Senior benefits in Delta County, Texas
Not in Texas? Delta County, Colorado · Delta County, Michigan
Delta County, Texas is a small rural county in northeast Texas, and seniors here have access to a wide range of benefit programs at the federal, state, and local level. The Area Agency on Aging of Ark-Tex (ATCOG AAA) serves as the local starting point for older adults and caregivers seeking help — connecting people to services, information, and support under its Title III and ADRC programs. For getting around, ATCOG Rural Transit offers demand-response transportation across the county. Seniors who need help with energy bills may qualify for assistance through CEAP, coordinated locally by TDHCA-designated agencies. Those without other health coverage may find help through the Delta County Indigent Health Care Program, administered by the Delta County Commissioners Court in Cooper. In a crisis, Delta County Emergency Aid referral coordination can connect residents to multiple local and state resources. State programs like Texas Medicaid for the Aged, Blind, or Disabled and the Texas Over-65 Homestead Exemption may also apply. Dozens of federal programs are listed here as well. Each program listing below includes its official source and the date it was last verified — the administering agency makes all final eligibility decisions.
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Local programs
16
Texas programs
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Federal programs
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Categories
Last verified · October 12, 2026
Local starting point
Ark-Tex Council of Governments (ATCOG) — the Ark-Tex Area Agency on Aging, designated by Texas HHSC under the Older Americans Act for 9 northeast Texas counties (Bowie, Cass, Delta, Franklin, Hopkins, Lamar, Morris, Red River, Titus)
1-800-372-4464 (main office 903-832-8636)
See which of these Delta County programs you may qualify for.
Discover my benefitsHelping others? Print the Delta County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Delta County
Run by the county, its Area Agency on Aging, or another agency serving Delta County. Start here.
Emergency Aid in Delta County
Programs here typically lower an eligible household's bills by $100–$1,800 a year.
Community Services of Northeast Texas — CEAP Energy Assistance (Delta County)
County · TexasDelta County's energy bill help (CEAP) is run by Community Services of Northeast Texas (CSNT) through its Family Empowerment office in Mt. Pleasant. It helps pay home energy bills for low-income households with the highest energy needs; priority goes to older adults, people with disabilities and families with children under six. Household income must be at or below 150% of the federal poverty guidelines. Download the application at csntexas.org and mail it to CSNT, P.O. Box 427, Linden, TX 75563. Call 903-717-7400 (Family Empowerment), 903-756-5596 (main office) or the TDHCA CEAP line at 800-525-0657.
Estimated bill savings: $200–$1,600 a year
Delta County Emergency Aid — Referral Coordination
County · TexasDelta County operates a referral-and-coordination emergency aid framework: (1) TDHCA CEAP (800-525-0657); (2) ATCOG AAA (903-832-8636); (3) Delta County CIHCP for healthcare (903-395-4400); (4) Catholic Charities of Dallas/Tyler; (5) Salvation Army Texarkana. Dial 211 for general referrals.
Estimated bill savings: $100–$1,800 a year
Health Coverage in Delta County
ATCOG Premium Support Program — Health Insurance Marketplace Premium Help (Delta County)
County · TexasHelp paying the monthly premium on a Health Insurance Marketplace plan. ATCOG runs the Premium Support Program with grant money from CHRISTUS St. Michael Health System for people who have enrolled through the Health Insurance Exchange. If you qualify, the program can cover your premium — the monthly amount charged for the coverage. To qualify you must enroll through the Health Insurance Exchange and choose a Silver plan, have income between 100% and 150% of the Federal Poverty Income Guidelines, and be a Texas resident. Call ATCOG at 903-832-8636 for the application.
Healthcare in Delta County
Programs here typically lower an eligible household's bills by $1,000–$18,000 a year.
Delta County Indigent Health Care Program (CIHCP)
County · TexasThe Delta County Indigent Health Care Program (CIHCP) is required by Texas Health & Safety Code Chapter 61 for low-income residents. Eligibility: Delta County resident age 18+; household income less than 21% of the Federal Poverty Level; not Medicaid-eligible. PRIMARY HOSPITAL: No hospital in county; residents access Paris (Paris Regional) or Sulphur Springs hospitals. CHRISTUS St. Michael Texarkana and Paris Regional Health are the major regional referral hospitals for the Ark-Tex region. Apply by calling Delta County at 903-395-4400.
Estimated bill savings: $1,000–$18,000 a year
In this county: Delta CIHCP at 21% FPL — very strict. No hospital in county; residents access Paris (Paris Regional) or Sulphur Springs hospitals.
Nutrition in Delta County
Programs here typically provide services worth $1,200–$4,500 a year to an eligible household.
Area Agency on Aging of Ark-Tex (ATCOG AAA) — Title III + ADRC (Delta County)
County · TexasATCOG AAA serves Delta County seniors age 60+ and their caregivers as part of its 9-county northeast Texas region. Services include Meals & Nutrition, Benefits Counseling for Medicare beneficiaries, Care Coordination, Caregiver Support, Information & Assistance, Long-Term Care Ombudsman, Senior Centers and Transportation. Call the AAA toll-free at 1-800-372-4464, or ATCOG's main office at 903-832-8636. Office: 4808 Elizabeth Street, Texarkana TX 75503.
Estimated service value: $1,200–$4,500 a year
Transportation in Delta County
Programs here typically provide services worth $100–$1,500 a year to an eligible household.
ATCOG Rural Transit Demand-Response (Delta County)
County · TexasPublic transit in Delta County is provided through ATCOG's rural transit district (demand-response) plus TRAX (Texarkana Urban Transit District) for the Texarkana urban area. Demand-response service requires advance reservation. Senior fares are reduced. Apply through ATCOG at 903-832-8636.
Estimated service value: $100–$1,500 a year
Local agencies serving Delta County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
Delta County Commissioners Court
Runs: Delta County Emergency Aid, Delta County Indigent Health Care Program (CIHCP)
Community Services of Northeast Texas, Inc. (CSNT)
Ark-Tex Council of Governments (ATCOG), the regional council for nine northeast Texas counties (Bowie, Cass, Delta, Franklin, Hopkins, Lamar, Morris, Red River, Titus), with grant funding from CHRISTUS St
Ark-Tex Council of Governments (ATCOG)
TRAX (Texarkana Urban Transit District) for Texarkana city + Ark-Tex Rural Transit (operated by ATCOG) for rural areas; serves the 9 Ark-Tex Texas counties
Texas and federal programs
Open to eligible households in Delta County and across the rest of Texas. Full details are on the Texas benefits page.
Money & income4 programs
Cash paid to you, and emergency help when money runs short.
Health & Medicare costs8 programs
Medicaid, Medicare savings, and help with drug and doctor bills.
- Medicare Savings Programs in Texas (QMB, SLMB, QI-1)
- Texas Medicaid for the Aged, Blind, or Disabled (MEPD)
- Texas STAR+PLUS — Medicaid Managed Care + Long-Term Services and Supports
- Extra Help (Part D Low-Income Subsidy)
- Qualifying Individual (QI)
- Qualified Medicare Beneficiary (QMB)
- Specified Low-Income Medicare Beneficiary (SLMB)
- State Health Insurance Assistance Program (SHIP)
Food5 programs
SNAP (food stamps), meals, and farmers market coupons.
Home, bills & taxes10 programs
Help with heating and electric bills, rent, property taxes, and home repairs.
- Texas 100% Disabled Veteran Homestead Exemption (Total Property Tax Exemption)
- Texas Disabled Veteran Property Tax Exemption (Partial, 10%–100% Rating)
- Texas Over-65 Homestead Exemption + School District Tax Ceiling (Tax Freeze)
- Texas Property Tax Deferral for Homeowners 65+ or Disabled
- Amy Young Barrier Removal Program (AYBR)
- Federal Lifeline
- Weatherization Assistance Program (WAP)
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)
- Housing Choice Voucher (Section 8)
- HUD Section 202 Supportive Housing for the Elderly
Care at home & long-term care4 programs
Help staying in your home, nursing home alternatives, and support for family caregivers.
Help, advice & legal7 programs
Free counseling, legal help, rides, and other senior services.
- Texas Health Information, Counseling and Advocacy Program (HICAP): free Medicare counseling
- Texas Disabled Veteran Super Combo Hunting & Fishing License (Free)
- Texas State Veterans Cemeteries (No-Cost Burial Benefits)
- Texas Veterans Commission Claims Assistance (Free VA Claims Help)
- Older Americans Act Supportive Services (Title III-B)
- Long-Term Care Ombudsman Program
- Senior Medicare Patrol (SMP)
Veterans3 programs
Benefits for veterans and their surviving spouses.
Nearby counties
Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
