Senior benefits in Rutherford County, Tennessee

Seniors and their caregivers in Rutherford County, Tennessee have access to a wide range of benefit programs that can help with everyday needs. The Greater Nashville Area Agency on Aging and Disability Services is a strong local starting point — it connects residents to services across the region and partners with programs like the Relative Caregiver Program for families raising grandchildren or other relatives. Murfreesboro Rover Transit and Paratransit helps seniors get to appointments and errands without a car. If energy bills are a concern, Low-Income Home Energy Assistance through LIHEAP is available locally. Ascension Saint Thomas Rutherford Financial Assistance may help with hospital costs for those who qualify. State programs here include the Tennessee Property Tax Freeze Program, OPTIONS for Community Living, TennCare CHOICES, and Medicare Savings Programs, among others. Federal programs also apply, covering areas like food, health coverage, and veterans' benefits. Each listing below includes its official source and the date it was last verified. The sponsoring agency always makes the final eligibility decision.

5

Local programs

21

Tennessee programs

25

Federal programs

19

Categories

Last verified · September 29, 2026

Local starting point

Greater Nashville Area Agency on Aging and Disability (Greater Nashville Regional Council / GNRC), the designated Area Agency on Aging and Disability for the Greater Nashville region.

1-866-836-6678

See which of these Rutherford County programs you may qualify for.

Find my benefits

Helping others? Print the Rutherford County benefits checklist — free to hand out.

When benefit rules change, it’s tracked here

Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.

Benefit changes →

Programs run in Rutherford County

Run by the county, its Area Agency on Aging, or another agency serving Rutherford County. Start here.

Caregiver Support in Rutherford County

Relative Caregiver Program (Rutherford County)

County

Money to help grandparents and other older relatives who are raising a child. If you are over 55 and are the primary caregiver for a child related to you by blood, marriage, or adoption, the Relative Caregiver Program can cover or supplement the cost of after-school care, tutoring, and summer or day camp — respite and enrichment that gives the caregiver a break. GNRC states funds are available immediately. Call (615) 862-8828 to ask about eligibility, or the aging and disability helpline at 1-866-836-6678.

How to apply →Official source →(615) 862-8828Last verified · September 19, 2026

Elder Services in Rutherford County

Programs here typically provide services worth $1,000–$6,000 a year to an eligible household.

Greater Nashville Area Agency on Aging and Disability Services (Rutherford County)

County

The Greater Nashville Area Agency on Aging and Disability serves older adults age 60 and older, adults with disabilities, and family caregivers in Rutherford County. Services include congregate and home-delivered meals, family caregiver support and respite, SHIP Medicare counseling, options counseling for long-term care, the long-term care ombudsman, the OPTIONS in-home services program, and public guardianship. Call the Information and Assistance line to learn what is available locally.

Estimated service value: $1,000–$6,000 a year

How to apply →Official source →1-866-836-6678Last verified · September 27, 2026

Energy Assistance in Rutherford County

Programs here typically lower an eligible household's bills by $174–$750 a year.

Low-Income Home Energy Assistance (LIHEAP) for Rutherford County

County

Tennessee's Low-Income Home Energy Assistance Program (LIHEAP) helps pay heating and cooling costs for income-eligible households. In Rutherford County, LIHEAP is delivered by Mid-Cumberland Human Resource Agency (MCHRA). Households with an older adult (60+) or a person with a disability get priority. Apply through Mid-Cumberland Human Resource Agency, and call 2-1-1 Tennessee for referral help. Tennessee Housing Development Agency (THDA) administers the program statewide.

Estimated bill savings: $174–$750 a year

How to apply →Official source →615-331-6033Last verified · September 26, 2026

Healthcare in Rutherford County

Ascension Saint Thomas Rutherford Financial Assistance (Rutherford County)

County

Ascension Saint Thomas Rutherford in Murfreesboro is a main hospital for Rutherford County. Ascension offers financial assistance for uninsured and underinsured patients who cannot afford medically necessary care, with special attention to those who are poor and vulnerable. Financial counselors help patients apply. Call the hospital or visit the financial assistance page to start.

Estimated bill savings: about $0 a year

In this county: Rutherford: Ascension financial assistance is income-based and decided under Ascension's published policy; the hospital makes the final decision. TriStar StoneCrest in Smyrna is another Rutherford County option.

How to apply →Official source →615-396-4100Last verified · September 17, 2026

Transportation in Rutherford County

Programs here typically provide services worth $200–$1,500 a year to an eligible household.

Murfreesboro Transit Reduced Fare and Paratransit for Seniors and Riders with Disabilities (Rutherford County)

County

Murfreesboro Transit (formerly Rover) runs eight fixed bus routes in Murfreesboro, the Rutherford County seat, Monday through Friday 6 a.m. to 6 p.m. Riders age 65 and older pay the reduced cash fare of $0.50 per ride (half the adult fare) just by showing a government-issued photo ID to the driver; a 31-day half-fare pass is $22.50. Medicare recipients under 65 qualify by showing their Medicare card, and people with a qualifying disability apply for a Reduced Fare Card. Riders who cannot use the fixed-route bus because of a disability can apply for ADA paratransit, operated by Mid-Cumberland Human Resource Agency (Eligibility Coordinator 615-801-3039). Call Murfreesboro Transit at 615-217-6837 for routes, fares, or a reduced-fare application.

Estimated service value: $200–$1,500 a year

In this county: Rutherford: "Individuals who are 65 years of age or older automatically qualify for a reduced fare" with a government-issued photo ID; Medicare recipients under 65 and riders with a certified disability also qualify. ADA paratransit requires an eligibility determination and, for new applicants, living within 3/4 mile of a fixed route. Murfreesboro Transit serves the city; other parts of Rutherford County may use Mid-Cumberland Human Resource Agency transit.

How to apply →Official source →615-217-6837Last verified · September 29, 2026

Local agencies serving Rutherford County

Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.

Tennessee and federal programs

Open to eligible households in Rutherford County and across the rest of Tennessee. Full details are on the Tennessee benefits page.

Caregiver Support

Health Coverage

Income Support

Medicare Savings

Transportation

Utility Assistance

Veteran Benefits

Nearby counties

Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.

← All Tennessee counties

Not legal or financial advice. The agency makes the final eligibility decision.