Senior benefits in Kalkaska County, Michigan
Seniors aged 65 and older in Kalkaska County, Michigan, may qualify for a wide range of benefit programs — from local services to statewide and federal help. The Area Agency on Aging of Northwest Michigan is a strong local starting point, connecting older adults to Older Americans Act Services such as meals, transportation, and in-home support. Kalkaska Public Transit Authority offers senior and reduced fares for those who need affordable rides. Residents facing high energy bills may find help through Home Heating and Energy Assistance under MDHHS State Emergency Relief, and those with medical costs can explore Munson Healthcare Financial Assistance at Kalkaska Memorial Health Center. At the state level, programs like MI Choice Waiver, MMAP Medicare counseling, Michigan Home Heating Credit, and Michigan Caregiver Support may also apply. Federal programs add another layer of potential help. Each listing on this page includes its official source and the date it was last verified, but the agency behind each program makes the final eligibility decision.
4
Local programs
17
Michigan programs
25
Federal programs
19
Categories
Last verified · October 12, 2026
Local starting point
Area Agency on Aging of Northwest Michigan (Region 10)
1-800-442-1713
See which of these Kalkaska County programs you may qualify for.
Discover my benefitsHelping others? Print the Kalkaska County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Kalkaska County
Run by the county, its Area Agency on Aging, or another agency serving Kalkaska County. Start here.
Elder Services in Kalkaska County
Programs here typically provide services worth $1,500–$6,000 a year to an eligible household.
Area Agency on Aging of Northwest Michigan — Older Americans Act Services (Kalkaska County)
County · MichiganThe Area Agency on Aging of Northwest Michigan serves older adults in Kalkaska County. Services include home-delivered and congregate meals, in-home and personal care, caregiver support, Medicare and Medicaid counseling (MMAP), long-term care options counseling, and help applying for the MI Choice waiver. Adults age 60 and over, and adults with disabilities, can call 1-800-442-1713 to ask what help is available.
Estimated service value: $1,500–$6,000 a year
Energy Assistance in Kalkaska County
Programs here typically lower an eligible household's bills by $200–$1,500 a year.
Home Heating & Energy Assistance — MDHHS State Emergency Relief (Kalkaska County)
County · MichiganHelp with heat and utility bills in Kalkaska County comes from MDHHS State Emergency Relief, Michigan's LIHEAP program, which is applied for through MI Bridges. State Emergency Relief can pay toward a past-due electric, natural gas, propane or wood-heat bill and can stop a shutoff. Michigan Energy Assistance Program help in this county comes from MDHHS's statewide partners. Northwest Michigan Community Action Agency is still the Community Action agency here, but it now offers only weatherization and emergency home repair, not utility bill payment. Apply at MI Bridges or call MDHHS at 1-844-464-3447.
Estimated bill savings: $200–$1,500 a year
Healthcare in Kalkaska County
Munson Healthcare Financial Assistance — Kalkaska Memorial Health Center (Kalkaska County)
County · MichiganMunson Healthcare offers financial assistance for emergency and medically necessary care at Kalkaska Memorial Health Center and other Munson hospitals serving Kalkaska County. Free care (100% discount) is available for patients with family income at or below 249% of the federal poverty level, and a 75% discount for income from 250% to 400%. Ask a financial counselor or call 231-935-2350 to apply.
Estimated bill savings: about $0 a year
Transportation in Kalkaska County
Programs here typically provide services worth $200–$1,200 a year to an eligible household.
Kalkaska Public Transit Authority — Senior & Reduced Fares (Kalkaska County)
County · MichiganKalkaska Public Transit Authority provides door-to-door Dial-A-Ride service in Kalkaska County. Seniors ride free within the county, and riders age 60 and over get a 50% discount for trips outside the county with a valid photo ID. People with disabilities also qualify for reduced fares. Call 231-285-6808 to schedule a ride.
Estimated service value: $200–$1,200 a year
In this county: Seniors ride free within Kalkaska County; the 50% out-of-county discount requires a valid photo ID. Fares and rules are set by the transit authority and can change. Not legal or financial advice.
Local agencies serving Kalkaska County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
Munson Healthcare (Kalkaska Memorial Health Center)
Kalkaska Public Transit Authority (KPTA)
Area Agency on Aging of Northwest Michigan (Region 10)
Michigan Department of Health and Human Services (MDHHS)
Michigan and federal programs
Open to eligible households in Kalkaska County and across the rest of Michigan. Full details are on the Michigan benefits page.
Money & income3 programs
Cash paid to you, and emergency help when money runs short.
Health & Medicare costs9 programs
Medicaid, Medicare savings, and help with drug and doctor bills.
- Medicare Savings Program (Michigan) — QMB / SLMB / QI
- Michigan Medicaid — Aged, Blind & Disabled (AD-Care)
- MI Coordinated Health (Medicare-Medicaid Integrated Plan, formerly MI Health Link)
- MMAP — Michigan's State Health Insurance Assistance Program (Medicare Counseling)
- Extra Help (Part D Low-Income Subsidy)
- Qualifying Individual (QI)
- Qualified Medicare Beneficiary (QMB)
- Specified Low-Income Medicare Beneficiary (SLMB)
- State Health Insurance Assistance Program (SHIP)
Food6 programs
SNAP (food stamps), meals, and farmers market coupons.
- Senior Project FRESH / Market FRESH (Senior Farmers' Market Nutrition Program)
- Commodity Supplemental Food Program (CSFP) Senior Food Box
- Congregate Meals at Senior Centers
- Home-Delivered Meals (Meals on Wheels)
- Senior Farmers' Market Nutrition Program (SFMNP)
- SNAP (Supplemental Nutrition Assistance Program) for Seniors
Home, bills & taxes9 programs
Help with heating and electric bills, rent, property taxes, and home repairs.
- Michigan Home Heating Credit
- State Emergency Relief — Energy & Heat (LIHEAP) + MEAP
- Michigan Disabled Veterans Property Tax Exemption (Full Homestead Exemption)
- Michigan Homestead Property Tax Credit
- Federal Lifeline
- Weatherization Assistance Program (WAP)
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)
- Housing Choice Voucher (Section 8)
- HUD Section 202 Supportive Housing for the Elderly
Care at home & long-term care7 programs
Help staying in your home, nursing home alternatives, and support for family caregivers.
- Home Help Program (Medicaid Personal Care)
- MI Choice Waiver Program (Home & Community-Based Services)
- PACE — Program of All-Inclusive Care for the Elderly (Michigan)
- Michigan Veteran Homes (State Long-Term Care)
- Michigan Caregiver Support (Family Caregiver Services)
- PACE — Program of All-Inclusive Care for the Elderly
- National Family Caregiver Support Program (OAA Title III-E)
Help, advice & legal5 programs
Free counseling, legal help, rides, and other senior services.
Veterans3 programs
Benefits for veterans and their surviving spouses.
Nearby counties
Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.