Senior benefits in Montgomery County, Maryland
4
Local programs
11
Maryland programs
25
Federal programs
15
Categories
Local starting point
Aging and Disability Services
1-240-777-3000
See which of these Montgomery County programs you may qualify for.
Find my benefitsHelping others? Print the Montgomery County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Montgomery County
Run by the county, its Area Agency on Aging, or another agency serving Montgomery County. Start here.
Elder Services
Programs here are typically worth $200–$2,000 a year to an eligible household.
Area Agency on Aging (Aging and Disability Services) — Montgomery
CountyAging and Disability Services is the Area Agency on Aging and Maryland Access Point (MAP) partner serving Montgomery: benefits counseling (Medicare/SHIP, energy assistance, SNAP), senior center and nutrition programs, home-delivered meals, caregiver support, Senior Care case management, and long-term-care options counseling. Services are free for adults 60 and over. Call 240-777-3000 or MAP statewide at 1-844-627-5465.
$200–$2,000/yr
Energy Assistance
Programs here are typically worth $100–$1,500 a year to an eligible household.
Energy Assistance (OHEP) intake — Montgomery
CountyMontgomery County Department of Health and Human Services takes Maryland Energy Assistance (MEAP) and Electric Universal Service Program applications for Montgomery residents — heating and electric bill help and arrearage assistance. Apply through myMDTHINK, by mail, or in person; call 240-777-4450 with questions.
$100–$1,500/yr
Healthcare
Hospital Financial Assistance (Adventist HealthCare Shady Grove Medical Center) — Montgomery
CountyUninsured and underinsured residents of Montgomery can apply for financial assistance (charity care) at Adventist HealthCare Shady Grove Medical Center for emergency and medically necessary care. Adventist HealthCare provides free care at or below 200% of the federal poverty level and sliding-scale discounts above that (per its assistance page). Maryland law requires every hospital to offer financial assistance with state-set minimums.
Transportation
Programs here are typically worth $150–$1,500 a year to an eligible household.
Senior & Accessible Transportation (Ride On buses with reduced senior fares plus Call-n-Ride subsidized taxi service) — Montgomery
CountyMontgomery is served by Ride On buses with reduced senior fares plus Call-n-Ride subsidized taxi service under MDOT MTA's Locally Operated Transit Systems program. Older adults and people with disabilities can use reduced fares, demand-response rides, or ADA paratransit for medical appointments, shopping, and errands — services and fares vary by system. The Area Agency on Aging (240-777-3000) helps arrange senior transportation.
$150–$1,500/yr
Maryland and federal programs
Open to eligible households in Montgomery County and across the rest of Maryland. Full details are on the Maryland benefits page.
Employment
- Senior Community Service Employment Program (SCSEP)Federal$15,000–$17,000/yrOfficial source →
Energy Assistance
- Maryland Energy Assistance (OHEP / MEAP)State$100–$1,500/yrOfficial source →
Food Assistance
- Commodity Supplemental Food Program (CSFP) Senior Food BoxFederal$240–$600/yrOfficial source →
- Congregate Meals at Senior CentersFederal$1,000–$2,500/yrOfficial source →
- Home-Delivered Meals (Meals on Wheels)Federal$1,500–$4,000/yrOfficial source →
- Senior Farmers' Market Nutrition Program (SFMNP)Federal$35–$50/yrOfficial source →
- SNAP (Supplemental Nutrition Assistance Program) for SeniorsFederal$280–$2,400/yrOfficial source →
- Food Supplement Program (SNAP) for Older Adults — MarylandState$300–$3,000/yrOfficial source →
Health Coverage
- Maryland Medicaid for Aged, Blind or Disabled AdultsState$2,000–$15,000/yrOfficial source →
Healthcare
- CHAMPVA (Civilian Health and Medical Program of the VA)Federal$3,000–$15,000/yrOfficial source →
- State Health Insurance Assistance Program (SHIP)FederalOfficial source →
- VA Health CareFederal$5,000–$20,000/yrOfficial source →
- State Health Insurance Assistance Program (SHIP) — MarylandStateOfficial source →
- Senior Prescription Drug Assistance Program (SPDAP) — MarylandState$300–$1,200/yrOfficial source →
Housing
- Housing Choice Voucher (Section 8)Federal$8,000–$20,000/yrOfficial source →
- HUD Section 202 Supportive Housing for the ElderlyFederal$5,000–$15,000/yrOfficial source →
Income Support
- Supplemental Security Income (SSI)Federal$11,928–$17,892/yrOfficial source →
Long Term Care
- PACE — Program of All-Inclusive Care for the ElderlyFederal$6,000–$40,000/yrOfficial source →
- Home & Community-Based Options Waiver + Community First Choice — MarylandState$5,000–$50,000/yrOfficial source →
Medicare Savings
- Extra Help (Part D Low-Income Subsidy)Federal$4,000–$5,300/yrOfficial source →
- Qualifying Individual (QI)Federal$2,400–$2,435/yrOfficial source →
- Qualified Medicare Beneficiary (QMB)Federal$2,435–$3,500/yrOfficial source →
- Specified Low-Income Medicare Beneficiary (SLMB)Federal$2,400–$2,435/yrOfficial source →
- Medicare Savings Programs (QMB / SLMB / QI) — MarylandState$2,000–$8,000/yrOfficial source →
Supportive Services
- Long-Term Care Ombudsman ProgramFederalOfficial source →
- National Family Caregiver Support Program (OAA Title III-E)Federal$1,000–$5,000/yrOfficial source →
- Older Americans Act Supportive Services (Title III-B)Federal$500–$3,000/yrOfficial source →
- Senior Medicare Patrol (SMP)FederalOfficial source →
- Senior Call Check & Social Connections — MarylandStateOfficial source →
Tax Relief
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)Federalup to $1,125/yrOfficial source →
- Homeowners' Property Tax Credit — MarylandState$200–$2,000/yrOfficial source →
- Renters' Tax Credit (60+) — MarylandState$100–$1,000/yrOfficial source →
- Senior Income Tax Credit (65+) — MarylandState$1,000–$1,750/yrOfficial source →
Utility Assistance
- Federal LifelineFederal$111–$411/yrOfficial source →
- Weatherization Assistance Program (WAP)Federal$3,000–$8,000/yrOfficial source →
Veteran Benefits
- VA Aid & Attendance (Improved Pension)Federal$12,000–$34,488/yrOfficial source →
Not legal or financial advice. The agency makes the final eligibility decision.