Senior benefits in St. Lawrence County, New York
Seniors in St. Lawrence County, New York have access to a wide range of benefit programs that can help with everyday costs, health care, energy bills, and more. The St. Lawrence County Office for the Aging serves as the local Area Agency on Aging and is a strong starting point for connecting with programs through its Title III services and NY Connects. For help with heating costs, St. Lawrence County DSS administers HEAP energy assistance locally, and seniors 60 and older can also apply through the Office for the Aging's priority pathway. If you need help after a crisis, the St. Lawrence County Emergency Aid referral coordination program brings together DSS, the Office for the Aging, and community organizations. Getting around this large county is easier through St. Lawrence County Public Transit and the Massena Transit System, both of which offer reduced fares for older riders. State programs like Enhanced STAR, EPIC, and New York Medicare Savings Programs may also apply, along with dozens of federal programs. Each listing below includes its official source and the date it was last verified — the administering agency makes the final eligibility decision.
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Local programs
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New York programs
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Federal programs
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Categories
Last verified · October 3, 2026
Local starting point
St. Lawrence County Office for the Aging — designated Area Agency on Aging under the Older Americans Act Title III for St. Lawrence County; participates in NY Connects (the local ADRC); reports to NYSOFA
315-386-4730
See which of these St. Lawrence County programs you may qualify for.
Find my benefitsHelping others? Print the St. Lawrence County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in St. Lawrence County
Run by the county, its Area Agency on Aging, or another agency serving St. Lawrence County. Start here.
Emergency Aid in St. Lawrence County
Programs here typically lower an eligible household's bills by $200–$3,000 a year.
St. Lawrence County Emergency Aid — Referral Coordination
County · New YorkSt. Lawrence County emergency aid: (1) St. Lawrence DSS for Temporary Assistance, Emergency HEAP, and one-time grants (315-379-2310); (2) St. Lawrence OFA for senior-specific case management (315-386-4730); (3) St. Lawrence hospital safety net (315-265-3300); (4) St. Lawrence transit (315-379-2222); (5) Catholic Charities of the Diocese of Ogdensburg (covers all 7 North Country counties); (6) Adirondack Foundation / Food Bank of Central NY (regional food bank for North Country); (7) Joint Council for Economic Opportunity (JCEO Plattsburgh) for Clinton/Essex/Franklin CAA services. Dial 211 for general referrals.
Estimated bill savings: $200–$3,000 a year
St. Lawrence County DSS — HEAP Energy Assistance (St. Lawrence County)
County · New YorkSt. Lawrence County DSS delivers NY's HEAP: Regular HEAP (annual heating help), Emergency HEAP (utility shut-off / fuel-out crises), and Cooling Assistance (AC unit). Eligibility approximately at 60% State Median Income. Seniors age 60+ may apply through St. Lawrence OFA (315-386-4730) for priority processing. St. Lawrence DSS HEAP line: 315-379-2303. Apply online at mybenefits.ny.gov. NOTE: North Country HEAP demand is unusually high due to severe winters — apply early in the season.
Estimated bill savings: $200–$1,500 a year
Healthcare in St. Lawrence County
Programs here typically lower an eligible household's bills by $500–$25,000 a year.
St. Lawrence Health (Rochester Regional Health affiliate) — Canton-Potsdam + Massena + Gouverneur Hospitals — Financial Assistance (St. Lawrence County)
County · New YorkSt. Lawrence County's principal community hospital safety net is Canton-Potsdam Hospital + Massena Hospital + Gouverneur Hospital (St. Lawrence Health, Rochester Regional Health affiliate since 2020) — St. Lawrence's 3-campus principal community hospital system; tertiary referrals route to Strong Memorial (Rochester) via the RRH affiliation network. The Financial Assistance Program covers uninsured/underinsured residents — sliding scale typically discounts charges up to 100% at the lower income brackets with reduced rates above. Note: NY Medicaid ABD's ~138% FPL gate means many North Country seniors qualify for Medicaid and would access these hospitals through Medicaid rather than FAP. Apply at the hospital's financial counseling office or at https://www.rochesterregional.org/billing-and-insurance/financial-assistance. Phone: 585-922-1900.
Estimated bill savings: $500–$25,000 a year
In this county: St. Lawrence: Canton-Potsdam Hospital + Massena Hospital + Gouverneur Hospital (St. Lawrence Health, Rochester Regional Health affiliate since 2020) — St. Lawrence's 3-campus principal community hospital system; tertiary referrals route to Strong Memorial (Rochester) via the RRH affiliation network. NY Medicaid ABD's ~138% FPL gate covers many seniors; FAP fills the gap.
Nutrition in St. Lawrence County
Programs here typically provide services worth $1,500–$5,500 a year to an eligible household.
St. Lawrence County Office for the Aging — Title III + NY Connects (St. Lawrence County)
County · New YorkSt. Lawrence County OFA serves seniors age 60+ and their caregivers. Services include Title III Congregate Meals + Home-Delivered Meals, Benefits Counseling (HIICAP — NY's SHIP), HEAP intake assistance, EPIC intake, Care Coordination, Caregiver Support, NY Connects (local ADRC), and Long-Term Care Ombudsman. Apply by calling OFA at 315-386-4730 or emailing aging@stlawco.gov.
Estimated service value: $1,500–$5,500 a year
Transportation in St. Lawrence County
Programs here typically provide services worth $200–$2,000 a year to an eligible household.
St. Lawrence County Public Transit (St. Lawrence-NY Bus) + Massena Transit System (St. Lawrence County)
County · New YorkSt. Lawrence County Public Transit (St. Lawrence-NY Bus) + Massena Transit System covers St. Lawrence County. Reduced senior fares for riders age 60+. ADA paratransit available where fixed-route exists. Apply at the county transit office or via the operator. Phone: 315-379-2222.
Estimated service value: $200–$2,000 a year
In this county: St. Lawrence: St. Lawrence County Public Transit (St. Lawrence-NY Bus).
Local agencies serving St. Lawrence County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
St. Lawrence County DSS + OFA + community-based organizations
St. Lawrence County Department of Social Services (DSS)
Runs: St. Lawrence County DSS
St. Lawrence Health System (affiliated with Rochester Regional Health since 2020)
Runs: St. Lawrence Health (Rochester Regional Health affiliate)
St. Lawrence County Office for the Aging
St. Lawrence County / regional transit operator
Runs: St. Lawrence County Public Transit (St. Lawrence-NY Bus) + Massena Transit System
New York and federal programs
Open to eligible households in St. Lawrence County and across the rest of New York. Full details are on the New York benefits page.
Emergency Aid
- NY HEAP — Home Energy Assistance Program (Regular + Emergency + Cooling)State · New York$200–$1,500/yrLower billsOfficial source →
- New York Veterans Emergency Housing Assistance Fund (Up to $2,000)State · New York$500–$2,000/yrLower billsOfficial source →
Employment
- Senior Community Service Employment Program (SCSEP)Federal$15,000–$17,000/yrCashOfficial source →
Food Assistance
- Commodity Supplemental Food Program (CSFP) Senior Food BoxFederal$240–$600/yrService valueOfficial source →
- Congregate Meals at Senior CentersFederal$1,000–$2,500/yrService valueOfficial source →
- Home-Delivered Meals (Meals on Wheels)Federal$1,500–$4,000/yrService valueOfficial source →
- Senior Farmers' Market Nutrition Program (SFMNP)Federal$35–$50/yrCashOfficial source →
- SNAP (Supplemental Nutrition Assistance Program) for SeniorsFederal$280–$2,400/yrCashOfficial source →
Healthcare
- CHAMPVA (Civilian Health and Medical Program of the VA)Federal$3,000–$15,000/yrLower billsOfficial source →
- State Health Insurance Assistance Program (SHIP)FederalOfficial source →
- VA Health CareFederal$5,000–$20,000/yrLower billsOfficial source →
- EPIC — Elderly Pharmaceutical Insurance CoverageState · New York$200–$3,000/yrLower billsOfficial source →
- New York Medicaid for Aged, Blind, or Disabled (Non-MAGI Medicaid)State · New York$4,000–$50,000/yrLower billsOfficial source →
- New York Medicare Savings Programs (QMB / SLMB / QI)State · New York$2,098–$8,000/yrLower billsOfficial source →
Home Care
- Program of All-Inclusive Care for the Elderly (PACE)State · New York$30,000–$80,000/yrService valueOfficial source →
- Expanded In-home Services for the Elderly Program (EISEP) — New YorkState · New Yorkabout $0/yrService valueOfficial source →
Housing
- Housing Choice Voucher (Section 8)Federal$8,000–$20,000/yrLower billsOfficial source →
- HUD Section 202 Supportive Housing for the ElderlyFederal$5,000–$15,000/yrLower billsOfficial source →
- Enhanced STAR — Senior School Property Tax ExemptionState · New York$200–$1,500/yrLower billsOfficial source →
Housing Assistance
- Access to Home — Accessibility ModificationsState · New York$1,000–$25,000/yrService valueOfficial source →
- RESTORE — Emergency Home Repairs for SeniorsState · New York$1,000–$20,000/yrService valueOfficial source →
Income Support
- Supplemental Security Income (SSI)Federal$11,928–$17,892/yrCashOfficial source →
- New York State Blind Annuity (Cash Payment for Blind Wartime Veterans)State · New York$1,695–$1,696/yrCashOfficial source →
Long Term Care
- PACE — Program of All-Inclusive Care for the ElderlyFederal$6,000–$40,000/yrService valueOfficial source →
- New York Managed Long Term Care (MLTC)State · New York$20,000–$80,000/yrService valueOfficial source →
- New York State Veterans' Homes (Long-Term Care)State · New YorkOfficial source →
Medicare Savings
- Extra Help (Part D Low-Income Subsidy)Federal$4,000–$5,300/yrPremium savingsOfficial source →
- Qualifying Individual (QI)Federalabout $2,435/yrPremium savingsOfficial source →
- Qualified Medicare Beneficiary (QMB)Federal$2,435–$3,500/yrPremium savingsOfficial source →
- Specified Low-Income Medicare Beneficiary (SLMB)Federalabout $2,435/yrPremium savingsOfficial source →
Supportive Services
- Long-Term Care Ombudsman ProgramFederalOfficial source →
- National Family Caregiver Support Program (OAA Title III-E)Federal$1,000–$5,000/yrService valueOfficial source →
- Older Americans Act Supportive Services (Title III-B)Federal$500–$3,000/yrService valueOfficial source →
- Senior Medicare Patrol (SMP)FederalOfficial source →
- New York Disabled Veteran Reduced-Fee Hunting, Fishing & Trapping Licenses ($5)State · New YorkOfficial source →
- New York State Veterans Benefits Advisors (Free VA Claims Help)State · New YorkOfficial source →
- Social Care Networks (SCN) — Food, Housing and Transport Help for Medicaid MembersState · New YorkOfficial source →
- New York State Veterans Cemetery — Finger Lakes (Burial Benefits)State · New YorkOfficial source →
Tax Relief
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)Federal$0–$1,125/yrLower billsOfficial source →
- New York Alternative Veterans Property Tax Exemption (Wartime Service)State · New York$100–$2,500/yrLower billsOfficial source →
- New York Cold War Veterans Property Tax ExemptionState · New YorkOfficial source →
Utility Assistance
- Federal LifelineFederal$111–$411/yrLower billsOfficial source →
- Weatherization Assistance Program (WAP)Federal$3,000–$8,000/yrLower billsOfficial source →
Veteran Benefits
- VA Aid & Attendance (Improved Pension)Federal$12,000–$34,488/yrCashOfficial source →
Nearby counties
Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
