Senior benefits in Madison County, Alabama

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Seniors living in Madison County, Alabama, may qualify for more help than they realize. This page brings together benefit programs from the local, state, and federal levels in one place. Locally, the Top of Alabama Regional Council of Governments (TARCOG) Area Agency on Aging is a strong starting point — it connects older adults to a wide range of services in the area. Other local resources include Huntsville Hospital Financial Assistance for medical costs, LIHEAP energy help through Community Action Partnership Huntsville/Madison & Limestone Counties, and Madison County TRAM for rural transportation needs. At the state level, programs like Alabama Medicaid, Medicare Savings Programs, SenioRx, Alabama SHIP, and the Homestead exemption for homeowners 65 and older may reduce everyday costs. Dozens of federal programs also apply here. Every listing on this page includes its official source and the date it was last verified, but the agency behind each program makes the final eligibility decision.

4

Local programs

12

Alabama programs

25

Federal programs

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Categories

Last verified · October 12, 2026

Local starting point

Top of Alabama Regional Council of Governments (TARCOG) Area Agency on Aging

1-256-830-0818

See which of these Madison County programs you may qualify for.

Discover my benefits

Helping others? Print the Madison County benefits checklist — free to hand out.

When benefit rules change, it’s tracked here

Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.

Benefit changes →

Programs run in Madison County

Run by the county, its Area Agency on Aging, or another agency serving Madison County. Start here.

Elder Services in Madison County

Programs here typically provide services worth $200–$2,000 a year to an eligible household.

Area Agency on Aging services (Top of Alabama Regional Council of Governments (TARCOG)) — Madison

County · Alabama

The Top of Alabama Regional Council of Governments (TARCOG) runs the Area Agency on Aging for DeKalb, Jackson, Limestone, Madison and Marshall counties, including Madison County. It plans and funds services that help people over 60 stay independent. Services include information and referral, caregiver support, legal help, the long-term care ombudsman, senior centers, nutrition and home-delivered meals, transportation, case management, and homemaker and personal care. Call 256-830-0818 for senior or disability services, or to make a referral.

Estimated service value: $200–$2,000 a year

How to apply →Official source →1-256-830-0818Last verified · October 5, 2026

Energy Assistance in Madison County

Programs here typically lower an eligible household's bills by $280–$1,100 a year.

LIHEAP energy assistance (Community Action Partnership Huntsville/Madison & Limestone Counties) — Madison

County · Alabama

The Low-Income Home Energy Assistance Program (LIHEAP) helps pay home energy bills. In Madison County, LIHEAP is run by Community Action Partnership Huntsville/Madison & Limestone Counties. Households can get one heating payment and one cooling payment a year, and households with older adults, people with disabilities, or children may get extra crisis help when funds allow. Payments go straight to the utility. Call the automated scheduler at 256-907-1550 for an appointment, or apply online through the agency's LITT Lite portal.

Estimated bill savings: $280–$1,100 a year

How to apply →Official source →1-256-907-1550Last verified · October 8, 2026

Healthcare in Madison County

Hospital Financial Assistance (Huntsville Hospital (HH Health)) — Madison

County · Alabama

Huntsville Hospital in Huntsville, part of Huntsville Hospital Health System (HH Health), offers financial assistance to uninsured and underinsured patients for emergency and medically necessary hospital care. Under the system policy, patients with household income at or below 200% of the federal poverty level can get this care free, and patients below 400% can get discounts. Eligibility is based on household income, assets, and the federal poverty guidelines. Assistance covers hospital charges only, not separate doctor bills. Call a financial counselor at 256-265-9689 for help applying.

Estimated bill savings: about $0 a year

How to apply →Official source →1-256-265-9689Last verified · October 6, 2026

Transportation in Madison County

Programs here typically provide services worth $150–$1,500 a year to an eligible household.

Rural public transit (Madison County TRAM) — Madison

County · Alabama

TRAM is a public transportation service for anyone who lives in rural Madison County. Rides run Monday through Thursday 6:30 a.m. to 3:30 p.m. and Friday 6:30 a.m. to 2:30 p.m. Schedule 24 hours ahead, weekdays between 8:00 a.m. and 3:00 p.m. Riders need a ticket ($8 one-way, $10 round-trip), bought at the TRAM office or by mail. Vehicles have wheelchair lifts. Call 256-532-3792.

Estimated service value: $150–$1,500 a year

How to apply →Official source →1-256-532-3792Last verified · October 9, 2026

Local agencies serving Madison County

Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.

Alabama and federal programs

Open to eligible households in Madison County and across the rest of Alabama. Full details are on the Alabama benefits page.

Money & income2 programs

Cash paid to you, and emergency help when money runs short.

Health & Medicare costs8 programs

Medicaid, Medicare savings, and help with drug and doctor bills.

Food7 programs

SNAP (food stamps), meals, and farmers market coupons.

Home, bills & taxes8 programs

Help with heating and electric bills, rent, property taxes, and home repairs.

Care at home & long-term care3 programs

Help staying in your home, nursing home alternatives, and support for family caregivers.

Help, advice & legal6 programs

Free counseling, legal help, rides, and other senior services.

Veterans3 programs

Benefits for veterans and their surviving spouses.

Nearby counties

Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.

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Not legal or financial advice. The agency makes the final eligibility decision.