Senior benefits in Montgomery County, Iowa
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Seniors in Montgomery County, Iowa, can look to several local and state programs for help with daily costs and care. Connections Area Agency on Aging is the local starting point for services such as in-home support and family caregiver help. The Iowa HHS county office can help with programs like Medicaid and SNAP food assistance. Other local options include financial assistance at Montgomery County Memorial Hospital, LIHEAP energy assistance through West Central Community Action, and public transit and senior taxi fares through SWITA. Veterans can turn to the Montgomery County Commission of Veteran Affairs. Iowa also offers property tax credits, a retirement income exclusion, and free Medicare counseling through SHIIP. Federal programs may apply too. The page below lists each program with its official source and the date it was last verified. Keep in mind that the agency that runs each program makes the final decision on eligibility.
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Local programs
20
Iowa programs
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Federal programs
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Categories
Last verified · October 22, 2026
Local starting point
Connections Area Agency on Aging
1-800-432-9209
See which of these Montgomery County programs you may qualify for.
Discover my benefitsHelping others? Print the Montgomery County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Montgomery County
Run by the county, its Area Agency on Aging, or another agency serving Montgomery County. Start here.
Elder Services in Montgomery County
Programs here typically provide services worth $200–$2,000 a year to an eligible household.
Area Agency on Aging services (Connections Area Agency on Aging) — Montgomery
County · IowaConnections Area Agency on Aging serves older adults and family caregivers in 20 counties in southwest and western Iowa, including Montgomery County. Its Information and Assistance specialists and Options Counselors help people find and apply for benefits such as Medicare Extra Help, Medicare Savings Programs, Medicaid, SNAP food help and LIHEAP energy help. Other services include case management for people age 60 or older who need help with at least two daily activities (such as bathing or dressing) so they can stay at home, senior center meals and home-delivered meals for people 60 and older, caregiver support and respite options, free Medicare counseling through SHIIP, and Solution Options for Seniors (S.O.S.), which helps pay for home repairs or changes for people 60 and older who own their home or live with a caregiver. Call toll free 1-800-432-9209. The Council Bluffs office (231 S. Main St.) and Sioux City office (2301 Pierce St.) take walk-ins Monday through Thursday, 8:00 a.m. to 4:00 p.m.; the Creston office (109 N. Elm St.) is by appointment.
Estimated service value: $200–$2,000 a year
Energy Assistance in Montgomery County
Programs here typically lower an eligible household's bills by $80–$800 a year.
LIHEAP energy assistance (West Central Community Action) — Montgomery
County · IowaIn Montgomery County, West Central Community Action (WCCA) takes applications for LIHEAP, the Low-Income Home Energy Assistance Program. LIHEAP helps qualifying low-income Iowa homeowners and renters pay part of their main heating costs for the winter heating season. The amount is based on household income, household size, type of fuel, and type of housing. Applications open November 1 and end April 30. Contact the WCCA Montgomery County Outreach Office at 1201 Highland Ave., Red Oak (phone 712-623-2339). Outreach offices also offer energy crisis help.
Estimated bill savings: $80–$800 a year
General Assistance in Montgomery County
Iowa HHS county office — Montgomery
County · IowaThe Iowa Department of Health and Human Services (HHS) lists an office for Montgomery County at 1109 Highland Ave, Suite A, Red Oak. Phone: 712-623-4838 or toll free 888-623-4838. This office also serves Page and Taylor counties. Iowa HHS says you can apply for SNAP food benefits and for Medicaid health coverage, including Medicaid for older adults and people with disabilities, at your local HHS office. You can also apply online through the Iowa HHS Benefits Portal, or apply for Medicaid by phone at 1-855-889-7985.
Estimated bill savings: about $0 a year
Healthcare in Montgomery County
Hospital financial assistance (Montgomery County Memorial Hospital (MCMH, Red Oak)) — Montgomery
County · IowaMontgomery County Memorial Hospital + Clinics (MCMH) in Red Oak offers financial assistance based on the Federal Poverty Guidelines, and no patient is turned away because they cannot pay. To get help, complete a Financial Assistance Application and include all the supporting documents it asks for. Other options include paying in full, a payment plan, or AblePay. Call the MCMH Resource Counselor at 712-623-7274 with questions.
Estimated bill savings: about $0 a year
Transportation in Montgomery County
Programs here typically provide services worth $150–$1,500 a year to an eligible household.
Public transit and senior taxi fare (SWITA) — Montgomery
County · IowaSouthwest Iowa Transit Agency (SWITA) is the public transportation system for all residents of Montgomery County and seven other southwest Iowa counties. On-demand rides are available Monday to Friday, 6 a.m. to 5 p.m. (not on holidays), and all vehicles are handicapped accessible. SWITA taxi service runs in Red Oak (7:30 a.m. to noon and 1 p.m. to 3:30 p.m., Monday to Friday). In-town taxi rides cost $3.00 one way for the general public, or $2.50 for riders 60 and older with a Connections Area Agency on Aging form. Medical transportation costs $35 per hour. Call 1-800-842-8065 to schedule a ride.
Estimated service value: $150–$1,500 a year
Veteran Benefits in Montgomery County
County veterans office and help (Commission of Veteran Affairs) — Montgomery
County · IowaThe Montgomery County Commission of Veteran Affairs is the county veterans office. The Montgomery County Veteran Affairs office gives services and support to veterans in and around Montgomery County, with links for disabled veterans, veterans' employment and returning veterans. Visit the office at 105 E. Coolbaugh St., Red Oak, or call 712-623-3180.
Estimated cash: about $0 a year
Local agencies serving Montgomery County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
West Central Community Action (WCCA)
Runs: LIHEAP energy assistance (West Central Community Action)
Iowa Department of Health and Human Services (HHS)
Runs: Iowa HHS county office
Montgomery County Memorial Hospital + Clinics (MCMH)
Runs: Hospital financial assistance (Montgomery County Memorial Hospital (MCMH, Red Oak))
Southwest Iowa Transit Agency (SWITA), Iowa Region 13 public transit
Montgomery County Commission of Veteran Affairs
Runs: County veterans office and help (Commission of Veteran Affairs)
Connections Area Agency on Aging
Runs: Area Agency on Aging services (Connections Area Agency on Aging)
Iowa and federal programs
Open to eligible households in Montgomery County and across the rest of Iowa. Full details are on the Iowa benefits page.
Money & income3 programs
Cash paid to you, and emergency help when money runs short.
Health & Medicare costs9 programs
Medicaid, Medicare savings, and help with drug and doctor bills.
- Medicare Savings Programs in Iowa (QMB, SLMB, E-SLMB)
- Iowa Medicaid for people who are aged (65+), blind, or disabled
- Iowa SHIIP: free Medicare and health insurance counseling (Senior Health Insurance Information Program)
- Extra Help (Part D Low-Income Subsidy)
- Qualifying Individual (QI)
- Qualified Medicare Beneficiary (QMB)
- Specified Low-Income Medicare Beneficiary (SLMB)
- Community Health Center Sliding Fee Discount
- State Health Insurance Assistance Program (SHIP)
Food6 programs
SNAP (food stamps), meals, and farmers market coupons.
Home, bills & taxes13 programs
Help with heating and electric bills, rent, property taxes, and home repairs.
- Iowa Low-Income Home Energy Assistance Program (LIHEAP)
- Iowa Disabled Veteran Homestead Property Tax Credit (100% of property tax)
- Iowa Property Tax Credit for Senior and Disabled Citizens (Elderly and Disabled Property Tax Credit)
- Iowa Homestead Tax Exemption for homeowners 65 and older
- Iowa Military Service Property Tax Exemption for veterans
- Iowa retirement income exclusion (no state income tax on pensions, IRAs, and 401(k)s at 55+)
- Iowa property tax credit for homeowners 70 and older (property tax freeze)
- Iowa Rent Reimbursement for renters 65 and older or with a disability
- Federal Lifeline
- Weatherization Assistance Program (WAP)
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)
- Housing Choice Voucher (Section 8)
- HUD Section 202 Supportive Housing for the Elderly
Care at home & long-term care6 programs
Help staying in your home, nursing home alternatives, and support for family caregivers.
- Iowa in-home support services for older adults (Area Agencies on Aging case management, homemaker, and personal care)
- Iowa Medicaid HCBS Elderly Waiver (in-home care for people 65 and older)
- Iowa Veterans Home (Marshalltown): nursing and residential care for veterans and spouses
- Iowa family caregiver support through the Area Agencies on Aging
- PACE — Program of All-Inclusive Care for the Elderly
- National Family Caregiver Support Program (OAA Title III-E)
Help, advice & legal6 programs
Free counseling, legal help, rides, and other senior services.
- Iowa lifetime hunting and fishing license for disabled veterans ($7)
- Iowa Veterans Cemetery (Van Meter / Adel): burial for veterans, spouses, and dependent children
- Free veterans benefits and VA claims help in Iowa (County Veterans Service Offices and IDVA)
- Older Americans Act Supportive Services (Title III-B)
- Long-Term Care Ombudsman Program
- Senior Medicare Patrol (SMP)
Veterans3 programs
Benefits for veterans and their surviving spouses.
Nearby counties
Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
