Benefits · Illinois

Senior benefits in Rock Island County, Illinois

Seniors living in Rock Island County, Illinois have access to a wide range of benefit programs that can help with everyday needs. The Western Illinois Area Agency on Aging (WIAAA) is a strong local starting point — it connects older adults to Options Counseling, the Community Care Program, and meal services right here in the county. MetroLINK offers free senior fares and paratransit rides for those who need help getting around. If energy bills are a concern, Rock Island County LIHEAP can help cover heating and cooling costs. Hospitals like UnityPoint Health-Trinity and MercyOne Genesis offer financial assistance programs for qualifying patients. State programs such as Illinois SHIP, the Medicare Savings Program, and the Senior Citizens Assessment Freeze may also reduce costs for eligible residents. Federal programs add even more layers of support. Each listing on this page includes its official source and the date it was last verified, but the sponsoring agency always makes the final eligibility decision.

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Local programs

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Illinois programs

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Federal programs

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Categories

Local starting point

Western Illinois Area Agency on Aging (WIAAA, Rock Island) — the AAA serving Henderson, Henry, Knox, McDonough, Mercer, Rock Island, and Warren counties

309-793-6800

See which of these Rock Island County programs you may qualify for.

Find my benefits

Helping others? Print the Rock Island County benefits checklist — free to hand out.

When benefit rules change, it’s tracked here

Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.

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Programs run in Rock Island County

Run by the county, its Area Agency on Aging, or another agency serving Rock Island County. Start here.

Emergency Aid

Programs here are typically worth $200–$3,000 a year to an eligible household.

Rock Island County LIHEAP — Energy Assistance (Rock Island County)

County

Illinois LIHEAP (Low Income Home Energy Assistance Program) for Rock Island County residents is administered by Project NOW Community Action Agency (1830 Second Avenue, Rock Island), which serves Henry, Mercer, and Rock Island counties. LIHEAP provides a one-time heating/cooling benefit and furnace/reconnection help; the year-round PIPP (Percentage of Income Payment Plan) caps the energy bill at a percentage of income with monthly credits; Project NOW also runs weatherization. Households at or below 200% of the Federal Poverty Level qualify; seniors 60+ get priority windows. Apply at 309-793-6391 or HelpIllinoisFamilies (877-411-9276).

$250–$1,500/yr

In this county: Rock Island: LIHEAP via Project NOW Community Action Agency (Henry/Mercer/Rock Island; +PIPP, weatherization). ≤60% State Median Income; seniors 60+ priority.

How to apply →Official source →309-793-6391Last verified · September 15, 2026

Rock Island County Township General Assistance + Emergency Aid — Referral Coordination (Rock Island County)

County

Rock Island County emergency aid: (1) DISTINCTIVE to Illinois — TOWNSHIP GENERAL ASSISTANCE (GA): each township supervisor provides emergency 'General Assistance' for residents with little or no income — help with rent, utilities, food, and personal/medical needs (Illinois's analog to Indiana's township-trustee relief). In the cities this is the City of Rock Island Township and the Moline / South Moline townships; elsewhere find your township supervisor through the county. (2) WIAAA for case management, meals, and the Community Care Program (309-793-6800). (3) Project NOW Community Action Agency for LIHEAP utility help and other supports. (4) UnityPoint Trinity and MercyOne Genesis financial assistance for medical bills. (5) Salvation Army / Catholic Charities of the Diocese of Peoria / Christian Care / King's Harvest. (6) River Bend Foodbank pantries. (7) Dial 211.

$200–$3,000/yr

In this county: Rock Island: Illinois township General Assistance (City of Rock Island / Moline townships) is the front-line emergency aid. Layered with WIAAA, Project NOW LIHEAP, Trinity/Genesis charity care, and 211.

How to apply →Official source →211Last verified · September 13, 2026

Healthcare

Programs here are typically worth $500–$50,000 a year to an eligible household.

UnityPoint Health-Trinity (Rock Island + Moline) + MercyOne Genesis (Silvis) — Financial Assistance (Rock Island County)

County

Rock Island County hospital safety net: the Illinois Quad Cities are served by two large nonprofit systems — UnityPoint Health-Trinity (full-service hospitals in Rock Island and Moline, part of a regional system that also reaches Bettendorf and Muscatine, Iowa) and MercyOne Genesis (a 150-bed medical center in Silvis, with the main Genesis campuses across the river in Davenport, Iowa). Both offer financial-assistance / charity-care programs with free or discounted care for low-income and uninsured patients. DISTINCTIVE to Illinois: state law (the Hospital Uninsured Patient Discount Act + Fair Patient Billing Act) REQUIRES hospitals to provide financial assistance — uninsured patients at or below 200% (rural/critical-access) or 300% (urban) of the Federal Poverty Level generally receive free care, with capped discounts above that. Most Illinois hospitals have a robust charity-care policy as a result. Apply at either system: UnityPoint Trinity Central Billing 844-849-1260 (https://www.unitypoint.org/locations/unitypoint-health---trinity-rock-island), or MercyOne Genesis at https://www.mercyone.org/genesis/for-patients/billing-and-financial-information.

$500–$50,000/yr

In this county: Rock Island = UnityPoint Health-Trinity (Rock Island + Moline) + MercyOne Genesis (Silvis); cross-river to Davenport/Bettendorf IA. Illinois LAW mandates financial assistance (free care to ~200-300% FPL).

How to apply →Official source →844-849-1260Last verified · September 1, 2026

Nutrition

Programs here are typically worth $1,500–$6,000 a year to an eligible household.

Western Illinois Area Agency on Aging (WIAAA) — Options Counseling + Community Care Program + Meals (Rock Island County)

County

Rock Island County's Area Agency on Aging is the Western Illinois Area Agency on Aging (WIAAA, headquartered in Rock Island). WIAAA is an Aging & Disability Resource Center (ADRC). Services: information and assistance; intake/referral for the Illinois Community Care Program (CCP) in-home services via a local Care Coordination Unit; home-delivered and congregate meals; family caregiver support (NFCSP); long-term care ombudsman; benefits counseling (SNAP / Medicare Part D / SHIP / Benefit Access); and adult protective services. WIAAA is one of Illinois's 13 Area Agencies on Aging. Call 309-793-6800 or 1-800-322-1051.

$1,500–$6,000/yr

In this county: Rock Island: AAA = Western Illinois Area Agency on Aging (WIAAA, ADRC) — 7 NW-IL counties. Community Care Program (income-blind in-home care), meals, caregiver support, ombudsman.

How to apply →Official source →309-793-6800Last verified · September 14, 2026

Transportation

Programs here are typically worth $300–$2,500 a year to an eligible household.

MetroLINK (Rock Island County Mass Transit) — Free Senior Fare + Paratransit (Rock Island County)

County

Rock Island County public transportation is MetroLINK, the Rock Island County Metropolitan Mass Transit District, serving the Illinois Quad Cities — Rock Island, Moline, East Moline, Milan, Silvis, Carbon Cliff, Hampton, and Colona (with connections across the Mississippi River to Davenport/Bettendorf, Iowa). DISTINCTIVELY, seniors 65+ and people with disabilities who are approved for the Illinois Benefit Access Program ride FREE on MetroLINK fixed-route buses; others get a reduced fare. MetroLINK also provides ADA paratransit (certification within 21 days). Apply for a Benefit Access / reduced-fare ID at MetroLINK's Centre Station (1200 River Drive, Moline).

$300–$2,500/yr

In this county: Rock Island: MetroLINK — seniors 65+ approved for Benefit Access ride FREE on fixed route; reduced fare otherwise; ADA paratransit; QC metro incl. cross-river to Davenport IA.

How to apply →Official source →309-788-3360Last verified · September 6, 2026

Illinois and federal programs

Open to eligible households in Rock Island County and across the rest of Illinois. Full details are on the Illinois benefits page.

Income Support

Utility Assistance

Veteran Benefits

Nearby counties

County programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.

← All Illinois counties

Not legal or financial advice. The agency makes the final eligibility decision.