Senior benefits in Deschutes County, Oregon
Seniors in Deschutes County, Oregon have access to a wide range of benefit programs that can help with health care, food, energy costs, housing, and more. The Council on Aging of Central Oregon is the local Area Agency on Aging and a strong starting point for finding help. Locally, NeighborImpact administers LIHEAP energy assistance, Cascades East Transit offers Dial-A-Ride transportation, and St. Charles Bend provides Hospital Financial Assistance for those who qualify. Oregon state programs available here include the Oregon Health Plan, Oregon Project Independence for in-home support, Medicare Savings Programs, Property Tax Deferral for Senior and Disabled Homeowners, SNAP food benefits, SHIBA free Medicare counseling, and tax breaks for older adults. Dozens of federal programs also apply, covering areas like food, prescription costs, and veterans' benefits. Each program listed on this page includes its official source and the date it was last verified. The sponsoring agency always makes the final decision on eligibility.
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Local programs
11
Oregon programs
25
Federal programs
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Categories
Last verified · October 12, 2026
Local starting point
Council on Aging of Central Oregon
1-541-678-5483
See which of these Deschutes County programs you may qualify for.
Discover my benefitsHelping others? Print the Deschutes County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Deschutes County
Run by the county, its Area Agency on Aging, or another agency serving Deschutes County. Start here.
Elder Services in Deschutes County
Programs here typically provide services worth $200–$2,000 a year to an eligible household.
Area Agency on Aging services (Council on Aging of Central Oregon) — Deschutes
County · OregonThe Council on Aging of Central Oregon serves adults 60 and over in Jefferson, Crook, Deschutes and North Klamath counties. As Central Oregon's Aging and Disability Resource Center, its Help Desk connects older adults and their families with services such as Meals on Wheels and community dining, Medicare counseling, options counseling, family caregiver support, in-home help and Oregon Project Independence. Call 541-678-5483 or visit the Senior Services Center at 1036 NE 5th Street in Bend (Monday–Friday, 8 a.m. to 4:30 p.m.). Medicaid long-term care is handled by the state Aging and People with Disabilities offices.
Estimated service value: $200–$2,000 a year
Energy Assistance in Deschutes County
Programs here typically lower an eligible household's bills by $250–$1,750 a year.
LIHEAP energy assistance (NeighborImpact) — Deschutes
County · OregonNeighborImpact runs energy assistance for Crook, Deschutes and Jefferson counties and the Confederated Tribes of Warm Springs, for households with gross income at or below 60% of Oregon's median income. The next heating assistance cycle is set to open Monday, October 5, 2026 for select households with Pacific Power or a past-due Cascade Natural Gas bill — including seniors 60 and older and people receiving qualifying disability benefits. Applications open in short cycles and are served first come, first served. Call 541-504-2155 for questions or to have an application mailed to you.
Estimated bill savings: $250–$1,750 a year
Healthcare in Deschutes County
Hospital Financial Assistance (St. Charles Bend) — Deschutes
County · OregonSt. Charles Bend is part of St. Charles Health System. Its Financial Assistance Program gives discounts to families at or below 400% of the Federal Poverty Guideline, or whose St. Charles bills total more than their yearly family income. Under Oregon law, St. Charles screens patients for financial assistance when they have Medicaid, have no insurance, or owe more than $1,500. Call the financial counselor at St. Charles Bend (2500 NE Neff Rd., Bend) at 541-706-7756.
Estimated bill savings: about $0 a year
Transportation in Deschutes County
Programs here typically provide services worth $150–$1,500 a year to an eligible household.
Dial-A-Ride (Cascades East Transit) — Deschutes
County · OregonCascades East Transit (CET), run by the Central Oregon Intergovernmental Council, offers Dial-A-Ride in Central Oregon communities including Bend, Redmond, La Pine and Sisters. It is shared-ride service for trips to appointments, shopping, school or work, built for seniors, people with disabilities and residents without other transit. The fare is $4.00 per ride; rural Dial-A-Ride (such as La Pine) is open to the general public with no application. Call 541-385-8680 to schedule, or use the Mobility by Ecolane app.
Estimated service value: $150–$1,500 a year
Local agencies serving Deschutes County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
Council on Aging of Central Oregon
Runs: Area Agency on Aging services (Council on Aging of Central Oregon)
St. Charles Bend (St. Charles Health System)
Cascades East Transit (COIC)
Oregon and federal programs
Open to eligible households in Deschutes County and across the rest of Oregon. Full details are on the Oregon benefits page.
Money & income2 programs
Cash paid to you, and emergency help when money runs short.
Health & Medicare costs7 programs
Medicaid, Medicare savings, and help with drug and doctor bills.
- Medicare Savings Programs (QMB, SLMB, QI/SMF)
- Oregon Health Plan (Medicaid) for people 65+, blind, or disabled (OSIPM)
- Extra Help (Part D Low-Income Subsidy)
- Qualifying Individual (QI)
- Qualified Medicare Beneficiary (QMB)
- Specified Low-Income Medicare Beneficiary (SLMB)
- State Health Insurance Assistance Program (SHIP)
Food6 programs
SNAP (food stamps), meals, and farmers market coupons.
Home, bills & taxes9 programs
Help with heating and electric bills, rent, property taxes, and home repairs.
- LIHEAP and Oregon Energy Assistance Program (OEAP)
- Oregon Disabled Veteran or Surviving Spouse Property Tax Exemption
- Property Tax Deferral for Disabled and Senior Homeowners
- Oregon income tax breaks for older adults (retirement income credit, age 65+ deduction, medical subtraction)
- Federal Lifeline
- Weatherization Assistance Program (WAP)
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)
- Housing Choice Voucher (Section 8)
- HUD Section 202 Supportive Housing for the Elderly
Care at home & long-term care5 programs
Help staying in your home, nursing home alternatives, and support for family caregivers.
Help, advice & legal4 programs
Free counseling, legal help, rides, and other senior services.
Veterans3 programs
Benefits for veterans and their surviving spouses.
Nearby counties
Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
