Benefits · New Jersey

Senior benefits in Middlesex County, New Jersey

Seniors and caregivers in Middlesex County, New Jersey have access to a wide range of benefit programs that can help with health care costs, prescription drugs, home energy bills, property taxes, and more. The Middlesex County Office of Aging and Disabled Services is the designated Area Agency on Aging for the county and is a strong local starting point for help. Through that office, you can get connected to programs like PAAD, Senior Gold, and NJ SHIP Medicare counseling. For home energy assistance, the county works with local administering agencies to deliver LIHEAP and related utility help. Homeowners and renters may also qualify for ANCHOR or the Senior Freeze property tax reimbursement. Seniors in New Brunswick can explore financial assistance through both RWJ University Hospital and Saint Peter's University Hospital. NJ Transit also offers a Senior Citizen Reduced Fare for eligible riders. Federal programs — including Extra Help for prescription costs and Medicare Savings Programs — apply here as well. Each program listing below includes its official source and the date it was last verified. The administering agency always makes the final eligibility decision.

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Local programs

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New Jersey programs

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Federal programs

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Categories

Local starting point

Middlesex County Office of Aging and Disabled Services — designated Area Agency on Aging under the Older Americans Act Title III for Middlesex County; one of 21 NJ county AAAs.

732-745-3295

See which of these Middlesex County programs you may qualify for.

Find my benefits

Helping others? Print the Middlesex County benefits checklist — free to hand out.

When benefit rules change, it’s tracked here

Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.

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Programs run in Middlesex County

Run by the county, its Area Agency on Aging, or another agency serving Middlesex County. Start here.

Emergency Aid

Programs here are typically worth $200–$3,000 a year to an eligible household.

Middlesex County Emergency Aid — Referral Coordination

County

Middlesex County emergency aid: (1) Middlesex County Board of Social Services for Cash Assistance (WorkFirst NJ TANF), General Assistance, Emergency Assistance, NJ FamilyCare Medicaid (732-745-3500); (2) Middlesex AAA for senior-specific case management (732-745-3295); (3) NJHCPAP + hospital FAP for healthcare safety-net; (4) Puerto Rican Action Board (PRAB) + Catholic Charities of Trenton Diocese are the LIHEAP/USF administering agencies for Middlesex County for LIHEAP/USF; (5) Catholic Charities of the Diocese serving Middlesex; (6) Community FoodBank of New Jersey or regional food bank; (7) NJ SHARES utility-bill assistance; (8) NJ 2-1-1 for general referrals.

$200–$3,000/yr

How to apply →Official source →211Last verified · September 9, 2026

Middlesex County LIHEAP Administering Agency — Home Energy Assistance (Middlesex County)

County

NJ LIHEAP for Middlesex County residents: Puerto Rican Action Board (PRAB) + Catholic Charities of Trenton Diocese are the LIHEAP/USF administering agencies for Middlesex County. Income limit: 60% state median (~$50,005 family of 1, ~$65,000 family of 2). Apply via DCAid (dcaid.dca.nj.gov), by calling 1-800-510-3102, or at the local administering agency. USF (Universal Service Fund) layers on top for ongoing year-round utility relief.

$200–$1,500/yr

In this county: Middlesex: NJ LIHEAP delivery via Puerto Rican Action Board (PRAB) + Catholic Charities of Trenton Diocese are the LIHEAP/USF administering agencies for Middlesex County.

How to apply →Official source →1-800-510-3102Last verified · September 8, 2026

Healthcare

Programs here are typically worth $500–$30,000 a year to an eligible household.

RWJ University Hospital New Brunswick + Saint Peter's University Hospital — Financial Assistance (Middlesex County)

County

Middlesex County hospital safety net is Middlesex = RWJ University Hospital New Brunswick (RWJBarnabas flagship) + Saint Peter's University Hospital (INDEPENDENT Catholic) — two competing academic medical centers in same city.. ALL NJ acute-care hospitals participate in NJ Hospital Care Payment Assistance Program (NJHCPAP, formerly Charity Care) — 100% covered ≤200% FPL, sliding scale to 300% FPL. Each system also operates its own Financial Assistance Program above NJHCPAP for those between 300-400% FPL. Apply at the hospital's financial counseling office or at https://www.rwjbh.org/patients-visitors/billing-financial-assistance/. Phone: 732-828-3000.

$500–$30,000/yr

In this county: Middlesex: Middlesex = RWJ University Hospital New Brunswick (RWJBarnabas flagship) + Saint Peter's University Hospital (INDEPENDENT Catholic) — two competing academic medical centers in same city.. NJHCPAP applies on top — 100% covered ≤200% FPL, sliding to 300% FPL.

How to apply →Official source →732-828-3000Last verified · September 2, 2026

Nutrition

Programs here are typically worth $1,500–$6,000 a year to an eligible household.

Middlesex County Office of Aging and Disabled Services — Title III + NJ SHIP + PAAD/Senior Gold Enrollment (Middlesex County)

County

Middlesex County AAA serves seniors age 60+ and caregivers. Services include: Title III Congregate Meals + Home-Delivered Meals (Meals on Wheels); NJ SHIP (Medicare benefits counseling); PAAD/Senior Gold/Lifeline enrollment via NJSave combined application; Jersey Assistance for Community Caregiving (JACC); Caregiver Support; Protective Services; LSTC Long-Term Care Options Counseling. Apply by calling AAA at 732-745-3295 or emailing aging@co.middlesex.nj.us.

$1,500–$6,000/yr

How to apply →Official source →732-745-3295Last verified · August 17, 2026

Transportation

Programs here are typically worth $300–$2,500 a year to an eligible household.

NJ Transit (Northeast Corridor + North Jersey Coast Line) + Local Bus (Middlesex County)

County

NJ Transit (Northeast Corridor + North Jersey Coast Line) + Local Bus serves Middlesex County. Middlesex County: NJ Transit Northeast Corridor (Princeton Junction, New Brunswick, Edison, Metropark) — heaviest commuter rail volume in NJ + North Jersey Coast Line. New Brunswick is Rutgers's home + a major hospital corridor. NJ Transit Senior Reduced Fare half-fare for 62+.. NJ Transit Senior Reduced Fare ID required for half-fare — apply at NJ Transit customer service center or via mail-in form. Access Link statewide ADA paratransit within ¾ mile of NJ Transit bus routes.

$300–$2,500/yr

How to apply →Official source →973-491-7600Last verified · September 1, 2026

New Jersey and federal programs

Open to eligible households in Middlesex County and across the rest of New Jersey. Full details are on the New Jersey benefits page.

Utility Assistance

Veteran Benefits

Nearby counties

County programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.

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Not legal or financial advice. The agency makes the final eligibility decision.