Senior benefits in Covington County, Alabama
4
Local programs
10
Alabama programs
25
Federal programs
15
Categories
Last verified · September 27, 2026
Local starting point
Southern Alabama Regional Council on Aging (SARCOA)
1-334-793-6843
See which of these Covington County programs you may qualify for.
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Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Covington County
Run by the county, its Area Agency on Aging, or another agency serving Covington County. Start here.
Elder Services in Covington County
Programs here typically provide services worth $200–$2,000 a year to an eligible household.
Area Agency on Aging services (Southern Alabama Regional Council on Aging (SARCOA)) — Covington
CountyThe Southern Alabama Regional Council on Aging (SARCOA) is the Area Agency on Aging for Covington County and six other counties in southeast Alabama. It is also the area's Aging and Disability Resource Center (ADRC), a one-stop place for older adults, people with disabilities, family caregivers and veterans to learn about long-term support options. SARCOA runs senior centers, home delivered meals, Alabama Cares caregiver help, Medicare and insurance counseling, legal help and elder rights programs. Most services start at age 60. Call 334-793-6843 to get started.
Estimated service value: $200–$2,000 a year
Energy Assistance in Covington County
Programs here typically lower an eligible household's bills by $280–$1,100 a year.
LIHEAP energy assistance (Organized Community Action Program (OCAP)) — Covington
CountyThe Low-Income Home Energy Assistance Program (LIHEAP) helps pay home heating and cooling bills. In Covington County, LIHEAP is handled by the Organized Community Action Program (OCAP), 507 North Three Notch Street in Troy. Household income must be at or below 150% of the federal poverty level. OCAP says it can make up to a $400 payment in an emergency for utilities, gas, wood, coal, kerosene, heaters or fans. Call 334-566-1712 to apply or check on an application. ADECA does not take applications.
Estimated bill savings: $280–$1,100 a year
Healthcare in Covington County
Hospital Financial Assistance (Mizell Memorial Hospital) — Covington
CountyMizell Memorial Hospital in Opp has a Financial Assistance Program for people who are uninsured or underinsured. Its policy summary says households under 200% of the federal poverty guidelines can get 100% help with hospital charges, and households up to 300% can get partial discounts. A patient care representative in the business office in the hospital lobby helps with the application, Monday to Friday, 8:00 am to 4:00 pm. Call 334-493-3541.
Estimated bill savings: about $0 a year
Transportation in Covington County
Programs here typically provide services worth $150–$1,500 a year to an eligible household.
Public & Dial-a-Ride Transit (Covington Area Transit System (CATS)) — Covington
CountyThe Covington Area Transit System (CATS) gives rides to all Covington County residents, of any age or ability, for medical visits, shopping, work and social outings. One-way fares are $2 inside city limits, $3.50 outside city limits and $4 within the county. Riders in manual wheelchairs who need more than curb-to-curb help are asked to bring an assistant, who rides free. Call 334-428-2667 at least 24 hours ahead; the cutoff for next-day rides is 3 pm. Vans run Monday to Friday, 8 am to 5 pm.
Estimated service value: $150–$1,500 a year
Local agencies serving Covington County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
Mizell Memorial Hospital
Runs: Hospital Financial Assistance (Mizell Memorial Hospital)
Covington Area Transit System (CATS), Covington County Commission
Runs: Public & Dial-a-Ride Transit (Covington Area Transit System (CATS))
Southern Alabama Regional Council on Aging (SARCOA)
Runs: Area Agency on Aging services (Southern Alabama Regional Council on Aging (SARCOA))
Organized Community Action Program (OCAP)
Runs: LIHEAP energy assistance (Organized Community Action Program (OCAP))
Alabama and federal programs
Open to eligible households in Covington County and across the rest of Alabama. Full details are on the Alabama benefits page.
Elder Services
- Free legal help for adults 60+ (Legal Assistance Program)State$0–$2,000/yrService valueOfficial source →
- Alabama SHIP — free Medicare and insurance counselingState$100–$2,000/yrService valueOfficial source →
Employment
- Senior Community Service Employment Program (SCSEP)Federal$15,000–$17,000/yrCashOfficial source →
Energy Assistance
- LIHEAP energy assistance (Alabama)State$280–$1,100/yrLower billsOfficial source →
Food Assistance
- Commodity Supplemental Food Program (CSFP) Senior Food BoxFederal$240–$600/yrService valueOfficial source →
- Congregate Meals at Senior CentersFederal$1,000–$2,500/yrService valueOfficial source →
- Home-Delivered Meals (Meals on Wheels)Federal$1,500–$4,000/yrService valueOfficial source →
- Senior Farmers' Market Nutrition Program (SFMNP)Federal$35–$50/yrCashOfficial source →
- SNAP (Supplemental Nutrition Assistance Program) for SeniorsFederal$280–$2,400/yrCashOfficial source →
- SNAP food assistance (Alabama Food Assistance Program)State$300–$3,576/yrCashOfficial source →
Health Coverage
- Alabama Medicaid for people 65+, blind, or disabled (SSI and SSI-related)State$2,000–$15,000/yrService valueOfficial source →
Healthcare
- CHAMPVA (Civilian Health and Medical Program of the VA)Federal$3,000–$15,000/yrLower billsOfficial source →
- State Health Insurance Assistance Program (SHIP)FederalOfficial source →
- VA Health CareFederal$5,000–$20,000/yrLower billsOfficial source →
- SenioRx — free or low-cost prescription drugsState$0–$5,000/yrLower billsOfficial source →
Housing
- Housing Choice Voucher (Section 8)Federal$8,000–$20,000/yrLower billsOfficial source →
- HUD Section 202 Supportive Housing for the ElderlyFederal$5,000–$15,000/yrLower billsOfficial source →
Income Support
- Supplemental Security Income (SSI)Federal$11,928–$17,892/yrCashOfficial source →
Long Term Care
- PACE — Program of All-Inclusive Care for the ElderlyFederal$6,000–$40,000/yrService valueOfficial source →
- Elderly and Disabled (E&D) Medicaid Waiver — care at home instead of a nursing homeState$5,000–$25,000/yrService valueOfficial source →
Medicare Savings
- Extra Help (Part D Low-Income Subsidy)Federal$4,000–$5,300/yrPremium savingsOfficial source →
- Qualifying Individual (QI)Federalabout $2,435/yrPremium savingsOfficial source →
- Qualified Medicare Beneficiary (QMB)Federal$2,435–$3,500/yrPremium savingsOfficial source →
- Specified Low-Income Medicare Beneficiary (SLMB)Federalabout $2,435/yrPremium savingsOfficial source →
- Medicare Savings Programs (QMB, SLMB, QI-1)State$2,100–$5,200/yrPremium savingsOfficial source →
Supportive Services
- Long-Term Care Ombudsman ProgramFederalOfficial source →
- National Family Caregiver Support Program (OAA Title III-E)Federal$1,000–$5,000/yrService valueOfficial source →
- Older Americans Act Supportive Services (Title III-B)Federal$500–$3,000/yrService valueOfficial source →
- Senior Medicare Patrol (SMP)FederalOfficial source →
Tax Relief
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)Federal$0–$1,125/yrLower billsOfficial source →
- Homestead exemption for homeowners 65+, disabled, or blind (property tax)State$50–$1,500/yrLower billsOfficial source →
- Alabama income tax: retirement income exclusion for age 65+ (and exempt Social Security and pensions)State$0–$300/yrLower billsOfficial source →
Utility Assistance
- Federal LifelineFederal$111–$411/yrLower billsOfficial source →
- Weatherization Assistance Program (WAP)Federal$3,000–$8,000/yrLower billsOfficial source →
Veteran Benefits
- VA Aid & Attendance (Improved Pension)Federal$12,000–$34,488/yrCashOfficial source →
Nearby counties
County programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.