Senior benefits in Montgomery County, Tennessee

Money to help grandparents and other older relatives who are raising a child. If you are over 55 and are the primary caregiver for a child related to you by blood, marriage, or adoption, the Relative Caregiver Program can cover or supplement the cost of after-school care, tutoring, and summer or day camp — respite and enrichment that gives the caregiver a break. GNRC states funds are available immediately. Call (615) 862-8828 to ask about eligibility, or the aging and disability helpline at 1-866-836-6678.

The Greater Nashville Area Agency on Aging and Disability serves older adults age 60 and older, adults with disabilities, and family caregivers in Montgomery County. Services include congregate and home-delivered meals, family caregiver support and respite, SHIP Medicare counseling, options counseling for long-term care, the long-term care ombudsman, the OPTIONS in-home services program, and public guardianship. Call the Information and Assistance line to learn what is available locally.

Estimated service value: $1,000–$6,000 a year

Tennessee's Low-Income Home Energy Assistance Program (LIHEAP) helps pay heating and cooling costs for income-eligible households. In Montgomery County, LIHEAP is delivered by Mid-Cumberland Human Resource Agency (MCHRA). Households with an older adult (60+) or a person with a disability get priority. Apply through Mid-Cumberland Human Resource Agency, and call 2-1-1 Tennessee for referral help. Tennessee Housing Development Agency (THDA) administers the program statewide.

Estimated bill savings: $174–$750 a year

Tennova Healthcare - Clarksville is the main hospital for Montgomery County. It offers a financial assistance program that discounts or waives bills for uninsured and underinsured patients who cannot afford their care, based on household income compared with the Federal Poverty Guidelines. Patient advocates help patients apply. Call the hospital or visit the financial assistance page to start.

Estimated bill savings: about $0 a year

In this county: Montgomery: Tennova Healthcare financial assistance is income-based and decided under the hospital's published policy; the hospital makes the final decision. In 2025 households under about 204% of the Federal Poverty Level qualified for free care and under about 322% for discounted care.

Clarksville Transit System runs fixed-route buses in Clarksville, the Montgomery County seat. Seniors and people with disabilities can ride at a half fare with a CTS half-fare ID card, Medicare card, or veterans service-connected ID. The Lift and CTS MyRide provide paratransit for riders who cannot use the fixed-route bus. Call Clarksville Transit System to get a half-fare ID or apply for paratransit.

Estimated service value: $200–$1,500 a year

In this county: Montgomery: CTS half fare needs a half-fare ID, Medicare card, or veterans service-connected ID; The Lift / MyRide paratransit requires an eligibility application. Confirm current fares.