Senior benefits in Franklin County, Alabama
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Seniors living in Franklin County, Alabama have access to a wide range of benefit programs that can help with everyday needs. The Northwest Alabama Council of Local Governments (NACOLG) Area Agency on Aging is a strong local starting point — it connects older adults to services and support across the region. Other county-level resources include Dial-a-Ride transportation through NACOLG Transit, energy bill help from the Community Action Agency of Northwest Alabama through LIHEAP, and financial assistance for medical bills at Russellville Hospital. At the state level, programs like Alabama Medicaid, Medicare Savings Programs, SenioRx for prescription costs, the Elderly and Disabled Medicaid Waiver, and free Medicare counseling through Alabama SHIP may be available to qualifying residents. Homeowners 65 and older may also benefit from a homestead property tax exemption. Dozens of federal programs apply here as well. Each listing on this page includes its official source and the date it was last verified. The sponsoring agency always makes the final decision on eligibility.
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Local programs
12
Alabama programs
25
Federal programs
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Categories
Last verified · October 12, 2026
Local starting point
Northwest Alabama Council of Local Governments (NACOLG) Area Agency on Aging
1-256-389-0531
See which of these Franklin County programs you may qualify for.
Discover my benefitsHelping others? Print the Franklin County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Franklin County
Run by the county, its Area Agency on Aging, or another agency serving Franklin County. Start here.
Elder Services in Franklin County
Programs here typically provide services worth $200–$2,000 a year to an eligible household.
Area Agency on Aging services (Northwest Alabama Council of Local Governments (NACOLG)) — Franklin
County · AlabamaThe Northwest Alabama Council of Local Governments (NACOLG) is the Area Agency on Aging named by the Alabama Department of Senior Services for Colbert, Franklin, Lauderdale, Marion and Winston counties, including Franklin County. It helps adults 60 and older, people with disabilities, and family caregivers find services. Its Aging and Disability Resource Center is a single place to start, even if you do not know which program you need. Services include senior centers, meals, Alabama Cares caregiver support, the long-term care ombudsman, senior jobs, SenioRx prescription help, SHIP Medicare counseling, and Medicaid Waiver in-home help. Call 256-389-0531 or the Alabama Ageline at 1-800-243-5463.
Estimated service value: $200–$2,000 a year
Energy Assistance in Franklin County
Programs here typically lower an eligible household's bills by $280–$1,100 a year.
LIHEAP energy assistance (Community Action Agency of Northwest Alabama) — Franklin
County · AlabamaThe Low-Income Home Energy Assistance Program (LIHEAP) helps pay home heating and cooling bills. In Franklin County, LIHEAP applications are taken by the Community Action Agency of Northwest Alabama. Household income must be at or below 150% of the federal poverty level, and older adults and households with children get priority. Call 256-764-5142 to make an appointment, or call the Franklin County office at 256-332-7534. Walk-in utility applications are not taken. Help depends on available funds.
Estimated bill savings: $280–$1,100 a year
Healthcare in Franklin County
Hospital Financial Assistance (Russellville Hospital) — Franklin
County · AlabamaRussellville Hospital in Russellville has a Financial Assistance and Charity Care Policy for patients who need help paying for hospital care. Fill out the Financial Assistance Form on the hospital's website, or call the financial department at 256-331-4133 to talk about other options.
Estimated bill savings: about $0 a year
Transportation in Franklin County
Programs here typically provide services worth $150–$1,500 a year to an eligible household.
Dial-a-Ride public transit (NACOLG Transit) — Franklin
County · AlabamaNACOLG Dial-a-Ride is shared public transportation open to anyone. It takes riders from their pickup place to their destination in ADA-accessible vehicles. In Franklin County it serves the area within 10 miles of Russellville. Rides in rural parts of the county may be offered at a variable rate when vehicles and drivers are available. Rides run 7:00 a.m. to 4:30 p.m., Monday through Friday. Book up to two weeks ahead, and no later than 3:00 p.m. the business day before. One-way fares start at $3; pay the driver with exact change. A personal care attendant may ride free. Call 256-314-0047 or toll-free 833-314-0047.
Estimated service value: $150–$1,500 a year
Local agencies serving Franklin County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
Northwest Alabama Council of Local Governments (NACOLG) Area Agency on Aging
Runs: Area Agency on Aging services (Northwest Alabama Council of Local Governments (NACOLG))
Community Action Agency of Northwest Alabama, Inc. (CAANW)
Runs: LIHEAP energy assistance (Community Action Agency of Northwest Alabama)
Russellville Hospital
NACOLG Transit (Northwest Alabama Council of Local Governments)
Alabama and federal programs
Open to eligible households in Franklin County and across the rest of Alabama. Full details are on the Alabama benefits page.
Money & income2 programs
Cash paid to you, and emergency help when money runs short.
Health & Medicare costs8 programs
Medicaid, Medicare savings, and help with drug and doctor bills.
- Medicare Savings Programs (QMB, SLMB, QI-1)
- Alabama Medicaid for people 65+, blind, or disabled (SSI and SSI-related)
- SenioRx — free or low-cost prescription drugs
- Extra Help (Part D Low-Income Subsidy)
- Qualifying Individual (QI)
- Qualified Medicare Beneficiary (QMB)
- Specified Low-Income Medicare Beneficiary (SLMB)
- State Health Insurance Assistance Program (SHIP)
Food7 programs
SNAP (food stamps), meals, and farmers market coupons.
- SNAP food assistance (Alabama Food Assistance Program)
- Senior Farmers Market Nutrition Program (Alabama)
- Commodity Supplemental Food Program (CSFP) Senior Food Box
- Congregate Meals at Senior Centers
- Home-Delivered Meals (Meals on Wheels)
- Senior Farmers' Market Nutrition Program (SFMNP)
- SNAP (Supplemental Nutrition Assistance Program) for Seniors
Home, bills & taxes8 programs
Help with heating and electric bills, rent, property taxes, and home repairs.
- LIHEAP energy assistance (Alabama)
- Homestead exemption for homeowners 65+, disabled, or blind (property tax)
- Alabama income tax: retirement income exclusion for age 65+ (and exempt Social Security and pensions)
- Federal Lifeline
- Weatherization Assistance Program (WAP)
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)
- Housing Choice Voucher (Section 8)
- HUD Section 202 Supportive Housing for the Elderly
Care at home & long-term care3 programs
Help staying in your home, nursing home alternatives, and support for family caregivers.
Help, advice & legal6 programs
Free counseling, legal help, rides, and other senior services.
- Free legal help for adults 60+ (Legal Assistance Program)
- Alabama SHIP — free Medicare and insurance counseling
- Alabama Community Transition (ACT) Waiver — help moving out of a nursing home
- Older Americans Act Supportive Services (Title III-B)
- Long-Term Care Ombudsman Program
- Senior Medicare Patrol (SMP)
Veterans3 programs
Benefits for veterans and their surviving spouses.
Nearby counties
Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
