Senior benefits in Clark County, Ohio
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Seniors living in Clark County, Ohio have access to a wide range of benefit programs that can help with health care, energy bills, transportation, food, and more. Area Agency on Aging, PSA 2 is the local starting point for many of these services, including PASSPORT Waiver enrollment and OSHIIP Medicare counseling. OIC of Clark County administers the Home Energy Assistance Program (HEAP), PIPP Plus, and the Winter Crisis Program for residents who need help paying heating costs. Springfield City Area Transit (SCAT) offers reduced fares for riders 65 and older. Seniors who need hospital care may find financial assistance through Mercy Health Springfield Regional Medical Center or Kettering Health Springfield. State programs like the Ohio Homestead Exemption, Ohio Medicaid ABD, and Medicare Savings Programs may also apply. Federal programs covering prescription costs, food support, and veterans' benefits are listed here as well. Each program listing below includes its official source and the date it was last verified — the administering agency makes the final eligibility decision.
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Local programs
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Ohio programs
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Federal programs
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Categories
Last verified · October 12, 2026
Local starting point
Area Agency on Aging, PSA 2 (Dayton) — designated Area Agency on Aging under the Older Americans Act Title III for PSA 2, serving 9 counties: Champaign, Clark, Darke, Greene, Logan, Miami, Montgomery, Preble, Shelby. One of Ohio's 12 PSA AAAs, most of which are multi-county.
937-223-4357
See which of these Clark County programs you may qualify for.
Discover my benefitsHelping others? Print the Clark County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Clark County
Run by the county, its Area Agency on Aging, or another agency serving Clark County. Start here.
Emergency Aid in Clark County
Programs here typically lower an eligible household's bills by $200–$3,000 a year.
Clark County Emergency Aid — Referral Coordination
County · OhioClark County emergency aid: (1) Clark County Job and Family Services for Ohio Works First (TANF), Prevention, Retention and Contingency (PRC) emergency assistance (TANF-funded; usually requires a minor child in the home), and Ohio Medicaid; (2) OIC of Clark County (Opportunities for Individual Change) for HEAP/PIPP+/Winter Crisis utility help; (3) Area Agency on Aging PSA 2 for senior case management, Title III meals, and PASSPORT enrollment (937-223-4357); (4) the county hospital FAP + Ohio HCAP for healthcare safety-net; (5) Catholic Social Services / Salvation Army / St. Vincent de Paul; (6) regional food bank; (7) Ohio 2-1-1 for general referrals.
Estimated bill savings: $200–$3,000 a year
Clark County HEAP/PIPP+ Administering Agency — Home Energy Assistance (Clark County)
County · OhioOhio HEAP for Clark County residents: OIC of Clark County (Opportunities for Individual Change, Springfield) is the designated Community Action Agency and HEAP/PIPP+/Winter Crisis administering agency for Clark County. Income limit: 175% FPL (~$27,930 single). Apply via energyhelp.ohio.gov, by calling 1-800-282-0880, or at the local administering agency. PIPP+ (ongoing 6%-of-income utility plan) + Winter Crisis Program (Nov-March emergency tier) layer on top.
Estimated bill savings: $200–$1,500 a year
Healthcare in Clark County
Programs here typically lower an eligible household's bills by $500–$30,000 a year.
Mercy Health Springfield Regional Medical Center + Kettering Health Springfield — Financial Assistance (Clark County)
County · OhioClark County hospital safety net: Clark = Mercy Health Springfield Regional (Bon Secours Mercy) + Kettering Health Springfield — the Springfield two-system market. Ohio's Hospital Care Assurance Program (HCAP) requires hospitals receiving HCAP funds (essentially all Ohio acute-care hospitals) to provide basic, medically necessary hospital-level services free of charge to Ohio residents at or below 100% FPL; each hospital's own Financial Assistance Program (typically sliding to 200-400% FPL) layers above HCAP. Apply at the hospital financial counseling office or at https://www.mercy.com/patient-resources/billing-insurance/financial-assistance. Phone: 937-523-1000.
Estimated bill savings: $500–$30,000 a year
In this county: Clark: Clark = Mercy Health Springfield Regional (Bon Secours Mercy) + Kettering Health Springfield — the Springfield two-system market. Ohio HCAP guarantees free basic hospital-level care at or below 100% FPL; each hospital's own FAP slides above that.
Nutrition in Clark County
Programs here typically provide services worth $1,500–$6,000 a year to an eligible household.
Area Agency on Aging, PSA 2 — Title III + OSHIIP + PASSPORT Enrollment (Clark County)
County · OhioClark County AAA = Area Agency on Aging, PSA 2. Services include: Title III Congregate + Home-Delivered Meals; OSHIIP (Medicare counseling); PASSPORT Medicaid Waiver enrollment + assessment; National Family Caregiver Support Program; Ohio Senior Farmers' Market Nutrition Program; Long-Term Care Options Counseling. Apply by calling the AAA at 937-223-4357.
Estimated service value: $1,500–$6,000 a year
Transportation in Clark County
Programs here typically provide services worth $200–$2,000 a year to an eligible household.
Springfield City Area Transit (SCAT) Reduced Fare (Clark County)
County · OhioSpringfield City Area Transit (SCAT, City of Springfield) — fixed-route bus service in Springfield (transitioning to on-demand micro-transit). Reduced fare for riders 65+, Medicare cardholders, and riders with disabilities. The Clark County Transportation Coordination Committee coordinates county-wide options. Ohio counties operate independent transit systems — fare structure varies. Apply for a SCAT reduced-fare ID with proof of age 65+, a Medicare card, or proof of disability.
Estimated service value: $200–$2,000 a year
Local agencies serving Clark County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
Clark County Job and Family Services + OIC of Clark County (Opportunities for Individual Change) + Area Agency on Aging PSA 2 + community-based organizations
OIC of Clark County (Opportunities for Individual Change, Springfield) is the designated Community Action Agency and HEAP/PIPP+/Winter Crisis administering agency for Clark County.
Clark County hospital safety net: Mercy Health Springfield Regional Medical Center (Springfield
Runs: Mercy Health Springfield Regional Medical Center + Kettering Health Springfield
Springfield City Area Transit (SCAT, City of Springfield)
Ohio and federal programs
Open to eligible households in Clark County and across the rest of Ohio. Full details are on the Ohio benefits page.
Money & income6 programs
Cash paid to you, and emergency help when money runs short.
- HEAP — Home Energy Assistance Program (Ohio)
- PIPP Plus — Percentage of Income Payment Plan Plus
- Winter Crisis Program (WCP) — Emergency Heating Aid
- County Veterans Service Commission Emergency Financial Assistance (All 88 Ohio Counties)
- Supplemental Security Income (SSI)
- Senior Community Service Employment Program (SCSEP)
Health & Medicare costs11 programs
Medicaid, Medicare savings, and help with drug and doctor bills.
- National Family Caregiver Support Program (NFCSP) — Ohio
- Ohio Medicaid — Aged, Blind, and Disabled (ABD)
- Medicare Savings Programs (QMB/SLMB/QI) — Ohio
- OSHIIP — Ohio Senior Health Insurance Information Program (Medicare Counseling)
- PASSPORT Medicaid Waiver — Pre-Admission Screening System Providing Options and Resources Today
- Next Generation MyCare Ohio — one plan for people with both Medicare and Medicaid
- Extra Help (Part D Low-Income Subsidy)
- Qualifying Individual (QI)
- Qualified Medicare Beneficiary (QMB)
- Specified Low-Income Medicare Beneficiary (SLMB)
- State Health Insurance Assistance Program (SHIP)
Food6 programs
SNAP (food stamps), meals, and farmers market coupons.
- Ohio Senior Farmers' Market Nutrition Program (SFMNP) — Produce Vouchers
- Commodity Supplemental Food Program (CSFP) Senior Food Box
- Congregate Meals at Senior Centers
- Home-Delivered Meals (Meals on Wheels)
- Senior Farmers' Market Nutrition Program (SFMNP)
- SNAP (Supplemental Nutrition Assistance Program) for Seniors
Home, bills & taxes8 programs
Help with heating and electric bills, rent, property taxes, and home repairs.
- Ohio Enhanced Homestead Exemption for 100% Disabled Veterans (No Income Test)
- Ohio Homestead Exemption — Senior Property Tax Reduction
- Ohio HOME Choice — help moving out of a nursing facility
- Federal Lifeline
- Weatherization Assistance Program (WAP)
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)
- Housing Choice Voucher (Section 8)
- HUD Section 202 Supportive Housing for the Elderly
Care at home & long-term care5 programs
Help staying in your home, nursing home alternatives, and support for family caregivers.
Help, advice & legal5 programs
Free counseling, legal help, rides, and other senior services.
Veterans3 programs
Benefits for veterans and their surviving spouses.
Nearby counties
Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
