Senior benefits in Clay County, Mississippi
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Seniors in Clay County, Mississippi, may be able to get help with health care, food, energy bills, and taxes. This page lists programs that apply here, from federal, state, and local sources. At the local level, the MDHS county office for Clay is a good place to start asking questions. Hospital Financial Assistance through NMMC-West Point may help with medical bills. LIHEAP energy assistance through Prairie Opportunity, Inc. may help with heating and cooling costs. State programs include Mississippi Medicaid for people who are aged, blind, or disabled, the Elderly and Disabled Waiver, Medicare Savings Programs, SNAP food assistance, and free Medicare counseling through SHIP. Mississippi also offers a Homestead Exemption and income tax breaks for retirees. Federal programs apply in Clay County too. Each program below shows its official source and the date it was last verified. Keep in mind that the agency that runs each program makes the final decision on who qualifies.
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Local programs
10
Mississippi programs
25
Federal programs
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Categories
Last verified · October 7, 2026
See which of these Clay County programs you may qualify for.
Discover my benefitsHelping others? Print the Clay County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Clay County
Run by the county, its Area Agency on Aging, or another agency serving Clay County. Start here.
Energy Assistance in Clay County
Programs here typically lower an eligible household's bills by $200–$1,500 a year.
LIHEAP energy assistance (Prairie Opportunity, Inc.) — Clay
County · MississippiThe Low-Income Home Energy Assistance Program (LIHEAP) helps pay home energy bills and energy crisis costs. In Clay County, LIHEAP is handled by Prairie Opportunity, Inc., the Community Action Agency (CAA) that serves Choctaw, Clay, Leake, Lowndes, Noxubee, Oktibbeha, Webster and Winston counties. Its West Point office is at 122 Jackson St., West Point; call 662-494-4862. To apply, submit a pre-application on Access MS and mark "Community Services"; the CAA then mails or emails an appointment notice, and the full application is finished in person. A household typically qualifies with income at or below 60% of the state median income and an energy bill due. Households with elderly or disabled members get priority and should get an appointment within 30 business days. If approved, the CAA pays the energy company directly. Funding is limited.
Estimated bill savings: $200–$1,500 a year
General Assistance in Clay County
MDHS county office — Clay
County · MississippiThe Mississippi Department of Human Services (MDHS) county office for Clay County is at 266 Washington St, West Point, MS 39773. Call 662-494-3843. County offices help with SNAP food benefits and can explain what documents to send with an application. Older adults can use the Elderly Simplified Application Project (ESAP), a simpler way to apply for SNAP, when everyone in the household is 65 or over and no one has earnings from work; the application is form MDHS EA 904. People who get SSI can apply for SNAP through the Mississippi Combined Application Project (MSCAP) at the Social Security office or the local county MDHS office. ESAP and MSCAP participants can call 800-948-4060 for help with a SNAP case.
Estimated bill savings: about $0 a year
Healthcare in Clay County
Hospital Financial Assistance (NMMC-West Point) — Clay
County · MississippiNMMC-West Point in West Point is a North Mississippi Health Services (NMHS) hospital. NMHS hospitals offer financial assistance to uninsured and underinsured patients for emergency or medically necessary care. Eligibility depends on income compared with the Federal Poverty Guidelines, and discounts range from 5% to 100% on a sliding scale based on family size and income. Insured patients with a large out-of-pocket bill for one visit may also qualify. A patient who qualifies will not be charged more than amounts generally billed to insured patients. Get a Financial Assistance Application from the hospital's Admissions, Emergency or Business Office, download it from the NMHS website, or call 662-377-3219. Return it with proof of income to the Business Office of the hospital where care was received within 240 days of the first bill. A decision letter is sent within 30 days.
Estimated bill savings: about $0 a year
Local agencies serving Clay County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
Prairie Opportunity, Inc. (Community Action Agency), for the Mississippi Department of Human Services Division of Community Services
Mississippi Department of Human Services (MDHS) county office
Runs: MDHS county office
North Mississippi Health Services (NMMC-West Point)
Mississippi and federal programs
Open to eligible households in Clay County and across the rest of Mississippi. Full details are on the Mississippi benefits page.
Money & income2 programs
Cash paid to you, and emergency help when money runs short.
Health & Medicare costs8 programs
Medicaid, Medicare savings, and help with drug and doctor bills.
- Medicare Savings Programs in Mississippi (QMB, SLMB, QI)
- Mississippi Medicaid for people who are aged, blind, or disabled
- Mississippi State Health Insurance Assistance Program (SHIP) for free Medicare counseling
- Extra Help (Part D Low-Income Subsidy)
- Qualifying Individual (QI)
- Qualified Medicare Beneficiary (QMB)
- Specified Low-Income Medicare Beneficiary (SLMB)
- State Health Insurance Assistance Program (SHIP)
Food6 programs
SNAP (food stamps), meals, and farmers market coupons.
Home, bills & taxes8 programs
Help with heating and electric bills, rent, property taxes, and home repairs.
- Mississippi Low-Income Home Energy Assistance Program (LIHEAP)
- Mississippi Homestead Exemption, with the larger exemption for homeowners 65 or older or totally disabled
- Mississippi income tax: retirement income and Social Security exemption, plus the age 65 or blind exemption
- Federal Lifeline
- Weatherization Assistance Program (WAP)
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)
- Housing Choice Voucher (Section 8)
- HUD Section 202 Supportive Housing for the Elderly
Care at home & long-term care5 programs
Help staying in your home, nursing home alternatives, and support for family caregivers.
- Mississippi Elderly and Disabled Waiver (Medicaid home and community-based services)
- Mississippi Assisted Living Waiver (Medicaid)
- Mississippi Family Caregiver Support Program and Dementia Care Program
- PACE — Program of All-Inclusive Care for the Elderly
- National Family Caregiver Support Program (OAA Title III-E)
Help, advice & legal3 programs
Free counseling, legal help, rides, and other senior services.
Veterans3 programs
Benefits for veterans and their surviving spouses.
Nearby counties
Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
