Senior benefits in Warren County, New Jersey
Seniors in Warren County, New Jersey have access to a wide range of benefit programs that can help with health care, prescription costs, housing, energy bills, and transportation. The Warren County Office on Aging serves as the county's designated Area Agency on Aging and is a strong local starting point — it connects residents to Title III services, NJ SHIP Medicare counseling, and PAAD and Senior Gold enrollment help. For energy and utility costs, NORWESCAP administers LIHEAP and related home energy assistance for Warren County. Getting around is supported through NJ Transit bus routes serving the Phillipsburg area and Warren County Paratransit for eligible seniors. Hospital financial assistance is available through both St. Luke's Warren Campus and Hackettstown Medical Center. State programs such as ANCHOR, Senior Freeze, Lifeline, and Medicare Savings Programs also apply here, alongside dozens of federal programs. Each listing on this page includes its official source and the date it was last verified. The program agency always makes the final eligibility decision.
5
Local programs
19
New Jersey programs
25
Federal programs
15
Categories
Local starting point
Warren County Office on Aging — designated Area Agency on Aging under the Older Americans Act Title III for Warren County; one of 21 NJ county AAAs.
908-475-6591
See which of these Warren County programs you may qualify for.
Find my benefitsHelping others? Print the Warren County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Warren County
Run by the county, its Area Agency on Aging, or another agency serving Warren County. Start here.
Emergency Aid
Programs here are typically worth $200–$3,000 a year to an eligible household.
Warren County Emergency Aid — Referral Coordination
CountyWarren County emergency aid: (1) Warren County Board of Social Services for Cash Assistance (WorkFirst NJ TANF), General Assistance, Emergency Assistance, NJ FamilyCare Medicaid (908-475-6301); (2) Warren AAA for senior-specific case management (908-475-6591); (3) NJHCPAP + hospital FAP for healthcare safety-net; (4) NORWESCAP (Northwest New Jersey Community Action Partnership) is the LIHEAP/USF administering agency for Warren County (4-county service area: Warren + Sussex + Morris + Hunterdon) for LIHEAP/USF; (5) Catholic Charities of the Archdiocese serving Warren; (6) Community FoodBank of New Jersey or regional food bank; (7) NJ SHARES utility-bill assistance; (8) NJ 2-1-1 for general referrals.
$200–$3,000/yr
Warren County LIHEAP Administering Agency — Home Energy Assistance (Warren County)
CountyNJ LIHEAP for Warren County residents: NORWESCAP (Northwest New Jersey Community Action Partnership) is the LIHEAP/USF administering agency for Warren County (4-county service area: Warren + Sussex + Morris + Hunterdon). Income limit: 60% state median (~$50,005 family of 1, ~$65,000 family of 2). Apply via DCAid (dcaid.dca.nj.gov), by calling 1-800-510-3102, or at the local administering agency. USF (Universal Service Fund) layers on top for ongoing year-round utility relief.
$200–$1,500/yr
In this county: Warren: NJ LIHEAP delivery via NORWESCAP (Northwest New Jersey Community Action Partnership) is the LIHEAP/USF administering agency for Warren County (4-county service area: Warren + Sussex + Morris + Hunterdon).
Healthcare
Programs here are typically worth $500–$30,000 a year to an eligible household.
St. Luke's Warren Campus (St. Luke's, PA cross-border) + Hackettstown Medical Center (Hackensack Meridian) — Financial Assistance (Warren County)
CountyWarren County hospital safety net is Warren = St. Luke's Warren (Phillipsburg, cross-border PA-NJ St. Luke's network) + Hackettstown Medical Center (Hackensack Meridian). Cross-border PA-NJ. Distinct from St. Joseph's Paterson (Passaic).. ALL NJ acute-care hospitals participate in the NJ Hospital Care Payment Assistance Program (NJHCPAP, formerly Charity Care) — 100% covered ≤200% FPL, sliding scale to 300% FPL — this applies in every NJ county. Each system also operates its own Financial Assistance Program above NJHCPAP for those between 300-400% FPL. Apply at the hospital's financial counseling office or at https://www.slhn.org/billing/policies-and-procedures/financial-assistance-policies. Phone: 908-859-6700.
$500–$30,000/yr
In this county: Warren: Warren = St. Luke's Warren (Phillipsburg, cross-border PA-NJ St. Luke's network) + Hackettstown Medical Center (Hackensack Meridian). Cross-border PA-NJ. Distinct from St. Joseph's Paterson (Passaic).. NJHCPAP (state-mandated Charity Care) applies on top — 100% covered ≤200% FPL, sliding to 300% FPL.
Nutrition
Programs here are typically worth $1,500–$6,000 a year to an eligible household.
Warren County Office on Aging — Title III + NJ SHIP + PAAD/Senior Gold Enrollment (Warren County)
CountyWarren County AAA serves seniors age 60+ and caregivers. Services include: Title III Congregate Meals + Home-Delivered Meals (Meals on Wheels); NJ SHIP (Medicare benefits counseling); PAAD/Senior Gold/Lifeline enrollment via NJSave combined application; Jersey Assistance for Community Caregiving (JACC); Caregiver Support; Protective Services; LSTC Long-Term Care Options Counseling. Apply by calling AAA at 908-475-6591 or emailing aging@co.warren.nj.us.
$1,500–$6,000/yr
Transportation
Programs here are typically worth $300–$2,500 a year to an eligible household.
NJ Transit Bus (Phillipsburg routes) + Warren County Paratransit (Warren County)
CountyNJ Transit Bus (Phillipsburg routes) + Warren County Paratransit serves Warren County. Warren County (~110K, rural NW NJ) has NJ Transit bus 890 (Phillipsburg-Easton PA cross-border), 891/892/Newton Express. Warren County Paratransit (Warren TRANS) for seniors 60+ and disabled. NJ Transit Senior Reduced Fare half-fare for 62+. Cross-border to PA Lehigh Valley via Phillipsburg-Easton.. NJ Transit Senior Reduced Fare ID required for half-fare — apply at NJ Transit customer service center or via mail-in form. Access Link statewide ADA paratransit within ¾ mile of NJ Transit bus routes.
$300–$2,500/yr
New Jersey and federal programs
Open to eligible households in Warren County and across the rest of New Jersey. Full details are on the New Jersey benefits page.
Emergency Aid
Employment
- Senior Community Service Employment Program (SCSEP)Federal$15,000–$17,000/yrOfficial source →
Food Assistance
- Commodity Supplemental Food Program (CSFP) Senior Food BoxFederal$240–$600/yrOfficial source →
- Congregate Meals at Senior CentersFederal$1,000–$2,500/yrOfficial source →
- Home-Delivered Meals (Meals on Wheels)Federal$1,500–$4,000/yrOfficial source →
- Senior Farmers' Market Nutrition Program (SFMNP)Federal$35–$50/yrOfficial source →
- SNAP (Supplemental Nutrition Assistance Program) for SeniorsFederal$280–$2,400/yrOfficial source →
Healthcare
- CHAMPVA (Civilian Health and Medical Program of the VA)Federal$3,000–$15,000/yrOfficial source →
- State Health Insurance Assistance Program (SHIP)FederalOfficial source →
- VA Health CareFederal$5,000–$20,000/yrOfficial source →
- Medicare Savings Programs (QMB/SLMB/QI) — New JerseyState$2,000–$5,000/yrOfficial source →
- NJ FamilyCare — Aged, Blind, Disabled MedicaidState$4,000–$30,000/yrOfficial source →
- NJ SHIP — State Health Insurance Assistance Program (Medicare Counseling)StateOfficial source →
- PAAD — Pharmaceutical Assistance to the Aged and DisabledState$500–$4,500/yrOfficial source →
- Senior Gold Prescription Discount ProgramState$300–$2,500/yrOfficial source →
Home Care
- Program of All-Inclusive Care for the Elderly (PACE)State$30,000–$80,000/yrOfficial source →
Housing
- Housing Choice Voucher (Section 8)Federal$8,000–$20,000/yrOfficial source →
- HUD Section 202 Supportive Housing for the ElderlyFederal$5,000–$15,000/yrOfficial source →
Income Support
Long Term Care
Medicare Savings
- Extra Help (Part D Low-Income Subsidy)Federal$4,000–$5,300/yrOfficial source →
- Qualifying Individual (QI)Federal$2,400–$2,435/yrOfficial source →
- Qualified Medicare Beneficiary (QMB)Federal$2,435–$3,500/yrOfficial source →
- Specified Low-Income Medicare Beneficiary (SLMB)Federal$2,400–$2,435/yrOfficial source →
Supportive Services
- Long-Term Care Ombudsman ProgramFederalOfficial source →
- National Family Caregiver Support Program (OAA Title III-E)Federal$1,000–$5,000/yrOfficial source →
- Older Americans Act Supportive Services (Title III-B)Federal$500–$3,000/yrOfficial source →
- Senior Medicare Patrol (SMP)FederalOfficial source →
- BG William C. Doyle Veterans Memorial Cemetery (No-Cost Burial)StateOfficial source →
- New Jersey Disabled Veteran Free Hunting & Fishing LicensesStateOfficial source →
- New Jersey Veterans Service Offices (Free VA Claims Help)StateOfficial source →
Tax Relief
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)Federalup to $1,125/yrOfficial source →
- New Jersey 100% Disabled Veteran Property Tax Exemption (Full Exemption)State$7,000–$12,000/yrOfficial source →
- ANCHOR — Affordable New Jersey Communities for Homeowners and RentersState$450–$1,750/yrOfficial source →
- Senior Freeze — Property Tax Reimbursement (PTR)State$200–$5,000/yrOfficial source →
- New Jersey $250 Veteran Property Tax DeductionState$250/yrOfficial source →
Transportation
- NJ Transit Senior Citizen Reduced FareState$300–$2,500/yrOfficial source →
Utility Assistance
- Federal LifelineFederal$111–$411/yrOfficial source →
- Weatherization Assistance Program (WAP)Federal$3,000–$8,000/yrOfficial source →
Veteran Benefits
- VA Aid & Attendance (Improved Pension)Federal$12,000–$34,488/yrOfficial source →
Nearby counties
County programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
