Senior benefits in Middlesex County, Virginia

Bay Aging is the Area Agency on Aging for Middlesex County. It is the local starting point that connects older adults and caregivers to Bay Aging (PSA 17/18, Urbanna) provides Meals on Wheels, in-home and personal care, Bay Transit public transportation, caregiver support, VICAP insurance counseling, Active Lifestyle Centers and adult day services across the Middle Peninsula and Northern Neck. Most services are for adults 60 and older; adults with disabilities may also qualify for some services. Call 804-758-2386 (intake 1-800-493-0238) to get started.

$500–$6,000/yr

The Virginia Energy Assistance Program (LIHEAP) helps income-eligible households in Middlesex County pay heating and cooling bills, with crisis help for shut-offs and broken equipment. Apply during the program windows through the Middlesex County Department of Social Services, online at CommonHelp, or by phone at 1-833-5CALLVA. Households with an adult 60 or older or a person with a disability are a priority group. Fuel Assistance applications are taken each fall and Cooling Assistance each summer, while funds last.

$300–$1,000/yr

Uninsured and underinsured residents of Middlesex County can apply for financial assistance (charity care) at Riverside Walter Reed Hospital for emergency and medically necessary care. Discounts are based on household size and income compared with the Federal Poverty Level. No hospital in Middlesex County; nearest is Riverside Walter Reed Hospital in Gloucester, roughly 20 miles from Saluda. Bon Secours Rappahannock General (Kilmarnock) serves the Deltaville/lower-county area across the Rappahannock.

Middlesex County offers real estate tax relief (exemption) for homeowners who are 65 or older or permanently disabled. Total household income must be $40,300 or less, and net worth (not counting the home) must be $100,000 or less. Income brackets (revised 2026): under $20,912 = 100%; $20,912-$25,735 = 80%; $25,736-$30,562 = 60%; $30,563-$35,385 = 40%; $35,386-$40,300 = 20%; $40,301 and above = 0%. Age 65 (no minimum for disabled). Annual affidavit deadline April 1. Apply through the local commissioner of the revenue or assessment office.

$200–$3,000/yr

Bay Transit (a division of Bay Aging) serves Middlesex County with Demand-response public transit (call 24 hours ahead), Mon-Fri 6:00 a.m.-6:00 p.m.; $2.00 per ride with $12.00 10-ticket discount books; no separate senior fare published. Microtransit zones in Gloucester, West Point, Tappahannock and New Kent are $1.00 per boarding.. Older adults and people with disabilities can use reduced fares or demand-response rides for medical appointments, shopping, and other essential trips. Rides are free or low-cost depending on the service. Call 1-877-869-6046 for schedules, eligibility, or to book a ride.

$150–$1,500/yr