Senior benefits in Warren County, Missouri

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Seniors in Warren County, Missouri have access to a wide range of benefit programs that can help with health care, housing costs, food, transportation, and more. The Northeast Missouri Area Agency on Aging (NEMO AAA) is a key local starting point for connecting with services in this area. Warren County has also adopted the Senior Property Tax Freeze under SB 190, which may help eligible homeowners manage rising property taxes. OATS Transit provides demand-response rides for seniors who need help getting around the county. Mercy Hospital Washington offers financial assistance for qualifying patients, and energy help is available locally through LIHEAP, delivered by North East Community Action Corporation (NECAC). Beyond these county-level resources, Missouri state programs — such as MO HealthNet, the Missouri Property Tax Credit (Circuit Breaker), Missouri SHIP free Medicare counseling, and Senior Meals — also apply here, along with dozens of federal programs. Each listing on this page includes its official source and the date it was last verified. The sponsoring agency always makes the final eligibility decision.

5

Local programs

17

Missouri programs

25

Federal programs

18

Categories

Last verified · October 8, 2026

Local starting point

Northeast Missouri Area Agency on Aging (NEMO AAA, Missouri AAA Region 5) — Missouri Area Agency on Aging network (DHSS Senior and Disability Services)

1-660-665-4682

See which of these Warren County programs you may qualify for.

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Helping others? Print the Warren County benefits checklist — free to hand out.

When benefit rules change, it’s tracked here

Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.

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Programs run in Warren County

Run by the county, its Area Agency on Aging, or another agency serving Warren County. Start here.

Elder Services in Warren County

Programs here typically provide services worth $500–$6,000 a year to an eligible household.

Area Agency on Aging (Northeast Missouri Area Agency on Aging (NEMO AAA, Missouri AAA Region 5)) — Warren

County · Missouri

Northeast Missouri Area Agency on Aging (NEMO AAA, Missouri AAA Region 5) is the Area Agency on Aging for Warren County. It is the local starting point that connects older adults and caregivers to Region 5 AAA in Kirksville (2815 N. Baltimore, Kirksville, MO 63501; toll-free 1-800-664-6338). Verbatim on the cited page: "NEMO AAA programs and services are available for anyone above the age of 60 or a caregiver who resides in the counties of Adair, Clark, Knox, Lewis, Lincoln, Macon, Marion, Monroe, Montgomery, Pike, Ralls, Randolph, Schuyler, Scotland, Shelby, and Warren." Services: caregiver resources, in-house wellness center, advocacy, information and referral assistance, in-home services, legal assistance, nutrition, long-term care ombudsman, and transportation. Most services are for adults 60 and older; adults with disabilities may also qualify for some services. Call 1-660-665-4682 to get started.

Estimated service value: $500–$6,000 a year

How to apply →Official source →1-660-665-4682Last verified · September 29, 2026

Energy Assistance in Warren County

Programs here typically lower an eligible household's bills by $300–$1,000 a year.

Energy Assistance (LIHEAP) — Warren

County · Missouri

Missouri's Energy Assistance and Energy Crisis Intervention programs (LIHEAP) help income-eligible households in Warren County pay heating and cooling bills and resolve utility emergencies. The DSS Family Support Division funds the program, and North East Community Action Corporation (NECAC) takes applications for this county. Winter and summer components run on their own seasons while funds last. Call 1-573-564-4002 to apply.

Estimated bill savings: $300–$1,000 a year

How to apply →Official source →1-573-564-4002Last verified · October 1, 2026

Healthcare in Warren County

Hospital Financial Assistance (Mercy Hospital Washington) — Warren

County · Missouri

Uninsured and underinsured residents of Warren County can apply for financial assistance (charity care) at Mercy Hospital Washington for emergency and medically necessary care. Discounts are based on household size and income compared with the Federal Poverty Level. There is no acute-care hospital in Warren County; Mercy Hospital Washington in Washington, MO (Franklin County, roughly 20 miles south of Warrenton) is the nearest - https://www.mercy.net/practice/mercy-hospital-washington/. Mercy's financial assistance: Level I (0-200% FPL) 100% hospital and physician discount, Level II (201-300% FPL) 80% hospital / 70% physician discount; Medicaid screening first at 855-420-7900. SSM Health St. Joseph Hospital - Lake Saint Louis (St. Charles County) is a comparable alternative to the east.

Estimated bill savings: about $0 a year

How to apply →Official source →1-855-420-7900Last verified · September 11, 2026

Tax Relief in Warren County

Programs here typically lower an eligible household's bills by $100–$2,000 a year.

Senior Property Tax Freeze (SB 190) — Warren

County · Missouri

Warren County has adopted Missouri's senior property tax credit (SB 190): homeowners 62 or older can freeze the real-estate tax bill on their primary home, so it stops rising in later years. Applications: New applicants for 2026 need to come to the Collector's Office March 2nd thru June 30th. Warren County has a Senior Tax Credit administered by the County Collector (Julie Schaumberg, 101 Mockingbird Ln, Suite 200, Warrenton, MO 63383; phone 636-456-3330; collector@warrencountymo.gov; Monday-Friday 8:00am-4:30pm; 24-hour drop box right of the entrance). Existing 2025 enrollees are renewed automatically. New applicants must apply in person at the Collector's Office between March 2 and June 30. Apply through the county's program office.

Estimated bill savings: $100–$2,000 a year

How to apply →Official source →1-636-456-3330Last verified · September 28, 2026

Transportation in Warren County

Programs here typically provide services worth $150–$1,500 a year to an eligible household.

Public Demand-Response Rides (OATS Transit) — Warren

County · Missouri

OATS Transit - Warren County serves Warren County with Countywide-to-Warrenton service on Wednesdays and an I-70 to Warrenton route Tuesday and Thursday 7am-4pm (pickup destinations must be within 3 miles of I-70). Reservations taken 7:00am-4:00pm; next-day service must be requested by 1:00pm. One-way fares: $2.00 in-town, $3.00 county service. InterCity routes connect to St. Charles and Columbia along Hwy 19 and I-70, linking to Amtrak, airports and other city bus services. Toll-free 800-654-6287. The Warren County government site also links MoRIDES (morides.org), a regional transportation referral service. OATS Transit is open to riders of any age — the page for this county states it is 'available to anyone regardless of age, income, disability, race, gender, religion, or national origin'. Fares are listed above, but riders age 60 and older — and riders with disabilities — who travel under the Area Agency on Aging contract do not pay a set fare. They are asked to contribute what they can instead. Ask about the AAA contract when you book. Call ahead, as rides are scheduled in advance. Call 1-660-415-0901 for schedules, fares, or to book a ride.

Estimated service value: $150–$1,500 a year

How to apply →Official source →1-660-415-0901Last verified · October 6, 2026

Local agencies serving Warren County

Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.

Missouri and federal programs

Open to eligible households in Warren County and across the rest of Missouri. Full details are on the Missouri benefits page.

Money & income3 programs

Cash paid to you, and emergency help when money runs short.

Health & Medicare costs9 programs

Medicaid, Medicare savings, and help with drug and doctor bills.

Food7 programs

SNAP (food stamps), meals, and farmers market coupons.

Home, bills & taxes9 programs

Help with heating and electric bills, rent, property taxes, and home repairs.

Care at home & long-term care6 programs

Help staying in your home, nursing home alternatives, and support for family caregivers.

Help, advice & legal5 programs

Free counseling, legal help, rides, and other senior services.

Veterans3 programs

Benefits for veterans and their surviving spouses.

Nearby counties

Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.

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Not legal or financial advice. The agency makes the final eligibility decision.