Senior benefits in Hardeman County, Tennessee
Seniors living in Hardeman County, Tennessee have access to a wide range of benefit programs that can help with everyday costs, health care, housing, and more. The Southwest Tennessee Area Agency on Aging and Disability is the local starting point for connecting with services in this region. Hardeman County residents may also qualify for help with utility bills through the Low-Income Home Energy Assistance program delivered by Southwest Human Resource Agency, and rural transportation options are available through Southwest Tennessee Rural Public Transportation for those who need a ride to appointments or errands. West Tennessee Healthcare Bolivar General Hospital Financial Assistance may help reduce medical costs for those who qualify. State programs here include the Tennessee Property Tax Freeze Program, Tennessee SHIP Medicare counseling, TennCare CHOICES, and OPTIONS for Community Living, among others. Federal programs also apply across many areas of need. Each program listing below includes its official source and the date it was last verified. The administering agency always makes the final eligibility decision.
4
Local programs
21
Tennessee programs
25
Federal programs
19
Categories
Last verified · September 29, 2026
Local starting point
Southwest Tennessee Area Agency on Aging and Disability, part of the Southwest Tennessee Development District, the designated AAAD for the eight-county Southwest Tennessee region.
731-668-7112
See which of these Hardeman County programs you may qualify for.
Find my benefitsHelping others? Print the Hardeman County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Hardeman County
Run by the county, its Area Agency on Aging, or another agency serving Hardeman County. Start here.
Elder Services in Hardeman County
Programs here typically provide services worth $1,000–$6,000 a year to an eligible household.
Southwest Tennessee Area Agency on Aging and Disability (Hardeman County)
CountyThe Southwest Tennessee Area Agency on Aging and Disability serves older adults age 60 and older, adults with disabilities, and family caregivers in Hardeman County. Services include congregate and home-delivered meals, family caregiver support and respite, SHIP Medicare counseling, options counseling for long-term care, the long-term care ombudsman, and public guardianship. Call the Information and Assistance line to learn what is available locally.
Estimated service value: $1,000–$6,000 a year
Energy Assistance in Hardeman County
Programs here typically lower an eligible household's bills by $174–$750 a year.
Low-Income Home Energy Assistance (LIHEAP) for Hardeman County
CountyTennessee's Low-Income Home Energy Assistance Program (LIHEAP) helps pay heating and cooling costs for income-eligible households. In Hardeman County, LIHEAP is delivered by Southwest Human Resource Agency, which offers year-round regular assistance and fast-track crisis assistance for households facing disconnection. Households with an older adult, a person with a disability, or a young child get priority. Apply through Southwest Human Resource Agency, and call 2-1-1 Tennessee for referral help. The Tennessee Housing Development Agency administers the program statewide.
Estimated bill savings: $174–$750 a year
Healthcare in Hardeman County
West Tennessee Healthcare Bolivar General Hospital Financial Assistance (Hardeman County)
CountyBolivar General Hospital in Bolivar is part of West Tennessee Healthcare and serves Hardeman County. The system offers financial assistance (charity care) and uninsured discounts for medically necessary care. Free care is generally available to patients with household income below 200% of the federal poverty guidelines, with sliding-scale discounts for uninsured patients between 200% and 400%. Call Patient Financial Services for an application.
Estimated bill savings: about $0 a year
Transportation in Hardeman County
Programs here typically provide services worth $200–$1,500 a year to an eligible household.
Southwest Tennessee Rural Public Transportation (Hardeman County)
CountySouthwest Human Resource Agency operates rural public transportation for Hardeman County, linking residents to doctors, grocery stores, senior centers, employment, and recreation, with medical trips to Jackson, Memphis, and Nashville. The service is open to the general public and is designed to help older adults, people with disabilities, and riders with medical needs. Call the dispatch center at least 24 hours ahead to schedule a ride and confirm the fare.
Estimated service value: $200–$1,500 a year
Local agencies serving Hardeman County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
West Tennessee Healthcare, the public regional health system; Bolivar General Hospital in Bolivar serves Hardeman County.
Runs: West Tennessee Healthcare Bolivar General Hospital Financial Assistance
Southwest Tennessee Area Agency on Aging and Disability, part of the Southwest Tennessee Development District, the designated AAAD for the eight-county Southwest Tennessee region.
Runs: Southwest Tennessee Area Agency on Aging and Disability
Southwest Human Resource Agency (SWHRA), the local LIHEAP delivery agency; the program is administered statewide by the Tennessee Housing Development Agency (THDA).
Runs: Low-Income Home Energy Assistance (LIHEAP) for Hardeman County
Southwest Human Resource Agency (SWHRA), the regional agency that operates rural public transportation for the eight Southwest Tennessee counties.
Tennessee and federal programs
Open to eligible households in Hardeman County and across the rest of Tennessee. Full details are on the Tennessee benefits page.
Caregiver Support
- Tennessee Family Caregiver Support ProgramStateabout $0/yrService valueOfficial source →
Employment
- Senior Community Service Employment Program (SCSEP)Federal$15,000–$17,000/yrCashOfficial source →
Energy Assistance
- Tennessee Low Income Home Energy Assistance Program (LIHEAP)State$174–$750/yrLower billsOfficial source →
Food Assistance
- Commodity Supplemental Food Program (CSFP) Senior Food BoxFederal$240–$600/yrService valueOfficial source →
- Congregate Meals at Senior CentersFederal$1,000–$2,500/yrService valueOfficial source →
- Home-Delivered Meals (Meals on Wheels)Federal$1,500–$4,000/yrService valueOfficial source →
- Senior Farmers' Market Nutrition Program (SFMNP)Federal$35–$50/yrCashOfficial source →
- SNAP (Supplemental Nutrition Assistance Program) for SeniorsFederal$280–$2,400/yrCashOfficial source →
Health Coverage
- TennCare Medicaid — Aged, Blind & DisabledState$4,000–$30,000/yrService valueOfficial source →
Healthcare
- CHAMPVA (Civilian Health and Medical Program of the VA)Federal$3,000–$15,000/yrLower billsOfficial source →
- State Health Insurance Assistance Program (SHIP)FederalOfficial source →
- VA Health CareFederal$5,000–$20,000/yrLower billsOfficial source →
- Tennessee State Health Insurance Assistance Program (SHIP) — Medicare CounselingStateabout $0/yrLower billsOfficial source →
Home Care
- Tennessee Family Support ProgramState$0–$6,000/yrService valueOfficial source →
- OPTIONS for Community Living (Non-Medicaid In-Home Support)Stateabout $0/yrService valueOfficial source →
Housing
- Housing Choice Voucher (Section 8)Federal$8,000–$20,000/yrLower billsOfficial source →
- HUD Section 202 Supportive Housing for the ElderlyFederal$5,000–$15,000/yrLower billsOfficial source →
Housing Assistance
- Tennessee Emergency Repair Program (THDA) — grants for older and disabled homeownersState$500–$24,999/yrService valueOfficial source →
Income Support
- Supplemental Security Income (SSI)Federal$11,928–$17,892/yrCashOfficial source →
Long Term Care
- PACE — Program of All-Inclusive Care for the ElderlyFederal$6,000–$40,000/yrService valueOfficial source →
- TennCare CHOICES — Long-Term Services & SupportsState$10,000–$80,000/yrService valueOfficial source →
- PACE — Program of All-Inclusive Care for the Elderly (Tennessee)State$10,000–$80,000/yrService valueOfficial source →
- Tennessee State Veterans' Homes (Long-Term Care)StateOfficial source →
Medicare Savings
- Extra Help (Part D Low-Income Subsidy)Federal$4,000–$5,300/yrPremium savingsOfficial source →
- Qualifying Individual (QI)Federalabout $2,435/yrPremium savingsOfficial source →
- Qualified Medicare Beneficiary (QMB)Federal$2,435–$3,500/yrPremium savingsOfficial source →
- Specified Low-Income Medicare Beneficiary (SLMB)Federalabout $2,435/yrPremium savingsOfficial source →
- Medicare Savings Program (Tennessee) — QMB / SLMB / QIState$2,100–$8,000/yrPremium savingsOfficial source →
Nutrition
- Tennessee Senior Farmers' Market Nutrition Program (SFMNP)Stateabout $40/yrService valueOfficial source →
Supportive Services
- Long-Term Care Ombudsman ProgramFederalOfficial source →
- National Family Caregiver Support Program (OAA Title III-E)Federal$1,000–$5,000/yrService valueOfficial source →
- Older Americans Act Supportive Services (Title III-B)Federal$500–$3,000/yrService valueOfficial source →
- Senior Medicare Patrol (SMP)FederalOfficial source →
- Tennessee Public Guardianship for the Elderly — Court-Appointed Conservator of Last ResortStateabout $0/yrService valueOfficial source →
- Tennessee State Veterans Cemeteries (No-Cost Burial Benefits)StateOfficial source →
- Tennessee Department of Veterans Services Claims Assistance (Free VA Claims Help)StateOfficial source →
- Tennessee Disabled Veteran Hunting & Fishing License ($10 One-Time, Permanent)StateOfficial source →
Tax Relief
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)Federal$0–$1,125/yrLower billsOfficial source →
- Tennessee County Motor Vehicle Privilege Tax Exemption for Disabled VeteransStateOfficial source →
- Tennessee Property Tax Relief for Disabled Veteran HomeownersState$875–$1,225/yrLower billsOfficial source →
- Tennessee Property Tax Freeze ProgramState$50–$800/yrLower billsOfficial source →
- Tennessee Property Tax Relief ProgramState$100–$1,200/yrLower billsOfficial source →
Transportation
- MyRide TN — Volunteer Senior TransportationStateabout $0/yrService valueOfficial source →
Utility Assistance
- Federal LifelineFederal$111–$411/yrLower billsOfficial source →
- Weatherization Assistance Program (WAP)Federal$3,000–$8,000/yrLower billsOfficial source →
Veteran Benefits
- VA Aid & Attendance (Improved Pension)Federal$12,000–$34,488/yrCashOfficial source →
Nearby counties
Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.