Senior benefits in Tipton County, Tennessee
Seniors aged 65 and older in Tipton County, Tennessee, have access to a wide range of benefit programs that can help with everyday costs, health care, housing, and more. The Aging Commission of the Mid-South Area Agency on Aging and Disability Services is the local starting point for connecting Tipton County residents to services and support. Seniors who need help getting around may qualify for the Delta Human Resource Agency Rural Public Transit for Seniors and Riders with Disabilities, while those struggling with utility bills can look into Low-Income Home Energy Assistance through Delta Human Resource Agency. Residents who receive care at Baptist Memorial Hospital-Tipton may also want to explore the hospital's Financial Assistance program. State programs here include the Tennessee Property Tax Freeze Program, OPTIONS for Community Living, TennCare CHOICES, and Tennessee SHIP Medicare counseling, among many others. Federal programs also apply. Every listing on this page includes its official source and the date it was last verified, but the administering agency always makes the final eligibility decision.
4
Local programs
21
Tennessee programs
25
Federal programs
19
Categories
Last verified · September 29, 2026
Local starting point
Aging Commission of the Mid-South, the designated Area Agency on Aging and Disability (AAAD) for the Mid-South region (Shelby, Fayette, Tipton, and Lauderdale counties).
901-222-4111
See which of these Tipton County programs you may qualify for.
Find my benefitsHelping others? Print the Tipton County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Tipton County
Run by the county, its Area Agency on Aging, or another agency serving Tipton County. Start here.
Elder Services in Tipton County
Programs here typically provide services worth $1,000–$6,000 a year to an eligible household.
Aging Commission of the Mid-South Area Agency on Aging and Disability Services (Tipton County)
CountyThe Aging Commission of the Mid-South serves older adults age 60 and older, adults with disabilities, and family caregivers in Tipton County. Services include home-delivered and congregate meals, family caregiver support and respite, SHIP Medicare counseling, options counseling for long-term care, the long-term care ombudsman, in-home services, personal emergency response systems, and information and assistance. Call the Information and Assistance line to learn what is available locally.
Estimated service value: $1,000–$6,000 a year
Energy Assistance in Tipton County
Programs here typically lower an eligible household's bills by $174–$750 a year.
Low-Income Home Energy Assistance (LIHEAP) for Tipton County
CountyTennessee's Low-Income Home Energy Assistance Program (LIHEAP) helps pay heating and cooling costs for income-eligible households. In Tipton County, LIHEAP is delivered by Delta Human Resource Agency (Delta HRA). Households with an older adult (60+) or a person with a disability get priority. Apply through Delta Human Resource Agency, and call 2-1-1 Tennessee for referral help. Tennessee Housing Development Agency (THDA) administers the program statewide.
Estimated bill savings: $174–$750 a year
Healthcare in Tipton County
Baptist Memorial Hospital-Tipton Financial Assistance (Tipton County)
CountyBaptist Memorial Hospital-Tipton in Covington is the hospital serving Tipton County. Baptist Memorial Health Care offers financial assistance (charity care) and uninsured discounts for emergency and other medically necessary care to patients who cannot afford to pay. The discount is income-based. Apply with a charity application and call the hospital's financial counselor for help.
Estimated bill savings: about $0 a year
Transportation in Tipton County
Programs here typically provide services worth $200–$1,500 a year to an eligible household.
Delta Human Resource Agency Rural Public Transit for Seniors and Riders with Disabilities (Tipton County)
CountyDelta Human Resource Agency (Delta HRA) operates rural public transportation for Tipton County residents of all ages, giving priority to older adults, people with disabilities, and riders with medical needs. It provides demand-response rides for medical appointments, shopping, work, and other needs. Reservations must be made in advance. Call Delta Human Resource Agency to schedule a ride and confirm the fare.
Estimated service value: $200–$1,500 a year
Local agencies serving Tipton County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
Baptist Memorial Health Care, operating Baptist Memorial Hospital-Tipton in Covington (Tipton County).
Aging Commission of the Mid-South, the designated Area Agency on Aging and Disability (AAAD) for the Mid-South region (Shelby, Fayette, Tipton, and Lauderdale counties).
Runs: Aging Commission of the Mid-South Area Agency on Aging and Disability Services
Tennessee Housing Development Agency (THDA) LIHEAP, delivered locally by Delta Human Resource Agency (Delta HRA).
Runs: Low-Income Home Energy Assistance (LIHEAP) for Tipton County
Delta Human Resource Agency (Delta HRA), the regional public transit and human-services provider for Tipton, Lauderdale, Fayette, and rural Shelby counties.
Runs: Delta Human Resource Agency Rural Public Transit for Seniors and Riders with Disabilities
Tennessee and federal programs
Open to eligible households in Tipton County and across the rest of Tennessee. Full details are on the Tennessee benefits page.
Caregiver Support
- Tennessee Family Caregiver Support ProgramStateabout $0/yrService valueOfficial source →
Employment
- Senior Community Service Employment Program (SCSEP)Federal$15,000–$17,000/yrCashOfficial source →
Energy Assistance
- Tennessee Low Income Home Energy Assistance Program (LIHEAP)State$174–$750/yrLower billsOfficial source →
Food Assistance
- Commodity Supplemental Food Program (CSFP) Senior Food BoxFederal$240–$600/yrService valueOfficial source →
- Congregate Meals at Senior CentersFederal$1,000–$2,500/yrService valueOfficial source →
- Home-Delivered Meals (Meals on Wheels)Federal$1,500–$4,000/yrService valueOfficial source →
- Senior Farmers' Market Nutrition Program (SFMNP)Federal$35–$50/yrCashOfficial source →
- SNAP (Supplemental Nutrition Assistance Program) for SeniorsFederal$280–$2,400/yrCashOfficial source →
Health Coverage
- TennCare Medicaid — Aged, Blind & DisabledState$4,000–$30,000/yrService valueOfficial source →
Healthcare
- CHAMPVA (Civilian Health and Medical Program of the VA)Federal$3,000–$15,000/yrLower billsOfficial source →
- State Health Insurance Assistance Program (SHIP)FederalOfficial source →
- VA Health CareFederal$5,000–$20,000/yrLower billsOfficial source →
- Tennessee State Health Insurance Assistance Program (SHIP) — Medicare CounselingStateabout $0/yrLower billsOfficial source →
Home Care
- Tennessee Family Support ProgramState$0–$6,000/yrService valueOfficial source →
- OPTIONS for Community Living (Non-Medicaid In-Home Support)Stateabout $0/yrService valueOfficial source →
Housing
- Housing Choice Voucher (Section 8)Federal$8,000–$20,000/yrLower billsOfficial source →
- HUD Section 202 Supportive Housing for the ElderlyFederal$5,000–$15,000/yrLower billsOfficial source →
Housing Assistance
- Tennessee Emergency Repair Program (THDA) — grants for older and disabled homeownersState$500–$24,999/yrService valueOfficial source →
Income Support
- Supplemental Security Income (SSI)Federal$11,928–$17,892/yrCashOfficial source →
Long Term Care
- PACE — Program of All-Inclusive Care for the ElderlyFederal$6,000–$40,000/yrService valueOfficial source →
- TennCare CHOICES — Long-Term Services & SupportsState$10,000–$80,000/yrService valueOfficial source →
- PACE — Program of All-Inclusive Care for the Elderly (Tennessee)State$10,000–$80,000/yrService valueOfficial source →
- Tennessee State Veterans' Homes (Long-Term Care)StateOfficial source →
Medicare Savings
- Extra Help (Part D Low-Income Subsidy)Federal$4,000–$5,300/yrPremium savingsOfficial source →
- Qualifying Individual (QI)Federalabout $2,435/yrPremium savingsOfficial source →
- Qualified Medicare Beneficiary (QMB)Federal$2,435–$3,500/yrPremium savingsOfficial source →
- Specified Low-Income Medicare Beneficiary (SLMB)Federalabout $2,435/yrPremium savingsOfficial source →
- Medicare Savings Program (Tennessee) — QMB / SLMB / QIState$2,100–$8,000/yrPremium savingsOfficial source →
Nutrition
- Tennessee Senior Farmers' Market Nutrition Program (SFMNP)Stateabout $40/yrService valueOfficial source →
Supportive Services
- Long-Term Care Ombudsman ProgramFederalOfficial source →
- National Family Caregiver Support Program (OAA Title III-E)Federal$1,000–$5,000/yrService valueOfficial source →
- Older Americans Act Supportive Services (Title III-B)Federal$500–$3,000/yrService valueOfficial source →
- Senior Medicare Patrol (SMP)FederalOfficial source →
- Tennessee Public Guardianship for the Elderly — Court-Appointed Conservator of Last ResortStateabout $0/yrService valueOfficial source →
- Tennessee State Veterans Cemeteries (No-Cost Burial Benefits)StateOfficial source →
- Tennessee Department of Veterans Services Claims Assistance (Free VA Claims Help)StateOfficial source →
- Tennessee Disabled Veteran Hunting & Fishing License ($10 One-Time, Permanent)StateOfficial source →
Tax Relief
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)Federal$0–$1,125/yrLower billsOfficial source →
- Tennessee County Motor Vehicle Privilege Tax Exemption for Disabled VeteransStateOfficial source →
- Tennessee Property Tax Relief for Disabled Veteran HomeownersState$875–$1,225/yrLower billsOfficial source →
- Tennessee Property Tax Freeze ProgramState$50–$800/yrLower billsOfficial source →
- Tennessee Property Tax Relief ProgramState$100–$1,200/yrLower billsOfficial source →
Transportation
- MyRide TN — Volunteer Senior TransportationStateabout $0/yrService valueOfficial source →
Utility Assistance
- Federal LifelineFederal$111–$411/yrLower billsOfficial source →
- Weatherization Assistance Program (WAP)Federal$3,000–$8,000/yrLower billsOfficial source →
Veteran Benefits
- VA Aid & Attendance (Improved Pension)Federal$12,000–$34,488/yrCashOfficial source →
Nearby counties
Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
