Senior benefits in Houghton County, Michigan

Seniors living in Houghton County, Michigan have access to a wide range of benefit programs that can help with everyday needs. Locally, UPCAP / U.P. Area Agency on Aging connects older adults to services through the Older Americans Act, and is a strong starting point for finding help in this area. Other local programs include U.P. Food as Medicine Farm Market Vouchers, UP Health System Financial Assistance through UP Health System – Portage, Baraga-Houghton-Keweenaw Community Action Home Energy Assistance, and Houghton Public Transit Senior & Disabled Transportation. At the state level, programs like Michigan Caregiver Support, the MI Choice Waiver Program, MMAP Medicare counseling, and the Michigan Home Heating Credit may also apply. Federal programs add even more options for eligible residents. This page lists each program with its official source and the date it was last verified. Keep in mind that each agency makes the final decision on eligibility, so reaching out directly is always the best next step.

5

Local programs

17

Michigan programs

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Federal programs

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Categories

Last verified · October 12, 2026

Local starting point

UPCAP Services, Inc. (U.P. Area Agency on Aging, Region 11)

1-800-338-7227

See which of these Houghton County programs you may qualify for.

Discover my benefits

Helping others? Print the Houghton County benefits checklist — free to hand out.

When benefit rules change, it’s tracked here

Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.

Benefit changes →

Programs run in Houghton County

Run by the county, its Area Agency on Aging, or another agency serving Houghton County. Start here.

Elder Services in Houghton County

Programs here typically provide services worth $1,500–$6,000 a year to an eligible household.

UPCAP / U.P. Area Agency on Aging — Older Americans Act Services (Houghton County)

County · Michigan

UPCAP Services, Inc. is the U.P. Area Agency on Aging (Region 11) for Houghton County. Services include home-delivered and congregate meals, in-home and personal care, caregiver support, Medicare/Medicaid counseling (MMAP), long-term care options counseling, and help applying for the MI Choice waiver. Adults age 60 and over, and adults with disabilities, can call 1-800-338-7227 to ask what help is available.

Estimated service value: $1,500–$6,000 a year

How to apply →Official source →1-800-338-7227Last verified · October 5, 2026

Energy Assistance in Houghton County

Programs here typically lower an eligible household's bills by $200–$1,500 a year.

Baraga-Houghton-Keweenaw Community Action — Home Energy Assistance (Houghton County)

County · Michigan

Superior Watershed Partnership (SWP) is the Michigan Energy Assistance Program (MEAP) grantee for Houghton County and helps income-eligible households pay heating and utility bills. Call SWP at 906-273-2742. Also apply for State Emergency Relief through MI Bridges if you have a shutoff notice, or dial 211 for local referrals. BHK Community Action (906-482-5528) offers furnace checks, weatherization, and help with past-due water or sewer bills.

Estimated bill savings: $200–$1,500 a year

How to apply →Official source →906-273-2742Last verified · October 9, 2026

Healthcare in Houghton County

UP Health System Financial Assistance — UP Health System – Portage (Houghton County)

County · Michigan

UP Health System – Portage in Hancock serves Houghton County. The hospital offers financial assistance for emergency and medically necessary care to uninsured patients who cannot pay, based on household income against the federal poverty guidelines. In 2025, households under about 204% of the poverty level qualified for free care, and households under about 322% qualified for discounted care. Call 906-483-1100, option 2, to ask about the application.

Estimated bill savings: about $0 a year

In this county: Free care for households below roughly 204% of the federal poverty level and discounted care below roughly 322% (2025 averages; thresholds are reset periodically). Eligibility is based on income measured against the federal poverty guidelines. The hospital makes the final determination. Not legal or financial advice.

How to apply →Official source →906-483-1100Last verified · October 10, 2026

Nutrition in Houghton County

Programs here typically provide services worth $300–$300 a year to an eligible household.

U.P. Food as Medicine (Prescription for Health) — Farm Market Vouchers (Houghton County)

County · Michigan

U.P. Food as Medicine gives Houghton County adults who are at risk for or living with a chronic health condition vouchers to buy fresh fruits and vegetables at participating Upper Peninsula farm markets. Each voucher is worth $5, and participants get $15 a week during the 20-week market season — about $300 a season, mailed monthly. A doctor or clinic in the program's partner network sends the referral; a call specialist then completes enrollment. Ask your health-care provider for a referral, or dial 2-1-1.

Estimated service value: about $300 a year

How to apply →Official source →211Last verified · October 11, 2026

Transportation in Houghton County

Programs here typically provide services worth $200–$1,200 a year to an eligible household.

Houghton Public Transit — Senior & Disabled Transportation (Houghton County)

County · Michigan

Houghton Public Transit, run by the City of Houghton, provides flex-route and demand-response (dial-a-ride) rides across the Houghton and Hancock area. Riders age 55 and over and people with disabilities pay a reduced fare. Baraga-Houghton-Keweenaw Community Action also runs demand-response rides for seniors and people with disabilities. Call Houghton Public Transit at 906-482-1700, or BHK at 906-482-5528, to book a ride.

Estimated service value: $200–$1,200 a year

In this county: Reduced senior fares apply to riders age 55 and over; demand-response rides should be booked ahead. Service is open to the public with seniors and people with disabilities given priority. Not legal or financial advice.

How to apply →Official source →906-482-1700Last verified · August 17, 2026

Local agencies serving Houghton County

Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.

Michigan and federal programs

Open to eligible households in Houghton County and across the rest of Michigan. Full details are on the Michigan benefits page.

Money & income3 programs

Cash paid to you, and emergency help when money runs short.

Health & Medicare costs9 programs

Medicaid, Medicare savings, and help with drug and doctor bills.

Food6 programs

SNAP (food stamps), meals, and farmers market coupons.

Home, bills & taxes9 programs

Help with heating and electric bills, rent, property taxes, and home repairs.

Care at home & long-term care7 programs

Help staying in your home, nursing home alternatives, and support for family caregivers.

Help, advice & legal5 programs

Free counseling, legal help, rides, and other senior services.

Veterans3 programs

Benefits for veterans and their surviving spouses.

Nearby counties

Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.

← All Michigan counties

Not legal or financial advice. The agency makes the final eligibility decision.