Senior benefits in Oscoda County, Michigan
Seniors in Oscoda County, Michigan have access to a wide range of benefit programs that can help with health care, home energy costs, transportation, and more. Region 9 Area Agency on Aging is a strong local starting point — it connects older adults to Older Americans Act Services covering meals, in-home help, and other supports. If you need help staying warm, Home Heating & Energy Assistance through NEMCSA may be able to help with utility costs. Getting to medical appointments is easier through Oscoda County Area Transit Specialists (O-CATS), which provides public and medical transportation. Seniors who need hospital care can explore MyMichigan Health Financial Assistance at nearby facilities. State programs like Michigan Home Heating Credit, MI Choice Waiver Program, MMAP Medicare counseling, and Michigan Caregiver Support add even more layers of help. Federal programs also apply here. Every listing on this page includes its official source and the date it was last verified, but the administering agency always makes the final eligibility decision.
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Local programs
17
Michigan programs
25
Federal programs
19
Categories
Last verified · September 26, 2026
Local starting point
Region 9 Area Agency on Aging (NEMCSA)
1-800-219-2273
See which of these Oscoda County programs you may qualify for.
Find my benefitsHelping others? Print the Oscoda County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Oscoda County
Run by the county, its Area Agency on Aging, or another agency serving Oscoda County. Start here.
Elder Services in Oscoda County
Programs here are typically worth $1,500–$6,000 a year to an eligible household.
Region 9 Area Agency on Aging — Older Americans Act Services (Oscoda County)
CountyThe Region 9 Area Agency on Aging, run by Northeast Michigan Community Service Agency (NEMCSA), serves older adults in Oscoda County. Services include home-delivered and congregate meals, in-home and personal care, respite and caregiver support, Medicare and Medicaid counseling (MMAP), long-term care options counseling, and help applying for the MI Choice Medicaid waiver. Adults age 60 and over, and adults with disabilities, can call 1-800-219-2273 to ask what help is available.
$1,500–$6,000/yr
Energy Assistance in Oscoda County
Programs here are typically worth $200–$1,500 a year to an eligible household.
Home Heating & Energy Assistance — NEMCSA (Oscoda County)
CountyNortheast Michigan Community Service Agency (NEMCSA) is the community action agency for Oscoda County. It delivers free home weatherization, help with water and sewer bills, and connects households to low-income heating help. Apply for state energy help (LIHEAP / State Emergency Relief) through MI Bridges, dial 211 for local referrals, or call NEMCSA at 1-800-219-2273.
$200–$1,500/yr
Healthcare in Oscoda County
MyMichigan Health Financial Assistance — Nearest Facilities (Oscoda County)
CountyOscoda County has no hospital of its own; the nearest hospitals are MyMichigan Health medical centers and Munson Healthcare Grayling Hospital. MyMichigan Health offers a Patient Financial Assistance Program with a discounted/sliding fee based on family size and income, and no patient is denied needed care for inability to pay. Call 1-844-832-1956 to apply.
Transportation in Oscoda County
Programs here are typically worth $200–$1,200 a year to an eligible household.
Oscoda County Area Transit Specialists (O-CATS) — Public & Medical Transportation (Oscoda County)
CountyOscoda County Area Transit Specialists (O-CATS) provides public and medical transportation for residents of Oscoda County, including older adults and people with disabilities. Rides are scheduled in advance, with fares based on distance. Call 989-826-5078 to reserve a ride.
$200–$1,200/yr
In this county: Schedule rides in advance. Fares are distance-based and set by O-CATS and can change. Not legal or financial advice.
Local agencies serving Oscoda County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
Oscoda County Area Transit Specialists (O-CATS)
Region 9 Area Agency on Aging (NEMCSA)
Northeast Michigan Community Service Agency (NEMCSA)
Michigan and federal programs
Open to eligible households in Oscoda County and across the rest of Michigan. Full details are on the Michigan benefits page.
Caregiver Support
Emergency Aid
Employment
- Senior Community Service Employment Program (SCSEP)Federal$15,000–$17,000/yrOfficial source →
Energy Assistance
- Michigan Home Heating CreditState$100–$600/yrOfficial source →
- State Emergency Relief — Energy & Heat (LIHEAP) + MEAPState$175–$1,200/yrOfficial source →
Food Assistance
- Commodity Supplemental Food Program (CSFP) Senior Food BoxFederal$240–$600/yrOfficial source →
- Congregate Meals at Senior CentersFederal$1,000–$2,500/yrOfficial source →
- Home-Delivered Meals (Meals on Wheels)Federal$1,500–$4,000/yrOfficial source →
- Senior Farmers' Market Nutrition Program (SFMNP)Federal$35–$50/yrOfficial source →
- SNAP (Supplemental Nutrition Assistance Program) for SeniorsFederal$280–$2,400/yrOfficial source →
Health Coverage
Healthcare
- CHAMPVA (Civilian Health and Medical Program of the VA)Federal$3,000–$15,000/yrOfficial source →
- State Health Insurance Assistance Program (SHIP)FederalOfficial source →
- VA Health CareFederal$5,000–$20,000/yrOfficial source →
- MMAP — Michigan's State Health Insurance Assistance Program (Medicare Counseling)StateOfficial source →
Home Care
- Home Help Program (Medicaid Personal Care)State$3,000–$20,000/yrOfficial source →
Housing
- Housing Choice Voucher (Section 8)Federal$8,000–$20,000/yrOfficial source →
- HUD Section 202 Supportive Housing for the ElderlyFederal$5,000–$15,000/yrOfficial source →
Income Support
- Supplemental Security Income (SSI)Federal$11,928–$17,892/yrOfficial source →
Long Term Care
- PACE — Program of All-Inclusive Care for the ElderlyFederal$6,000–$40,000/yrOfficial source →
- MI Choice Waiver Program (Home & Community-Based Services)State$10,000–$60,000/yrOfficial source →
- PACE — Program of All-Inclusive Care for the Elderly (Michigan)State$10,000–$80,000/yrOfficial source →
- Michigan Veteran Homes (State Long-Term Care)StateOfficial source →
Medicare Savings
- Extra Help (Part D Low-Income Subsidy)Federal$4,000–$5,300/yrOfficial source →
- Qualifying Individual (QI)Federal$2,400–$2,435/yrOfficial source →
- Qualified Medicare Beneficiary (QMB)Federal$2,435–$3,500/yrOfficial source →
- Specified Low-Income Medicare Beneficiary (SLMB)Federal$2,400–$2,435/yrOfficial source →
- Medicare Savings Program (Michigan) — QMB / SLMB / QIState$2,100–$8,000/yrOfficial source →
Nutrition
Supportive Services
- Long-Term Care Ombudsman ProgramFederalOfficial source →
- National Family Caregiver Support Program (OAA Title III-E)Federal$1,000–$5,000/yrOfficial source →
- Older Americans Act Supportive Services (Title III-B)Federal$500–$3,000/yrOfficial source →
- Senior Medicare Patrol (SMP)FederalOfficial source →
- Michigan Free Hunting and Fishing Licenses for 100% Disabled VeteransStateOfficial source →
- Michigan Veterans Affairs Agency Claims Assistance (Free VA Claims Help)StateOfficial source →
Tax Relief
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)Federalup to $1,125/yrOfficial source →
- Michigan Disabled Veterans Property Tax Exemption (Full Homestead Exemption)State$2,000–$5,200/yrOfficial source →
- Michigan Homestead Property Tax CreditState$100–$1,900/yrOfficial source →
Utility Assistance
- Federal LifelineFederal$111–$411/yrOfficial source →
- Weatherization Assistance Program (WAP)Federal$3,000–$8,000/yrOfficial source →
Veteran Benefits
- VA Aid & Attendance (Improved Pension)Federal$12,000–$34,488/yrOfficial source →
Nearby counties
County programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.