Senior benefits in Sumner County, Tennessee
Seniors and family caregivers in Sumner County, Tennessee, have access to a wide range of benefit programs that can help with everyday costs, health care, housing, and more. The Greater Nashville Area Agency on Aging and Disability Services serves as the local starting point for connecting Sumner County residents to many of these resources. Local programs include Highpoint Health Sumner Financial Assistance for those facing medical costs, Low-Income Home Energy Assistance through Mid-Cumberland Human Resource Agency to help with utility bills, and Mid-Cumberland Public Transit for Seniors and Riders with Disabilities for transportation needs. The Relative Caregiver Program is also available for families in the county. At the state level, programs like the Tennessee Property Tax Freeze Program, OPTIONS for Community Living, TennCare CHOICES, and the Tennessee Family Caregiver Support Program may provide meaningful relief. Federal programs add even more options for eligible residents. Each listing on this page includes its official source and the date it was last verified, but the administering agency always makes the final eligibility decision.
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Local programs
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Tennessee programs
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Federal programs
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Categories
Last verified · October 12, 2026
Local starting point
Greater Nashville Area Agency on Aging and Disability (Greater Nashville Regional Council / GNRC), the designated Area Agency on Aging and Disability for the Greater Nashville region.
1-866-836-6678
See which of these Sumner County programs you may qualify for.
Discover my benefitsHelping others? Print the Sumner County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Sumner County
Run by the county, its Area Agency on Aging, or another agency serving Sumner County. Start here.
Caregiver Support in Sumner County
Relative Caregiver Program (Sumner County)
County · TennesseeMoney to help grandparents and other older relatives who are raising a child. If you are over 55 and are the primary caregiver for a child related to you by blood, marriage, or adoption, the Relative Caregiver Program can cover or supplement the cost of after-school care, tutoring, and summer or day camp — respite and enrichment that gives the caregiver a break. GNRC states funds are available immediately. Call (615) 862-8828 to ask about eligibility, or the aging and disability helpline at 1-866-836-6678.
Elder Services in Sumner County
Programs here typically provide services worth $1,000–$6,000 a year to an eligible household.
Greater Nashville Area Agency on Aging and Disability Services (Sumner County)
County · TennesseeThe Greater Nashville Area Agency on Aging and Disability serves older adults age 60 and older, adults with disabilities, and family caregivers in Sumner County. Services include congregate and home-delivered meals, family caregiver support and respite, SHIP Medicare counseling, options counseling for long-term care, the long-term care ombudsman, the OPTIONS in-home services program, and public guardianship. Call the Information and Assistance line to learn what is available locally.
Estimated service value: $1,000–$6,000 a year
Energy Assistance in Sumner County
Programs here typically lower an eligible household's bills by $174–$750 a year.
Low-Income Home Energy Assistance (LIHEAP) for Sumner County
County · TennesseeTennessee's Low-Income Home Energy Assistance Program (LIHEAP) helps pay heating and cooling costs for income-eligible households. In Sumner County, LIHEAP is delivered by Mid-Cumberland Human Resource Agency (MCHRA). Households with an older adult (60+) or a person with a disability get priority. Apply through Mid-Cumberland Human Resource Agency, and call 2-1-1 Tennessee for referral help. Tennessee Housing Development Agency (THDA) administers the program statewide.
Estimated bill savings: $174–$750 a year
Healthcare in Sumner County
Highpoint Health Sumner Financial Assistance (Sumner County)
County · TennesseeHighpoint Health - Sumner in Gallatin, formerly Sumner Regional Medical Center, is a main hospital for Sumner County. It offers a financial assistance program that discounts or waives bills for patients who cannot afford medically necessary care. Financial counselors help patients apply. Call Patient Financial Services or visit the financial assistance page to start.
Estimated bill savings: about $0 a year
In this county: Sumner: Highpoint Health financial assistance is income-based and decided under the hospital's published policy; the hospital makes the final decision. TriStar Hendersonville is another Sumner County option.
Transportation in Sumner County
Programs here typically provide services worth $200–$1,500 a year to an eligible household.
Mid-Cumberland Public Transit for Seniors and Riders with Disabilities (Sumner County)
County · TennesseeMid-Cumberland Human Resource Agency runs curb-to-curb public transit across Sumner County, including Gallatin and Hendersonville. The service began as a senior transportation program and still gives priority to older adults age 60 and older and to people with disabilities, for rides to medical appointments, shopping, and services. Call Mid-Cumberland Human Resource Agency to schedule a ride and confirm the fare.
Estimated service value: $200–$1,500 a year
Local agencies serving Sumner County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
Highpoint Health - Sumner with Ascension Saint Thomas (formerly Sumner Regional Medical Center), serving Sumner County from Gallatin.
Mid-Cumberland Human Resource Agency (MCHRA) Public Transit, the regional public transit provider for the Mid-Cumberland counties.
Runs: Mid-Cumberland Public Transit for Seniors and Riders with Disabilities
Greater Nashville Regional Council (GNRC), Middle Tennessee's Area Agency on Aging and Disability, in partnership with Family and Children's Services
Greater Nashville Area Agency on Aging and Disability (Greater Nashville Regional Council / GNRC), the designated Area Agency on Aging and Disability for the Greater Nashville region.
Runs: Greater Nashville Area Agency on Aging and Disability Services
Tennessee Housing Development Agency (THDA) LIHEAP, delivered locally by Mid-Cumberland Human Resource Agency (MCHRA).
Runs: Low-Income Home Energy Assistance (LIHEAP) for Sumner County
Tennessee and federal programs
Open to eligible households in Sumner County and across the rest of Tennessee. Full details are on the Tennessee benefits page.
Money & income2 programs
Cash paid to you, and emergency help when money runs short.
Health & Medicare costs8 programs
Medicaid, Medicare savings, and help with drug and doctor bills.
- Medicare Savings Program (Tennessee) — QMB / SLMB / QI
- TennCare Medicaid — Aged, Blind & Disabled
- Tennessee State Health Insurance Assistance Program (SHIP) — Medicare Counseling
- Extra Help (Part D Low-Income Subsidy)
- Qualifying Individual (QI)
- Qualified Medicare Beneficiary (QMB)
- Specified Low-Income Medicare Beneficiary (SLMB)
- State Health Insurance Assistance Program (SHIP)
Food6 programs
SNAP (food stamps), meals, and farmers market coupons.
Home, bills & taxes11 programs
Help with heating and electric bills, rent, property taxes, and home repairs.
- Tennessee Low Income Home Energy Assistance Program (LIHEAP)
- Tennessee Property Tax Relief for Disabled Veteran Homeowners
- Tennessee Property Tax Freeze Program
- Tennessee Property Tax Relief Program
- Tennessee County Motor Vehicle Privilege Tax Exemption for Disabled Veterans
- Tennessee Emergency Repair Program (THDA) — grants for older and disabled homeowners
- Federal Lifeline
- Weatherization Assistance Program (WAP)
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)
- Housing Choice Voucher (Section 8)
- HUD Section 202 Supportive Housing for the Elderly
Care at home & long-term care8 programs
Help staying in your home, nursing home alternatives, and support for family caregivers.
- Tennessee Family Support Program
- OPTIONS for Community Living (Non-Medicaid In-Home Support)
- TennCare CHOICES — Long-Term Services & Supports
- PACE — Program of All-Inclusive Care for the Elderly (Tennessee)
- Tennessee State Veterans' Homes (Long-Term Care)
- Tennessee Family Caregiver Support Program
- PACE — Program of All-Inclusive Care for the Elderly
- National Family Caregiver Support Program (OAA Title III-E)
Help, advice & legal8 programs
Free counseling, legal help, rides, and other senior services.
- Tennessee Public Guardianship for the Elderly — Court-Appointed Conservator of Last Resort
- Tennessee State Veterans Cemeteries (No-Cost Burial Benefits)
- Tennessee Department of Veterans Services Claims Assistance (Free VA Claims Help)
- Tennessee Disabled Veteran Hunting & Fishing License ($10 One-Time, Permanent)
- MyRide TN — Volunteer Senior Transportation
- Older Americans Act Supportive Services (Title III-B)
- Long-Term Care Ombudsman Program
- Senior Medicare Patrol (SMP)
Veterans3 programs
Benefits for veterans and their surviving spouses.
Nearby counties
Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
