Benefits · New Jersey

Senior benefits in Warren County, New Jersey

Seniors in Warren County, New Jersey have access to a wide range of benefit programs that can help with health care, prescription costs, housing, energy bills, and transportation. The Warren County Office on Aging serves as the county's designated Area Agency on Aging and is a strong local starting point — it connects residents to Title III services, NJ SHIP Medicare counseling, and PAAD and Senior Gold enrollment help. For energy and utility costs, NORWESCAP administers LIHEAP and related home energy assistance for Warren County. Getting around is supported through NJ Transit bus routes serving the Phillipsburg area and Warren County Paratransit for eligible seniors. Hospital financial assistance is available through both St. Luke's Warren Campus and Hackettstown Medical Center. State programs such as ANCHOR, Senior Freeze, Lifeline, and Medicare Savings Programs also apply here, alongside dozens of federal programs. Each listing on this page includes its official source and the date it was last verified. The program agency always makes the final eligibility decision.

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Local programs

19

New Jersey programs

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Federal programs

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Categories

Local starting point

Warren County Office on Aging — designated Area Agency on Aging under the Older Americans Act Title III for Warren County; one of 21 NJ county AAAs.

908-475-6591

See which of these Warren County programs you may qualify for.

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Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.

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Programs run in Warren County

Run by the county, its Area Agency on Aging, or another agency serving Warren County. Start here.

Emergency Aid

Programs here are typically worth $200–$3,000 a year to an eligible household.

Warren County Emergency Aid — Referral Coordination

County

Warren County emergency aid: (1) Warren County Board of Social Services for Cash Assistance (WorkFirst NJ TANF), General Assistance, Emergency Assistance, NJ FamilyCare Medicaid (908-475-6301); (2) Warren AAA for senior-specific case management (908-475-6591); (3) NJHCPAP + hospital FAP for healthcare safety-net; (4) NORWESCAP (Northwest New Jersey Community Action Partnership) is the LIHEAP/USF administering agency for Warren County (4-county service area: Warren + Sussex + Morris + Hunterdon) for LIHEAP/USF; (5) Catholic Charities of the Archdiocese serving Warren; (6) Community FoodBank of New Jersey or regional food bank; (7) NJ SHARES utility-bill assistance; (8) NJ 2-1-1 for general referrals.

$200–$3,000/yr

How to apply →Official source →211Last verified · September 4, 2026

Warren County LIHEAP Administering Agency — Home Energy Assistance (Warren County)

County

NJ LIHEAP for Warren County residents: NORWESCAP (Northwest New Jersey Community Action Partnership) is the LIHEAP/USF administering agency for Warren County (4-county service area: Warren + Sussex + Morris + Hunterdon). Income limit: 60% state median (~$50,005 family of 1, ~$65,000 family of 2). Apply via DCAid (dcaid.dca.nj.gov), by calling 1-800-510-3102, or at the local administering agency. USF (Universal Service Fund) layers on top for ongoing year-round utility relief.

$200–$1,500/yr

In this county: Warren: NJ LIHEAP delivery via NORWESCAP (Northwest New Jersey Community Action Partnership) is the LIHEAP/USF administering agency for Warren County (4-county service area: Warren + Sussex + Morris + Hunterdon).

How to apply →Official source →1-800-510-3102Last verified · August 29, 2026

Healthcare

Programs here are typically worth $500–$30,000 a year to an eligible household.

St. Luke's Warren Campus (St. Luke's, PA cross-border) + Hackettstown Medical Center (Hackensack Meridian) — Financial Assistance (Warren County)

County

Warren County hospital safety net is Warren = St. Luke's Warren (Phillipsburg, cross-border PA-NJ St. Luke's network) + Hackettstown Medical Center (Hackensack Meridian). Cross-border PA-NJ. Distinct from St. Joseph's Paterson (Passaic).. ALL NJ acute-care hospitals participate in the NJ Hospital Care Payment Assistance Program (NJHCPAP, formerly Charity Care) — 100% covered ≤200% FPL, sliding scale to 300% FPL — this applies in every NJ county. Each system also operates its own Financial Assistance Program above NJHCPAP for those between 300-400% FPL. Apply at the hospital's financial counseling office or at https://www.slhn.org/billing/policies-and-procedures/financial-assistance-policies. Phone: 908-859-6700.

$500–$30,000/yr

In this county: Warren: Warren = St. Luke's Warren (Phillipsburg, cross-border PA-NJ St. Luke's network) + Hackettstown Medical Center (Hackensack Meridian). Cross-border PA-NJ. Distinct from St. Joseph's Paterson (Passaic).. NJHCPAP (state-mandated Charity Care) applies on top — 100% covered ≤200% FPL, sliding to 300% FPL.

How to apply →Official source →908-859-6700Last verified · September 2, 2026

Nutrition

Programs here are typically worth $1,500–$6,000 a year to an eligible household.

Warren County Office on Aging — Title III + NJ SHIP + PAAD/Senior Gold Enrollment (Warren County)

County

Warren County AAA serves seniors age 60+ and caregivers. Services include: Title III Congregate Meals + Home-Delivered Meals (Meals on Wheels); NJ SHIP (Medicare benefits counseling); PAAD/Senior Gold/Lifeline enrollment via NJSave combined application; Jersey Assistance for Community Caregiving (JACC); Caregiver Support; Protective Services; LSTC Long-Term Care Options Counseling. Apply by calling AAA at 908-475-6591 or emailing aging@co.warren.nj.us.

$1,500–$6,000/yr

How to apply →Official source →908-475-6591Last verified · September 3, 2026

Transportation

Programs here are typically worth $300–$2,500 a year to an eligible household.

NJ Transit Bus (Phillipsburg routes) + Warren County Paratransit (Warren County)

County

NJ Transit Bus (Phillipsburg routes) + Warren County Paratransit serves Warren County. Warren County (~110K, rural NW NJ) has NJ Transit bus 890 (Phillipsburg-Easton PA cross-border), 891/892/Newton Express. Warren County Paratransit (Warren TRANS) for seniors 60+ and disabled. NJ Transit Senior Reduced Fare half-fare for 62+. Cross-border to PA Lehigh Valley via Phillipsburg-Easton.. NJ Transit Senior Reduced Fare ID required for half-fare — apply at NJ Transit customer service center or via mail-in form. Access Link statewide ADA paratransit within ¾ mile of NJ Transit bus routes.

$300–$2,500/yr

How to apply →Official source →908-475-6500Last verified · September 9, 2026

New Jersey and federal programs

Open to eligible households in Warren County and across the rest of New Jersey. Full details are on the New Jersey benefits page.

Utility Assistance

Veteran Benefits

Nearby counties

County programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.

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Not legal or financial advice. The agency makes the final eligibility decision.