPL gate covers many seniors; FAP fills the gap.
Nutrition in Delaware County
Programs here typically provide services worth $1,500–$5,500 a year to an eligible household.
Delaware County Office for the Aging — Title III + NY Connects (Delaware County)
County · New YorkDelaware County OFA serves seniors age 60+ and their caregivers. Services include Title III Congregate Meals + Home-Delivered Meals, Benefits Counseling (HIICAP — NY's SHIP), HEAP intake assistance, EPIC intake, Care Coordination, Caregiver Support, NY Connects (local ADRC), and Long-Term Care Ombudsman. Apply by calling OFA at 607-832-5750 or emailing aging@co.delaware.ny.us.
Estimated service value: $1,500–$5,500 a year
Transportation in Delaware County
Programs here typically provide services worth $200–$2,000 a year to an eligible household.
Delaware County Public Transportation (Delaware County)
County · New YorkDelaware County Public Transportation covers Delaware County. Reduced senior fares for riders age 60+. ADA paratransit available where fixed-route exists. Apply at the county transit office or via the operator. Phone: 607-832-5444.
Estimated service value: $200–$2,000 a year
Local agencies serving Delaware County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
Delaware County DSS + OFA + community-based organizations
Delaware County Department of Social Services (DSS)
Runs: Delaware County DSS
Delaware County Office for the Aging
Delaware County / regional transit operator
New York and federal programs
Open to eligible households in Delaware County and across the rest of New York. Full details are on the New York benefits page.
Money & income5 programs
Cash paid to you, and emergency help when money runs short.
Health & Medicare costs8 programs
Medicaid, Medicare savings, and help with drug and doctor bills.
- EPIC — Elderly Pharmaceutical Insurance Coverage
- New York Medicaid for Aged, Blind, or Disabled (Non-MAGI Medicaid)
- New York Medicare Savings Programs (QMB / SLMB / QI)
- Extra Help (Part D Low-Income Subsidy)
- Qualifying Individual (QI)
- Qualified Medicare Beneficiary (QMB)
- Specified Low-Income Medicare Beneficiary (SLMB)
- State Health Insurance Assistance Program (SHIP)
Food5 programs
SNAP (food stamps), meals, and farmers market coupons.
Home, bills & taxes11 programs
Help with heating and electric bills, rent, property taxes, and home repairs.
- New York Alternative Veterans Property Tax Exemption (Wartime Service)
- New York Cold War Veterans Property Tax Exemption
- Senior Citizens Property Tax Exemption (RPTL §467)
- Enhanced STAR — Senior School Property Tax Exemption
- Access to Home — Accessibility Modifications
- RESTORE — Emergency Home Repairs for Seniors
- Federal Lifeline
- Weatherization Assistance Program (WAP)
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)
- Housing Choice Voucher (Section 8)
- HUD Section 202 Supportive Housing for the Elderly
Care at home & long-term care6 programs
Help staying in your home, nursing home alternatives, and support for family caregivers.
- Program of All-Inclusive Care for the Elderly (PACE)
- Expanded In-home Services for the Elderly Program (EISEP) — New York
- New York Managed Long Term Care (MLTC)
- New York State Veterans' Homes (Long-Term Care)
- PACE — Program of All-Inclusive Care for the Elderly
- National Family Caregiver Support Program (OAA Title III-E)
Help, advice & legal7 programs
Free counseling, legal help, rides, and other senior services.
- New York Disabled Veteran Reduced-Fee Hunting, Fishing & Trapping Licenses ($5)
- New York State Veterans Benefits Advisors (Free VA Claims Help)
- Social Care Networks (SCN) — Food, Housing and Transport Help for Medicaid Members
- New York State Veterans Cemetery — Finger Lakes (Burial Benefits)
- Older Americans Act Supportive Services (Title III-B)
- Long-Term Care Ombudsman Program
- Senior Medicare Patrol (SMP)
Veterans3 programs
Benefits for veterans and their surviving spouses.
Nearby counties
Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
