Senior benefits in Montgomery County, Mississippi
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Seniors in Montgomery County, Mississippi, and the family members who help them, can find several kinds of benefit help close to home. The North Central Planning and Development District – Area Agency on Aging is the local starting point for aging services in the county. The MDHS county office in Winona handles economic assistance questions. Central Mississippi, Inc. runs LIHEAP energy assistance here, and Delta Rides offers rural public transit. Mississippi also has programs that may help with health care, long-term care, food, taxes, and caregiving. These include Medicaid waivers, Medicare Savings Programs, free Medicare counseling through SHIP, SNAP, the Homestead Exemption, and the Family Caregiver Support Program. Federal programs may apply as well, such as Extra Help with Medicare drug costs. The page below lists each program with its official source and the date it was last verified. Each agency makes the final decision on who is eligible, so use this list as a guide for where to ask.
4
Local programs
10
Mississippi programs
25
Federal programs
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Categories
Last verified · October 7, 2026
Local starting point
North Central Planning and Development District – Area Agency on Aging
1-662-283-2675
See which of these Montgomery County programs you may qualify for.
Discover my benefitsHelping others? Print the Montgomery County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Montgomery County
Run by the county, its Area Agency on Aging, or another agency serving Montgomery County. Start here.
Elder Services in Montgomery County
Programs here typically provide services worth $200–$2,000 a year to an eligible household.
Area Agency on Aging services (North Central PDD) — Montgomery
County · MississippiNorth Central Planning and Development District in Winona runs the Area Agency on Aging that serves Montgomery County. Services for people 60 and older include case management, transportation, congregate meals at meal sites, home-delivered meals, homemaker help, information and referral, legal services, long-term care ombudsman help, elder rights protection, and respite care for family caregivers through the National Family Caregiver Support Program. The Senior Community Service Employment program offers part-time jobs for low-income people 55 or older. Call (662) 283-2675.
Estimated service value: $200–$2,000 a year
Energy Assistance in Montgomery County
Programs here typically lower an eligible household's bills by $200–$1,500 a year.
LIHEAP energy assistance (Central Mississippi, Inc.) — Montgomery
County · MississippiThe Low-Income Home Energy Assistance Program (LIHEAP) helps pay home energy bills, including power, gas, wood and propane. In Montgomery County, the Community Action Agency (CAA) is Central Mississippi, Inc., 108 S. Front St. in Winona. To apply, send a pre-application through the Common Web Portal on Access MS and mark "Community Services." The CAA will then send a letter with an appointment, where you finish the application in person. People who are elderly or disabled should get an appointment within 30 business days. Households with elderly or disabled members get the greatest priority. Income must be at or below 60% of the state median income for your household size. Funding is limited. If you are approved, the CAA pays your energy company directly. Call the CAA at 662-283-4781.
Estimated bill savings: $200–$1,500 a year
General Assistance in Montgomery County
MDHS county office (Winona) — Montgomery
County · MississippiThe Mississippi Department of Human Services (MDHS) county office for Montgomery County is at 705 Alberta Dr in Winona (phone 662-283-2922). You can apply for SNAP food benefits online, or contact your local MDHS office for an application. If everyone in the home is 65 or older and no one earns money from work, a shorter form, the SNAP Simplified Application for the Elderly (ESAP, form MDHS EA 904), can be used. If you already get SNAP or TANF and need help with your case, start by contacting your caseworker. ESAP and MSCAP clients can call 800-948-4060. SNAP/TANF Customer Service: 800-948-3050.
Estimated bill savings: about $0 a year
Transportation in Montgomery County
Programs here typically provide services worth $150–$1,500 a year to an eligible household.
Rural public transit (Delta Rides) — Montgomery
County · MississippiRural public transit in Montgomery County is open to the general public, and seniors use it to get to doctor's appointments, the grocery store and other places. MDOT's statewide transit study lists Central Mississippi, Inc. in Winona as rural demand-response (call-ahead) providers serving the county. Providers offer wheelchair accessible rides. Montgomery County is in MDOT's Delta Rides region, which serves 21 counties in northwest Mississippi and has a call center that links the transit systems. Call Delta Rides at 662-846-6161 to find a ride.
Estimated service value: $150–$1,500 a year
Local agencies serving Montgomery County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
Mississippi Department of Human Services (MDHS), Division of Economic Assistance
North Central Planning and Development District
Central Mississippi, Inc.
Mississippi Department of Transportation (MDOT) Public Transit
Mississippi and federal programs
Open to eligible households in Montgomery County and across the rest of Mississippi. Full details are on the Mississippi benefits page.
Money & income2 programs
Cash paid to you, and emergency help when money runs short.
Health & Medicare costs8 programs
Medicaid, Medicare savings, and help with drug and doctor bills.
- Medicare Savings Programs in Mississippi (QMB, SLMB, QI)
- Mississippi Medicaid for people who are aged, blind, or disabled
- Mississippi State Health Insurance Assistance Program (SHIP) for free Medicare counseling
- Extra Help (Part D Low-Income Subsidy)
- Qualifying Individual (QI)
- Qualified Medicare Beneficiary (QMB)
- Specified Low-Income Medicare Beneficiary (SLMB)
- State Health Insurance Assistance Program (SHIP)
Food6 programs
SNAP (food stamps), meals, and farmers market coupons.
Home, bills & taxes8 programs
Help with heating and electric bills, rent, property taxes, and home repairs.
- Mississippi Low-Income Home Energy Assistance Program (LIHEAP)
- Mississippi Homestead Exemption, with the larger exemption for homeowners 65 or older or totally disabled
- Mississippi income tax: retirement income and Social Security exemption, plus the age 65 or blind exemption
- Federal Lifeline
- Weatherization Assistance Program (WAP)
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)
- Housing Choice Voucher (Section 8)
- HUD Section 202 Supportive Housing for the Elderly
Care at home & long-term care5 programs
Help staying in your home, nursing home alternatives, and support for family caregivers.
- Mississippi Elderly and Disabled Waiver (Medicaid home and community-based services)
- Mississippi Assisted Living Waiver (Medicaid)
- Mississippi Family Caregiver Support Program and Dementia Care Program
- PACE — Program of All-Inclusive Care for the Elderly
- National Family Caregiver Support Program (OAA Title III-E)
Help, advice & legal3 programs
Free counseling, legal help, rides, and other senior services.
Veterans3 programs
Benefits for veterans and their surviving spouses.
Nearby counties
Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
