Senior benefits in Morgan County, Alabama
4
Local programs
10
Alabama programs
25
Federal programs
15
Categories
Last verified · September 27, 2026
Local starting point
North Central Alabama Regional Council of Governments (NARCOG) Area Agency on Aging
1-256-355-4515
See which of these Morgan County programs you may qualify for.
Find my benefitsHelping others? Print the Morgan County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Morgan County
Run by the county, its Area Agency on Aging, or another agency serving Morgan County. Start here.
Elder Services in Morgan County
Programs here typically provide services worth $200–$2,000 a year to an eligible household.
Area Agency on Aging services (North Central Alabama Regional Council of Governments (NARCOG)) — Morgan
CountyThe North Central Alabama Regional Council of Governments (NARCOG) runs the Area Agency on Aging for Cullman, Lawrence and Morgan counties, including Morgan County. It plans services that help people over 60 stay independent. Its Aging and Disability Resource Center (One Door Alabama) helps older adults and people of any age with disabilities learn about programs and benefits. Services include Medicare counseling, prescription help, home and community based services, the long-term care ombudsman, nutrition, senior jobs, caregiver help, and senior legal help. Call 256-355-4515 and ask the front office for an ADRC representative.
Estimated service value: $200–$2,000 a year
Energy Assistance in Morgan County
Programs here typically lower an eligible household's bills by $280–$1,100 a year.
LIHEAP energy assistance (Community Action Partnership of North Alabama) — Morgan
CountyThe Low-Income Home Energy Assistance Program (LIHEAP) helps pay utility bills. In Morgan County, LIHEAP is run by Community Action Partnership of North Alabama (CAPNA), which serves Cullman, Lawrence, Marion, Morgan and Winston counties. Since May 2026, applications are taken only at an in-person appointment. Schedule online or call the automated appointment hotline at 256-260-4050. Bring every required document, or the appointment may be rescheduled. Do not wait until service is about to be shut off.
Estimated bill savings: $280–$1,100 a year
Healthcare in Morgan County
Hospital Financial Assistance (Decatur Morgan Hospital (HH Health)) — Morgan
CountyDecatur Morgan Hospital in Decatur, part of Huntsville Hospital Health System (HH Health), offers financial assistance to uninsured and underinsured patients for emergency and medically necessary hospital care. Under the system policy, patients with household income at or below 200% of the federal poverty level can get this care free, and patients below 400% can get discounts. Eligibility is based on household income, assets, and the federal poverty guidelines. Assistance covers hospital charges only, not separate doctor bills. Call a financial counselor at 256-973-4688 for help applying.
Estimated bill savings: about $0 a year
Transportation in Morgan County
Programs here typically provide services worth $150–$1,500 a year to an eligible household.
Public transit in Decatur (NARCOG Transit) — Morgan
CountyNARCOG Transit gives rides to people of any age within the City of Decatur, Morgan County's largest city. It does not serve the rest of the county. Schedule at least 24 hours ahead and no later than 2:00 p.m. the day before. Each one-way trip is $2, paid in exact change, or use a $20 Connect card. Accessible vehicles are available on request. Rides run 7:00 a.m. to 5:00 p.m., Monday through Friday. Call 256-580-2088 to book between 7:30 a.m. and 4:00 p.m., Monday through Friday.
Estimated service value: $150–$1,500 a year
Local agencies serving Morgan County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
North Central Alabama Regional Council of Governments (NARCOG) Area Agency on Aging
Runs: Area Agency on Aging services (North Central Alabama Regional Council of Governments (NARCOG))
Community Action Partnership of North Alabama, Inc. (CAPNA)
Runs: LIHEAP energy assistance (Community Action Partnership of North Alabama)
Decatur Morgan Hospital (Huntsville Hospital Health System)
Runs: Hospital Financial Assistance (Decatur Morgan Hospital (HH Health))
NARCOG Regional Transit Agency (North Central Alabama Regional Council of Governments)
Alabama and federal programs
Open to eligible households in Morgan County and across the rest of Alabama. Full details are on the Alabama benefits page.
Elder Services
- Free legal help for adults 60+ (Legal Assistance Program)State$0–$2,000/yrService valueOfficial source →
- Alabama SHIP — free Medicare and insurance counselingState$100–$2,000/yrService valueOfficial source →
Employment
- Senior Community Service Employment Program (SCSEP)Federal$15,000–$17,000/yrCashOfficial source →
Energy Assistance
- LIHEAP energy assistance (Alabama)State$280–$1,100/yrLower billsOfficial source →
Food Assistance
- Commodity Supplemental Food Program (CSFP) Senior Food BoxFederal$240–$600/yrService valueOfficial source →
- Congregate Meals at Senior CentersFederal$1,000–$2,500/yrService valueOfficial source →
- Home-Delivered Meals (Meals on Wheels)Federal$1,500–$4,000/yrService valueOfficial source →
- Senior Farmers' Market Nutrition Program (SFMNP)Federal$35–$50/yrCashOfficial source →
- SNAP (Supplemental Nutrition Assistance Program) for SeniorsFederal$280–$2,400/yrCashOfficial source →
- SNAP food assistance (Alabama Food Assistance Program)State$300–$3,576/yrCashOfficial source →
Health Coverage
- Alabama Medicaid for people 65+, blind, or disabled (SSI and SSI-related)State$2,000–$15,000/yrService valueOfficial source →
Healthcare
- CHAMPVA (Civilian Health and Medical Program of the VA)Federal$3,000–$15,000/yrLower billsOfficial source →
- State Health Insurance Assistance Program (SHIP)FederalOfficial source →
- VA Health CareFederal$5,000–$20,000/yrLower billsOfficial source →
- SenioRx — free or low-cost prescription drugsState$0–$5,000/yrLower billsOfficial source →
Housing
- Housing Choice Voucher (Section 8)Federal$8,000–$20,000/yrLower billsOfficial source →
- HUD Section 202 Supportive Housing for the ElderlyFederal$5,000–$15,000/yrLower billsOfficial source →
Income Support
- Supplemental Security Income (SSI)Federal$11,928–$17,892/yrCashOfficial source →
Long Term Care
- PACE — Program of All-Inclusive Care for the ElderlyFederal$6,000–$40,000/yrService valueOfficial source →
- Elderly and Disabled (E&D) Medicaid Waiver — care at home instead of a nursing homeState$5,000–$25,000/yrService valueOfficial source →
Medicare Savings
- Extra Help (Part D Low-Income Subsidy)Federal$4,000–$5,300/yrPremium savingsOfficial source →
- Qualifying Individual (QI)Federalabout $2,435/yrPremium savingsOfficial source →
- Qualified Medicare Beneficiary (QMB)Federal$2,435–$3,500/yrPremium savingsOfficial source →
- Specified Low-Income Medicare Beneficiary (SLMB)Federalabout $2,435/yrPremium savingsOfficial source →
- Medicare Savings Programs (QMB, SLMB, QI-1)State$2,100–$5,200/yrPremium savingsOfficial source →
Supportive Services
- Long-Term Care Ombudsman ProgramFederalOfficial source →
- National Family Caregiver Support Program (OAA Title III-E)Federal$1,000–$5,000/yrService valueOfficial source →
- Older Americans Act Supportive Services (Title III-B)Federal$500–$3,000/yrService valueOfficial source →
- Senior Medicare Patrol (SMP)FederalOfficial source →
Tax Relief
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)Federal$0–$1,125/yrLower billsOfficial source →
- Homestead exemption for homeowners 65+, disabled, or blind (property tax)State$50–$1,500/yrLower billsOfficial source →
- Alabama income tax: retirement income exclusion for age 65+ (and exempt Social Security and pensions)State$0–$300/yrLower billsOfficial source →
Utility Assistance
- Federal LifelineFederal$111–$411/yrLower billsOfficial source →
- Weatherization Assistance Program (WAP)Federal$3,000–$8,000/yrLower billsOfficial source →
Veteran Benefits
- VA Aid & Attendance (Improved Pension)Federal$12,000–$34,488/yrCashOfficial source →
Nearby counties
County programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.