Benefits · Illinois

Senior benefits in Montgomery County, Illinois

Seniors living in Montgomery County, Illinois, may qualify for more help than they realize. This page brings together benefit programs from the county, state, and federal levels in one place. Locally, the Area Agency on Aging for Lincolnland (AgeLinc) is a strong starting point — it connects older adults to Options Counseling, the Community Care Program, and meal services right here in Montgomery County. Residents who struggle with heating or cooling costs may qualify for Montgomery County LIHEAP energy assistance, and the county's dial-a-ride service offers Senior Transportation options for those who need a ride. HSHS St. Francis Hospital in Litchfield offers financial assistance for eligible patients. At the state level, programs like Illinois SHIP, the Medicare Savings Program, and the Senior Citizens Assessment Freeze can make a real difference. Federal programs add even more layers of support. Every program listed below includes its official source and the date it was last verified, and each agency makes the final decision on eligibility.

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Local programs

22

Illinois programs

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Federal programs

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Categories

Local starting point

Area Agency on Aging for Lincolnland (AgeLinc, Springfield) — the AAA serving Cass, Christian, Greene, Jersey, Logan, Macoupin, Mason, Menard, Montgomery, Morgan, Sangamon, and Scott counties

217-787-9234

See which of these Montgomery County programs you may qualify for.

Find my benefits

Helping others? Print the Montgomery County benefits checklist — free to hand out.

When benefit rules change, it’s tracked here

Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.

Benefit changes →

Programs run in Montgomery County

Run by the county, its Area Agency on Aging, or another agency serving Montgomery County. Start here.

Caregiver Support

AgeLinc Grandparents and Relative Caregivers Fund Assistance (Montgomery County)

County

One-time emergency money for a grandparent or other relative who is raising a child, to cover a safety or care need that no other program will pay for. AgeLinc's gap assistance can help with a utility or rent bill, a one-time child-care cost, a one-time prescription cost, school materials, beds, car seats, clothing and similar needs, and can connect the family to help with legal guardianship, food, and state health coverage for the child. Available to relative caregivers of any age; you must show existing or pending legal guardianship of the child, and a family can use it once in a 12-month period. Call AgeLinc at (217) 787-9234 or toll-free (800) 252-2918.

How to apply →Official source →1-800-252-2918Last verified · September 8, 2026

Emergency Aid

Programs here are typically worth $200–$3,000 a year to an eligible household.

Montgomery County LIHEAP — Energy Assistance (Montgomery County)

County

Illinois LIHEAP (Low Income Home Energy Assistance Program) for Montgomery County residents is administered by the county's local Community Action Agency (LIHEAP intake office). LIHEAP provides a one-time heating/cooling benefit and reconnection help; the year-round PIPP (Percentage of Income Payment Plan) caps the energy bill at a percentage of income with monthly credits. Households at or below 200% of the Federal Poverty Level qualify (some LIHEAP benefits to 300%); seniors 60+ get priority application windows. Apply through the county's local Community Action Agency (LIHEAP intake office) (877-411-9276) or HelpIllinoisFamilies (877-411-9276).

$250–$1,500/yr

How to apply →Official source →877-411-9276Last verified · September 12, 2026

Montgomery County General Assistance + Emergency Aid — Referral Coordination (Montgomery County)

County

Montgomery County emergency aid: (1) DISTINCTIVE to Illinois — TOWNSHIP GENERAL ASSISTANCE (GA): each township supervisor provides emergency 'General Assistance' for residents with little or no income — help with rent, utilities, food, and personal/medical needs (Illinois's analog to Indiana's township-trustee relief). Find your Montgomery County township supervisor through the county. (2) AgeLinc / the local senior center for case management, meals, and the Community Care Program (217-787-9234). (3) the county's local Community Action Agency (LIHEAP intake office) for LIHEAP utility help. (4) The county hospital financial-assistance programs for medical bills. (5) Salvation Army / St. Vincent de Paul / Catholic Charities of the Diocese of Springfield. (6) Central Illinois Foodbank partner pantries. (7) Dial 211.

$200–$3,000/yr

How to apply →Official source →211Last verified · September 13, 2026

Healthcare

Programs here are typically worth $500–$35,000 a year to an eligible household.

HSHS St. Francis Hospital (Litchfield) — Financial Assistance (Montgomery County)

County

Montgomery County hospital safety net: HSHS St. Francis Hospital (Litchfield) is the county's anchor — a nonprofit Catholic Hospital Sisters Health System facility serving Hillsboro, Litchfield, and the surrounding area. As an HSHS facility it offers a Patient Financial Assistance / Community Care Program with free or discounted care for households at or below 300% of the Federal Poverty Level. DISTINCTIVE to Illinois: state law (the Hospital Uninsured Patient Discount Act + Fair Patient Billing Act) REQUIRES hospitals to provide financial assistance — uninsured patients at or below 200% (rural/critical-access) or 300% (urban) of the Federal Poverty Level generally receive free care, with capped discounts above that. Most Illinois hospitals have a robust charity-care policy as a result. Apply at the hospital financial counseling office or at https://www.hshs.org/about-us/patient-financial-services/illinois-financial-assistance. Phone: 217-324-2191.

$500–$35,000/yr

In this county: Montgomery: Montgomery = HSHS St. Francis Hospital (Litchfield, nonprofit Catholic) — free/discounted ≤300% FPL. Illinois LAW mandates hospital financial assistance (free care to ~200-300% FPL).

How to apply →Official source →217-324-2191Last verified · September 14, 2026

Home Care

Veteran Directed Care (VDC) — Montgomery County

County

A more flexible alternative to traditional in-home services for veterans: the VA funds a budget and the veteran selects and manages their own caregivers, including hiring a family member or friend to help with daily living activities. There is no cost to the veteran and no income or age requirement. To enroll, ask your VA primary care provider to put in a consult for Veteran Directed Care; an AgeLinc Veterans Specialist then calls to walk you through the process. Questions: (217) 787-9234 or toll-free (800) 252-2918.

How to apply →Official source →1-800-252-2918Last verified · September 13, 2026

Nutrition

Programs here are typically worth $1,500–$6,000 a year to an eligible household.

Area Agency on Aging for Lincolnland (AgeLinc) — Options Counseling + Community Care Program + Meals (Montgomery County)

County

Montgomery County's Area Agency on Aging is the Area Agency on Aging for Lincolnland (AgeLinc, headquartered in Springfield). Services: Aging & Disability Resource Network information and assistance; intake/referral for the Illinois Community Care Program (CCP) in-home services via a local Care Coordination Unit; home-delivered and congregate meals; caregiver support (NFCSP); benefits counseling (SNAP / Medicare Part D / SHIP / Benefit Access bus passes and discount plates); and adult protective services. AgeLinc is one of Illinois's 13 Area Agencies on Aging. Call 217-787-9234 or 1-800-252-2918.

$1,500–$6,000/yr

How to apply →Official source →217-787-9234Last verified · September 11, 2026

Transportation

Programs here are typically worth $200–$2,000 a year to an eligible household.

Montgomery County Senior Transportation + Benefit Access (Montgomery County)

County

Montgomery County public transportation is provided through Montgomery County Public Transportation (county dial-a-ride), offering curb-to-curb / demand-response rides for medical appointments, senior centers, and essential errands across Montgomery County (Hillsboro, Litchfield, Nokomis, Raymond, Witt). Seniors and people with disabilities ride at reduced fares; the Illinois Benefit Access Program (Illinois Department on Aging) provides additional free/reduced fares for income-eligible riders 65+. Schedule rides in advance.

$200–$2,000/yr

How to apply →Official source →1-800-252-8966Last verified · August 29, 2026

Illinois and federal programs

Open to eligible households in Montgomery County and across the rest of Illinois. Full details are on the Illinois benefits page.

Income Support

Utility Assistance

Veteran Benefits

Nearby counties

County programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.

← All Illinois counties

Not legal or financial advice. The agency makes the final eligibility decision.