Senior benefits in Hamilton County, Tennessee
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Seniors living in Hamilton County, Tennessee have access to a wide range of benefit programs that can help with health care, housing costs, transportation, energy bills, and more. The Southeast Tennessee Area Agency on Aging and Disability Services is the local starting point for many of these resources, connecting older adults to services like MyRide TN Southeast volunteer door-to-door transportation and the Tennessee Family Caregiver Support Program. Residents who need help with utility bills may qualify through the LIHEAP Energy Assistance program administered by the Chattanooga/Hamilton County Office of Family Empowerment. CARTA's Reduced Fare and Care-a-Van Paratransit options offer additional ways to get around the community. Erlanger Health Financial Assistance may help those facing medical costs at the region's public academic medical center. State programs cover property tax relief, home repair grants, Medicare counseling through Tennessee SHIP, and long-term care options. Federal programs add another layer of support. Every program listed on this page includes its official source and the date it was last verified, and each agency makes the final eligibility determination.
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Local programs
21
Tennessee programs
25
Federal programs
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Categories
Last verified · October 12, 2026
Local starting point
Southeast Tennessee Area Agency on Aging and Disability, the designated Area Agency on Aging and Disability under the Older Americans Act for the 10-county Southeast Tennessee Development District (Bledsoe, Bradley, Grundy, Hamilton, Marion, McMinn, Meigs, Polk, Rhea, and Sequatchie counties).
1-866-836-6678
See which of these Hamilton County programs you may qualify for.
Discover my benefitsHelping others? Print the Hamilton County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Hamilton County
Run by the county, its Area Agency on Aging, or another agency serving Hamilton County. Start here.
Caregiver Support in Hamilton County
Relative Caregiver Program (Hamilton County)
County · TennesseeHelp for grandparents and other relatives who are raising a child related to them by blood or marriage. The Relative Caregiver Program is a one-stop place for information, referrals, and support that helps keep children with relatives and out of state custody. Services include case management and family advocacy (for example, going with you to custody hearings or school IEP meetings), support groups and workshops for relative caregivers, support groups for children and teens, recreation and limited respite for the children and caregivers, and emergency one-time financial or start-up help. Call 1-866-735-8752 for more information or to make a referral.
Elder Services in Hamilton County
Programs here typically provide services worth $1,000–$6,000 a year to an eligible household.
Southeast Tennessee Area Agency on Aging and Disability Services (Hamilton County)
County · TennesseeThe Southeast Tennessee Area Agency on Aging and Disability serves adults age 60 and older, adults with disabilities, and caregivers in Hamilton County. It offers free information and referral, options counseling for long-term care, home-delivered and congregate meals, family caregiver support and respite, the SHIP program for Medicare counseling, the long-term care ombudsman, and help applying for public benefits. Call the toll-free line to find out what is offered locally and to get connected to services.
Estimated service value: $1,000–$6,000 a year
Energy Assistance in Hamilton County
Programs here typically lower an eligible household's bills by $174–$750 a year.
LIHEAP Energy Assistance - Chattanooga/Hamilton County Office of Family Empowerment (Hamilton County)
County · TennesseeThe Low-Income Home Energy Assistance Program (LIHEAP) helps low-income households pay heating and cooling bills. In Hamilton County it is delivered by the City of Chattanooga Office of Family Empowerment for the state housing agency (THDA). Households with an older adult or a person with a disability are a priority. Apply online, and call 2-1-1 (Tennessee) for help finding the local office.
Estimated bill savings: $174–$750 a year
In this county: Hamilton County: LIHEAP is income-based and funds are limited each program year, so this shows as a may-qualify result. The Chattanooga Office of Family Empowerment reviews applications and THDA sets the rules.
Healthcare in Hamilton County
Programs here typically lower an eligible household's bills by $500–$18,000 a year.
Erlanger Health Financial Assistance (Hamilton County)
County · TennesseeErlanger is the public academic hospital system serving Chattanooga and Hamilton County. Its financial assistance policy gives free or discounted care to patients who qualify, based on family income and assets. Uninsured and underinsured patients may apply, and some patients are screened for presumptive eligibility. Financial counselors help with the application. Call the number below to start.
Estimated bill savings: $500–$18,000 a year
In this county: Hamilton County: Erlanger's financial assistance is based on family income and assets, so this shows as a may-qualify result. The hospital reviews each application and makes the final decision; financial counselors can help you apply.
Transportation in Hamilton County
Programs here typically provide services worth $150–$900 a year to an eligible household.
MyRide TN Southeast — Volunteer Door-to-Door Transportation (Hamilton County)
County · TennesseeVolunteer-assisted, door-to-door rides to essential appointments for older adults, run by SETAAAD as part of the statewide MyRide TN network. Trained volunteer drivers pick riders up at the door and stay with them through the appointment. Riders complete a short screening and application once, then call to schedule rides. Call (423) 424-4201 or email MyRide@sedev.org to start the screening.
CARTA Reduced Fare and Care-a-Van Paratransit (Hamilton County)
County · TennesseeCARTA runs public buses and the Care-a-Van paratransit service in the Chattanooga area of Hamilton County. Riders age 65 and older can get a CARTA Special Fare ID card and ride fixed-route buses for a reduced cash fare. Care-a-Van is origin-to-destination paratransit for people who cannot use the regular bus because of a disability; it requires an approved ADA eligibility application and medical verification. Call CARTA to request an application or to plan a trip.
Estimated service value: $150–$900 a year
In this county: Hamilton County: the reduced fare is for riders 65 and older with a CARTA Special Fare ID; Care-a-Van requires an approved ADA eligibility determination. Fares and trip availability are set by CARTA.
Local agencies serving Hamilton County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
City of Chattanooga Office of Family Empowerment, which delivers LIHEAP for Hamilton County under the Tennessee Housing Development Agency (THDA)
Runs: LIHEAP Energy Assistance - Chattanooga/Hamilton County Office of Family Empowerment
Erlanger Health (Erlanger Health System), the public academic medical center serving Chattanooga and Southeast Tennessee
Chattanooga Area Regional Transportation Authority (CARTA)
Southeast Tennessee Area Agency on Aging and Disability (SETAAAD)
Southeast Tennessee Area Agency on Aging and Disability, the designated Area Agency on Aging and Disability under the Older Americans Act for the 10-county Southeast Tennessee Development District (Bledsoe, Bradley, Grundy, Hamilton, Marion, McMinn, Meigs, Polk, Rhea, and Sequatchie counties).
Runs: Southeast Tennessee Area Agency on Aging and Disability Services
Southeast Tennessee Area Agency on Aging and Disability (SETAAAD), part of the Southeast Tennessee Development District
Runs: MyRide TN Southeast
Tennessee and federal programs
Open to eligible households in Hamilton County and across the rest of Tennessee. Full details are on the Tennessee benefits page.
Money & income2 programs
Cash paid to you, and emergency help when money runs short.
Health & Medicare costs8 programs
Medicaid, Medicare savings, and help with drug and doctor bills.
- Medicare Savings Program (Tennessee) — QMB / SLMB / QI
- TennCare Medicaid — Aged, Blind & Disabled
- Tennessee State Health Insurance Assistance Program (SHIP) — Medicare Counseling
- Extra Help (Part D Low-Income Subsidy)
- Qualifying Individual (QI)
- Qualified Medicare Beneficiary (QMB)
- Specified Low-Income Medicare Beneficiary (SLMB)
- State Health Insurance Assistance Program (SHIP)
Food6 programs
SNAP (food stamps), meals, and farmers market coupons.
Home, bills & taxes11 programs
Help with heating and electric bills, rent, property taxes, and home repairs.
- Tennessee Low Income Home Energy Assistance Program (LIHEAP)
- Tennessee Property Tax Relief for Disabled Veteran Homeowners
- Tennessee Property Tax Freeze Program
- Tennessee Property Tax Relief Program
- Tennessee County Motor Vehicle Privilege Tax Exemption for Disabled Veterans
- Tennessee Emergency Repair Program (THDA) — grants for older and disabled homeowners
- Federal Lifeline
- Weatherization Assistance Program (WAP)
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)
- Housing Choice Voucher (Section 8)
- HUD Section 202 Supportive Housing for the Elderly
Care at home & long-term care8 programs
Help staying in your home, nursing home alternatives, and support for family caregivers.
- Tennessee Family Support Program
- OPTIONS for Community Living (Non-Medicaid In-Home Support)
- TennCare CHOICES — Long-Term Services & Supports
- PACE — Program of All-Inclusive Care for the Elderly (Tennessee)
- Tennessee State Veterans' Homes (Long-Term Care)
- Tennessee Family Caregiver Support Program
- PACE — Program of All-Inclusive Care for the Elderly
- National Family Caregiver Support Program (OAA Title III-E)
Help, advice & legal8 programs
Free counseling, legal help, rides, and other senior services.
- Tennessee Public Guardianship for the Elderly — Court-Appointed Conservator of Last Resort
- Tennessee State Veterans Cemeteries (No-Cost Burial Benefits)
- Tennessee Department of Veterans Services Claims Assistance (Free VA Claims Help)
- Tennessee Disabled Veteran Hunting & Fishing License ($10 One-Time, Permanent)
- MyRide TN — Volunteer Senior Transportation
- Older Americans Act Supportive Services (Title III-B)
- Long-Term Care Ombudsman Program
- Senior Medicare Patrol (SMP)
Veterans3 programs
Benefits for veterans and their surviving spouses.
Nearby counties
Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
