Senior benefits in Montgomery County, Texas
Seniors aged 65 and older living in Montgomery County, Texas have access to a wide range of benefit programs that can help with health care, energy costs, food, transportation, and more. The H-GAC Area Agency on Aging serves this county and is a strong local starting point for finding services and support. BakerRipley administers the CEAP Energy Assistance program locally, helping eligible residents with utility costs. The Montgomery County Indigent Health Care Program (CIHCP) offers a county-run option for those who need help covering medical expenses. For getting around, Montgomery County Public Transit provides senior service and paratransit options through Conroe Connection and Brazos Transit District. State programs such as Texas Medicaid for the Aged, Blind, or Disabled (MEPD), Texas STAR+PLUS, and the Texas Over-65 Homestead Exemption may also apply. Dozens of federal programs are available here as well. Each program listing below includes its official source and the date it was last verified — the administering agency always makes the final eligibility decision.
6
Local programs
12
Texas programs
25
Federal programs
15
Categories
Local starting point
Houston-Galveston Area Council (H-GAC) Area Agency on Aging — designated AAA under OAA Title III for the 12-county H-GAC region surrounding Harris County (Austin, Brazoria, Chambers, Colorado, Fort Bend, Galveston, Liberty, Matagorda, Montgomery, Walker, Waller, Wharton); distinct from the Harris County AAA (operated by the Houston Health Department)
713-627-3200
See which of these Montgomery County programs you may qualify for.
Find my benefitsHelping others? Print the Montgomery County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Montgomery County
Run by the county, its Area Agency on Aging, or another agency serving Montgomery County. Start here.
Emergency Aid
Programs here are typically worth $200–$2,500 a year to an eligible household.
BakerRipley — CEAP Energy Assistance (Montgomery County)
CountyMontgomery County's CEAP is delivered through BakerRipley. The agency provides utility bill payment assistance for electric, gas, and propane; energy crisis assistance for shutoffs; and energy education. Eligibility at 150% FPL. Apply at https://unitedwayhouston.org/ceap/ or by calling 713-273-3700.
$200–$1,600/yr
Montgomery County Emergency Aid — Referral Coordination
CountyMontgomery County's emergency aid framework operates through referral coordination: (1) BakerRipley for CEAP utility assistance (713-273-3700); (2) H-GAC AAA for senior services (713-627-3200); (3) Montgomery County CIHCP for healthcare (936-539-7861); (4) United Way Greater Houston / 211 for general referrals; (5) faith-based partners (Catholic Charities, Salvation Army, local churches).
$200–$2,500/yr
Healthcare
Programs here are typically worth $1,200–$22,000 a year to an eligible household.
Montgomery County Indigent Health Care Program (CIHCP)
CountyThe Montgomery County Indigent Health Care Program (CIHCP) is required by Texas Health & Safety Code Chapter 61 for low-income residents who don't qualify for other state or federal healthcare programs. Eligibility: Montgomery County resident age 18+; household income less than 21% of the Federal Poverty Level (the Texas statutory minimum); not Medicaid-eligible. CIHCP covers physician services, lab/x-ray, three prescriptions per month, inpatient and outpatient hospital services through participating providers. PRIMARY HOSPITALS: Memorial Hermann The Woodlands, HCA Houston Healthcare Conroe, HCA Houston Healthcare Kingwood; no public hospital district. For Montgomery residents above 21% FPL, the dominant hospital's Patient Financial Assistance Program (typically at 200% FPL) is the broader pathway. Apply by calling Montgomery County at 936-539-7861.
$1,200–$22,000/yr
In this county: The 21% FPL gate is the Texas statutory minimum — extremely strict. Only Montgomery residents at or near SSI income levels qualify. Memorial Hermann The Woodlands, HCA Houston Healthcare Conroe, HCA Houston Healthcare Kingwood; no public hospital district. For Montgomery residents above 21% FPL, each dominant private hospital's own Financial Assistance Program (typically 200% FPL) is the broader pathway.
Nutrition
Programs here are typically worth $1,500–$5,000 a year to an eligible household.
H-GAC Area Agency on Aging — Title III + ADRC (Montgomery County)
CountyH-GAC serves Montgomery County seniors as part of its 12-county Houston region AAA — DISTINCT from the Harris County AAA which is operated separately by the Houston Health Department. H-GAC AAA delivers Title III congregate meals, Home-Delivered Meals for homebound seniors age 60+, Information Referral and Assistance, Benefits Counseling (HICAP/SHIP), Care Coordination, Caregiver Support, In-Home Support, Ombudsman services, and ADRC intake. Apply by calling the Statewide TX AAA line at 855-937-2372 or the H-GAC AAA directly at 713-627-3200.
$1,500–$5,000/yr
Supportive Services
H-GAC Elder Justice Program — Free Civil Legal Help for Crime Victims (Montgomery County)
CountyFree legal help for older adults who have been the victim of a crime. H-GAC's team of lawyers works at no charge to stop abuse, limit the harm, recover lost money or property, and pursue justice. Covered crimes include consumer fraud, contractor scams, family violence, financial exploitation, identity theft, internet scams, neglect or physical abuse, sexual assault, stalking or harassment, and "sweetheart" scams. The crime does not have to have been reported to law enforcement, and no referral is needed. Services include legal representation in civil matters tied to the crime, legal advocacy with law enforcement and prosecutors, help navigating the criminal justice system and Adult Protective Services, and referrals to community services. Call 346-500-4620 to make an appointment.
Transportation
Programs here are typically worth $300–$2,200 a year to an eligible household.
Montgomery County Public Transit — Senior Service + Paratransit
CountyPublic transit serving Montgomery County operates through Conroe Connection + Brazos Transit District — Conroe Connection operates fixed-route within the City of Conroe; Brazos Transit District provides demand-response across the broader county. Seniors AGE 60+ typically qualify for reduced or free fares depending on the operator and route. Demand-response service requires advance reservations (typically 24-48 hours). For specific schedule, route, and fare information call 936-522-3990 or visit the operator website.
$300–$2,200/yr
Texas and federal programs
Open to eligible households in Montgomery County and across the rest of Texas. Full details are on the Texas benefits page.
Emergency Aid
Employment
- Senior Community Service Employment Program (SCSEP)Federal$15,000–$17,000/yrOfficial source →
Food Assistance
- Commodity Supplemental Food Program (CSFP) Senior Food BoxFederal$240–$600/yrOfficial source →
- Congregate Meals at Senior CentersFederal$1,000–$2,500/yrOfficial source →
- Home-Delivered Meals (Meals on Wheels)Federal$1,500–$4,000/yrOfficial source →
- Senior Farmers' Market Nutrition Program (SFMNP)Federal$35–$50/yrOfficial source →
- SNAP (Supplemental Nutrition Assistance Program) for SeniorsFederal$280–$2,400/yrOfficial source →
Healthcare
- CHAMPVA (Civilian Health and Medical Program of the VA)Federal$3,000–$15,000/yrOfficial source →
- State Health Insurance Assistance Program (SHIP)FederalOfficial source →
- VA Health CareFederal$5,000–$20,000/yrOfficial source →
- Texas Medicaid for the Aged, Blind, or Disabled (MEPD)State$4,000–$25,000/yrOfficial source →
- Texas STAR+PLUS — Medicaid Managed Care + Long-Term Services and SupportsState$6,000–$80,000/yrOfficial source →
Home Care
- Program of All-Inclusive Care for the Elderly (PACE)State$30,000–$80,000/yrOfficial source →
Housing
- Housing Choice Voucher (Section 8)Federal$8,000–$20,000/yrOfficial source →
- HUD Section 202 Supportive Housing for the ElderlyFederal$5,000–$15,000/yrOfficial source →
Income Support
- Supplemental Security Income (SSI)Federal$11,928–$17,892/yrOfficial source →
Long Term Care
Medicare Savings
- Extra Help (Part D Low-Income Subsidy)Federal$4,000–$5,300/yrOfficial source →
- Qualifying Individual (QI)Federal$2,400–$2,435/yrOfficial source →
- Qualified Medicare Beneficiary (QMB)Federal$2,435–$3,500/yrOfficial source →
- Specified Low-Income Medicare Beneficiary (SLMB)Federal$2,400–$2,435/yrOfficial source →
Supportive Services
- Long-Term Care Ombudsman ProgramFederalOfficial source →
- National Family Caregiver Support Program (OAA Title III-E)Federal$1,000–$5,000/yrOfficial source →
- Older Americans Act Supportive Services (Title III-B)Federal$500–$3,000/yrOfficial source →
- Senior Medicare Patrol (SMP)FederalOfficial source →
- Texas Disabled Veteran Super Combo Hunting & Fishing License (Free)StateOfficial source →
- Texas State Veterans Cemeteries (No-Cost Burial Benefits)StateOfficial source →
- Texas Veterans Commission Claims Assistance (Free VA Claims Help)StateOfficial source →
Tax Relief
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)Federalup to $1,125/yrOfficial source →
- Texas 100% Disabled Veteran Homestead Exemption (Total Property Tax Exemption)State$3,000–$9,000/yrOfficial source →
- Texas Disabled Veteran Property Tax Exemption (Partial, 10%–100% Rating)State$85–$265/yrOfficial source →
- Texas Over-65 Homestead Exemption + School District Tax Ceiling (Tax Freeze)State$600–$3,500/yrOfficial source →
Utility Assistance
- Federal LifelineFederal$111–$411/yrOfficial source →
- Weatherization Assistance Program (WAP)Federal$3,000–$8,000/yrOfficial source →
Veteran Benefits
- VA Aid & Attendance (Improved Pension)Federal$12,000–$34,488/yrOfficial source →
Not legal or financial advice. The agency makes the final eligibility decision.
