Senior benefits in Howard County, Texas
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Seniors living in Howard County, Texas have access to a wide range of benefit programs that can help with health care, energy bills, food, transportation, and more. Locally, the Area Agency on Aging of the Permian Basin (AAAPB) serves as the key starting point for older adults seeking guidance on senior services in the county. Howard County residents may also qualify for the Howard County Indigent Health Care Program (CIHCP), which provides health care assistance for those who meet eligibility requirements. West Texas Opportunities (WTO) administers CEAP energy assistance to help with utility costs, and TRAX demand-response transit can help seniors get where they need to go. For urgent needs, Howard County Emergency Aid — Referral Coordination connects residents with local partners. State programs such as Texas Medicaid for the Aged, Blind, or Disabled (MEPD), Texas STAR+PLUS, and the Texas Over-65 Homestead Exemption may also apply. Dozens of federal programs are listed here as well. Each program listing includes its official source and the date it was last verified, and the administering agency makes all final eligibility decisions.
6
Local programs
16
Texas programs
25
Federal programs
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Categories
Last verified · October 12, 2026
Local starting point
Permian Basin Regional Planning Commission (PBRPC) — grantee organization for the Area Agency on Aging of the Permian Basin (AAAPB); designated AAA under OAA Title III for Texas Planning and Service Region 9 covering all 17 Permian Basin counties (Andrews, Borden, Crane, Dawson, Ector, Gaines, Glasscock, Howard, Loving, Martin, Midland, Pecos, Reeves, Terrell, Upton, Ward, Winkler)
432-563-1061
See which of these Howard County programs you may qualify for.
Discover my benefitsHelping others? Print the Howard County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Howard County
Run by the county, its Area Agency on Aging, or another agency serving Howard County. Start here.
Emergency Aid in Howard County
Programs here typically lower an eligible household's bills by $100–$1,800 a year.
Howard County Emergency Aid — Referral Coordination
County · TexasHoward County operates a referral-and-coordination emergency aid framework: (1) WTO for CEAP utility 806-872-8354) — same nonprofit also runs TRAX transit; (2) AAAPB for senior services (432-563-1061); (3) Howard County CIHCP / hospital district for healthcare (432-264-2244); (4) Catholic Charities of the Diocese of San Angelo or Lubbock; (5) Salvation Army Big Spring or Midland. Dial 211 for general emergency aid referrals.
Estimated bill savings: $100–$1,800 a year
West Texas Opportunities (WTO) — CEAP Energy Assistance (Howard County)
County · TexasHoward County's CEAP is delivered through West Texas Opportunities, Inc. (WTO), the regional 501(c)(3) CAA also operating the TRAX transit (see tx.howard.wto_trax_transit). WTO provides utility bill payment assistance, energy crisis intervention, and energy education to low-income Permian Basin households. Eligibility at 150% FPL. Priority to households with elderly, persons with disabilities, families with young children, and households with high energy burden. Apply at gowto.org/comprehensive-energy-assistance-program or by calling WTO. Permian Basin's hot summer climate makes COOLING-CRISIS assistance especially relevant.
Estimated bill savings: $200–$1,600 a year
Healthcare in Howard County
Programs here typically lower an eligible household's bills by $1,000–$18,000 a year.
Howard County Indigent Health Care Program (CIHCP)
County · TexasThe Howard County Indigent Health Care Program (CIHCP) is required by Texas Health & Safety Code Chapter 61 for low-income residents who don't qualify for other state or federal healthcare programs. Eligibility: Howard County resident age 18+; household income less than 21% of the Federal Poverty Level (Texas statutory minimum); not Medicaid-eligible. Covers physician services, lab/x-ray, three prescriptions per month, and inpatient/outpatient hospital services through participating providers. PRIMARY HOSPITAL: Scenic Mountain Medical Center (Big Spring). Apply by calling Howard County at 432-264-2244.
Estimated bill savings: $1,000–$18,000 a year
In this county: Howard CIHCP at 21% FPL — very strict. Scenic Mountain Medical Center (Big Spring).
Housing Assistance in Howard County
Supportive Services for Veteran Families (SSVF) — Howard County
County · TexasSSVF helps very low-income veteran families in Howard County who are about to lose their housing or have recently become homeless. A case manager makes a housing stability plan with you, helps you get other benefits, and connects you with community services. Depending on eligibility, it can give limited temporary help with rent, utilities, deposits, child care, bus fares and emergency supplies. Call 1-800-928-2262.
Nutrition in Howard County
Programs here typically provide services worth $1,200–$4,500 a year to an eligible household.
Area Agency on Aging of the Permian Basin (AAAPB) — Title III + ADRC (Howard County)
County · TexasAAAPB serves Howard County seniors age 60+ and their caregivers as part of its 17-county Permian Basin region. Services include Benefits Counseling, Congregate Dining + Home-Delivered Meals (food insecurity + social activity), Information/Referral/Assistance, Ombudsman program for long-term care facilities, Care Coordination, and senior center coordination. Apply by calling AAAPB at 432-563-1061 or visiting pbrpc.org/departments/area-agency-on-aging.
Estimated service value: $1,200–$4,500 a year
Transportation in Howard County
Programs here typically provide services worth $200–$1,800 a year to an eligible household.
TRAX (West Texas Opportunities) Demand-Response Transit (Howard County)
County · TexasTRAX is the demand-response public transit service for Howard County (population ~35K), operated by West Texas Opportunities, Inc. (WTO) — the regional 501(c)(3) nonprofit also serving as the CEAP subrecipient (see tx.howard.wto_ceap). TRAX serves the entire Permian Basin region plus adjacent rural areas — demand-response means rides must be reserved ahead by phone (ask about the notice time and fares when booking); rides connect Big Spring to other Permian Basin communities and to medical specialists in Midland or Odessa. Call WTO at 1-800-245-9028 to schedule rides.
Estimated service value: $200–$1,800 a year
Local agencies serving Howard County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
Howard County Commissioners Court
Runs: Howard County Emergency Aid, Howard County Indigent Health Care Program (CIHCP)
TRAX (the public transit program of West Texas Opportunities, Inc.)
Runs: TRAX (West Texas Opportunities) Demand-Response Transit
West Texas Opportunities, Inc. (WTO)
West Central Texas Regional Foundation (WCTRF), the 501(c)(3) foundation of the West Central Texas Council of Governments
Permian Basin Regional Planning Commission (PBRPC)
Texas and federal programs
Open to eligible households in Howard County and across the rest of Texas. Full details are on the Texas benefits page.
Money & income4 programs
Cash paid to you, and emergency help when money runs short.
Health & Medicare costs8 programs
Medicaid, Medicare savings, and help with drug and doctor bills.
- Medicare Savings Programs in Texas (QMB, SLMB, QI-1)
- Texas Medicaid for the Aged, Blind, or Disabled (MEPD)
- Texas STAR+PLUS — Medicaid Managed Care + Long-Term Services and Supports
- Extra Help (Part D Low-Income Subsidy)
- Qualifying Individual (QI)
- Qualified Medicare Beneficiary (QMB)
- Specified Low-Income Medicare Beneficiary (SLMB)
- State Health Insurance Assistance Program (SHIP)
Food5 programs
SNAP (food stamps), meals, and farmers market coupons.
Home, bills & taxes10 programs
Help with heating and electric bills, rent, property taxes, and home repairs.
- Texas 100% Disabled Veteran Homestead Exemption (Total Property Tax Exemption)
- Texas Disabled Veteran Property Tax Exemption (Partial, 10%–100% Rating)
- Texas Over-65 Homestead Exemption + School District Tax Ceiling (Tax Freeze)
- Texas Property Tax Deferral for Homeowners 65+ or Disabled
- Amy Young Barrier Removal Program (AYBR)
- Federal Lifeline
- Weatherization Assistance Program (WAP)
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)
- Housing Choice Voucher (Section 8)
- HUD Section 202 Supportive Housing for the Elderly
Care at home & long-term care4 programs
Help staying in your home, nursing home alternatives, and support for family caregivers.
Help, advice & legal7 programs
Free counseling, legal help, rides, and other senior services.
- Texas Health Information, Counseling and Advocacy Program (HICAP): free Medicare counseling
- Texas Disabled Veteran Super Combo Hunting & Fishing License (Free)
- Texas State Veterans Cemeteries (No-Cost Burial Benefits)
- Texas Veterans Commission Claims Assistance (Free VA Claims Help)
- Older Americans Act Supportive Services (Title III-B)
- Long-Term Care Ombudsman Program
- Senior Medicare Patrol (SMP)
Veterans3 programs
Benefits for veterans and their surviving spouses.
Nearby counties
Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
