Senior benefits in Lauderdale County, Alabama
4
Local programs
10
Alabama programs
25
Federal programs
15
Categories
Last verified · September 27, 2026
Local starting point
Northwest Alabama Council of Local Governments (NACOLG) Area Agency on Aging
1-256-389-0531
See which of these Lauderdale County programs you may qualify for.
Find my benefitsHelping others? Print the Lauderdale County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Lauderdale County
Run by the county, its Area Agency on Aging, or another agency serving Lauderdale County. Start here.
Elder Services in Lauderdale County
Programs here typically provide services worth $200–$2,000 a year to an eligible household.
Area Agency on Aging services (Northwest Alabama Council of Local Governments (NACOLG)) — Lauderdale
CountyThe Northwest Alabama Council of Local Governments (NACOLG) is the Area Agency on Aging named by the Alabama Department of Senior Services for Colbert, Franklin, Lauderdale, Marion and Winston counties, including Lauderdale County. It helps adults 60 and older, people with disabilities, and family caregivers find services. Its Aging and Disability Resource Center is a single place to start, even if you do not know which program you need. Services include senior centers, meals, Alabama Cares caregiver support, the long-term care ombudsman, senior jobs, SenioRx prescription help, SHIP Medicare counseling, and Medicaid Waiver in-home help. Call 256-389-0531 or the Alabama Ageline at 1-800-243-5463.
Estimated service value: $200–$2,000 a year
Energy Assistance in Lauderdale County
Programs here typically lower an eligible household's bills by $280–$1,100 a year.
LIHEAP energy assistance (Community Action Agency of Northwest Alabama) — Lauderdale
CountyThe Low-Income Home Energy Assistance Program (LIHEAP) helps pay home heating and cooling bills. In Lauderdale County, LIHEAP applications are taken by the Community Action Agency of Northwest Alabama. Household income must be at or below 150% of the federal poverty level, and older adults and households with children get priority. Call 256-764-5142 to make an appointment, or call the Lauderdale County office at 256-766-4330. Walk-in utility applications are not taken. Help depends on available funds.
Estimated bill savings: $280–$1,100 a year
Healthcare in Lauderdale County
Hospital Financial Assistance (North Alabama Medical Center) — Lauderdale
CountyNorth Alabama Medical Center in Florence offers charity care and financial assistance, with free or reduced-charge care for eligible patients who cannot afford to pay. Read the Notice of Availability on the hospital's website, then fill out the Application for Charity/Financial Assistance. The completed application and all requested documents must arrive within 14 days. Call 256-629-1172 for help with the application or to set up an in-person appointment.
Estimated bill savings: about $0 a year
Transportation in Lauderdale County
Programs here typically provide services worth $150–$1,500 a year to an eligible household.
Dial-a-Ride public transit (NACOLG Transit) — Lauderdale
CountyNACOLG Dial-a-Ride is shared public transportation open to anyone. It takes riders from their pickup place to their destination in ADA-accessible vehicles. In Lauderdale County it serves the area within 10 miles of Florence. Rides in rural parts of the county may be offered at a variable rate when vehicles and drivers are available. Rides run 7:00 a.m. to 4:30 p.m., Monday through Friday. Book up to two weeks ahead, and no later than 3:00 p.m. the business day before. One-way fares start at $3; pay the driver with exact change. A personal care attendant may ride free. Call 256-314-0047 or toll-free 833-314-0047.
Estimated service value: $150–$1,500 a year
Local agencies serving Lauderdale County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
Northwest Alabama Council of Local Governments (NACOLG) Area Agency on Aging
Runs: Area Agency on Aging services (Northwest Alabama Council of Local Governments (NACOLG))
Community Action Agency of Northwest Alabama, Inc. (CAANW)
Runs: LIHEAP energy assistance (Community Action Agency of Northwest Alabama)
North Alabama Medical Center
Runs: Hospital Financial Assistance (North Alabama Medical Center)
NACOLG Transit (Northwest Alabama Council of Local Governments)
Alabama and federal programs
Open to eligible households in Lauderdale County and across the rest of Alabama. Full details are on the Alabama benefits page.
Elder Services
- Free legal help for adults 60+ (Legal Assistance Program)State$0–$2,000/yrService valueOfficial source →
- Alabama SHIP — free Medicare and insurance counselingState$100–$2,000/yrService valueOfficial source →
Employment
- Senior Community Service Employment Program (SCSEP)Federal$15,000–$17,000/yrCashOfficial source →
Energy Assistance
- LIHEAP energy assistance (Alabama)State$280–$1,100/yrLower billsOfficial source →
Food Assistance
- Commodity Supplemental Food Program (CSFP) Senior Food BoxFederal$240–$600/yrService valueOfficial source →
- Congregate Meals at Senior CentersFederal$1,000–$2,500/yrService valueOfficial source →
- Home-Delivered Meals (Meals on Wheels)Federal$1,500–$4,000/yrService valueOfficial source →
- Senior Farmers' Market Nutrition Program (SFMNP)Federal$35–$50/yrCashOfficial source →
- SNAP (Supplemental Nutrition Assistance Program) for SeniorsFederal$280–$2,400/yrCashOfficial source →
- SNAP food assistance (Alabama Food Assistance Program)State$300–$3,576/yrCashOfficial source →
Health Coverage
- Alabama Medicaid for people 65+, blind, or disabled (SSI and SSI-related)State$2,000–$15,000/yrService valueOfficial source →
Healthcare
- CHAMPVA (Civilian Health and Medical Program of the VA)Federal$3,000–$15,000/yrLower billsOfficial source →
- State Health Insurance Assistance Program (SHIP)FederalOfficial source →
- VA Health CareFederal$5,000–$20,000/yrLower billsOfficial source →
- SenioRx — free or low-cost prescription drugsState$0–$5,000/yrLower billsOfficial source →
Housing
- Housing Choice Voucher (Section 8)Federal$8,000–$20,000/yrLower billsOfficial source →
- HUD Section 202 Supportive Housing for the ElderlyFederal$5,000–$15,000/yrLower billsOfficial source →
Income Support
- Supplemental Security Income (SSI)Federal$11,928–$17,892/yrCashOfficial source →
Long Term Care
- PACE — Program of All-Inclusive Care for the ElderlyFederal$6,000–$40,000/yrService valueOfficial source →
- Elderly and Disabled (E&D) Medicaid Waiver — care at home instead of a nursing homeState$5,000–$25,000/yrService valueOfficial source →
Medicare Savings
- Extra Help (Part D Low-Income Subsidy)Federal$4,000–$5,300/yrPremium savingsOfficial source →
- Qualifying Individual (QI)Federalabout $2,435/yrPremium savingsOfficial source →
- Qualified Medicare Beneficiary (QMB)Federal$2,435–$3,500/yrPremium savingsOfficial source →
- Specified Low-Income Medicare Beneficiary (SLMB)Federalabout $2,435/yrPremium savingsOfficial source →
- Medicare Savings Programs (QMB, SLMB, QI-1)State$2,100–$5,200/yrPremium savingsOfficial source →
Supportive Services
- Long-Term Care Ombudsman ProgramFederalOfficial source →
- National Family Caregiver Support Program (OAA Title III-E)Federal$1,000–$5,000/yrService valueOfficial source →
- Older Americans Act Supportive Services (Title III-B)Federal$500–$3,000/yrService valueOfficial source →
- Senior Medicare Patrol (SMP)FederalOfficial source →
Tax Relief
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)Federal$0–$1,125/yrLower billsOfficial source →
- Homestead exemption for homeowners 65+, disabled, or blind (property tax)State$50–$1,500/yrLower billsOfficial source →
- Alabama income tax: retirement income exclusion for age 65+ (and exempt Social Security and pensions)State$0–$300/yrLower billsOfficial source →
Utility Assistance
- Federal LifelineFederal$111–$411/yrLower billsOfficial source →
- Weatherization Assistance Program (WAP)Federal$3,000–$8,000/yrLower billsOfficial source →
Veteran Benefits
- VA Aid & Attendance (Improved Pension)Federal$12,000–$34,488/yrCashOfficial source →
Nearby counties
County programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
