Senior benefits in Lorain County, Ohio

Lorain County emergency aid: (1) Lorain County Job and Family Services for Ohio Works First (TANF), Prevention, Retention and Contingency (PRC) emergency assistance (TANF-funded; usually requires a minor child in the home), Ohio Medicaid (440-323-5726); (2) Western Reserve Area Agency on Aging (WRAAA) for senior-specific case management (216-621-0303); (3) hospital FAP for healthcare safety-net (440-329-7500); (4) Lorain County Community Action Agency is the HEAP/PIPP+/Winter Crisis administering agency for Lorain County for HEAP/PIPP+; (5) Catholic Charities / Salvation Army / Society of St. Vincent de Paul; (6) regional food bank; (7) Ohio 2-1-1 for general referrals.

Estimated bill savings: $200–$3,000 a year

Ohio HEAP for Lorain County residents: Lorain County Community Action Agency is the HEAP/PIPP+/Winter Crisis administering agency for Lorain County. WRAAA same as Cuyahoga. Income limit: 175% FPL (~$27,930 single). Apply via energyhelp.ohio.gov, by calling 1-800-282-0880, or at the local administering agency. PIPP+ (ongoing 6%-of-income utility plan) + Winter Crisis Program (Nov-March emergency tier) layer on top.

Estimated bill savings: $200–$1,500 a year

Lorain County hospital safety net is Lorain = UH Elyria (UH since 2017 from EMH) + Mercy Lorain (Bon Secours Mercy). UH vs Catholic competition. Ohio's Hospital Care Assurance Program (HCAP) requires hospitals receiving HCAP funds (essentially all Ohio acute-care hospitals) to provide basic, medically necessary hospital-level services free of charge to Ohio residents at or below 100% FPL; each hospital's own Financial Assistance Program (typically sliding to 200-400% FPL) layers above HCAP. Apply at the hospital financial counseling office or at https://www.uhhospitals.org/patients-and-visitors/billing-insurance-and-medical-records/pay-your-bill/financial-assistance. Phone: 440-329-7500.

Estimated bill savings: $500–$30,000 a year

In this county: Lorain: Lorain = UH Elyria (UH since 2017 from EMH) + Mercy Lorain (Bon Secours Mercy). UH vs Catholic competition. Ohio HCAP guarantees free basic hospital-level care at or below 100% FPL; each hospital's own FAP slides above that.

Lets veterans of all ages use a VA-funded budget to arrange their own home and community-based care, including hiring family members or neighbors to help with daily tasks such as eating, dressing, bathing, using the bathroom, mobility and grocery shopping. A WRAAA Person-Centered Counselor helps the veteran plan the budget; a financial management agency pays the workers and handles the tax paperwork, so no money passes through the veteran. Veterans on a Medicaid waiver can participate, and there is no financial test. WRAAA is accepting referrals in all five counties: 216-727-2852 or VeteranDirectedCare@areaagingsolutions.org.

Lorain County AAA = Western Reserve Area Agency on Aging (WRAAA). Services include: Title III Congregate + Home-Delivered Meals; OSHIIP (Medicare counseling); PASSPORT Medicaid Waiver enrollment + assessment; National Family Caregiver Support Program; Ohio Senior Farmers' Market Nutrition Program; Long-Term Care Options Counseling. Apply by calling AAA at 216-621-0303 or emailing info@areaagingsolutions.org.

Estimated service value: $1,500–$6,000 a year

Lorain County Transit (LCT) serves Lorain County. Lorain County Transit serves Lorain County (Elyria, Lorain, North Ridgeville, Oberlin). Senior fare 60+ reduced. Door-to-door demand-response. Apply at LCT Customer Service. Ohio counties operate independent transit authorities — fare structure varies. Apply at the local transit authority customer service center with photo ID + Medicare card.

Estimated service value: $200–$2,000 a year