Senior benefits in Polk County, Tennessee
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Seniors living in Polk County, Tennessee have access to a wide range of benefit programs that can help with everyday costs, health care, housing, and more. The Southeast Tennessee Area Agency on Aging and Disability Services is the local starting point for connecting Polk County residents to services and support. Locally, SETHRA Rural Public Transit can help with transportation needs, and LIHEAP Energy Assistance through the Southeast Tennessee Human Resource Agency may help cover heating and cooling costs. Starr Regional Medical Center Financial Assistance is available for those who need help with hospital bills. At the state level, programs like the Tennessee Property Tax Freeze Program, OPTIONS for Community Living, TennCare CHOICES, and the Tennessee Family Caregiver Support Program may provide meaningful relief. A number of federal programs also apply here. Every program listed on this page includes its official source and the date it was last verified. Eligibility is always determined by the agency that runs each program.
5
Local programs
21
Tennessee programs
25
Federal programs
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Categories
Last verified · October 12, 2026
Local starting point
Southeast Tennessee Area Agency on Aging and Disability, the designated Area Agency on Aging and Disability under the Older Americans Act for the 10-county Southeast Tennessee Development District (Bledsoe, Bradley, Grundy, Hamilton, Marion, McMinn, Meigs, Polk, Rhea, and Sequatchie counties).
1-866-836-6678
See which of these Polk County programs you may qualify for.
Discover my benefitsHelping others? Print the Polk County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Polk County
Run by the county, its Area Agency on Aging, or another agency serving Polk County. Start here.
Caregiver Support in Polk County
Relative Caregiver Program (Polk County)
County · TennesseeHelp for grandparents and other relatives who are raising a child related to them by blood or marriage. The Relative Caregiver Program is a one-stop place for information, referrals, and support that helps keep children with relatives and out of state custody. Services include case management and family advocacy (for example, going with you to custody hearings or school IEP meetings), support groups and workshops for relative caregivers, support groups for children and teens, recreation and limited respite for the children and caregivers, and emergency one-time financial or start-up help. Call 1-866-735-8752 for more information or to make a referral.
Elder Services in Polk County
Programs here typically provide services worth $1,000–$6,000 a year to an eligible household.
Southeast Tennessee Area Agency on Aging and Disability Services (Polk County)
County · TennesseeThe Southeast Tennessee Area Agency on Aging and Disability serves adults age 60 and older, adults with disabilities, and caregivers in Polk County. It offers free information and referral, options counseling for long-term care, home-delivered and congregate meals, family caregiver support and respite, the SHIP program for Medicare counseling, the long-term care ombudsman, and help applying for public benefits. Call the toll-free line to find out what is offered locally and to get connected to services.
Estimated service value: $1,000–$6,000 a year
Energy Assistance in Polk County
Programs here typically lower an eligible household's bills by $174–$750 a year.
LIHEAP Energy Assistance - Southeast Tennessee Human Resource Agency (Polk County)
County · TennesseeThe Low-Income Home Energy Assistance Program (LIHEAP) helps low-income households, older adults, and people with disabilities pay energy bills. In Polk County it is delivered by the Southeast Tennessee Human Resource Agency (SETHRA) for the state housing agency (THDA). Payment goes straight to the energy or fuel supplier. Apply through SETHRA, and call 2-1-1 (Tennessee) for help.
Estimated bill savings: $174–$750 a year
Healthcare in Polk County
Programs here typically lower an eligible household's bills by $500–$18,000 a year.
Starr Regional Medical Center Financial Assistance (Polk County)
County · TennesseePolk County does not have its own hospital. The nearest acute-care hospital is Starr Regional Medical Center in Athens, in neighboring McMinn County. Starr Regional provides care regardless of ability to pay and offers financial assistance to patients who qualify. Contact the financial services office to ask about charity care and to request an application. Residents in the Cleveland direction may also use Bradley Medical Center in Bradley County.
Estimated bill savings: $500–$18,000 a year
In this county: Polk County has no in-county hospital; residents typically use Starr Regional (Athens) or Bradley Medical Center (Cleveland). Financial assistance is income-based and reviewed case by case, so this shows as a may-qualify result.
Transportation in Polk County
Programs here typically provide services worth $150–$900 a year to an eligible household.
SETHRA Rural Public Transit (Polk County)
County · TennesseeThe Southeast Tennessee Human Resource Agency (SETHRA) runs rural public transportation in Polk County. Rides can be scheduled to doctors, shopping, senior centers, and other places. The service is open to all county residents, and it is especially useful for older adults and people with disabilities who cannot drive. Call ahead to schedule a ride and to ask about the current fare.
Estimated service value: $150–$900 a year
Local agencies serving Polk County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
Starr Regional Medical Center (Athens), the nearest acute-care hospital serving Polk County
Southeast Tennessee Area Agency on Aging and Disability (SETAAAD)
Southeast Tennessee Area Agency on Aging and Disability, the designated Area Agency on Aging and Disability under the Older Americans Act for the 10-county Southeast Tennessee Development District (Bledsoe, Bradley, Grundy, Hamilton, Marion, McMinn, Meigs, Polk, Rhea, and Sequatchie counties).
Runs: Southeast Tennessee Area Agency on Aging and Disability Services
Southeast Tennessee Human Resource Agency (SETHRA), which delivers LIHEAP for Polk County under the Tennessee Housing Development Agency (THDA)
Runs: LIHEAP Energy Assistance - Southeast Tennessee Human Resource Agency
Southeast Tennessee Human Resource Agency (SETHRA) Transportation
Tennessee and federal programs
Open to eligible households in Polk County and across the rest of Tennessee. Full details are on the Tennessee benefits page.
Money & income2 programs
Cash paid to you, and emergency help when money runs short.
Health & Medicare costs8 programs
Medicaid, Medicare savings, and help with drug and doctor bills.
- Medicare Savings Program (Tennessee) — QMB / SLMB / QI
- TennCare Medicaid — Aged, Blind & Disabled
- Tennessee State Health Insurance Assistance Program (SHIP) — Medicare Counseling
- Extra Help (Part D Low-Income Subsidy)
- Qualifying Individual (QI)
- Qualified Medicare Beneficiary (QMB)
- Specified Low-Income Medicare Beneficiary (SLMB)
- State Health Insurance Assistance Program (SHIP)
Food6 programs
SNAP (food stamps), meals, and farmers market coupons.
Home, bills & taxes11 programs
Help with heating and electric bills, rent, property taxes, and home repairs.
- Tennessee Low Income Home Energy Assistance Program (LIHEAP)
- Tennessee Property Tax Relief for Disabled Veteran Homeowners
- Tennessee Property Tax Freeze Program
- Tennessee Property Tax Relief Program
- Tennessee County Motor Vehicle Privilege Tax Exemption for Disabled Veterans
- Tennessee Emergency Repair Program (THDA) — grants for older and disabled homeowners
- Federal Lifeline
- Weatherization Assistance Program (WAP)
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)
- Housing Choice Voucher (Section 8)
- HUD Section 202 Supportive Housing for the Elderly
Care at home & long-term care8 programs
Help staying in your home, nursing home alternatives, and support for family caregivers.
- Tennessee Family Support Program
- OPTIONS for Community Living (Non-Medicaid In-Home Support)
- TennCare CHOICES — Long-Term Services & Supports
- PACE — Program of All-Inclusive Care for the Elderly (Tennessee)
- Tennessee State Veterans' Homes (Long-Term Care)
- Tennessee Family Caregiver Support Program
- PACE — Program of All-Inclusive Care for the Elderly
- National Family Caregiver Support Program (OAA Title III-E)
Help, advice & legal8 programs
Free counseling, legal help, rides, and other senior services.
- Tennessee Public Guardianship for the Elderly — Court-Appointed Conservator of Last Resort
- Tennessee State Veterans Cemeteries (No-Cost Burial Benefits)
- Tennessee Department of Veterans Services Claims Assistance (Free VA Claims Help)
- Tennessee Disabled Veteran Hunting & Fishing License ($10 One-Time, Permanent)
- MyRide TN — Volunteer Senior Transportation
- Older Americans Act Supportive Services (Title III-B)
- Long-Term Care Ombudsman Program
- Senior Medicare Patrol (SMP)
Veterans3 programs
Benefits for veterans and their surviving spouses.
Nearby counties
Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
