Senior benefits in Madison County, Alabama
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Seniors living in Madison County, Alabama, may qualify for more help than they realize. This page brings together benefit programs from the local, state, and federal levels in one place. Locally, the Top of Alabama Regional Council of Governments (TARCOG) Area Agency on Aging is a strong starting point — it connects older adults to a wide range of services in the area. Other local resources include Huntsville Hospital Financial Assistance for medical costs, LIHEAP energy help through Community Action Partnership Huntsville/Madison & Limestone Counties, and Madison County TRAM for rural transportation needs. At the state level, programs like Alabama Medicaid, Medicare Savings Programs, SenioRx, Alabama SHIP, and the Homestead exemption for homeowners 65 and older may reduce everyday costs. Dozens of federal programs also apply here. Every listing on this page includes its official source and the date it was last verified, but the agency behind each program makes the final eligibility decision.
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Local programs
12
Alabama programs
25
Federal programs
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Categories
Last verified · October 12, 2026
Local starting point
Top of Alabama Regional Council of Governments (TARCOG) Area Agency on Aging
1-256-830-0818
See which of these Madison County programs you may qualify for.
Discover my benefitsHelping others? Print the Madison County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Madison County
Run by the county, its Area Agency on Aging, or another agency serving Madison County. Start here.
Elder Services in Madison County
Programs here typically provide services worth $200–$2,000 a year to an eligible household.
Area Agency on Aging services (Top of Alabama Regional Council of Governments (TARCOG)) — Madison
County · AlabamaThe Top of Alabama Regional Council of Governments (TARCOG) runs the Area Agency on Aging for DeKalb, Jackson, Limestone, Madison and Marshall counties, including Madison County. It plans and funds services that help people over 60 stay independent. Services include information and referral, caregiver support, legal help, the long-term care ombudsman, senior centers, nutrition and home-delivered meals, transportation, case management, and homemaker and personal care. Call 256-830-0818 for senior or disability services, or to make a referral.
Estimated service value: $200–$2,000 a year
Energy Assistance in Madison County
Programs here typically lower an eligible household's bills by $280–$1,100 a year.
LIHEAP energy assistance (Community Action Partnership Huntsville/Madison & Limestone Counties) — Madison
County · AlabamaThe Low-Income Home Energy Assistance Program (LIHEAP) helps pay home energy bills. In Madison County, LIHEAP is run by Community Action Partnership Huntsville/Madison & Limestone Counties. Households can get one heating payment and one cooling payment a year, and households with older adults, people with disabilities, or children may get extra crisis help when funds allow. Payments go straight to the utility. Call the automated scheduler at 256-907-1550 for an appointment, or apply online through the agency's LITT Lite portal.
Estimated bill savings: $280–$1,100 a year
Healthcare in Madison County
Hospital Financial Assistance (Huntsville Hospital (HH Health)) — Madison
County · AlabamaHuntsville Hospital in Huntsville, part of Huntsville Hospital Health System (HH Health), offers financial assistance to uninsured and underinsured patients for emergency and medically necessary hospital care. Under the system policy, patients with household income at or below 200% of the federal poverty level can get this care free, and patients below 400% can get discounts. Eligibility is based on household income, assets, and the federal poverty guidelines. Assistance covers hospital charges only, not separate doctor bills. Call a financial counselor at 256-265-9689 for help applying.
Estimated bill savings: about $0 a year
Transportation in Madison County
Programs here typically provide services worth $150–$1,500 a year to an eligible household.
Rural public transit (Madison County TRAM) — Madison
County · AlabamaTRAM is a public transportation service for anyone who lives in rural Madison County. Rides run Monday through Thursday 6:30 a.m. to 3:30 p.m. and Friday 6:30 a.m. to 2:30 p.m. Schedule 24 hours ahead, weekdays between 8:00 a.m. and 3:00 p.m. Riders need a ticket ($8 one-way, $10 round-trip), bought at the TRAM office or by mail. Vehicles have wheelchair lifts. Call 256-532-3792.
Estimated service value: $150–$1,500 a year
Local agencies serving Madison County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
Top of Alabama Regional Council of Governments (TARCOG) Area Agency on Aging
Runs: Area Agency on Aging services (Top of Alabama Regional Council of Governments (TARCOG))
Community Action Partnership Huntsville/Madison & Limestone Counties, Inc. (CAPHMLC)
Runs: LIHEAP energy assistance (Community Action Partnership Huntsville/Madison & Limestone Counties)
Huntsville Hospital (Huntsville Hospital Health System)
Runs: Hospital Financial Assistance (Huntsville Hospital (HH Health))
Transportation for Rural Areas of Madison County (TRAM), Madison County Commission
Alabama and federal programs
Open to eligible households in Madison County and across the rest of Alabama. Full details are on the Alabama benefits page.
Money & income2 programs
Cash paid to you, and emergency help when money runs short.
Health & Medicare costs8 programs
Medicaid, Medicare savings, and help with drug and doctor bills.
- Medicare Savings Programs (QMB, SLMB, QI-1)
- Alabama Medicaid for people 65+, blind, or disabled (SSI and SSI-related)
- SenioRx — free or low-cost prescription drugs
- Extra Help (Part D Low-Income Subsidy)
- Qualifying Individual (QI)
- Qualified Medicare Beneficiary (QMB)
- Specified Low-Income Medicare Beneficiary (SLMB)
- State Health Insurance Assistance Program (SHIP)
Food7 programs
SNAP (food stamps), meals, and farmers market coupons.
- SNAP food assistance (Alabama Food Assistance Program)
- Senior Farmers Market Nutrition Program (Alabama)
- Commodity Supplemental Food Program (CSFP) Senior Food Box
- Congregate Meals at Senior Centers
- Home-Delivered Meals (Meals on Wheels)
- Senior Farmers' Market Nutrition Program (SFMNP)
- SNAP (Supplemental Nutrition Assistance Program) for Seniors
Home, bills & taxes8 programs
Help with heating and electric bills, rent, property taxes, and home repairs.
- LIHEAP energy assistance (Alabama)
- Homestead exemption for homeowners 65+, disabled, or blind (property tax)
- Alabama income tax: retirement income exclusion for age 65+ (and exempt Social Security and pensions)
- Federal Lifeline
- Weatherization Assistance Program (WAP)
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)
- Housing Choice Voucher (Section 8)
- HUD Section 202 Supportive Housing for the Elderly
Care at home & long-term care3 programs
Help staying in your home, nursing home alternatives, and support for family caregivers.
Help, advice & legal6 programs
Free counseling, legal help, rides, and other senior services.
- Free legal help for adults 60+ (Legal Assistance Program)
- Alabama SHIP — free Medicare and insurance counseling
- Alabama Community Transition (ACT) Waiver — help moving out of a nursing home
- Older Americans Act Supportive Services (Title III-B)
- Long-Term Care Ombudsman Program
- Senior Medicare Patrol (SMP)
Veterans3 programs
Benefits for veterans and their surviving spouses.
Nearby counties
Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
