Senior benefits in Montgomery County, Pennsylvania
Seniors living in Montgomery County, Pennsylvania have access to a wide range of benefit programs that can help with health care, prescription costs, energy bills, transportation, and more. The Montgomery County Area Agency on Aging serves as the local starting point for older adults and their families. It connects residents to services under the Older Americans Act and provides free APPRISE Medicare counseling to help sort out coverage questions. SEPTA Senior Reduced Fare and CCT Connect Paratransit offer lower-cost travel options for eligible riders across the county. Residents who need help with heating and cooling costs can apply through the Montgomery County Assistance Office, which handles LIHEAP energy assistance locally. Major hospital systems serving the county — including Main Line Health, Jefferson Abington, Jefferson Einstein Montgomery, and Redeemer Health — offer financial assistance programs for those who qualify. State programs such as PACE/PACENET, the Property Tax/Rent Rebate Program, and Community HealthChoices also apply here, alongside dozens of federal programs. Each listing below includes its official source and the date it was last verified; the sponsoring agency makes all final eligibility decisions.
5
Local programs
16
Pennsylvania programs
25
Federal programs
15
Categories
Local starting point
Montgomery County Area Agency on Aging — designated AAA under the Older Americans Act Title III for Montgomery County; one of 52 AAAs in Pennsylvania (52 AAAs covering all 67 counties — some AAAs are single-county like the Philly Suburbs, others are multi-county). Reports to the PA Department of Aging.
610-278-3601
See which of these Montgomery County programs you may qualify for.
Find my benefitsHelping others? Print the Montgomery County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Montgomery County
Run by the county, its Area Agency on Aging, or another agency serving Montgomery County. Start here.
Emergency Aid
Programs here are typically worth $200–$3,000 a year to an eligible household.
Montgomery County Assistance Office (CAO) — LIHEAP Energy Assistance Delivery (Montgomery County)
CountyMontgomery CAO delivers PA LIHEAP (Cash + Crisis + Crisis Interface) for Montgomery County residents. Same eligibility as the state program (~150% FPL). Apply through the Montgomery CAO office, at COMPASS (compass.dhs.pa.gov), or by calling 610-272-1752. Seniors age 60+ may also apply through Montgomery AAA (610-278-3601) for priority processing. Application window typically November-April.
$200–$1,500/yr
Montgomery County Emergency Aid — Referral Coordination
CountyMontgomery County emergency aid: (1) Montgomery County Assistance Office (CAO) for Cash Assistance / Emergency LIHEAP / Medicaid (610-272-1752); (2) Montgomery AAA for senior-specific case management (610-278-3601); (3) Montgomery hospital safety net (484-337-3000); (4) SEPTA Senior Reduced Fare / CCT Connect for transportation (215-580-7800); (5) Catholic Social Services of the Archdiocese of Philadelphia (covers all 5 Philly-region counties — Philadelphia + Bucks/Chester/Delaware/Montgomery); (6) Philabundance regional food bank (Philadelphia-region food bank covering 4-county Philly Suburbs + Philadelphia); (7) county-specific safety-net partners (Bucks: Bucks County Housing Group; Chester: Open Hearth + Family Service of Chester County; Delaware: Catholic Charities Family Services; Montgomery: Manna on Main Street + Open Link). Dial 211 (211 Southeastern PA) for general referrals.
$200–$3,000/yr
Healthcare
Programs here are typically worth $500–$30,000 a year to an eligible household.
Main Line Health (Bryn Mawr + Lankenau) + Jefferson Abington + Jefferson Einstein Montgomery + Redeemer — Financial Assistance (Montgomery County)
CountyMontgomery County's principal community hospital safety net is Bryn Mawr Hospital + Lankenau (Main Line Health) anchor the Main Line corridor; Jefferson Abington Hospital (Jefferson Health since 2015) is the northern Montgomery flagship; Jefferson Einstein Montgomery (East Norriton); Redeemer (Meadowbrook). Tertiary referrals route to Philadelphia.. Each system operates a Financial Assistance Program (sliding scale typically to 300-400% FPL). Note: PA Medicaid ABD is STRICT (~$989/month income), so many low-income suburban seniors fall above Medicaid and rely on hospital FAPs. The Philly Suburbs collectively have one of the most competitive hospital landscapes in the country — patients usually have choice between 3+ systems. Apply at the hospital's financial counseling office or at https://www.mainlinehealth.org/patient-services/patient-billing/financial-assistance. Phone: 484-337-3000.
$500–$30,000/yr
In this county: Montgomery: Bryn Mawr Hospital + Lankenau (Main Line Health) anchor the Main Line corridor; Jefferson Abington Hospital (Jefferson Health since 2015) is the northern Montgomery flagship; Jefferson Einstein Montgomery (East Norriton); Redeemer (Meadowbrook). Tertiary referrals route to Philadelphia.. PA Medicaid ABD strict — many seniors fall above Medicaid line and rely on FAP.
Nutrition
Programs here are typically worth $1,500–$6,000 a year to an eligible household.
Montgomery County Area Agency on Aging — Title III + APPRISE Medicare Counseling (Montgomery County)
CountyMontgomery County AAA serves seniors age 60+ and their caregivers. Services include: Title III Congregate Meals (at senior centers) + Home-Delivered Meals (Meals on Wheels); APPRISE (PA's SHIP — Medicare benefits counseling); PA Department of Aging Medicare Improvement for Patients and Providers Act outreach; Caregiver Support; Protective Services (elder abuse investigations); Aging Waiver Care Management (community-based long-term services); PACE/PACENET enrollment assistance. Apply by calling Montgomery AAA at 610-278-3601 or emailing ossstaff@montgomerycountypa.gov.
$1,500–$6,000/yr
Transportation
Programs here are typically worth $800–$3,500 a year to an eligible household.
SEPTA Senior Reduced Fare + CCT Connect Paratransit (Montgomery County)
CountySEPTA Reduced Fare for Seniors gives PA residents age 65+ FREE rides on SEPTA buses, subway, trolley, and Norristown High Speed Line (with a Senior Reduced Fare PA ID). Regional Rail offers a $1 fare for seniors. SEPTA serves Montgomery (Norristown, King of Prussia, Plymouth Meeting, Conshohocken, Ardmore, Bryn Mawr, Wayne, Jenkintown, Abington, Glenside, Lansdale via Regional Rail multiple lines + Bus + Norristown High Speed Line). Senior Reduced Fare FREE bus/subway/trolley, $1 Regional Rail; CCT Connect paratransit. CCT Connect is SEPTA's ADA paratransit. Apply for the Senior Reduced Fare PA ID at any PA Department of Aging office, or get a SEPTA Key Senior at SEPTA's Center City office (1234 Market Street, Philadelphia). CCT Connect: apply for eligibility assessment at 215-580-7700.
$800–$3,500/yr
Pennsylvania and federal programs
Open to eligible households in Montgomery County and across the rest of Pennsylvania. Full details are on the Pennsylvania benefits page.
Emergency Aid
Employment
- Senior Community Service Employment Program (SCSEP)Federal$15,000–$17,000/yrOfficial source →
Food Assistance
- Commodity Supplemental Food Program (CSFP) Senior Food BoxFederal$240–$600/yrOfficial source →
- Congregate Meals at Senior CentersFederal$1,000–$2,500/yrOfficial source →
- Home-Delivered Meals (Meals on Wheels)Federal$1,500–$4,000/yrOfficial source →
- Senior Farmers' Market Nutrition Program (SFMNP)Federal$35–$50/yrOfficial source →
- SNAP (Supplemental Nutrition Assistance Program) for SeniorsFederal$280–$2,400/yrOfficial source →
Healthcare
- CHAMPVA (Civilian Health and Medical Program of the VA)Federal$3,000–$15,000/yrOfficial source →
- State Health Insurance Assistance Program (SHIP)FederalOfficial source →
- VA Health CareFederal$5,000–$20,000/yrOfficial source →
- Pennsylvania Medical Assistance for the Aged, Blind, or Disabled (Non-MAGI MA)State$4,000–$50,000/yrOfficial source →
- Pennsylvania Medicare Savings Programs (QMB / SLMB / QI / SLMB-1)State$2,098–$8,000/yrOfficial source →
- PACE + PACENET — Pennsylvania Pharmaceutical Assistance Contract for the ElderlyState$500–$4,000/yrOfficial source →
Home Care
- Living Independence for the Elderly (LIFE) — Pennsylvania's PACE ProgramState$30,000–$80,000/yrOfficial source →
Housing
- Housing Choice Voucher (Section 8)Federal$8,000–$20,000/yrOfficial source →
- HUD Section 202 Supportive Housing for the ElderlyFederal$5,000–$15,000/yrOfficial source →
- Pennsylvania Property Tax/Rent Rebate Program (PTRR)State$380–$1,000/yrOfficial source →
Income Support
- Supplemental Security Income (SSI)Federal$11,928–$17,892/yrOfficial source →
Long Term Care
- PACE — Program of All-Inclusive Care for the ElderlyFederal$6,000–$40,000/yrOfficial source →
- Pennsylvania Community HealthChoices (CHC)State$20,000–$80,000/yrOfficial source →
- Pennsylvania State Veterans Homes (Long-Term Care)StateOfficial source →
Medicare Savings
- Extra Help (Part D Low-Income Subsidy)Federal$4,000–$5,300/yrOfficial source →
- Qualifying Individual (QI)Federal$2,400–$2,435/yrOfficial source →
- Qualified Medicare Beneficiary (QMB)Federal$2,435–$3,500/yrOfficial source →
- Specified Low-Income Medicare Beneficiary (SLMB)Federal$2,400–$2,435/yrOfficial source →
Supportive Services
- Long-Term Care Ombudsman ProgramFederalOfficial source →
- National Family Caregiver Support Program (OAA Title III-E)Federal$1,000–$5,000/yrOfficial source →
- Older Americans Act Supportive Services (Title III-B)Federal$500–$3,000/yrOfficial source →
- Senior Medicare Patrol (SMP)FederalOfficial source →
- Pennsylvania County Directors of Veterans Affairs (Free Benefits and Claims Help)StateOfficial source →
- Pennsylvania Disabled Veteran Fishing License (Free or Reduced Fee)StateOfficial source →
- Pennsylvania Disabled Veteran Hunting License (Free or $2.97)StateOfficial source →
Tax Relief
Utility Assistance
- Federal LifelineFederal$111–$411/yrOfficial source →
- Weatherization Assistance Program (WAP)Federal$3,000–$8,000/yrOfficial source →
Veteran Benefits
- VA Aid & Attendance (Improved Pension)Federal$12,000–$34,488/yrOfficial source →
- Pennsylvania Amputee and Paralyzed Veterans' Pension ($150 per Month)State$1,800/yrOfficial source →
- Pennsylvania Blind Veterans' Pension ($150 per Month)State$1,800/yrOfficial source →
Not legal or financial advice. The agency makes the final eligibility decision.
