Senior benefits in Luce County, Michigan
Seniors living in Luce County, Michigan have access to a wide range of benefit programs that can help with everyday needs. Locally, the U.P. Area Agency on Aging connects older adults to Older Americans Act Services covering meals, in-home help, and more. The Eastern Upper Peninsula Transportation Authority offers Luce County Dial-A-Ride for getting to appointments and errands. Residents facing high energy bills may find help through Chippewa-Luce-Mackinac Community Action Energy Assistance, and those needing hospital care can explore Helen Newberry Joy Hospital Financial Assistance. The U.P. Food as Medicine program offers farm market vouchers to support healthy eating. At the state level, programs like Michigan Caregiver Support, MI Choice Waiver, the Michigan Home Heating Credit, and MMAP Medicare counseling may apply. Federal programs also cover areas like prescription costs, food assistance, and veterans' benefits. Each program listed below includes its official source and the date it was last verified. The administering agency always makes the final eligibility decision.
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Local programs
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Michigan programs
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Federal programs
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Categories
Last verified · October 12, 2026
Local starting point
U.P. Area Agency on Aging (UPCAP Services, Inc.)
1-800-338-7227
See which of these Luce County programs you may qualify for.
Discover my benefitsHelping others? Print the Luce County benefits checklist — free to hand out.
When benefit rules change, it’s tracked here
Income limits, new requirements, how to apply — see what’s changed across senior benefit programs, from the official source in plain English.
Programs run in Luce County
Run by the county, its Area Agency on Aging, or another agency serving Luce County. Start here.
Elder Services in Luce County
Programs here typically provide services worth $1,500–$6,000 a year to an eligible household.
U.P. Area Agency on Aging — Older Americans Act Services (Luce County)
County · MichiganUPCAP Services runs the U.P. Area Agency on Aging (Region 11), the Area Agency on Aging for Luce County and all 15 Upper Peninsula counties. Help includes home-delivered and congregate meals, in-home and personal care, caregiver support, Medicare/Medicaid counseling (MMAP), long-term care options counseling, and help applying for the MI Choice waiver. Older adults age 60 and over, and adults with disabilities, can call the U.P. Senior Helpline at 1-800-338-7227 to ask what help is available.
Estimated service value: $1,500–$6,000 a year
Energy Assistance in Luce County
Programs here typically lower an eligible household's bills by $200–$1,500 a year.
Chippewa-Luce-Mackinac Community Action Energy Assistance — Luce County
County · MichiganThe Chippewa-Luce-Mackinac Community Action Agency is the Community Action Agency for the Eastern Upper Peninsula and helps low-income Luce County households with heating and electric bills, emergency utility shutoff help, deliverable fuels, and weatherization. Apply for state energy help (Home Heating Credit / State Emergency Relief) through MI Bridges, dial 211 for local referrals, or call the agency at 906-632-3363.
Estimated bill savings: $200–$1,500 a year
Healthcare in Luce County
Helen Newberry Joy Hospital Financial Assistance (Luce County)
County · MichiganHelen Newberry Joy Hospital in Newberry serves Luce County and offers financial assistance for uninsured or underinsured patients. Discounts cover inpatient and outpatient services performed at the hospital by its own staff, including staff physicians, nurse practitioners, and physician assistants. Some services are not covered — visiting specialty-clinic physicians, radiologists' reading of x-rays and other imaging, elective procedures, vision services, and some equipment and supplies. Call Patient Accounts at 906-293-9115 or 906-293-9123 to apply.
Estimated bill savings: about $0 a year
In this county: The hospital gives limited discounts on services its own staff provides, and decides each application. Services by non-employed or visiting physicians, imaging reads, and elective procedures are not covered. Not legal or financial advice.
Nutrition in Luce County
Programs here typically provide services worth $300–$300 a year to an eligible household.
U.P. Food as Medicine (Prescription for Health) — Farm Market Vouchers (Luce County)
County · MichiganU.P. Food as Medicine gives Luce County adults who are at risk for or living with a chronic health condition vouchers to buy fresh fruits and vegetables at participating Upper Peninsula farm markets. Each voucher is worth $5, and participants get $15 a week during the 20-week market season — about $300 a season, mailed monthly. A doctor or clinic in the program's partner network sends the referral; a call specialist then completes enrollment. Ask your health-care provider for a referral, or dial 2-1-1.
Estimated service value: about $300 a year
Transportation in Luce County
Programs here typically provide services worth $200–$1,200 a year to an eligible household.
Eastern Upper Peninsula Transportation Authority — Luce County Dial-A-Ride (Luce County)
County · MichiganThe Eastern Upper Peninsula Transportation Authority operates an on-demand Dial-A-Ride service in Luce County (Newberry area) for rides to medical appointments, errands, and community life. Seniors and riders with disabilities get reduced (discount) fares. Call 906-632-2898 (option 4 for the bussing system) to plan a trip or ask about Luce County Dial-A-Ride hours and senior fares.
Estimated service value: $200–$1,200 a year
In this county: Dial-A-Ride service is open to the public; seniors and people with disabilities receive reduced fares. Confirm the qualifying senior age with EUPTA. Not legal or financial advice.
Local agencies serving Luce County
Who runs the county programs above, and how to reach them. Every line comes from a program record on this page — nothing is added that the catalog does not cite.
Chippewa-Luce-Mackinac Community Action Agency (CLMCAA)
Runs: Chippewa-Luce-Mackinac Community Action Energy Assistance
Helen Newberry Joy Hospital (HNJH)
Eastern Upper Peninsula Transportation Authority (EUPTA)
U.P. Area Agency on Aging (UPCAP Services, Inc.)
UPCAP Services (Upper Peninsula Commission for Area Progress)
Michigan and federal programs
Open to eligible households in Luce County and across the rest of Michigan. Full details are on the Michigan benefits page.
Money & income3 programs
Cash paid to you, and emergency help when money runs short.
Health & Medicare costs9 programs
Medicaid, Medicare savings, and help with drug and doctor bills.
- Medicare Savings Program (Michigan) — QMB / SLMB / QI
- Michigan Medicaid — Aged, Blind & Disabled (AD-Care)
- MI Coordinated Health (Medicare-Medicaid Integrated Plan, formerly MI Health Link)
- MMAP — Michigan's State Health Insurance Assistance Program (Medicare Counseling)
- Extra Help (Part D Low-Income Subsidy)
- Qualifying Individual (QI)
- Qualified Medicare Beneficiary (QMB)
- Specified Low-Income Medicare Beneficiary (SLMB)
- State Health Insurance Assistance Program (SHIP)
Food6 programs
SNAP (food stamps), meals, and farmers market coupons.
- Senior Project FRESH / Market FRESH (Senior Farmers' Market Nutrition Program)
- Commodity Supplemental Food Program (CSFP) Senior Food Box
- Congregate Meals at Senior Centers
- Home-Delivered Meals (Meals on Wheels)
- Senior Farmers' Market Nutrition Program (SFMNP)
- SNAP (Supplemental Nutrition Assistance Program) for Seniors
Home, bills & taxes9 programs
Help with heating and electric bills, rent, property taxes, and home repairs.
- Michigan Home Heating Credit
- State Emergency Relief — Energy & Heat (LIHEAP) + MEAP
- Michigan Disabled Veterans Property Tax Exemption (Full Homestead Exemption)
- Michigan Homestead Property Tax Credit
- Federal Lifeline
- Weatherization Assistance Program (WAP)
- Federal Credit for the Elderly or the Disabled (IRS Schedule R)
- Housing Choice Voucher (Section 8)
- HUD Section 202 Supportive Housing for the Elderly
Care at home & long-term care7 programs
Help staying in your home, nursing home alternatives, and support for family caregivers.
- Home Help Program (Medicaid Personal Care)
- MI Choice Waiver Program (Home & Community-Based Services)
- PACE — Program of All-Inclusive Care for the Elderly (Michigan)
- Michigan Veteran Homes (State Long-Term Care)
- Michigan Caregiver Support (Family Caregiver Services)
- PACE — Program of All-Inclusive Care for the Elderly
- National Family Caregiver Support Program (OAA Title III-E)
Help, advice & legal5 programs
Free counseling, legal help, rides, and other senior services.
Veterans3 programs
Benefits for veterans and their surviving spouses.
Nearby counties
Local programs differ from one county to the next. If you live near a county line, or you are helping a parent who lives in one of these, it is worth checking there too.
Not legal or financial advice. The agency makes the final eligibility decision.
