Senior benefits in Benzie County, Michigan
Seniors living in Benzie County, Michigan have access to a wide range of benefit programs that can help with everyday needs. The Area Agency on Aging of Northwest Michigan is a strong local starting point — it connects older adults to Older Americans Act Services right here in the county. Other local resources include Benzie Bus, which offers senior and reduced-fare rides, and Munson Healthcare Financial Assistance for those who need help with medical costs. If heating bills are a concern, the Home Heating & Energy Assistance through MDHHS State Emergency Relief may be able to help. Beyond these county-level programs, Michigan residents may also qualify for state programs such as MMAP Medicare counseling, the MI Choice Waiver Program, Michigan Home Heating Credit, and support through the Michigan Veterans Trust Fund, among others. Federal programs add even more options for eligible seniors. Every program listed on this page includes its official source and the date it was last verified. The sponsoring agency always makes the final eligibility decision.
5
Local programs
17
Michigan programs
25
Federal programs
20
Categories
Last verified · October 12, 2026
Local starting point
Area Agency on Aging of Northwest Michigan (Region 10)
1-800-442-1713
See which of these Benzie County programs you may qualify for.
Discover my benefitsHelping others? Print the Benzie County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Benzie County
Run by the county, its Area Agency on Aging, or another agency serving Benzie County. Start here.
Elder Services in Benzie County
Programs here typically provide services worth $1,500–$6,000 a year to an eligible household.
Area Agency on Aging of Northwest Michigan — Older Americans Act Services (Benzie County)
County · MichiganThe Area Agency on Aging of Northwest Michigan serves older adults in Benzie County. Services include home-delivered and congregate meals, in-home and personal care, caregiver support, Medicare and Medicaid counseling (MMAP), long-term care options counseling, and help applying for the MI Choice waiver. Adults age 60 and over, and adults with disabilities, can call 1-800-442-1713 to ask what help is available.
Estimated service value: $1,500–$6,000 a year
Energy Assistance in Benzie County
Programs here typically lower an eligible household's bills by $200–$1,500 a year.
Home Heating & Energy Assistance — MDHHS State Emergency Relief (Benzie County)
County · MichiganHelp with heat and utility bills in Benzie County comes from MDHHS State Emergency Relief, Michigan's LIHEAP program, which is applied for through MI Bridges. State Emergency Relief can pay toward a past-due electric, natural gas, propane or wood-heat bill and can stop a shutoff. Michigan Energy Assistance Program help in this county comes from MDHHS's statewide partners. Northwest Michigan Community Action Agency is still the Community Action agency here, but it now offers only weatherization and emergency home repair, not utility bill payment. Apply at MI Bridges or call MDHHS at 1-844-464-3447.
Estimated bill savings: $200–$1,500 a year
Healthcare in Benzie County
Munson Healthcare Financial Assistance (Benzie County)
County · MichiganMunson Healthcare offers financial assistance for emergency and medically necessary care at its hospitals serving Benzie County, with Munson Medical Center in Traverse City as the regional hospital. Free care (100% discount) is available for patients with family income at or below 249% of the federal poverty level, and a 75% discount for income from 250% to 400%. Ask a financial counselor or call 231-935-2350 to apply.
Estimated bill savings: about $0 a year
Housing Assistance in Benzie County
NMCAA Emergency Home Repair Program — Benzie County
County · MichiganThe Northwest Michigan Community Action Agency helps income-eligible homeowners in Benzie County fix urgent problems that make a home unsafe — a leaking roof, dangerous wiring, plumbing leaks, a failed furnace or water heater, a well or septic system, or a needed wheelchair ramp or accessible bathroom. Repairs under $2,500 are a grant with nothing to pay back; larger repairs are a 0% loan with no monthly payments that is repaid only when the home changes owners. Funds are limited. Email HEESIntake@nmcaa.net, fill out the pre-screen application on the NMCAA website, or call 231-947-3780.
Transportation in Benzie County
Programs here typically provide services worth $200–$1,200 a year to an eligible household.
Benzie Bus — Senior & Reduced-Fare Rides (Benzie County)
County · MichiganBenzie Bus provides Dial-A-Ride service in Benzie County. Seniors 60 and older ride for $1.50 each way instead of the $3.00 regular fare, with no application needed; people with disabilities get the same reduced fare after an approved Reduced Fare Application signed by a medical professional. Benzie Senior Resources also buys bus passes that let qualifying seniors ride free; call them at 231-525-0600. To book a ride, call Benzie Bus at 231-325-3000.
Estimated service value: $200–$1,200 a year
In this county: The reduced fare is $1.50 each way in county. Free rides for qualifying seniors depend on bus passes bought by Benzie Senior Resources. Out-of-county Dial-A-Ride trips have no discounted fare. Fares and rules are set by the Benzie Transportation Authority and can change. Not legal or financial advice.
Local agencies serving Benzie County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
Area Agency on Aging of Northwest Michigan (Region 10)
Michigan Department of Health and Human Services (MDHHS)
Northwest Michigan Community Action Agency (NMCAA)
Michigan and federal programs
Open to eligible households in Benzie County and across the rest of Michigan. Full details are on the Michigan benefits page.
Money & income3 programs
Cash paid to you, and emergency help when money runs short.
Health & Medicare costs9 programs
Medicaid, Medicare savings, and help with drug and doctor bills.
- Medicare Savings Program (Michigan) — QMB / SLMB / QI
- Michigan Medicaid — Aged, Blind & Disabled (AD-Care)
- MI Coordinated Health (Medicare-Medicaid Integrated Plan, formerly MI Health Link)
- MMAP — Michigan's State Health Insurance Assistance Program (Medicare Counseling)
- Extra Help (Part D Low-Income Subsidy)
- Qualifying Individual (QI)
- Qualified Medicare Beneficiary (QMB)
- Specified Low-Income Medicare Beneficiary (SLMB)
- State Health Insurance Assistance Program (SHIP)
Food6 programs
SNAP (food stamps), meals, and farmers market coupons.
- Senior Project FRESH / Market FRESH (Senior Farmers' Market Nutrition Program)
- Commodity Supplemental Food Program (CSFP) Senior Food Box
- Congregate Meals at Senior Centers
- Home-Delivered Meals (Meals on Wheels)
- Senior Farmers' Market Nutrition Program (SFMNP)
- SNAP (Supplemental Nutrition Assistance Program) for Seniors
Home, bills & taxes9 programs
Help with heating and electric bills, rent, property taxes, and home repairs.
- Michigan Home Heating Credit
- State Emergency Relief — Energy & Heat (LIHEAP) + MEAP
- Michigan Disabled Veterans Property Tax Exemption (Full Homestead Exemption)
- Michigan Homestead Property Tax Credit
- Federal Lifeline
- Weatherization Assistance Program (WAP)
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)
- Housing Choice Voucher (Section 8)
- HUD Section 202 Supportive Housing for the Elderly
Care at home & long-term care7 programs
Help staying in your home, nursing home alternatives, and support for family caregivers.
- Home Help Program (Medicaid Personal Care)
- MI Choice Waiver Program (Home & Community-Based Services)
- PACE — Program of All-Inclusive Care for the Elderly (Michigan)
- Michigan Veteran Homes (State Long-Term Care)
- Michigan Caregiver Support (Family Caregiver Services)
- PACE — Program of All-Inclusive Care for the Elderly
- National Family Caregiver Support Program (OAA Title III-E)
Help, advice & legal5 programs
Free counseling, legal help, rides, and other senior services.
Veterans3 programs
Benefits for veterans and their surviving spouses.
Nearby counties
Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
