Senior benefits in Rock Island County, Illinois
Seniors living in Rock Island County, Illinois have access to a wide range of benefit programs that can help with everyday needs. The Western Illinois Area Agency on Aging (WIAAA) is a strong local starting point — it connects older adults to Options Counseling, the Community Care Program, and meal services right here in the county. MetroLINK offers free senior fares and paratransit rides for those who need help getting around. If energy bills are a concern, Rock Island County LIHEAP can help cover heating and cooling costs. Hospitals like UnityPoint Health-Trinity and MercyOne Genesis offer financial assistance programs for qualifying patients. State programs such as Illinois SHIP, the Medicare Savings Program, and the Senior Citizens Assessment Freeze may also reduce costs for eligible residents. Federal programs add even more layers of support. Each listing on this page includes its official source and the date it was last verified, but the sponsoring agency always makes the final eligibility decision.
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Local programs
22
Illinois programs
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Federal programs
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Categories
Local starting point
Western Illinois Area Agency on Aging (WIAAA, Rock Island) — the AAA serving Henderson, Henry, Knox, McDonough, Mercer, Rock Island, and Warren counties
309-793-6800
See which of these Rock Island County programs you may qualify for.
Find my benefitsHelping others? Print the Rock Island County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Rock Island County
Run by the county, its Area Agency on Aging, or another agency serving Rock Island County. Start here.
Emergency Aid
Programs here are typically worth $200–$3,000 a year to an eligible household.
Rock Island County LIHEAP — Energy Assistance (Rock Island County)
CountyIllinois LIHEAP (Low Income Home Energy Assistance Program) for Rock Island County residents is administered by Project NOW Community Action Agency (1830 Second Avenue, Rock Island), which serves Henry, Mercer, and Rock Island counties. LIHEAP provides a one-time heating/cooling benefit and furnace/reconnection help; the year-round PIPP (Percentage of Income Payment Plan) caps the energy bill at a percentage of income with monthly credits; Project NOW also runs weatherization. Households at or below 200% of the Federal Poverty Level qualify; seniors 60+ get priority windows. Apply at 309-793-6391 or HelpIllinoisFamilies (877-411-9276).
$250–$1,500/yr
In this county: Rock Island: LIHEAP via Project NOW Community Action Agency (Henry/Mercer/Rock Island; +PIPP, weatherization). ≤60% State Median Income; seniors 60+ priority.
Rock Island County Township General Assistance + Emergency Aid — Referral Coordination (Rock Island County)
CountyRock Island County emergency aid: (1) DISTINCTIVE to Illinois — TOWNSHIP GENERAL ASSISTANCE (GA): each township supervisor provides emergency 'General Assistance' for residents with little or no income — help with rent, utilities, food, and personal/medical needs (Illinois's analog to Indiana's township-trustee relief). In the cities this is the City of Rock Island Township and the Moline / South Moline townships; elsewhere find your township supervisor through the county. (2) WIAAA for case management, meals, and the Community Care Program (309-793-6800). (3) Project NOW Community Action Agency for LIHEAP utility help and other supports. (4) UnityPoint Trinity and MercyOne Genesis financial assistance for medical bills. (5) Salvation Army / Catholic Charities of the Diocese of Peoria / Christian Care / King's Harvest. (6) River Bend Foodbank pantries. (7) Dial 211.
$200–$3,000/yr
In this county: Rock Island: Illinois township General Assistance (City of Rock Island / Moline townships) is the front-line emergency aid. Layered with WIAAA, Project NOW LIHEAP, Trinity/Genesis charity care, and 211.
Healthcare
Programs here are typically worth $500–$50,000 a year to an eligible household.
UnityPoint Health-Trinity (Rock Island + Moline) + MercyOne Genesis (Silvis) — Financial Assistance (Rock Island County)
CountyRock Island County hospital safety net: the Illinois Quad Cities are served by two large nonprofit systems — UnityPoint Health-Trinity (full-service hospitals in Rock Island and Moline, part of a regional system that also reaches Bettendorf and Muscatine, Iowa) and MercyOne Genesis (a 150-bed medical center in Silvis, with the main Genesis campuses across the river in Davenport, Iowa). Both offer financial-assistance / charity-care programs with free or discounted care for low-income and uninsured patients. DISTINCTIVE to Illinois: state law (the Hospital Uninsured Patient Discount Act + Fair Patient Billing Act) REQUIRES hospitals to provide financial assistance — uninsured patients at or below 200% (rural/critical-access) or 300% (urban) of the Federal Poverty Level generally receive free care, with capped discounts above that. Most Illinois hospitals have a robust charity-care policy as a result. Apply at either system: UnityPoint Trinity Central Billing 844-849-1260 (https://www.unitypoint.org/locations/unitypoint-health---trinity-rock-island), or MercyOne Genesis at https://www.mercyone.org/genesis/for-patients/billing-and-financial-information.
$500–$50,000/yr
In this county: Rock Island = UnityPoint Health-Trinity (Rock Island + Moline) + MercyOne Genesis (Silvis); cross-river to Davenport/Bettendorf IA. Illinois LAW mandates financial assistance (free care to ~200-300% FPL).
Nutrition
Programs here are typically worth $1,500–$6,000 a year to an eligible household.
Western Illinois Area Agency on Aging (WIAAA) — Options Counseling + Community Care Program + Meals (Rock Island County)
CountyRock Island County's Area Agency on Aging is the Western Illinois Area Agency on Aging (WIAAA, headquartered in Rock Island). WIAAA is an Aging & Disability Resource Center (ADRC). Services: information and assistance; intake/referral for the Illinois Community Care Program (CCP) in-home services via a local Care Coordination Unit; home-delivered and congregate meals; family caregiver support (NFCSP); long-term care ombudsman; benefits counseling (SNAP / Medicare Part D / SHIP / Benefit Access); and adult protective services. WIAAA is one of Illinois's 13 Area Agencies on Aging. Call 309-793-6800 or 1-800-322-1051.
$1,500–$6,000/yr
In this county: Rock Island: AAA = Western Illinois Area Agency on Aging (WIAAA, ADRC) — 7 NW-IL counties. Community Care Program (income-blind in-home care), meals, caregiver support, ombudsman.
Transportation
Programs here are typically worth $300–$2,500 a year to an eligible household.
MetroLINK (Rock Island County Mass Transit) — Free Senior Fare + Paratransit (Rock Island County)
CountyRock Island County public transportation is MetroLINK, the Rock Island County Metropolitan Mass Transit District, serving the Illinois Quad Cities — Rock Island, Moline, East Moline, Milan, Silvis, Carbon Cliff, Hampton, and Colona (with connections across the Mississippi River to Davenport/Bettendorf, Iowa). DISTINCTIVELY, seniors 65+ and people with disabilities who are approved for the Illinois Benefit Access Program ride FREE on MetroLINK fixed-route buses; others get a reduced fare. MetroLINK also provides ADA paratransit (certification within 21 days). Apply for a Benefit Access / reduced-fare ID at MetroLINK's Centre Station (1200 River Drive, Moline).
$300–$2,500/yr
In this county: Rock Island: MetroLINK — seniors 65+ approved for Benefit Access ride FREE on fixed route; reduced fare otherwise; ADA paratransit; QC metro incl. cross-river to Davenport IA.
Illinois and federal programs
Open to eligible households in Rock Island County and across the rest of Illinois. Full details are on the Illinois benefits page.
Caregiver Support
- Illinois Family Caregiver Support Program (NFCSP)State$500–$5,000/yrOfficial source →
Cash Assistance
Emergency Aid
Employment
- Senior Community Service Employment Program (SCSEP)Federal$15,000–$17,000/yrOfficial source →
Food Assistance
- Commodity Supplemental Food Program (CSFP) Senior Food BoxFederal$240–$600/yrOfficial source →
- Congregate Meals at Senior CentersFederal$1,000–$2,500/yrOfficial source →
- Home-Delivered Meals (Meals on Wheels)Federal$1,500–$4,000/yrOfficial source →
- Senior Farmers' Market Nutrition Program (SFMNP)Federal$35–$50/yrOfficial source →
- SNAP (Supplemental Nutrition Assistance Program) for SeniorsFederal$280–$2,400/yrOfficial source →
Healthcare
- CHAMPVA (Civilian Health and Medical Program of the VA)Federal$3,000–$15,000/yrOfficial source →
- State Health Insurance Assistance Program (SHIP)FederalOfficial source →
- VA Health CareFederal$5,000–$20,000/yrOfficial source →
- Illinois Medicaid — Aid to the Aged, Blind, and Disabled (AABD)State$4,000–$30,000/yrOfficial source →
- Illinois Medicare Savings Program (QMB / SLMB / QI)State$2,435–$8,000/yrOfficial source →
- Illinois SHIP — Senior Health Insurance Program (Medicare Counseling)Stateup to $2,000/yrOfficial source →
Home Care
- Program of All-Inclusive Care for the Elderly (PACE)State$30,000–$80,000/yrOfficial source →
- Illinois Community Care Program (CCP) — In-Home Services for Seniors 60+State$3,000–$25,000/yrOfficial source →
Housing
- Housing Choice Voucher (Section 8)Federal$8,000–$20,000/yrOfficial source →
- HUD Section 202 Supportive Housing for the ElderlyFederal$5,000–$15,000/yrOfficial source →
Income Support
- Supplemental Security Income (SSI)Federal$11,928–$17,892/yrOfficial source →
Long Term Care
- PACE — Program of All-Inclusive Care for the ElderlyFederal$6,000–$40,000/yrOfficial source →
- Comprehensive Care in Residential Settings (CCRS)StateOfficial source →
- Illinois Veterans' Homes (Long-Term Care)StateOfficial source →
- Illinois Supportive Living Program — Medicaid-covered assisted livingStateOfficial source →
Medicare Savings
- Extra Help (Part D Low-Income Subsidy)Federal$4,000–$5,300/yrOfficial source →
- Qualifying Individual (QI)Federal$2,400–$2,435/yrOfficial source →
- Qualified Medicare Beneficiary (QMB)Federal$2,435–$3,500/yrOfficial source →
- Specified Low-Income Medicare Beneficiary (SLMB)Federal$2,400–$2,435/yrOfficial source →
Nutrition
Supportive Services
- Long-Term Care Ombudsman ProgramFederalOfficial source →
- National Family Caregiver Support Program (OAA Title III-E)Federal$1,000–$5,000/yrOfficial source →
- Older Americans Act Supportive Services (Title III-B)Federal$500–$3,000/yrOfficial source →
- Senior Medicare Patrol (SMP)FederalOfficial source →
- Illinois Free Hunting and Fishing Licenses for Disabled VeteransStateOfficial source →
- Illinois Veteran Service Officers (Free VA Claims Help)StateOfficial source →
- Illinois Care Connections (ICC)StateOfficial source →
- Illinois Volunteer Money Management ProgramStateOfficial source →
- Sunset Veterans Cemetery at Quincy (State Veterans Cemetery)StateOfficial source →
Tax Relief
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)Federalup to $1,125/yrOfficial source →
- Illinois 70%+ Disabled Veteran Homestead Exemption (Property Tax Exempt up to $250,000 EAV)State$3,000–$9,000/yrOfficial source →
- Illinois Veterans with Disabilities Homestead Exemption (Partial, 30%–69% Rating)State$150–$500/yrOfficial source →
- Illinois Senior Citizens Assessment Freeze + Homestead Exemption (Property Tax)State$150–$4,000/yrOfficial source →
Transportation
Utility Assistance
- Federal LifelineFederal$111–$411/yrOfficial source →
- Weatherization Assistance Program (WAP)Federal$3,000–$8,000/yrOfficial source →
Veteran Benefits
- VA Aid & Attendance (Improved Pension)Federal$12,000–$34,488/yrOfficial source →
Nearby counties
County programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
