Senior benefits in Mason County, Michigan
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Seniors living in Mason County, Michigan, may qualify for more benefit programs than they realize. This page brings together local, state, and federal options in one place so you can quickly see what may be available. Locally, the Area Agency on Aging of Western Michigan connects Mason County residents to Older Americans Act Services covering meals, in-home help, and more. Corewell Health Ludington Hospital offers financial assistance for medical costs, and the Ludington Mass Transportation Authority runs a Senior & Disabled Dial-A-Ride service for getting around the area. The emPower Heat & Energy Assistance program through TrueNorth can help with home energy costs. At the state level, programs like the Michigan Home Heating Credit, MI Choice Waiver Program, and MMAP Medicare counseling may apply. A range of federal programs also covers this county. Each listing below includes its official source and the date it was last verified. The sponsoring agency always makes the final eligibility decision.
4
Local programs
17
Michigan programs
25
Federal programs
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Categories
Last verified · October 12, 2026
Local starting point
Area Agency on Aging of Western Michigan
1-888-456-5664
See which of these Mason County programs you may qualify for.
Discover my benefitsHelping others? Print the Mason County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Mason County
Run by the county, its Area Agency on Aging, or another agency serving Mason County. Start here.
Elder Services in Mason County
Programs here typically provide services worth $1,500–$6,000 a year to an eligible household.
Area Agency on Aging of Western Michigan — Older Americans Act Services (Mason County)
County · MichiganThe Area Agency on Aging of Western Michigan is the Area Agency on Aging for Mason County. Services include home-delivered and congregate meals, in-home and personal care, caregiver support, Medicare/Medicaid counseling (MMAP), long-term care options counseling, and help applying for the MI Choice waiver. Older adults age 60 and over, and adults with disabilities, can call 1-888-456-5664 to ask what help is available.
Estimated service value: $1,500–$6,000 a year
Energy Assistance in Mason County
Programs here typically lower an eligible household's bills by $200–$1,500 a year.
emPower Heat & Energy Assistance (TrueNorth / MEAP) — Mason County
County · MichiganemPower, run by TrueNorth Community Services, is a Michigan Energy Assistance Program (MEAP) grantee serving Mason County. It helps low-income households with heating and electric bills, deliverable fuels, shutoff protection, and self-sufficiency planning. Apply for state energy help through MI Bridges, dial 211 for local referrals, or call emPower at 231-355-5880.
Estimated bill savings: $200–$1,500 a year
Healthcare in Mason County
Corewell Health Financial Assistance — Corewell Health Ludington Hospital (Mason County)
County · MichiganCorewell Health Ludington Hospital serves Mason County and offers financial assistance for emergency and medically necessary care. Patients with household income at or below 250% of the federal poverty level may receive free care, with sliding-scale discounts up to 400%. Apply within 240 days of the first bill by calling 1-877-687-7309 or visiting Corewell Health's financial-assistance page.
Estimated bill savings: about $0 a year
Transportation in Mason County
Programs here typically provide services worth $200–$1,200 a year to an eligible household.
Ludington Mass Transportation Authority — Senior & Disabled Dial-A-Ride (Mason County)
County · MichiganThe Ludington Mass Transportation Authority runs curb-to-curb dial-a-ride bus service in the City of Ludington, the City of Scottville, and Pere Marquette Charter Township for rides to medical appointments, errands, work, and community life. Seniors 60 and older and people with disabilities ride at half fare during non-peak hours with a Reduced Fare card; seniors qualify automatically, without a doctor's form. If you live elsewhere in Mason County, ask about county-wide senior rides. Call dispatch at 231-845-6218 to book a ride; the office line is 231-845-1231.
Estimated service value: $200–$1,200 a year
In this county: Rides are open to the general public in Ludington, Scottville, and Pere Marquette Township; seniors (60+) and people with disabilities get half fare during non-peak hours after completing a Reduced Fare Application. Riders elsewhere in Mason County should ask about availability of county-wide senior rides. Not legal or financial advice.
Local agencies serving Mason County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
Corewell Health (Corewell Health Ludington Hospital)
Ludington Mass Transportation Authority (LMTA)
Area Agency on Aging of Western Michigan
Michigan and federal programs
Open to eligible households in Mason County and across the rest of Michigan. Full details are on the Michigan benefits page.
Money & income3 programs
Cash paid to you, and emergency help when money runs short.
Health & Medicare costs9 programs
Medicaid, Medicare savings, and help with drug and doctor bills.
- Medicare Savings Program (Michigan) — QMB / SLMB / QI
- Michigan Medicaid — Aged, Blind & Disabled (AD-Care)
- MI Coordinated Health (Medicare-Medicaid Integrated Plan, formerly MI Health Link)
- MMAP — Michigan's State Health Insurance Assistance Program (Medicare Counseling)
- Extra Help (Part D Low-Income Subsidy)
- Qualifying Individual (QI)
- Qualified Medicare Beneficiary (QMB)
- Specified Low-Income Medicare Beneficiary (SLMB)
- State Health Insurance Assistance Program (SHIP)
Food6 programs
SNAP (food stamps), meals, and farmers market coupons.
- Senior Project FRESH / Market FRESH (Senior Farmers' Market Nutrition Program)
- Commodity Supplemental Food Program (CSFP) Senior Food Box
- Congregate Meals at Senior Centers
- Home-Delivered Meals (Meals on Wheels)
- Senior Farmers' Market Nutrition Program (SFMNP)
- SNAP (Supplemental Nutrition Assistance Program) for Seniors
Home, bills & taxes9 programs
Help with heating and electric bills, rent, property taxes, and home repairs.
- Michigan Home Heating Credit
- State Emergency Relief — Energy & Heat (LIHEAP) + MEAP
- Michigan Disabled Veterans Property Tax Exemption (Full Homestead Exemption)
- Michigan Homestead Property Tax Credit
- Federal Lifeline
- Weatherization Assistance Program (WAP)
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)
- Housing Choice Voucher (Section 8)
- HUD Section 202 Supportive Housing for the Elderly
Care at home & long-term care7 programs
Help staying in your home, nursing home alternatives, and support for family caregivers.
- Home Help Program (Medicaid Personal Care)
- MI Choice Waiver Program (Home & Community-Based Services)
- PACE — Program of All-Inclusive Care for the Elderly (Michigan)
- Michigan Veteran Homes (State Long-Term Care)
- Michigan Caregiver Support (Family Caregiver Services)
- PACE — Program of All-Inclusive Care for the Elderly
- National Family Caregiver Support Program (OAA Title III-E)
Help, advice & legal5 programs
Free counseling, legal help, rides, and other senior services.
Veterans3 programs
Benefits for veterans and their surviving spouses.
Nearby counties
Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
