Senior benefits in Hancock County, Mississippi
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Seniors in Hancock County, Mississippi, can look to several programs for help with everyday costs and care. A good first stop is the Southern Mississippi Planning and Development District (SMPDD) Area Agency on Aging, which offers aging services for the county. You can also visit the MDHS county office in Bay St. Louis to ask about benefits such as SNAP. Other local options include Hospital Financial Assistance at Ochsner Medical Center – Hancock, LIHEAP energy assistance through Pearl River Valley Opportunity, Inc., and rural public transit from Community Development, Inc. Mississippi programs also apply here, including Medicaid waivers, Medicare Savings Programs, free Medicare counseling through SHIP, and the Homestead Exemption for homeowners 65 or older. Federal programs add more support. The page below lists each program with its official source and the date it was last verified. Keep in mind that the agency running each program makes the final decision on who qualifies.
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Local programs
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Mississippi programs
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Federal programs
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Categories
Last verified · October 7, 2026
Local starting point
Southern Mississippi Planning and Development District (SMPDD) Area Agency on Aging
1-228-868-2311 (toll free 1-800-444-8014)
See which of these Hancock County programs you may qualify for.
Discover my benefitsHelping others? Print the Hancock County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Hancock County
Run by the county, its Area Agency on Aging, or another agency serving Hancock County. Start here.
Elder Services in Hancock County
Programs here typically provide services worth $200–$2,000 a year to an eligible household.
Area Agency on Aging services (Southern Mississippi Planning and Development District) — Hancock
County · MississippiSouthern Mississippi Planning and Development District (SMPDD) is the Area Agency on Aging for Hancock County and the rest of its 15-county South Mississippi area. Services offered in all its counties include home-delivered meals, homemaker help, respite care to give family caregivers a break, legal services, and information and referral. SMPDD also offers meals at community meal sites for people 60 or older, rides to services for people 60 or older, free Medicare counseling (the State Health Insurance Assistance Program, or SHIP), an Alzheimer's Disease Program at no cost, and online and video training for family caregivers of people with dementia. Outreach workers in Hancock County contact older adults (60 and older) to find out what help they need. Some services need a screening by the Division of Aging and Adult Services. For referrals, call 228-868-2311 or toll free 800-444-8014.
Estimated service value: $200–$2,000 a year
Energy Assistance in Hancock County
Programs here typically lower an eligible household's bills by $200–$1,500 a year.
LIHEAP energy assistance (Pearl River Valley Opportunity, Inc.) — Hancock
County · MississippiThe Low-Income Home Energy Assistance Program (LIHEAP) helps pay home energy bills, and the Energy Crisis Intervention Program (ECIP) gives emergency help. In Hancock County, applications are handled by Pearl River Valley Opportunity, Inc. (PRVO), the local Community Action Agency. To apply, first send a pre-application through the Access MS web portal and mark "Community Services". The agency will then mail or email an appointment, and you finish the application in person. Households with a member who is elderly or disabled get priority, and their appointment should be within 30 business days. Households at or below 60% of the state median income may qualify. Pearl River Valley Opportunity serves Hancock County. For questions about LIHEAP, call the MDHS Community Services division at 1-800-421-0762. Funding is limited.
Estimated bill savings: $200–$1,500 a year
General Assistance in Hancock County
MDHS county office (Bay St. Louis) — Hancock
County · MississippiThe Mississippi Department of Human Services (MDHS) office for Hancock County is at 856 Hwy 90, Suite D, Bay St. Louis, MS 39520. Phone: 228-467-4565. MDHS county offices handle SNAP food benefits and TANF cash help. You can apply for SNAP online, or contact your local MDHS office for an application. The county office can also tell you what papers to send with your application, such as proof of identity, where you live, income and expenses. People age 60 or older, or who get SSI or disability benefits, can also show their medical bills. For help with an open SNAP or TANF case, call MDHS client services at 800-948-3050.
Estimated bill savings: about $0 a year
Healthcare in Hancock County
Hospital Financial Assistance (Ochsner Medical Center – Hancock) — Hancock
County · MississippiOchsner Medical Center – Hancock in Bay St. Louis is covered by Ochsner Health's financial assistance policy for emergency and medical care for U.S. residents who cannot pay. Help is based on your family income and the federal poverty guidelines. You may qualify for 100% financial assistance if your family income is 200% or less of the federal guidelines. Help applies only to your share of the bill, such as a deductible or copay. To apply, call 504-842-4190 (7:30 a.m. to 6 p.m. Monday to Thursday, 8 a.m. to 4:30 p.m. Friday) or complete an application on MyOchsner. You can also mail the application and documents to Ochsner Health, Attn: Patient Accounts Customer Service, 1514 Jefferson Highway, New Orleans, LA 70121.
Estimated bill savings: about $0 a year
Transportation in Hancock County
Programs here typically provide services worth $150–$1,500 a year to an eligible household.
Rural public transit (Community Development, Inc.) — Hancock
County · MississippiCommunity Development, Inc. (CDI), based in Richton, runs rural public transportation that the Mississippi Department of Transportation lists for Hancock County. The program aims to improve travel options for seniors and people with disabilities, and rides can also go to work, school, places of worship and social activities. In most cases rides are free if you meet the program's criteria, and CDI has ADA accessible vehicles. For a ride or to ask about the service, call 601-788-2777 or 601-788-2950.
Estimated service value: $150–$1,500 a year
Local agencies serving Hancock County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
Mississippi Department of Human Services (MDHS), Division of Economic Assistance Eligibility
Ochsner Medical Center
Southern Mississippi Planning and Development District (SMPDD) Area Agency on Aging
Runs: Area Agency on Aging services (Southern Mississippi Planning and Development District)
Pearl River Valley Opportunity, Inc. (PRVO)
Runs: LIHEAP energy assistance (Pearl River Valley Opportunity, Inc.)
Community Development, Inc. (CDI)
Mississippi and federal programs
Open to eligible households in Hancock County and across the rest of Mississippi. Full details are on the Mississippi benefits page.
Money & income2 programs
Cash paid to you, and emergency help when money runs short.
Health & Medicare costs8 programs
Medicaid, Medicare savings, and help with drug and doctor bills.
- Medicare Savings Programs in Mississippi (QMB, SLMB, QI)
- Mississippi Medicaid for people who are aged, blind, or disabled
- Mississippi State Health Insurance Assistance Program (SHIP) for free Medicare counseling
- Extra Help (Part D Low-Income Subsidy)
- Qualifying Individual (QI)
- Qualified Medicare Beneficiary (QMB)
- Specified Low-Income Medicare Beneficiary (SLMB)
- State Health Insurance Assistance Program (SHIP)
Food6 programs
SNAP (food stamps), meals, and farmers market coupons.
Home, bills & taxes8 programs
Help with heating and electric bills, rent, property taxes, and home repairs.
- Mississippi Low-Income Home Energy Assistance Program (LIHEAP)
- Mississippi Homestead Exemption, with the larger exemption for homeowners 65 or older or totally disabled
- Mississippi income tax: retirement income and Social Security exemption, plus the age 65 or blind exemption
- Federal Lifeline
- Weatherization Assistance Program (WAP)
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)
- Housing Choice Voucher (Section 8)
- HUD Section 202 Supportive Housing for the Elderly
Care at home & long-term care5 programs
Help staying in your home, nursing home alternatives, and support for family caregivers.
- Mississippi Elderly and Disabled Waiver (Medicaid home and community-based services)
- Mississippi Assisted Living Waiver (Medicaid)
- Mississippi Family Caregiver Support Program and Dementia Care Program
- PACE — Program of All-Inclusive Care for the Elderly
- National Family Caregiver Support Program (OAA Title III-E)
Help, advice & legal3 programs
Free counseling, legal help, rides, and other senior services.
Veterans3 programs
Benefits for veterans and their surviving spouses.
Nearby counties
Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
